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<![CDATA[ISLAMIC FINANCIAL PLANNING: KONSEP LITERASI KEUANGAN SYARIAH SEBAGAI ALTERNATIF PERENCANAAN FINANSIAL BAGI MAHASISWA ]]>
<![CDATA[Muhamad Parhan]]>;
<![CDATA[Anwar Taufik Rakhmat]]>;
<![CDATA[Muhammad Abyan Ashshidqi]]>;
<![CDATA[Lia Sylvia Dewi]]>;
<![CDATA[Sherly Lorenza Bunga Edelweis]]>;
<![CDATA[Fitri Regina Prayoga]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i1.8417
<![CDATA[In this modern era, financial literacy is one of the most important substance. Financial literacy is an alternative strategy to building economic growth and financial stability to survive and face the diversity of services available. The concept of Islamic finance is managing finances better, and being smart for choosing halal and profitable investments. The role of students regarding the level of sharia literacy is needed to disseminate it to the community which will ultimately be implemented by the community itself. Improving financial literacy must be a program at every university for all students because the role of financial regulation, according to sharia is very important for a good level financial literacy. This study uses a qualitative research method with a descriptive approach. The technique used to collect data in this research is a questionnaire. The population of this research is Indonesian Muslim's students by using purposive sampling technique. The results show that most Indonesian Muslim students have some problems in managing finances. This happens because of the lack of socialization related to Islamic Financial Planning so that students find it difficult to apply it in everyday life. There needs to be long-term socialization so that students can understand it well. Keywords; Islamic Financial Literacy; Islamic Financial Planning; Student Finance]]>
<![CDATA[ANALISIS EFEKTIVITAS PENYALURAN DANA ZAKAT OLEH BAZNAS KABUPATEN LANGKAT TAHUN 2020 ]]>
<![CDATA[Nabil Al Arif]]>;
<![CDATA[Imsar]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i1.8470
<![CDATA[The authority locale government office responsible for gathering, circulating, and using zakat in all districts is the National Amil Zakat Agency (BAZNAS) which is settled in Langkat Regency. This study plans to look at the viability of the conveyance of zakat at BAZNAS in Langkat Regency in 2020. The subjective and quantitative strategies utilized in this study are portrayed in the accompanying segments. The subjective technique utilizes a graphic methodology. Rather than utilizing the Allocation to Collection Ratio (ACR) proportion estimation system in view of the Zakat Core Principles, a subjective methodology does as such (ZCP). To complete the examination, the 2020 Langkat Regency BAZNAS monetary report was utilized. The whole measure of ZIS gathered and appropriated during Langkat Regency in 2020 was Rp. 1,489,093,289, as per the BAZNAS report. 73% (73%) of appropriation in 2020 will be compelling or fall into the Effective class as per ZCP in light of information assortment and conveyance. This puts the 2020 Allocation to Collection Ratio (ACR) somewhere in the range of 70 and 89 percent Keywords; Distribution, Zakat Core Principle, BAZNAS, Effectiveness]]>
<![CDATA[ANALISIS PENERAPAN SISTEM PENGELOLAAN DANA TERPADU MUHAMMADIYAH ]]>
<![CDATA[Ahmad Said]]>;
<![CDATA[Eko Susanto]]>;
<![CDATA[Andi Amri]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i1.8582
<![CDATA[This research is motivated by an analysis of the organizational structure of fund management in Muhammadiyah which is autonomous, individual and egalitarian so that the management of funds is left to each institution/business charity under Muhammadiyah. The purpose of this study is to obtain information on how effective the Muhammadiyah cash management integrated fund management system is in collecting business charity funds, to find out the factors that influence the implementation of an integrated fund management system for cash management services, and to identify and analyze how much benefit is felt from the integrated fund management system. Muhammad. The method used is an analytical-identification method. Data collection techniques through two stages and the types of data used are primary data and secondary data. The results show that institutional liquidity for public perception has a significant influence on the level of benefit, profits for respondents' perceptions and suggestions have a significant influence on the level of benefit, member satisfaction for community perceptions has an insignificant effect on the level of benefit, member involvement for community perceptions has a significant influence on the level of benefit, and business sustainability has a significant influence on the level of benefit. Keywords; Implementation, Management, Integrated Fund, Business Charity, Muhammadiyah.]]>
