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Al Tijarah
Published by Universitas Darussalam Gontor
ISSN : 24604089     EISSN : 25282948     DOI : https://doi.org/10.21111/tijarah
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Al Tijārah (E-2528-2948 and P-2460-4089) is a semiannually journal published by University of Darussalam Gontor. In line with the objective of the university, the journal is committed to the development and promotion of contemporary issues in Islamic management and management in its broadest sense in order to keep scholars on research in the area of management. The editorial board welcomes original submission in the fields of management, finance, human resource management, marketing, operational management, and strategic management including from an Islamic perspective. Al Tijarah is currently indexed by DOAJ, Google Scholar, Garuda, Crossref, BASE, Sinta 4 and other reputated indexes in the future.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 259 Documents
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Profil Sektor Informal di Kabupaten Ponorogo Asis Riat Winanto; Khusnatul Zulva Wafirotin
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.663

Abstract

The informal sector in Ponorogo is an everyday phenomenon that is controversial. But the issue of the informal sector can not be left alone, because the day of their number grew in number and will result in teranggunya public space. To that end, the necessary data and information about the characteristics of the informal sector, as historically their efforts, the motivation to enter this sector, where they came from, educational background and experience, and so forth. This study aimed to determine the profile of the informal sector in Ponorogo. Results from this study indicate that it appears that the age group that most respondents are in the age group of 20-4; type of informal businesses followed, the majority of angkringan selling coffee, the majority of marital status is married with the level of education is dominated by high school graduates. Being the majority of them coming from the area of origin Ponorogo; with a daily average profit of Rp300.000,00. Medium initial capital used an average of Rp1.000.000,00-Rp3.000.000,00; with long pkerjaan who lived for more than 10 years.
Analisis Sembilan Komponen Model Bisnis Ekowisata Internasional di Desa Gubugklakah Fajar Surya Ari Anggara
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.664

Abstract

Studi ini memiliki tujuan yaitu untuk menjawab peluang dalam hal penyusu­nan model bisnis sebagai langkah awal pengembangan kawasan ekowisata Kawasan Gubugklakah sebagai ekowisata internasional dari ke 9 komponen meliputi yaitu Segmentasi Pelanggan, Proposisi Nilai, Saluran, Hubungan Pe langgan, Sumber Pendapatan, Sumber Daya Utama, Aktifitas Utama, Mitra Kerja Utama dan Struktur Biaya. Hasil studi ini adalah proposisi nilai eko wisata Gubugklakah meliputi wisata desa, wisata alam, wisata eko­logi, dan wisata budaya; mitra utama yang terlibat dalam pengelolaan kawasan Gubugklakah meliputi pemerintah, masyarakat, dan praktisi bisnis pariwisata, akvititas utama yang tertuju pada serangkaian program kerja pengelolaan dan pengembangan kawasan Gubugklakah, sumber daya utama yang meliputi sarana prasarana kawasan desa wisata, rancangan stratejik, kawasan wisata Gubugklakah beserta praktisi yang terlibat langsung dalam pe ngelolaan kawasan wisata, hubungan pelanggan meliputi pelayanan wi­sata kepada pelanggan baik secara langsung maupun tidak langsung, seg­men pelanggan yang terkait dengan kawasan wisata Gubugklakah me liputi wisatawan domestik dan wisatawan mancanegara, saluran yang dimak­sud meliputi poster, iklan pariwisata audio visual terkait Gubugklakah dan berbagai media publikasi lainnya, struktur biaya meliputi anggaran pe­ngelolaan, pemeliharaan, dan pengadan sarana prasarana pariwisata, aliran pen dapatan meliputi pendapatan dari penjualan produk­produk UKM dan pendapatan dari penggunaan kawasan Gubugklakah oleh berbagai pihak terkait.
Pengaruh Persepsi Harga, Kualitas Pelayanan dan Citra Terhadap Niat Konsumen untuk Word of Mouth dengan Kepuasan sebagai Variabel Mediasi (Survei pada BPJS di Kabupaten Ponorogo) Dhika Amalia Kurniawan
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.665

