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INDONESIA
EKSPANSI
Published by Politeknik Negeri Bandung
ISSN : 20855230     EISSN : 25807668     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The Ekspansi journal (Jurnal Ekonomi, Keuangan, Perbankan dan Akuntansi), with registered number ISSN 2085-5230(print) and ISSN 2580-7668 (Online) is a scientific multidisciplinary journal published by Accounting depatment, Politeknik Negeri Bandung. The Ekspansi Journal provides a specialized forum for the publication of research in the area of financial economics and the theory of the firm, placing primary emphasis on the highest quality analytical, empirical, and clinical contributions in the following major areas: Finance, Banking and Accounting. This journal published in Mei and November every year.
Arjuna Subject : -
Articles 6 Documents
 1 
Search results for , issue "Vol 16 No 2 (2024)" : 6 Documents clear
THE IMPACT AND CORRELATION BETWEEN INFLATION, INTEREST RATES, AND ECONOMIC GROWTH IN INDONESIA. A FIVE-YEAR EXAMINATION (2019-2023) Dewi, Dita Dismalasari; Alpiansah, Restu; Fitriani, Nurida; Baihaqi, Wikan Haqqu
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 16 No 2 (2024)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v16i2.5838

Abstract

This study aims to investigate the influence of inflation and interest rates on Indonesia's economic growth. Employing a quantitative approach with the OLS regression technique, the study uncovers a significant relationship between inflation and economic growth. While high inflation can stimulate aggregate demand, boost investment, and drive economic expansion, it can also lead to economic uncertainty, erode household purchasing power, and hinder economic progress. Similarly, the study reveals a substantial impact of interest rates on economic growth. Low interest rates can encourage investment, enhance consumption, and propel economic growth. However, they can also trigger inflation, depreciate the exchange rate, and heighten the risk of financial crises.
ANALISIS DAMPAK KREDIT MACET DAN PENYALURAN KREDIT TERHADAP PROFITABILITAS BANK PERSERO Dewi Sri Maulydia; Setiawati, Ririt Iriani Sri
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 16 No 2 (2024)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v16i2.6004

Abstract

Conventional banking including Persero Bank has its main income from interest on loans distributed to the public. The purpose of this study is to prove the impact between credit congestion and credit distribution with profitability at Persero Bank in the 2013-2023 period. The source of the data for this research are from Financial Service Authority and annual financial reports of each bank. This research uses multiple linear regression as an analysis method. The result of this research prove that partially credit congestion has a negative and significant impact on profitability of Persero Bank. Meanwhile credit distribution partially hasn’t impact on profitability of Persero Bank. Simultaneously, credit congestion and credit distribution have an impact on profitability of Persero Bank.
ANALISIS PENGARUH FAKTOR INTERNAL DAN FAKTOR EKSTERNAL TERHADAP STABILITAS BANK UMUM SYARIAH DI INDONESIA PADA SEBELUM DAN SAAT PANDEMI COVID – 19 Febriana, Eliza; Hadiani, Fatmi
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 16 No 2 (2024)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v16i2.6006

Abstract

Abstract: This research compares the stability of Sharia Commercial Banks before and during the COVID-19 pandemic, by looking at the impact of internal and external factors. 10 banks that met the criteria were included in the purposive sample used to select the sample for this research. The data obtained comes from the World Bank, Central Statistics Agency, and the official website of each Sharia Commercial Bank. This research includes internal variables such as CAR, NPF, and ISR and external factors consisting of inflation, GDP growth, and bank competition. As an analysis tool, Stata software is used to perform panel data regression and t-test data analysis. Based on the tests that have been carried out, the best model chosen is FEM with CAR, ISR and competition results having a significant positive influence, NPF and Inflation having an insignificant negative influence and GDP growth having an insignificant positive influence. The Wilcoxon Signed Rank Test was used because the research data was not normally distributed. As a result, the stability of Sharia Commercial Banks before and during the COVID-19 pandemic was no different. Keywords: Stability, Capital Adequacy Ratio, Non-Performing Financing, Islamic Social Responsibility, Inflation, GDP Growth, Bank Competition.
PENGARUH KINERJA KEUANGAN DAN STRUKTUR MODAL TERHADAP NILAI PERUSAHAAN YANG DIMODERASI VARIABEL KEPEMILIKAN MANAJERIAL Ningsih, Wirdia; Sulastiningsih
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 16 No 2 (2024)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v16i2.6386

Abstract

This study aims to examine the effect of financial performance and capital structure on firm value with managerial ownership as a moderating variable. This research uses a quantitative approach with secondary data taken from the financial statements of companies officially published on the Indonesia Stock Exchange (IDX). The sample consists of 12 mining sector companies selected using a purposive sampling technique. Data analysis was performed using multiple linear regression and Moderated Regression Analysis (MRA). The results showed that financial performance has a significant positive effect on firm value, capital structure has no significant effect on firm value, managerial ownership has no significant effect on firm value, managerial ownership cannot moderate the effect of financial performance on firm value, and managerial ownership cannot moderate the effect of capital structure on firm value.
THE EFFECT OF SOLVENCY AND LIQUIDITY ON THE PROFITABILITY OF INDONESIAN AND SAUDI ARABIAN ISLAMIC COMMERCIAL BANKS: AN EMPIRICAL ANALYSIS BASED ON STAKEHOLDER THEORY Puspitasari, Kartika; Muflih, Muhammad
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 16 No 2 (2024)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v16i2.6435

Abstract

Profitability in Islamic banking is currently less competitive compared to conventional banking, including in Indonesia and Saudi Arabia. This study aims to enhance the profitability of Islamic banking in Indonesia and Saudi Arabia during the period 2013–2022 by examining the role of solvency (DER), liquidity (CR), and company size (SIZE) as control variables based on stakeholder theory. The data for this study were derived from Islamic banking financial reports collected through purposive sampling and analyzed using SEM-PLS techniques. The study found that solvency and company size, as control variables, have a significant impact on the profitability of Islamic commercial banks in Indonesia and Saudi Arabia. However, liquidity in Islamic banking in both countries does not significantly affect profitability. These findings provide guidance for Islamic banking institutions in formulating strategic initiatives to enhance the profitability of Islamic commercial banks in Muslim-majority countries.
OPTIMALISASI KINERJA BANK PERKREDITAN RAKYAT SYARIAH INDONESIA: WAWASAN DARI FAKTOR INTERNAL Setiawan, Setiawan
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 16 No 2 (2024)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v16i2.6437

Abstract

This study aims to analyze the impact of financing risk, efficiency, liquidity, and capital adequacy on the performance of Islamic Rural Banks (BPRS) in Indonesia. BPRS performance is measured using Return on Assets (ROA), while financing risk is proxied by Non-Performing Financing (NPF), efficiency by the Operating Expenses to Operating Income ratio (BOPO), liquidity by the Financing to Deposit Ratio (FDR), and capital adequacy by the Capital Adequacy Ratio (CAR). This research uses secondary data from the annual reports of BPRS during the 2019–2023 period, with a total of 760 unbalanced panel data observations. The data analysis technique employed is Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results reveal that financing risk (NPF) and efficiency (BOPO) have a significant negative effect on BPRS performance. Meanwhile, liquidity (FDR) shows no significant effect on performance. Capital adequacy (CAR) has a significant but inverse effect on BPRS performance. These findings indicate that financing risk management and operational efficiency are critical determinants in improving the profitability of BPRS. Furthermore, more strategic capital management is needed to ensure its effectiveness in supporting bank performance.

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