<![CDATA[IMPLEMENTASI PEMIKIRAN EKONOMI MUHAMMAD BAQIR ASH SADR DI MASA PANDEMI COVID-19 ]]>
<![CDATA[Rahila Amanatul Ummah]]>;
<![CDATA[Siti Nur Azizah]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i2.8213
<![CDATA[One of the main ideas of Muhammad Baqir ash Sadr's economics is the responsibility of the government in the economic field. The COVID-19 pandemic has resulted in considerable changes in Indonesia. Even descriptive analysis has shown that this pandemic has caused supply and demand side problems in the Indonesian economy, a sharp decline in Indonesia's economic growth from around 5 percent to around 2 percent per year. This research is classified as Library research, where he conducts an in-depth understanding of research in the form of journals and other forms related to Baqr Ash Sadr's thoughts on government responsibility in the economic field. The existence of this policy is proof that the correlation between Baqr Ash Sadr's thoughts and the current reality is still relevant, that government intervention is in the form of wealth distribution which is realized in various programs with the aim of prospering the community in accordance with Baqr Ash Sadr's thoughts, regarding social security, distribution wealth and government intervention, in this case to do with the economy. Keywords: Social security, social balance and COVID-19.]]>
<![CDATA[EFFICIENCY ANALYSIS OF MALAYSIAN FAMILY TAKAFUL USING STOCHASTIC FRONTIER APPROACH ]]>
<![CDATA[Zubaidah Nasution]]>;
<![CDATA[Labibah Salsabila]]>;
<![CDATA[Surya Setiawan]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i2.8604
<![CDATA[Malaysia has the most extensive family takaful market with a growth rate of 16 percent in 2015. Takaful development in Malaysia should be assessed to govern better improvement especially for the insuranceindustry. This research aims to examine the efficiency level of 11 family takaful in Malaysia from 2017 to 2020 using Stochastic Frontier Approach (SFA) involving management expenses as an input, net benefits & claims, and investment income as output. The result showed that Malaysian family takaful is considered less efficient from 2017 to 2020, with production efficiency level average at 56.83 percent. The author finds that management expenses negatively affect investment income, while net benefits & claims give positive impact. However, both variables are not significant enough to influence investment income. Keywords: Malaysia, Efficiency Level, Stochastic Frontier Approach.]]>
<![CDATA[K KEBIJAKAN MONETER INDEPENDEN MENURUT IBNU KHALDUN DAN RELEVANSINYA TERHADAP STABILITAS EKONOMI INDONESIA ]]>
<![CDATA[Nurul Rahmania]]>;
<![CDATA[Syamsuri]]>;
<![CDATA[Setiawan Bin Lahuri]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i2.8749
<![CDATA[As the holder of the highest power, the government certainly has a series of strategies to design and realize the welfare of its people. The policies and development methods implemented are aimed at regulating and maximizing the country's economy. The government's role in the country's economy is realized through money spending policies and maintaining exchange rate stability. Therefore, exchange rate stability is very important in achieving price stability and the financial system. According to Ibn Khaldun, the government can make gold and silver the standard of value for money and monetary measures, so that they will be consistent in determining the price of money. Ibn Khaldun emphasized that if the economic system in a country is good and tries to maintain financial stability, it will have an impact on the existence and development of that country Keywords: Monetary Policy, Islamic Economics, Ibn Khaldun.]]>
<![CDATA[KONSEP HUTAN WAKAF DALAM PELESTARIAN HUTAN DAN PENCAPAIAN SDGs: PELUANG DAN TANTANGAN PADA PROVINSI KONSERVASI PAPUA BARAT ]]>
<![CDATA[Muhammad Yahya Saifuddin]]>;
<![CDATA[Diah Aghsari]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i2.8842
<![CDATA[This paper examines the opportunities and challenges of the Waqf Forest Concept in Forest Conservation and the Achievement of SDGs in the Conservation Province of West Papua. The process of collecting information using the Literature Study method. The concept of waqf forest considers the increasing threat of environmental crises, mainly due to uncontrolled deforestation. Efforts to protect ecosystem use sustainably are in line with the idea of Sustainable Development Goals (SDGs). Furthermore, West Papua Province is a conservation province moving towards more sustainable development. The opportunity for the concept of waqf forest in the conservation province of West Papua is very suitable for preserving forests because of its characteristics that are in line with environmental sustainability, which positions sustainable development and conservation in every activity and economic growth in West Papua Province. Then the challenges related to waqf literacy, the collaboration between institutions, not optimal waqf institutions and human resources, and the readiness of the waqf forest management budget. Keywords: Waqf Forest, Forest Preservation, SDGs, Conservation, West Papua.]]>