Abstract

Globalization impact on business competition intensifies, resulting in the exchange of goods and services flow freely in various areas, one of which is the health services. Health care services is one of the important needs for the community. Specifically in this case is the organizer of the Health Insurance Agency (BPJS). The purpose of this study was to determine the effect the perception of price, quality of service and the image of the consumers intention to word of mouth with satisfaction as mediating variables. Data were collected by questionnaire instrument. This model was developed and tested with structural equation model using data collected from 200 patients in Ponorogo. The results showed that before individuals distinguished by the level of information obtained none of the variables that influence satisfaction, better perception of price, quality of service and the image. However, on the one hand satisfaction are variables influential in shaping consumer intentions to WOM. Furthermore, when individuals are distinguished by low and high-level information was obtained that the low level of information, none of the variables that affect the satisfaction of both the perception of price, quality of service and the image. However, on the one hand satisfaction are variables influential in shaping consumer intentions to WOM. Then, based on high-level information indicates that the variable perception of price, quality of service and image effect on satisfaction, while satisfaction are variables influential in shaping consumer intentions to WOM against BPJS services.
Penerapan Prinsip Kehati-hatian dalam Penyaluran Pembiayaan dan Kredit pada Lembaga Keuangan Mikro (Studi Multi Situs pada BMT Hasanah Mlarak dan BRI Unit Mlarak, Ponorogo) Rahma Yudii Astuti
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.666

Abstract

Microfinance institutions like the company has a motive to obtain a return (net income) are always faced with the risk, which is known as credit risk. Risks that may occur can cause great harm to financial institutions if it can not be detected and managed by microfinance semestinya.Lembaga always required to be more sensitive in detecting things that could trigger a rise in the level of non performing loan. The credit risk is the risk of potential losses resulting from the non settlement of bank loans back to the bank’s borrowers and counterparties lainnya.Penelitian a field research (field research) that are normative. Data were collected through observation, documentation, and interviews, while the type of data used are primary data and secondary data. Microfinance institutions that implement the precautionary principle in the procedures of channeling financing and credit based on standard guidelines or SOP, focus on monitoring PPAP by age collectibility of the loans/loans, to restrict credit expansion, fostering the human resources, and lending/financing the early initiative procedure, analysis, disbursement and monitoring will have implications/positive impact on the business/internal as well as the impact of a great reputation with uncontrolled NPL/NPF.
Manajemen Pelayanan Pemberdayaan Anak Yatim pada Lembaga Amil Zakat Yatim Mandiri di Surabaya Ana Toni Roby Candra Yudha
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.667

Abstract

The background this study are: firstly, there are a number of zakat institutions in Indonesia, both agencies and institutions amil amil zakat zakat is still not able to optimally collect zakat funds, infaq, and sadaqah of society. Second, the persistence of people's distrust of institutions in channeling zakat zakat funds, infaq, and sadaqah, so people still rely on the old way is by direct distribution. The third officer attitudes zakat institutions in serving mustahiq should be improved because it is related to the satisfaction and familial ties between the parties with mustahiq amil zakat institutions. The results of this study are as follows: First, empowerment conducted by Yatim Mandiri covers many aspects, such as economy, education, health services, humanitarian and others. Second, each of these aspects before, have the derivation in the form of empowerment programs. Third, Yatim Mandiri as amil zakat institutions that focus on empowering orphans/dhuafa was also to empower the poor, Fourth, Yatim Mandiri as amil zakat institutions have a number of donations and charity infaq much larger than the amount of zakat donations, with ratio of 80:20, and Fifth, the service provided by the Yatim Mandiri to the poor and needy got a very good assessment from the their mustahiq. Overall, the conclusion from this study is tha t the Yatim Mandiri has done his duty to the optimum as evidenced by the very positive assessment of mustahiq and empowering the poor to the services them, and they provide from time to the time.
Analisa Konsep Produktivitas Kerja Konvensional Dalam Pandangan Islam Khoirul Fathoni; Muhammad Ghozali
Al Tijarah Vol. 3 No. 1 (2017): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v3i1.713

Abstract

Productivity implies a comparison between the results achieved (outputs) with the overall resources used (input). In other words, productivity has two dimensions. The first dimension is the effectiveness that leads to achieving maximum performance is the achievement of targets relating to the quality, quantity, and time. The second is the efficiency related to attempt to compare the input actually used or how the work is performed. In Islam, a Muslim is encouraged to do something with the best performance, not only for himself but also for others. Because it is a measure of private productive. Islam encourages his people to produce and play a role in various forms of economic activity. Islam bless the work of this world and make it part of worship and jihad. By working, people can meet their needs, provide for his family and doing good to their neighbors. In other words that the work should bring goodness in the context of worship and hope keridloan of Allah SWT.
Pendekatan Terintegrasi Corporate Social Responsibility Perbankan Syariah dalam Pengentasan Kemiskinan di Jawa Timur Ahmad Hudaifah
Al Tijarah Vol. 2 No. 2 (2016): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i2.740

