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Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Published by Universitas Islam 45 Bekasi
ISSN : 20865678     EISSN : 28078403     DOI : https://doi.org/10.33558/maslahah.v13i1
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other
FOKUS Maslahah : Jurnal Hukum Islam dan Perbankan Syariah menekankan kajian hukum Islam dan Perbankan Syariah di negara-negara Islam pada umumnya dan khususnya di Indonesia dengan menekankan teori-teori hukum Islam dan praktiknya di dunia Islam yang berkembang melalui publikasi artikel dan resensi buku. CAKUPAN (SCOPE) Jurnal ini mengkhususkan diri dalam mempelajari teori dan praktik hukum Islam dan Ekonomi Islam di negara-negara Islam dan dimaksudkan untuk mengungkapkan penelitian asli dan isu-isu terkini. Jurnal ini menyambut hangat kontribusi para sarjana dari bidang terkait yang mempertimbangkan topik umum berikut; Hukum Keluarga Islam Hukum Ekonomi Syariah Hukum Bisnis Syariah Hukum Pidana Islam Hukum Tata Negara Islam Hukum Zakat dan Wakaf Hukum Antropologi Hukum Sosiologi Pemikiran Hukum Islam Kontemporer
Arjuna Subject : Umum - Umum
Articles 278 Documents
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FENOMENA PERCERAIAN DI MASA PANDEMI DI PENGADILAN AGAMA BEKASI Rafi Anazli; Suprihatin Suprihatin; Oni Wastoni
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 2 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i2.5754

Abstract

Divorce is a painful thing for husbands and wives. In the Hadith narrated by Ibn Majah, it is said, "Divorce is a lawful thing but is hated by Allah SWT." Therefore, Islam views divorce as an emergency exit that is only taken if there is no solution. But in a pandemic situation, divorce can also occur, as stated in decision number 0345/Pdt.G/2021/PA.Bks and number 0138/Pdt.G/2021/PA.Bks This study aims to analyze the judge's decision to divorce during the pandemic at the Bekasi Religious Court in decision No. 0345/Pdt.G/2021/PA.Bks and No. 0138/Pdt.G/2021/PA.Bks, The researcher, used a mixed qualitative method, namely juridical normative and socio-legal research (field) with a qualitative approach; researchers conducted observations, documentation, and interviews. The sample in this study amounted to 2 respondents, with details such as two judges at the Bekasi Religious Court. The data sources were researched namely, primary and secondary legal materials. The study's results stated that the divorce phenomenon during the Covid-19 pandemic in decision no. 0345/Pdt.G/2021/PA.Bks and no. 0138/Pdt.G/2021/PA.Bks is an instinct to maintain happiness in life. This is permissible in Islamic law based on Malahat and Saddu Adz-Zariah.
ANALISIS FATWA MAJELIS ULAMA INDONESIA TENTANG HUKUM MENJATUHKAN TALAK TIGA SEKALIGUS Nur Nahdhiyatuz Zahro; Agus Supriyanto; Musyaffa Amin Ash Shabah
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 2 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i2.5755

Abstract

This study analyzes the fatwa of the Indonesian Ulema Council in imposing three divorces at once and the factors that influence the fatwa of the Indonesian Ulema Council so that it imposes three simultaneous divorces. This research is qualitative, with a descriptive analysis method supported by normative law or literature study. Data collection, namely the fatwa of the Indonesian Ulema Council Three Divorces at Once, and books, journals, articles, and so on. The study's results explained that the decision of the fatwa of the Indonesian Ulema Council stated that divorces that occurred with three divorces at the same time resulted in one divorce law. In this decision, the Indonesian Ulema Council considered the opinion of the majority of scholars and Law no. 1 Marriage and the Compilation of Islamic Law as stated in article 115 KHI "Divorce can only be carried out before the trial of the Religious Court after the Religious Court has tried and failed to reconcile"
ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK UMUM SYARIAH BUMD DENGAN MENGGUNAKAN METODE EAGLES Nurfadjri Hidayanti; Arief Widyananto
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 2 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i2.5756