<![CDATA[EFEKTIVITAS QARDH AL-HASAN DALAM KERANGKA ZAKAT PRODUKTIF UNTUK PEMBERDAYAAN UMKM ]]>
<![CDATA[Fauzi Rizal]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i2.9123
<![CDATA[Diversity in living conditions Is an inevitability in this world and poverty is a serious problem that must be solved. Criminality and the tragedy of theft cannot be separated from the problem of poverty. In the midst of this problem, zakat is a solutive step to solve the problem of economic inequality in the midst of the community. In addition to zakat as a command from Allah SWT, it is also a "socioeconomic" function within the framework of mutual cooperation between fellow humans. This study aims to determine the potential of productive zakat and effectively reduce the redistribution of productive zakat funds for the participation of small businesses. This paper is a literature study using a grounded teory approach with the SLR method aimed at describing and critically analyzing productive zakat as an instrument of community empowerment and synthesizing the results of previous research. This paper, in addition to describing zakat from all its demensions, also explains zakat as a solution to poverty with the effectiveness of the concept of productive zakat through the qardh al-hasan agreement. The results of this study are the effectiveness of productive zakat with qardh al-hasan agreements in each zakat institution is different, some are carried out as expected and assisted small businesses get a decent life and some places still do not meet expectations because of several obstacles that must be evaluated. Finally, the efforts of the qardh al-hasan contract in productive zakat to realize the life of the fostered small businesses for the better, the qardh al-hasan contract should be used for tatawwu' contracts, not as commercial transactions. Keywords: Effectiveness, Productive Zakat, Qardh Al-Hasan, Small Businesses.]]>
<![CDATA[PERANAN ZAKAT PETANI KELAPA SAWIT DALAM PENINGKATAN EKONOMI MASYARAKAT DI JORONG LANGGAM SAIYO NAGARI KINALI KECAMATAN KINALI ]]>
<![CDATA[Dewi Manda Angraini]]>;
<![CDATA[Yossi Eriawati]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i2.9183
<![CDATA[The main problem in this study is how the role of oil palm zakat in improving the economy of the community in Jorong Langgam Saiyo Nagari Kinali, Kinali District. This study aims to determine how the role of oil palms zakat in improving the community's economy, how to calculate oil palm zakat, and how to distribute oil palm zakat in Jorong Langgam Saiyo Nagari Kinali, Kinali District. This study uses a field research method (field research) with a qualitative approach. The results showed that oil palm zakat has an important role in improving the economy of the community in Jorong Langgam Saiyo. Keywords: Zakat, Palm Oil, Distribution.]]>
<![CDATA[A THE EFFECT OF FINANCIAL LITERACY, TECHNOLOGY LITERACY, AND LYFESTYLE ON THE USE OF ELECTRONIC MONEY (CASE STUDY OF ISLAMIC BANKING STUDENTS IN JAKARTA) ]]>
<![CDATA[Mitra Sami Gultom]]>;
<![CDATA[Ainul Latif]]>
<![CDATA[ Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof Dr Hamka ]]>
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DOI: 10.22236/jei.v13i2.10378
<![CDATA[The current study aims to determine the effect of financial literacy, technology literacy, and lifestyle on the use of electronic money on Islamic Banking students. The type of this study is a quantitative approach using a descriptive technique. The method used in the study was distributing questionnaires to 91 students who enroll Islamic Banking course in Jakarta who use electronic money. Further, non-probability sampling and purposive sampling methods were applied to yield the data. Processing the data were then calculated by SPSS 25 and Microsoft Excel. The data analysis utilized a Multiple Linear Regression Analysis. The results of this study indicate that financial literacy, technological literacy and lifestyle simultaneously have positive and significant effects on the use of electronic money. The partial test shows that the financial literacy variable (X1) does not have a significant effect on the use of electronic money (Y), while the technological literacy variable (X2) has a positive and significant effect on the use of electronic money (Y), and the lifestyle variable (X3) has a positive effect and significant to the use of electronic money (Y). Keywords: Financial Literacy, Technology Literacy, Lifestyle, Electronic Money.]]>
