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All Journal EKSPANSI Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Ekonomi dan Bisnis Indonesia Jurnal Pengabdian Pada Masyarakat Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Aksi Kita: Jurnal Pengabdian Kepada Masyarakat
Fitriani, Nurida
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Religion Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

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THE IMPACT AND CORRELATION BETWEEN INFLATION, INTEREST RATES, AND ECONOMIC GROWTH IN INDONESIA. A FIVE-YEAR EXAMINATION (2019-2023) Dewi, Dita Dismalasari; Alpiansah, Restu; Fitriani, Nurida; Baihaqi, Wikan Haqqu
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 16 No 2 (2024)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v16i2.5838

Abstract

This study aims to investigate the influence of inflation and interest rates on Indonesia's economic growth. Employing a quantitative approach with the OLS regression technique, the study uncovers a significant relationship between inflation and economic growth. While high inflation can stimulate aggregate demand, boost investment, and drive economic expansion, it can also lead to economic uncertainty, erode household purchasing power, and hinder economic progress. Similarly, the study reveals a substantial impact of interest rates on economic growth. Low interest rates can encourage investment, enhance consumption, and propel economic growth. However, they can also trigger inflation, depreciate the exchange rate, and heighten the risk of financial crises.
Penyuluhan Dampak Negatif Pinjaman Online di Desa Moyo: Membangun Resiliensi Ekonomi Masyarakat terhadap Praktik Rentenir Digital Hambali, Denny; Sugiarto, Aris; Sriyatun; Fitriani, Nurida; Jibrail, Ahmad; Muhammad Rizqi, Reza
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 4 No 1 (2025): JUNI: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani(jurnalpengabdianpadamasyarakat).v4i1.2167

Abstract

Technological developments have facilitated access to online lending services (pinjol), but behind this convenience lies many risks, especially for rural communities that have low financial literacy. This service activity was carried out in Moyo Village, Sumbawa Regency, with the aim of increasing community awareness about the dangers of illegal pinjol and building economic resilience against digital loan sharks. Through counseling methods, group discussions, case studies, and simulations, participants were given an understanding of the differences between legal and illegal pinjol, legal and social impacts, and how to manage finances wisely. The evaluation results showed a significant increase in participants' understanding, especially regarding the risks of high interest rates, intimidation, and data misuse. The program also successfully equipped the community with financial management strategies such as saving, budgeting, and avoiding excessive consumption. With this program, it is hoped that the people of Moyo Village can avoid digital debt and be more independent in managing their finances.
Penyuluhan tentang Literasi Keuangan, Investasi, Teknologi Finansial (Fintech), dan Manajemen Keuangan Pribadi di Desa Lape Kabupaten Sumbawa Hambali, Denny; Jibrail, Ahmad; Fitriani, Nurida; Sri Nuryani, Hanifa
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 5 (2025): OKTOBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/2w8fmf08

Abstract

Rendahnya tingkat literasi keuangan di tengah pesatnya perkembangan inklusi dan teknologi finansial (Fintech) menjadi tantangan serius bagi masyarakat pedesaan di Indonesia, meningkatkan kerentanan terhadap risiko keuangan seperti investasi ilegal dan jeratan pinjaman online. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan finansial warga Desa Lape, Kabupaten Sumbawa, melalui penyuluhan yang komprehensif. Materi penyuluhan mencakup empat pilar utama: manajemen keuangan pribadi, pengenalan investasi yang aman, pemanfaatan Fintech secara bijak, dan mitigasi risiko penipuan keuangan. Metode pelaksanaan kegiatan ini menggunakan pendekatan ceramah interaktif dan diskusi, dengan evaluasi dampak yang diukur melalui kuesioner pre-test dan post-test kepada 30 peserta. Hasil analisis data menunjukkan peningkatan signifikan pada pemahaman peserta di seluruh area materi. Peningkatan tertinggi tercatat pada aspek pemahaman mengenai identifikasi risiko investasi ilegal (peningkatan skor rata-rata 28%) dan cara aman menggunakan teknologi finansial (peningkatan 25%), yang mengindikasikan keberhasilan program dalam membangun kesadaran terhadap ancaman finansial yang paling mendesak. Kegiatan ini membuktikan bahwa intervensi edukasi yang terstruktur dan relevan dengan konteks lokal efektif dalam memberdayakan masyarakat desa untuk mengambil keputusan keuangan yang lebih baik dan meningkatkan ketahanan ekonomi mereka di era digital.
Dampak Literasi Keuangan dan Sistem Informasi Akuntansi terhadap Peningkatan Kinerja Keuangan UMKM di Era Digital Ningsih, Laila Fitria; Fitriani, Nurida
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025 publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.29017

