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Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Published by Universitas Islam 45 Bekasi
ISSN : 20865678     EISSN : 28078403     DOI : https://doi.org/10.33558/maslahah.v13i1
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other
FOKUS Maslahah : Jurnal Hukum Islam dan Perbankan Syariah menekankan kajian hukum Islam dan Perbankan Syariah di negara-negara Islam pada umumnya dan khususnya di Indonesia dengan menekankan teori-teori hukum Islam dan praktiknya di dunia Islam yang berkembang melalui publikasi artikel dan resensi buku. CAKUPAN (SCOPE) Jurnal ini mengkhususkan diri dalam mempelajari teori dan praktik hukum Islam dan Ekonomi Islam di negara-negara Islam dan dimaksudkan untuk mengungkapkan penelitian asli dan isu-isu terkini. Jurnal ini menyambut hangat kontribusi para sarjana dari bidang terkait yang mempertimbangkan topik umum berikut; Hukum Keluarga Islam Hukum Ekonomi Syariah Hukum Bisnis Syariah Hukum Pidana Islam Hukum Tata Negara Islam Hukum Zakat dan Wakaf Hukum Antropologi Hukum Sosiologi Pemikiran Hukum Islam Kontemporer
Arjuna Subject : Umum - Umum
Articles 278 Documents
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ANALISIS PERLINDUNGAN HUKUM ISLAM TERHADAP PEMBERIAN MAHAR PERNIKAHAN BERUPA SAHAM Fadlillah, Ihsan; Amin Ash Shabah, Musyaffa; Wastoni, Oni
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 15 No 1 (2024): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v15i1.9753

Abstract

Dowry is an essential aspect of marriage. Scholars agree that while there is no fixed amount for a dowry, it must be beneficial and valuable, reflecting sincerity and affection. This study is normative research using descriptive-analytical data analysis. It explains that dowry in the form of shares is permissible in Islam as long as it does not harm anyone, is agreed upon by both parties and benefits the wife. The shares given must have clear contracts and be within the realm of Sharia-compliant business, even though they cannot be physically displayed, and there must be original proof of ownership of the shares. Legal protection regarding shares is based on the DSN MUI fatwa No. 40 of 2003 article 2, which states: Article 2 (a) The capital market and all its mechanisms, particularly concerning issuers, types of securities traded, and trading mechanisms, are considered compliant with Sharia principles if they fulfil Sharia principles. (b) All securities comply with Sharia principles if they have obtained a Sharia compliance statement.
PENGARUH E-TRUST, E-SERVICE QUALITY DAN E-SATISFACTION TERHADAP E-LOYALITY PENGGUNA BSI MOBILE PADA PENGADILAN AGAMA PASCA SERANGAN CYBERRASOMWARE Muhajir, Ammar; Pahlevi, Rizal
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 15 No 1 (2024): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v15i1.9764

Abstract

Amid current technological developments, many innovations are making life more accessible for people to interact, get information, and transact. This is especially evident in the Banking sector, which is experiencing digitalization with BSI mobile services. This study aims to determine how E-Trust, E-Service Quality, and E-Satisfaction affect the E-Loyalty of Bank Syariah Indonesia Mobile Banking users after cybercrime attacks (religious court survey employees). This research utilizes a quantitative approach by relying on numerical data. This research uses data sources in the form of numbers. The process used to collect data is distributing questionnaires to 50 religious court employees who are BSI customers. The method used in sampling is purposive sampling. The data analysis technique used in this study uses multiple linear regression techniques to test the effect of the independent variable on the dependent variable, both partial and simultaneous effects. The overall result of this study is a statement that shows that E-Trust and E-Service Quality have a positive and significant influence on E-Loyalty. In contrast, e-satisfaction does not have an impact and is not substantial in e-loyalty.
TINJAUAN HUKUM ISLAM TENTANG PRAKTIK JASA WALI NIKAH SIRRI DI BEKASI Mustakim, Muhammad Arfian; Suprihatin, Suprihatin; Supriyanto, Agus
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 2 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i2.9979

Abstract

Marriage is a sacred ritual that religious and state laws must legalize. Most people want marriage to be a joyous occasion and a way to publicize their status as husband and wife. However, some people keep their marriages secret. In general, Nikah Sirri celebrates a marriage according to Islamic religious rules. However, many things prevent it from being legally recorded by the authorities, in this case, the government, represented by the Ministry of Religious Affairs. This research aims to investigate providers of marriage guardian services in siri marriages that have developed in the community through social media. One of these providers can be found on the website ustadz.my.id/jasa-nikah-siri-bekasi, which offers various services related to siri marriages. This research uses qualitative methods and is centered on empirical research. This research uses a socio-legal approach, a broad social science methodological approach. as the Wali Nikah in Sirri Nikah Services. This study conducted the data collection method in two stages: observation and documentation. The study found that because there is an element of gharar or uncertainty, the practice of providing a marriage guardian in a sirri marriage through a website whose address is ustadz.my.id/jasa-nikah-siri-bekasi is not justified by Islamic legal review. Thus, this element of gharar hinders the practice of providing marriage guardians in sirri marriages. This is in line with the prohibition of the prophet Muhammad to avoid buying and selling gharar.
KOHERENSI ANTARA HUKUM JINAYAT DAN HAK ASASI MANUSIA DALAM KASUS KHAMAR DI ACEH Maha, Esa; Alief, Vania; Ash Shabah, Musyaffa Amin
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 2 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i2.9980

