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INDONESIA
Jurnal Ekonomi Islam
Published by Universitas Muhammadiyah Prof. Dr. Hamka
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 293 Documents
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PERAN HUMAN RESOURCES DEPARTEMENT (HRD) DALAM MENGEMBANGKAN FUNGSI CORPORATE SOCIAL RESPONSIBILITY (CSR) DAN ETIKA ISLAMI DALAM ORGANISASI Cucu Komala
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4413

Abstract

Human resource development (HRD) is increasingly expected to play a facilitative role in sustainable corporate social responsibility and ethics in organizations. However, there is also significant skepticism regarding HRD's ability to make contributions to these fields. The company's value will grow in a sustainable manner if the company does not only pay attention to profitability but also guarantees the company's social and environmental dimensions. The role of HRD is criticized for moving away from its mission to advocate human values ​​in organizations. At the same time ensuring that the company or organization is able to run well in accordance with business ethics in order to form a company that has credibility, responsibility, transparency, independence, and fairness. This article describes the framework of activities used by HRD in its role on social and ethical aspects of Islam as a sustainable work culture This research method is a systematic literature review method by synthesizing research results that are related to the topic or study discussed. implementation of Islamic values ​​in the world of work and is significantly successful because through ethical work a person can express himself and contribute to the community. The role of HRD is an inseparable part of building CSR and Islamic ethics that have guiding values right for the organization. Keywords: HRD, CSR, and Islamic Ethics
PENGARUH TECHNOLOGY ACCEPTANCE MODEL TERHADAP KEPUTUSAN MUZAKKI MEMBAYAR ZAKAT MELALUI FINTECH GOPAY (STUDI PADA MUZAKKI BAZNAS DKI JAKARTA) Afiful Ichwan; Ruslan Abdul Ghofur
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia is one of the countries with the most Muslim population. but in Indonesia zakat so far the realization of its acceptance is far from the existing potential. Baznas as a government institution authorized to carry out the processing and distribution of Zakat funds continues to increase Zakat receipts by working together to bring innovative Zakat facilities through fintech Gopay, the results of this innovation with fintech Gopay have managed to help collect donations of 63 billion. By using the Technology Acceptance Model. the authors analyze and understand the factors in influencing the acceptance of use through technology. The formulation of the problem how the influence of the Technology Acceptance Model on the decision to pay Zakat through Fintech Gopay? The results of the study concluded that the Technology Acceptance Model (perceived usefulness and perceived ease of use) partially and simultaneously influences the decision to pay Zakat through Fintech Gopay Keywords: Technology Acceptance Model, Zakat, Gopay fintech, Decision.
ANALISIS PENILAIAN DAN TANGGAPAN ALUMNI PERBANKAN SYARIAH PERIODE 2016-2018 Nur Melinda Lestari; Fatma Yeni
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.6146

Abstract

The tracer study is a tracing study conducted for alumni of the Islamic Banking Department of the Islamic Faculty of UHAMKA who graduated in 2016, 2017, and 2018. Tracer Study is an important part of the existence of universities, especially the Sharia Banking study program in an effort to examine the links and matches of graduate quality in the world of work especially in Islamic banking financial institutions and non-banking Islamic financial institutions with learning services that have been provided during the study period in the Sharia Banking study program. The implementation of tracer studies in tertiary institutions is focused on tracking graduates in order to get feedback from the education/learning processes and services that have been carried out, both to alumni and users of graduates in society (stakeholders). Periodically, the UHAMKA Islamic Banking Study Program conducts a Tracer Study with the aim of improving the quality of learning services based on feedback from alumni and graduate users through this Tracer Study. The Tracer Study of the UHAMKA Islamic Banking Study Program was carried out for graduates in 2016, 2017, and 2018 starting from June to November 2020. The Tracer Study conducted at the UHAMKA Sharia Banking Study Program used the survey method for alumni who graduated two years ago and to the users. In-depth interviews were conducted with several alumni and selected graduate users to strengthen the findings of the tracer study for improving learning services in the UHAMKA Islamic Banking Study Program. The results show that the learning system implemented by the Sharia Banking Study Program can be said to be successful, it's just that the introduction of Al-Islam and Muhammadiyah has to be raised in the future. Data mining was carried out on an IT-based basis in order to reach all the targets of the Tracer Study targets. Keywords: Tracer Study, Islamic Banking, UHAMKA
ANALISIS POLA REKRUITMEN KADER PIMPINAN CABANG MUHAMMADIYAH KEBAYORAN BARU Mukhlish Muhammad Maududi; Zulfahmi Yasir Yunan; Mohammad Supendi
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.6929