Abstract

The background of this research is to analyze the financial performance of BUMD Islamic Banks. The problem formulation is as follows: How is the financial performance of PT? Bank Aceh Syariah and PT. Bank BJB Syariah using the EAGLES method in the 2016-2020 period; What is the comparison of the financial performance between Bank Aceh Syariah and Bank BJB Syariah in the 2016-2020 period? The purpose of this study is: to interpret the financial performance of PT. Bank Aceh Syariah and PT. Bank BJB Syariah during the 2016-2020 period and analyze the comparison of the financial performance of each bank. This research is a comparative quantitative study using secondary data that measures financial performance comparisons using the EAGLES method (Earning Ability, Asset Quality, Growth, Liquidity, Equity, Strategic Management) and using a comparative test, namely the Independent Sample t-Test. The data is listed in the Annual Report of Bank Aceh Syariah and Bank BJB Syariah. The study results show that the financial performance of Bank Aceh Syariah and Bank BJB Syariah has significant differences in the ratios of ROA, ROE, NPF, DGR, FGR, FDR, CAR, and SRQ. Based on the EAGLES method, Bank Aceh Syariah obtained a much better title than Bank BJB Syariah. Good in managing its financial aspects. This is reflected in the better financial ratios of Bank Aceh Syariah compared to Bank BJB Syariah.
PENGARUH FLUKTUASI HARGA EMAS DAN TINGKAT INFLASI TERHADAP PENYALURAN PEMBIAYAAN GADAI EMAS PADA BJB SYARIAH Eva Kholifah; Isfandayani Isfandayani
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 2 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i2.5757

Abstract

This research was conducted to determine the effect of gold price fluctuations and levels on the distribution of rahn financing on gold pawn products at Bank BJB Syariah KCP Cikarang for the 2017-2020 period. Hypothesis testing using multiple linear regression analysis. The study's results partially show that the fluctuation variable in the price of gold has a positive and significant effect on the distribution of rahn financing. At the same time, the inflation rate variable has no significant effect on the distribution of rahn financing. Simultaneously, the independent variables of gold price fluctuations and the inflation rate significantly affect the dependent variable of rahn financing distribution, with an R Square value of 0.705 or 70.5%. At the same time, other factors influence the remaining 29.5%. These factors include income, location of operational offices, number of customers, and service products provided. Sharia is better than Bank BJB Syariah.
PENGARUH BANK SYARIAH TERHADAP PERTUMBUHAN EKONOMI PROVINSI JAWA BARAT Saeranti Sri Pramoda Wardani; Purnama Putra
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 2 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i2.5758

Abstract

This study examines the influence of Islamic banks on the economic growth of West Java Province by comparing the number of Assets, Financing, and Third Party Funds in Islamic Banks in West Java Province with the Gross Regional Domestic Product (GRDP) of West Java. As well as this research proves whether Islamic banks affect economic growth in West Java with several research variables, namely total assets, financing, and deposits on operating income and gross regional domestic product (GRDP). The data in this research is secondary time series data obtained from Islamic banking statistical data, which is published regularly on the official website of Bank Indonesia, and West Java GRDP Growth Data which is published regularly on the official website of the West Java Central Bureau of Statistics. Multiple regression is the appropriate analytical tool to measure the contribution of the banking sector to the economy of West Java. The results of this study note that the t value of the asset variable is 3.251 greater than the t table of 1.99167 with a sig value of 0.002 <0.05, so it is concluded that assets have a significant effect on the GRDP of West Java Province, and the calculated t value of the financing variable is 3.350 greater than t table 1.99167 with a sig value of 0.001 <0.05 so that it can be concluded that the financing variable has a significant effect on the PDRB of West Java Province, and the calculated t value of the DPK variable is 2.776 greater than t table 1.99167 with a sig value of 0.007 <0.05 so it can be concluded that the DPK variable has a significant effect on the GRDP of West Java Province.
ANALISIS STRATEGI PUBLIC RELATIONS PT BPRS HIK CIBITUNG DALAM MEMPROMOSI-KAN PRODUK TABUNGAN MUDHARABAH BERJANGKA INVESTASI Ladyday Pertiwi; Fajri Ryan Isnandar
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 2 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i2.5759

Abstract

PT. BPRS HIK Cibitung is a private company engaged in Islamic banking or Islamic financial services, where there is a lot of competition in the banking industry that is getting tougher. The emergence of other competitors made BPRS HIK Cibitung have to compete during the times. A public relations strategy is important for a company because it supports efforts to promote and market a product in this study using a qualitative approach. The method used is this research method uses phenomenology, data collection techniques through observation techniques, and interviews. The concept used in this research is the Public Relations concept presented by Thomas L. Harris, who explains that there are three tactics: Pull Strategy, Push Strategy, and Pass Strategy. Based on the research and analysis conducted, it can be concluded that PT BPRS HIK Cibitung has carried out three tactics from the concept of Thomas L. Harris in Promoting Futures Investment Mudharabah Savings. The strategy carried out by PT BPRS HIK Cibitung in promotion is considered effective, with the use of media that is carried out according to and on target to make PT BPRS HIK Cibitung increasingly known to the public.
EFEKTIVITAS KEGIATAN PUSAKA SAKINAH SEBAGAI UPAYA PEMBINAAN KETAHANAN KELUARGA DALAM MENEKAN PERCERAIAN Muhammad Fauzi Alamsyah; Musyaffa Amin Ash Shabah; Oni Wastoni
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 1 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i1.7196

