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Jurnal Ekonomi Islam
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Core Subject : Economy,
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Articles 293 Documents
ANALISIS PENGELOLAAN DANA ZAKAT FITRAH SEBAGAI PEMBERDAYAAN EKONOMI UMAT Novieati Dwi Lestari; Mega Novita Syafitri; Nuris Tishwanah; Nur Manna Silviyah
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.6955

Abstract

Zakat is one of the fifth pillars of Islam and zakat is divided into two, namely zakat fitrah and zakat mal. Whereas Zakat fitrah is zakat issued by muzakki in the form of staple foodstuffs in accordance with the provisions, while zakat mal is zakat issued by muzakki in the form of goods or objects in accordance with the provisions and nishab. The purpose of writing this article is to determine the analysis of the management of zakat fitrah funds as an economic empowerment of the people. The research method used in writing this article is a qualitative research method, which is a method based on natural facts. The approach used is a descriptive approach that tends towards analysis by explaining what it is according to the data obtained. Keyword : Zakat Fitrah, Management Analysis, Community Economy
PEMAHAMAN JURNALISME PROFETIK DALAM REDAKSI WWW.SUARAMUHAMMADIYAH.ID Andhika Pamungkas
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.7691

Abstract

The issuance of Presidential Regulation Number 10 of 2021 concerning the Investment Business Sector, which contains regulations on investment in liquor, has created pros and cons in the community. Most of the people reject the rules that are contrary to Islamic law, some others accept the controversial rules. The issue of rejection of the alcohol investment plan has become news that is widely published by various media, both conventional media and Islamic media. One of them is the official media from the Muhammadiyah Central Executive, www. Suaramuhammadiyah.id. This study seeks to examine the extent to which the concepts and theories of prophetic journalism are understood by the editors of www. Suaramuhammadiyah.id, which are then applied to make news about the rejection of the Presidential Regulation. This study uses a qualitative approach with a descriptive method. Data analysis was carried out by in-depth interviews with key informants and supporting informants with the findings and literature study. The results of this study are expected to determine the extent to which prophetic journalism is understood and applied by the editors of www. Suaramuhammadiyah.id, to carry out bil qalam da'wah through news. Keywords: Suara Muhammadiyah, prophetic journalism, liquor
POLA KONSUMSI HEDONISME GENERASI MILLENIAL MUSLIM TERHADAP TEORI KONSUMSI DALAM PRESPEKTIF EKONOMI ISLAM Muthiatu Thoyibah; Muhammad Iqbal Fasa; Suharto
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.7766

Abstract

Islamic consumption theory has the most basic goal of an economy, namely to take blessings and benefits from it. In this study, it aims to find out how the application of consumption patterns among the Muslim millennial generation is in accordance with the consumption pattern of the Islamic economy. Of course, this research will be useful for stakeholders as a material for improvement or suggestions for implementing Islamic economics in their daily lives. The author uses a descriptive type of research and uses a literature study, which is an effort to obtain the necessary materials by reading books and relevant scientific works, including articles published in various print and electronic media. The results show that the current millennial generation is more concerned with the trends they see in social media, one of which is the TikTok application, especially the growing fashion trend. This changes the consumption pattern of the millennial generation not only trying to meet their needs (needs) but also forcing themselves to fulfill what they want (wants). So the Muslim millennial generation should apply Islamic consumption patterns in their lives. The application of this Islamic consumption theory includes ethics and principles that are in accordance with the Qur'an and Hadith. Keywords: Islamic Consumption Theory, Muslim Millennial Generation, Descriptive Analysis
ANALISIS PENGELOLAAN KEUANGAN MASJID FATIMAH AT-TUWAIJIRY BEKASI Fatma Yeni; Eko Susanto; Zul Fadhli Sultani
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.7854