Abstract

The age of the organization has entered the 2nd century, with the long age of the organization, of course, many members have been born, of course, every branch and branch activities of the association should be attended by cadres, but in fact, not all branches and branches are busy with Islamic and Muhammadiyah activities. Therefore, a special strategy is needed to gather Muhammadiyah cadres to actively revive Islamic activities organized by the organization. The purpose of this study was conducted to determine the description of the conditions of the cadres in the Muhammadiyah Branch Leadership (PCM) Kebayoran Baru and to find out how the role of the PCM Kebayoran Baru recruitment pattern. This type of research uses a qualitative descriptive method, by presenting a descriptive depiction of an examination of the object of study. The results of the discussion show that the Methods and Strategies of Muhammadiyah Da'wah in Kebayoran Baru are in accordance with the results of the Muhammadiyah Congress to revitalize cadres and Muhammadiyah members, in addition to continuing to carry out the main cadre, the Cadre Council also opens new breakthroughs by recruiting cadres from the social activity path. formed Limau Charity, which is a member and volunteer for millennials. The leadership of the Kebayoran Baru Branch is also active in the moon recitation and study on Saturday dawn and the culture after each midday prayer, all of which are activities in order to form Muhammadiyah cadres and as a gathering place among Muhammadiyah members. Keywords: Muhammadiyah, Methods, Recruitment, Millennial
ANALISA PERBANDINGAN APLIKASI AKAD SUKUK ANTARA ISTANBUL STOCK EXCHANGE DAN INDONESIA STOCK EXCHANGE Gusniarti
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.7002

Abstract

Indonesia as a Muslim-majority country desperately needs products that are suitable for Islamic investment products in various financial institutions including capital markets. Likewise, Turkey, a country that was once the center of Islamic power and the most influential in the Islamic world, strongly supports the application of Islamic values, including in the fields of finance and investment, including Islamic investment in the Islamic capital market. The application of Jurisprudence on bond products is needed so that it is farthest from the practice of prohibited practices in Islam. The application of this contract requires analysis and thinking. A comparison of the development of Sukuk in the two Muslim majority countries is very interesting to study. This research is qualitative, namely research to produce a description of a problem in the form of words related to understanding, understanding, and value values. In this qualitative research, the author will explain the differences and similarities of contracts that occur in Sukuk in Indonesia and Turkey and data that occur in the field that relates to concepts in Sukuk contracts in both countries, especially corporate Sukuk. The purpose of this study is to analyze differences in Sukuk practices that incorporate financing through the capital market so that it can be an input for authorities and the government to develop Sukuk markets in Indonesia by looking at the progress of contract agreements practiced in other countries, especially Turkey in this study. Keywords: ijarah sukuk, mudarabah sukuk, musukakah sukuk, sukuk murabahah, sukuk wakalah, corporate sukuk, sharia capital market
ANALISIS MEKANISME PEMBIAYAAN DANA TALANGAN HAJI PADA PT. BANK BNI SYARIAH KANTOR CABANG MEDAN Syahrul Amsari
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.7005

Abstract

The background of this Financing bailout Hajj Product is the occurrence of a long queue of Jemaah hajj candidates. Thus people have to wait long to be able to perform the pilgrimage.Therefore to meet the needs of the community, so PT Bank BNI Syariah Branch Office Medan provides product financing bailouts in order to facilitate the pilgrimage bailout for prospective pilgrims to obtain Haj chair seat. The purpose of this study to be able to explain the implementation and financing mechanisms bailout funds Haj in helping customers to get the chair seat Haj, as well as contract-contract, knowing what is on pilgrimage financing bailouts in Bank BNI Syariah Branch Office Medan. The method used in this study is a qualitative research study of literature and interview data collection and documentation. Then described from the data that have been obtained are analyzed and conclusions are drawn. The results can be concluded that the Operational Management Product Bailout Financing Hajj at Bank BNI Syariah Branch Office Medan implements petition financing mechanisms. Principles used to use Qardh and Ijarah contract. Qardh scheme used for the bailout loans, and taking advantage of Ijarah or wages for services (Ujrah). Keywords: Finance, Qardh, Ijarah, Hajj bailouts, Bank BNI Syariah Branch Medan.
ANALISIS PERAN SUKUK SEBAGAI INSTRUMEN NEGARA DALAM MENGENTASKAN KEMISKINAN DI INDONESIA Mukhtar Adinugroho
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.7013