Abstract

As one of Indonesian province playing barometer for the development of Islamic economic and Muslim aspiration, the Islamic banking presence in East Java is expected to have broader social role in poverty alleviation process. Through synergy process with stakeholders, a relatively new approach to support government program needs to be analyzed its feasibility. Study about integrated approaches on corporate social responsibility is necessary to undertake in order to comprehend the possible space and opportunity in enhancing East Java’s poverty reduction program. Methodology of study employing qualitative analysis with library research is done to answer potency and feasibility of CSR program in East Java. The result of study has concluded that although CRS concept is not relatively new in Islamic Economics, this strategy has been selected to sound inclusive and acceptable terminology for stakeholders involved. Integrated-CSR strategy approaches led by Islamic banking require an institution (SPV-special purpose vehicles) that can manage CSR fund productively and sustainably. This program must be supported by the availability of zakat (alms) fund as the pillars to provide basic needs for the poor. After the poor people (dhuafa) are able to fulfill their basic needs, the East Java’s micro-enterprises programs are effectively introduced in empowering them.
Peran Layanan Jasa Search Engine Optimization untuk Meningkatkan Daya Saing pada Bisnis Startup (Studi pada Kaldera Trail and Jeep Adventure Malang) Wira Bharata
Al Tijarah Vol. 2 No. 2 (2016): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i2.741

Abstract

This study aimed to investigate the role of SEO as a strategic competitive advantage. This study uses a qualitative approach with case studies are used as a research design. Researchers in the interviews to the owner Caldera Trail & Jeep Adventure. The results of this study indicate that the role of SEO to optimize the website proved successful in the company’s competitive advantage strategy Caldera Trail & Jeep Adventure. The results showed online marketing is done through Facebook, Twitter, Instagram and website have a positive impact on sales in their services. Applying marketing strategies using social media-based social networks and websites are very efficient because of much greater use conventional marketing strategies. This study also emphasizes the social media as online advertising that can be used as a marketing strategy in today’s digital era.
Pengaruh Status Sosial dan Kondisi Ekonomi Keluarga terhadap Motivasi Bekerja bagi Remaja Awal (Usia 12-16 Tahun) di Kabupaten Ponorogo Wijianto Wijianto; Ika Farida Ulfa
Al Tijarah Vol. 2 No. 2 (2016): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i2.742

Abstract

In Ponorogo which is one of the districts in East Java, still have a high dropout rate. The dropout rate or children who do not continue their education to a higher level is mainly due to socio-economic status of the child. Children who do not attend school to higher levels experienced by many children completing elementary school, where the child has stepped on early teens (aged 12-16 years) who do not attend school. The preferring to work to help the economy of parents who are still below the poverty line. Children who stepped on early teens is more work in the agricultural sector and the building became a construction worker. Not a few of the young women who choose to take urbanization into town and become housemaid. The result showed that there was no significant effect of social status on work motivation early teens in Ponorogo. The influence of social status variables on work motivation is small, making it less contributed to the high-low work ethic early teens in Ponorogo. This means that the socio-economic conditions of the early teens in Ponorogo not significantly affect the work motivation early teens in Ponorogo. The second discovery was no significant effect of economic conditions on work motivation early teens in Ponorogo. This means that their economic condition is not good to have an impact on work motivation early teens in Ponorogo.
Peran Sikap sebagai Pemediasi terhadap Pengaruh Persepsi Harga dan Persepsi Kualitas pada Niat Beli (Survei Niat Beli Konsumen pada Kerajinan Kulit di Kabupaten Magetan) Dian Citaningtyas Ari Kadi
Al Tijarah Vol. 2 No. 2 (2016): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i2.743

Abstract

This study aimed to examine the effect of price perception, perception of quality, and consumer attitudes toward the purchase intention. Samples of this research are tourists visiting Magetan leather industrial district that has purchase intention. The data collection was done by giving a set of questions to the respondent or written questions to be answered (the questionnaire). The scale used is a Likert scale with a range of five options that are used as the measurement instrument that has been collected kuesioner. Data then tested the consistency and precision of the measuring instrument through validity and reliability test. Based on the analysis, this study indicates that the perception of quality and price perception in a positive effect on the formation of consumer attitudes. This indicates that the perception of quality and price is an important variable to consider in influencing consumer attitudes. The results also indicate that the positive effect on consumer attitudes and purchase intent of consumers, so the higher the consumer’s attitude, the higher purchasing intentions.

Page 13 of 26 | Total Record : 259

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