Abstract

The mosque is a place of worship for the Muslim community. Apart from being a place to pray, mosques are also often used as a place to hold religious activities and other social activities such as TPA, breaking fast together, qurban, management meetings, and taklim majlis. Because of the many positive and religious activities that can be held in a mosque, this can be a trigger for the enthusiasm of the mosque congregation, the society or donors to support activities carried out by setting aside some of their assets by providing assistance in the form of money, food. and other forms. Every mosque congregation, the general public or donors who have submitted the assistance that has been distributed, of course, wants what has been submitted to the mosque management to be allocated to things that are useful and in accordance with what they have been entrusted with. Therefore, all parties with an interest in the accountability report for the management of mosque funds expect that they will receive a report whether directly announced every Friday or indirectly, such as a list of receipts and expenditures of funds that is displayed on the mosque wall. The management and financial reporting carried out in each mosque of course have their own differences or characteristics. For example, what happened to one of the mosques in Yogyakarta where the cash owned by the mosque in question always had a zero balance. This is considered very good because any funds that flow to the mosque are always distributed to things that bring benefits to the surrounding community, such as providing boxed rice every Friday and other activities. This study intends to examine how the form of financial management and reporting is carried out by the Fatimah At-Tuwaijiry mosque in Bekasi so that the transparency of its financial reports can be a means of accountability in managing finances mandated by the congregation, the society or donors. The research method used in this study is a qualitative descriptive method, which aims to analyze and provide an overview of the financial reporting and management of the Fatimah At-Tuwaijiry Mosque Bekasi. Data collection techniques were carried out in the form of interviews, observations, and documentation. The results of the study indicate that financial management has been carried out well, this can be seen from the many activities carried out such as holding iftar activities, distributing basic necessities. Keywords: Management, Reporting, Mosque Finance
ANALISIS PENGARUH PERSEPSI KEMANFAATAN, PERSEPSI KEMUDAHAN PENGGUNAAN, DAN KEPERCAYAAN TERHADAP MINAT MENGGUNAKAN ALAT PEMBAYARAN NON TUNAI DENGAN JAKONE MOBILE Mitra Sami gultom; Nur Safitry
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.7950

Abstract

This study aims to analyze how the effect of perceived usefulness, perceived ease of use and trust on interest in using non-cash payment instruments with jakone mobile on Bank DKI Syariah customers. The data used in this study is primary data and data collection using direct questionnaires with a sample of 100 people as respondents, this study uses probability sampling with simple random sampling method. The results of this study, in the t-test indicate that the perceived usefulness variable t-count value of 3.067 is greater than 1.98498, with a significant level value of t of 0.003 less than 0.05 which means that perceived usefulness has a positive effect on interest in using non-payment instruments. cash with jakone mobile. The ease of use variable t-count value of 7.498 is greater than 1.98498, with a significant level of t value of 0.000 less than 0.05 which means that the perception of ease of use has a positive effect on interest in using non-cash payment instruments with jakone mobile. The confidence variable t-count value is 2.679 which is greater than 1.98498, with a significant level of t value of 0.009 which is smaller than 0.05, which means that trust has a positive effect on interest in using non-cash payment instruments with jakone mobile. The results of the f test show that all independent variables consisting of perceived usefulness, perceived ease of use and trust simultaneously have a positive and significant effect on the dependent variable, namely interest in using non-cash payment instruments with jakone mobile, with an F count of 46.507 greater than 2.70 with significance level value of 0.000 is less than 0.05 Keywords: Perceived Usefulness, Perceived Ease of Use, Trust, Interest, JakOne Mobile
CONCEPTUALISING SHARIAH GOVERNANCE FOR HALAL HOTEL Yudi Ahmad Faisal; Joeliaty; R. Rina Novianty Ariawaty; Egi Arvian Firmansyah
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i2.5172

Abstract

This paper conceptualises a model of Shariah governance for halal hotels using Indonesia as a case study. Besides, it examines the roles and functions of the local Sharia standard-setting body within the national regulatory regime. One of the most important developments for the nascent halal hotel has been the efforts to establish Shariah governance, i.e., an overall process that governs the activities of halal hotels to comply with Shariah or Islamic law. This process may create clarity and consistency of Sharia rules for the halal hotel industry. The data analysis of this paper mainly comes from secondary sources of information either through existing rules or regulations of halal hotel, fatwas (Islamic legal verdicts), annual reports of the halal hotel, and other secondary materials. The originality of this research shows a model of Shariah governance for the halal hotel industry.  Keywords: Shariah Governance, Halal Hotel, Shariah Standard-Setting Body.
INTEGRASI PASAR MODAL ISLAM: STUDI DI LIMA NEGARA ASEAN DAN DJIA Muhammad Al Faridho Awwal; Ita Eviyanah; Abdul Qoyum
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i1.8073