Abstract

Today the capital market is one of the instruments that play an important role in the economies of both developed and developing countries. For developing countries like Indonesia, the capital market is an economic potential capable of offering solutions to capital problems that are often faced in the context of national development. Especially when efforts to obtain additional capital through loans are felt to be increasingly unprofitable. Likewise with the Islamic capital market, although it is still new when compared to other Islamic financial instruments, the development of the Islamic capital market in Indonesia is considered quite good. One of the Islamic financial instruments that are important financing for the state budget is Sukuk. Domestically, Sukuk has grown quite rapidly, although the proportion is still relatively small compared to conventional markets. This will be able to support the development of the Islamic capital market in Indonesia, especially if it is able to seize the opportunities that exist. One of these opportunities is that waqf assets are widely available in various regions in Indonesia and many of which have not been exploited productively. The dual integration between Sukuk and waqf in Sukuk Al Intifa'a is expected to be able to create a financial instrument that can boost economic development and as an alternative in efforts to alleviate poverty in Indonesia. Keywords: Sukuk, Waqaf, Poverty, Sharia Capital Market
SHARIA LOCAL FUNDING (SALAF CARD): INNOVATION ON SMES FUNDING USING ISLAMIC BOARDING SCHOOL VENTURE CAPITAL Ridan Muhtadi; R. Wahyu Agung Utama; Faridatun Nila; Imron Mawardi; Moh. Fudholi
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.3417

Abstract

Islamic boarding school is one of the educational institutions that have a strong network. Until now, there were 27,230 Islamic boarding schools scattered throughout Indonesia. Today, the function of Islamic boarding schools is not only functioning as an Islamic-based educational institution but also Islamic boarding schools has a function as a social institution. Islamic boarding schools are considered potential to become the basis of empowerment local people's economy and the center of economic development of the people in the regions, both in the form of Islamic financial institutions or Islamic boarding school cooperation. Law in Indonesia, No.33 of 2014 concerning guarantees on halal products provides significant opportunities for innovative product development given the huge potential of Indonesia's Muslim population. In the process, the requirement to use halal certification in trade as mandated by national law carries a dilemma on halal industrial players as well as micro, small and medium enterprises (SMEs). The problem of capital and funding is key problem. This qualitative paper offers a literature review. The purpose of this paper is to understand how innovative funding models are through Islamic Boarding School venture capital the company spurred the growth and development of the halal industry. The Sharia Local Funding Card (SALAF) is innovative Mudharabah and Musyarakah transaction models at Baitul Mal Wattamwil, which are realized in sustainable funding with the Sharia business capital company for halal industry players. Allocation of profit sharing is based on the contract by specifying several parts other than cards as productive deposits. These deposits will be managed as productive stimulus funds for maintenance of halal certification, training, and business assistance, and the SALAF card balance itself. SALAF card is an innovative model that has a sustainable funding agreement that involves several stakeholders to improve productivity, growth, and presence of halal products in the nation trade arena. Keywords: financing, SMES, SALAF card, Islamic Boarding School venture capital
Peran Baznas Sebagai Filantropi Islam Dalam Menopang Ekonomi Masyarakat Ditengah Pandemi Covid-19 Nada Shofiya Nabila; Dini Diah Fistasari; Habibah Awwaliah; Noor Wahyudi
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.5374

Abstract

The serious impact of Covid-19 also occurred in the economic sector, while economic activities did not run as it should so that the community could not work and could not meet their daily needs. This should not be directly about the amount of poverty in Indonesia. Zakat as an Islamic financial instrument is not only intended to fulfill the necessities of mustahik life, but can be used as an instrument in economic development. The purpose of this choice is to discuss the role of zakat institutions in economic problems caused by the Covid-19 pandemic. This study uses qualitative methods with a research format or descriptive research. The results of the study stated that the Zakat Institution (BAZNAS) proposes to be a media and a means of distributing assistance to the Covid-19 affected communities through socio-economic emergency programs whose distribution is right on target. BAZNAS has focused the distribution of zakat funds into two programs that are urgently needed by the community, namely the emergency health program and the emergency socioeconomic program.Keywords: Philanthropy, BAZNAS, Economics, Covid-19, Zakat
RIBA, PERBANKAN SYARIAH, DAN INVESTASI SECARA ISLAMI DI KALANGAN REMAJA Dinar Marfianti Azzahra; Asyari Hasan; Ghabrield Akhmad Nadzar; Muhammad Ilham Kurniawan; Raditya Andrian Aji Baskoro; Raihan Aqilah Putera Deza; Redita Adriana Irmadela
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.5932

Abstract

The research objective is to look at adolescents'opinion about usury, interest in saving in Islamic banks and investing in Islamic methods. One of the factors affecting economic development in Indonesia is the increase or decrease in interest rates. By using e-view software, the approach used in this study is a qualitative approach using descriptive analysis. The result of this research show that riba is an addition, but this addition creates injustice, this is explained from various sources including Alquran. Islamic financial institutions have a very important role of regulating the Islamic financial system, the principles on this matter are based on the Qur’an and the Sunnah of the Prophet. Keywords: Interest Money; Usury; Investment; Islamic Financial; Islamic Economy; Islamic Institution in Indonesia

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