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh simultan dari literasi keuangan dan penerapan sistem informasi akuntansi (SIA) terhadap kinerja keuangan Usaha Mikro, Kecil, dan Menengah (UMKM) di era digital. Di tengah pesatnya adopsi teknologi, banyak UMKM gagal menerjemahkan kehadiran digital mereka menjadi keuntungan finansial yang berkelanjutan, yang sering kali disebabkan oleh rendahnya kapabilitas manajerial keuangan. Penelitian ini mengisi kesenjangan tersebut dengan menguji bagaimana kompetensi internal (literasi keuangan) dan perangkat teknologi (SIA) secara bersama-sama mendorong kinerja. Menggunakan pendekatan kuantitatif, penelitian ini mengumpulkan data melalui kuesioner dari 100 pelaku UMKM di Kabupaten Sumbawa, Nusa Tenggara Barat, yang dipilih melalui teknik purposive sampling. Data dianalisis menggunakan metode Structural Equation Modeling - Partial Least Squares (SEM-PLS). Hasil penelitian menunjukkan bahwa baik literasi keuangan (t-value = 4,305; p < 0,05) maupun sistem informasi akuntansi (t-value = 5,811; p < 0,05) memiliki pengaruh yang positif dan signifikan terhadap kinerja keuangan UMKM. Secara kolektif, kedua variabel ini mampu menjelaskan 71,2% variasi kinerja keuangan. Temuan ini menegaskan bahwa investasi dalam teknologi akuntansi harus diimbangi dengan peningkatan pemahaman keuangan pemiliknya untuk mencapai peningkatan kinerja yang optimal dan berkelanjutan.
ACCOUNTING FROM AN ISLAMIC PERSPECTIVE: A SYSTEMATIC LITERATURE REVIEW ON PRINCIPLES, PRACTICES, AND IMPLICATIONS Fitriani, Nurida; Martadinata, Sudrajat; Akbar, Arya Zulfikar; Maharani, Deli
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 4 No 1 (2025): International Seminar Proceedings and Call for Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v4i1.1294

Abstract

This study addresses the increasing need for a comprehensive understanding of Islamic accounting principles and practices, which stems from the rapid growth of Islamic finance and the demand for Shariah-compliant financial solutions. While existing literature discusses various aspects of Islamic accounting, a gap remains in synthesizing these insights to evaluate their impact on financial reporting, ethical conduct, and accountability within Islamic financial institutions. This review systematically analyzes the literature to identify key characteristics of Islamic accounting, examine their practical applications, and assess their influence on the Islamic finance ecosystem. The methodology involves a thorough review of academic articles, industry reports, and regulatory guidelines to consolidate findings and identify research gaps. The findings highlight that Islamic accounting promotes transparency, fairness, and adherence to Shariah principles in financial reporting, fosters ethical decision-making through accountability to God and society, and broadens the scope of accountability to include social and environmental impacts. As a recommendation, future research should focus on empirical assessments of the impact of Islamic accounting practices, the integration of digital technologies to enhance efficiency, the development of educational frameworks to equip future accountants, and standardized CSR reporting aligned with Islamic values.
EVENT STUDY: RESPOND OF RETURN STOCK ON INDONESIAN PRESIDENTIAL ELECTION IN 2024 STUDY CASE IN LQ-45 INDEX Dewi, Dita Dismalasari; Laeli, Risqia Thufhil; Fitriani, Nurida
Jurnal Ekonomi dan Bisnis Indonesia Vol 10 No 2 (2025): JURNAL EKONOMI DAN BISNIS INDONESIA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Teknologi Sumbawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37673/jebi.v10i2.7136

Abstract

Elections are a significant political occurrence that has a profound impact on a nation's economy. The capital market, as an economic instrument, is inherently influenced by both economic and non-economic environmental factors. The objective of this study was to examine the response of the Indonesian capital market to market anomaly events, specifically focusing on the 2024 Presidential Election. The stock market's reaction is assessed by the comparison of abnormal return and predicted return. The study focuses on the population of companies whose shares are listed in the LQ-45 index. This study employs the event study methodology. The data indicated that investors responded favorably over the four days preceding and following the Presidential Election on February 12, 2024. These characteristics suggest the presence of investor optimism over the scheduled date of the elections, which is February 12, 2024. There was a rise in the average amount of stock trading both before and after the presidential elections on February 12, 2024. Keywords: Reaction Capital Markets, Event Study, Abnormal Return, Expected Return, 2024 Presidential Election.
Co-Authors Akbar, Arya Zulfikar Baihaqi, Wikan Haqqu Dewi, Dita Dismalasari Hambali, Denny Jibrail, Ahmad Laeli, Risqia Thufhil Maharani, Deli Martadinata, Sudrajat Ningsih, Laila Fitria Restu Alpiansah Rizqi, Reza Muhammad Sri Nuryani, Hanifa Sriyatun Sugiarto, Aris