Abstract

This study aims to determine the short- and long-term relationship between the Islamic capital market in Southeast Asia and the DJIA. This study takes data from the Islamic capital markets of ASEAN-5 countries, namely the Jakarta Islamic Index (JII), FTSE Malaysia, FTSE SET Sharia Thailand, FTSE SGX Sharia Singapore and MSCI Philippines and DJIA. A total of 211 weekly observations of each index were observed from 04 January 2015, to 03 February 2019. Author have found that the Islamic capital market is integrated in all ASEAN-5 countries including the DJIA. This study also finds that the Malaysian Islamic capital market and DJIA have the most influence on the ASEAN-5 Islamic capital market, as shown by the VDC test. Keywords; ASEAN, DJIA, Capital Market
PENGARUH MARKETING MIX DAN DIGITAL BANKING TERHADAP KEPUASAN NASABAH PADA BANK SYARIAH INDONESIA CABANG PEKALONGAN PEMUDA DI MASA PANDEMI Mochamad Yusuf Kustinah; Muhammad Taufik Abadi; Rinda Asytuti
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i1.8158

Abstract

Bank Syariah Indonesia has a growing number of customers every year. The increase in customers is not matched by the quality of service in the form of customer satisfaction. Customer satisfaction is still an obstacle to maximizing Islamic banks' profits. This study aims to examine the effect of marketing mix and digital banking on customer satisfaction at Bank Syariah Indonesia Pekalongan Pemuda Branch during the pandemic. The sample used was 99 respondents from a population of 17,261. The sample uses an accidental sampling technique. The method uses a questionnaire. Instrument testing, classical assumption analysis, multiple linear regression analysis, and hypothesis testing were used to analyze the data. The results of the analysis conducted on customer satisfaction at Bank Syariah Indonesia Pekalongan Pemuda Branch during the pandemic, namely how digital banking variables affect customer satisfaction, However, the marketing mix has no effect on customer satisfaction. Keywords: Marketing Mix, Digital Banking, Customer Satisfaction
ANALISIS HARGA OBAT DAN ALAT KESEHATAN DIMASA PANDEMI COVID-19 (STUDI LITERATUR PEMIKIRAN IBNU TAIMIYAH DAN ABU YUSUF) Zuhrotun Nisa' Sukaiyan; Lilik Rahmawati; Maulana Firdaus
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i1.8205

Abstract

The COVID-19 pandemic has had a tremendous impact on the health sector. This study aims to analyze the prices of drugs and medical devices during the COVID-19 pandemic from the perspective of Ibn Taimiyah and Abu Yusuf. The research method used in this research is literature study. The price of masks which are usually only Rp. 25,000, at the beginning of the pandemic it became Rp. 500,000, Dettol instant hand sanitizer which normally costs Rp. 12,600 to Rp. 126,000. The government's policy to minimize price increases is by limiting the export of masks and supervising traders. This policy is relevant to the thought of Abu Yusuf who said that he did not agree with the government that set the price. The thoughts of Abu Yusuf who oppose the opinion that prices are inversely proportional to the amount of inventory are not relevant to the conditions that occur. If viewed from Ibn Taimiyah's thought, there are individuals who commit price fraud while the goods are really needed by the community, the government is allowed to set prices, but the government does not do it and only makes efforts to normalize prices. Keywords; Price Mechanism, COVID-19, Abu Yusuf, Ibn Taymiyya.
ANALISIS DETERMINAN RASIO PEMBIAYAAN DAN BIAYA OPERASIONAL TERHADAP PROFITABILITAS PADA BANK JABAR BANTEN SYARIAH PERIODE 2017-2020 Nurlaelah Zakiah; Ilis Solehah
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i1.8379

Abstract

The purpose of this study was to analyze the level of the financing ratio or the Financing to Deposit Ratio (FDR) and operating costs (BOPO) to the Return on Assets (ROA) that occurred in BJBS for the 2017-2020 period. The research method used is in the form of quantitative analysis. The data source is generated from the Quarterly Reports published by the BJBS official website starting from the period 2017 to 2020. The results show that partially the FDR ratio shows a value of 0.620 > 0.05 meaning that there is no significant effect between FDR on ROA, while the BOPO ratio shows a value of 0.000 <0.05 means that there is a significant effect between BOPO on ROA. Simultaneously, the resulting value of 0.000 <0.05 means that there is a significant effect between FDR and BOPO on ROA. In that case, the R-Square value obtained is 0.820 or equivalent to 82% which indicates that the effect of FDR and BOPO on ROA is 82% while the rest (100% - 82% = 18%) is influenced by other variables outside of the research discussion. Keywords; Financing to Deposit Ratio, Operational Costs, Return on Assets.

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