Abstract

This study aims to determine the effectiveness of Pusaka Sakinah activities to foster family resilience in suppressing divorce by the KUA of Tambun Selatan District. This study uses a qualitative research method, with the type of research used being socio-legal research, a legal science research approach that uses the help of social sciences. Data analysis techniques were carried out through several predetermined stages, namely identification and classification, and then interpreted by explaining descriptively. The study results explained that the concept of Sakinah heritage activities, the hallmark of the program implemented by the KUA of Tambun Selatan District, is fairly effective. The material presented in these activities is the formation of each individual male or female character in establishing household relationships. So that every husband and wife pair have the provision of understanding and experience in building a household, the problems that occur can be resolved properly. The Sakinah Family Service Center, or in the future referred to by the acronym "Pusaka Sakinah," is an activity for the community that functions to facilitate and provide continuous consultation and guidance to create a sakinah family.
FAKTOR-FAKTOR PENYEBAB PRAKTIK NIKAH SIRI DI DESA CIBUNTU KECAMATAN CIBITUNG Qurrotul Ayuni; Yoyo Hambali; Suprihatin Suprihatin
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 1 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i1.7198

Abstract

This study aims to determine the factors of unregistered marriage in the Cibuntu village community, Cibitung sub-district. This type of research is qualitative research with field research. Data sources are Primary Materials, namely data sources directly obtained from informants who are the perpetrators of unregistered marriages in Cibuntu Village, then secondary materials, namely books related to research issues, journals, etc. Data collection techniques using interviews and documentation and data analysis techniques using qualitative analysis. Factors that cause unregistered marriages in Cibuntu village, Cibitung sub-district, namely economic factors, pregnancy out of wedlock, underage marriage, parental concerns and lack of knowledge and understanding of the community about the importance of registering marriages. Of the six factors, economics is the most dominant reason for unregistered marriage.
ANALISIS TINGKAT KESEHATAN BANK UMUM SYARIAH SEBELUM DAN SESUDAH SPIN-OFF Sonia Putri Govina; Rafika Rahmawati; Rizal Pahlevi
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 1 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i1.7200

Abstract

The spin-off is carried out to gain a large influence in improving the company's condition and improving financial health. With the change in the Sharia Business Unit that carries out a spin-off, the soundness of the Sharia Business Unit will increase and encourage other Sharia business units to do a spin-off. This study aims to compare the financial health level of Islamic Commercial Banks before and after the Spin-Off using the RBBR method at PT. BTPN Syariah. The method used in this research is the comparison method of non-parametric statistical tests of two related samples, namely using the Wilcoxon Signed Ranks Test Differential Test. The research data used are financial reports from the fourth quarter of 2008 - the third quarter of 2021. The results of this study on the Wilcoxon Signed Ranks Test showed a significant difference in the health level of PT. BTPN Syariah before and after Spin-Off on FDR, ROA, NIM/NOM, and CAR indicators. While the indicators for NPF, BOPO, and GCG, there are no significant differences before and after the Spin-Off. Differences in FDR, ROA, NIM/NOM, and CAR indicators can incentivize other Sharia Business Units to carry out Spin-Offs.
STRATEGI MANAJEMEN RISIKO PADA OPERASIONAL BANK BTN SYARIAH DI MASA PANDEMI COVID - 19 Suci Nurani; Isfandayani Isfandayani; Purnama Putra
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 1 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i1.7201

Abstract

This study aims to 1) analyze the general operational description of Bank BTN Syariah kc Bekasi during the bank's operation during the pandemic. 2) identify the type of risk faced. 3) analyze the risk mitigation by Bank BTN Syariah KC Bekasi. 4) Recommend alternative strategies that can be implemented for Bank BTN Syariah as long as the bank operates during the Covid-19 pandemic. This research combined research with primary and secondary data. Data collection techniques used literature studies, documentation, interviews, and questionnaires. The data analysis method uses the IFE, EFE, and Grand Strategy methods. The results of this study show that while operating during a pandemic, banks face operational, reputation, and financing risks. The results of the internal analysis of the value of IFE are 3.44, and the external analysis of EFE is 3.22. The company's position in the matrix The Grand Strategy is in quadrant one, so the strategic recommendations are market development strategy, product development, and market penetration

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