Abstract

Public flogging is required by this jinayat law, which has existed since 2014. It is thought to be a severe and effective method of law enforcement. But there have also been a lot of complaints and criticisms of this jinayat law, particularly from the standpoint of human rights. The local community's justice, welfare, and peace are the main goals of Aceh's implementation of jinayat law. In the paper utilized for this study, the author employs normative juridical research, which is legal research done by looking through books and relevant statutes and regulations from libraries. This research employs a qualitative approach using a library research method by the study's characteristics. This research also employs a comparative methodology; specifically, the author compares Islamic law, human rights, and the Aceh Qanun Jinayat. As per the Aceh Qanun Jinayat and Islamic law, there is a whipping law for anyone who consumes alcohol. This is evident from the punishment meted out to the alcohol user, who is flogged 40 (forty) times as Uqubat Hudud. Acehnese people have lived under Islamic law for a long time, earning them the moniker "land of the porch of Makkah." When non-Muslim suspects of violating the qanun voluntarily turn themselves in for punishment, it is evident that Islamic Sharia's conceptions of justice align with the fundamental principles of legal justice and human rights. The courts denied every request for voluntary surrender made by non-Muslim defendants, although they did acknowledge the primary motivators behind their surrender.
STRATEGI PEMBELAJARAN MELALUI MAGANG PROGRAM MERDEKA BELAJAR KAMPUS MERDEKA PADA PROGRAM STUDI PERBANKAN SYARIAH DI ERA PANDEMI Rahmawati, Rafika; Adham, Adham
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 2 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i2.9981

Abstract

The development of Islamic banking in Indonesia increases the need for competent practitioners from Islamic Banking Study Program graduates. These graduates can reduce the need for basic training, thereby increasing the efficiency of Islamic banks. The government supports this through policies such as the Indonesian National Qualifications Framework (KKNI) and Merdeka Belajar Kampus Merdeka (MBKM), which aim to create a link and match between higher education and industry. Internships are a form of MBKM learning that can strengthen student competencies. The Analytic Network Process (ANP) method identifies and analyzes problems supporting MBKM in the Islamic Banking Study Program. The research shows two main issues: the duration of internships that the industry considers too long and the difficulty of ensuring learning outcomes (LLOs) by academics. The recommended strategies to overcome these problems include: Establishing good relationships with partners, Improving systems and procedures, Conducting partner selection, Increasing the number of partners. Implementing these strategies is expected to improve the effectiveness and efficiency of the learning process through internships.
ANALISIS STRATEGI PUBLIC RELATIONS PT. BANK BCA SYARIAH KCP BEKASI DALAM MEMPROMOSIKAN PRODUK PEMBIAYAAN KPR IB Amalia, Rizky; Isnandar, Fajri Rian
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 2 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i2.9982

Abstract

A public relations strategy is needed to support effort to promote and market a product. Competition among sharia-based banks is also getting tighter and allowa people to freely choose which products and bank are their short or long term needs. The general public still needs information and explanations regarding aspects of sharia-based financial intitutions, especially product facilities that can be utilitized by prospective customers. Therefore it is necessary to have a public relations strategy for PT. Bank BCA Syariah in promoting KPR iB financing products.In this study using a qualitative approach. The method used is descriptive analysis, data collection techniques through observation techniques, inteviews.The strategy carried out by the Public Relations Strategy of PT. Bank BCA Syariah KCP Bekasi in Promoting iB Mortgage Financing Products, the use of the media is an important part of promoting iB Mortgage Financing Products. The types of media used are online media, print media, offline media and in person. PT. Bank BCA Syariah KCP Bekasi in promoting financing products is considered effevtive by carrying out thus strategy which has an impact on increasing the recognition of these products by the public.
ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK UMUM SYARIAH DENGAN METODE ISLAMICITY PERFORMANCE INDEX DAN MARKET VALUE ADDED Noval, Sahrul; Isfandayani, Isfandayani
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 2 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i2.9983

Abstract

This study aims to analyze the comparison of the financial performance of Islamic Commercial Banks using the Islamicity Performance Index (IPI) and Market Value Added (MVA) methods. The study period covers the years 2018-2021. This research employs a quantitative method with a descriptive approach. The study population includes all Islamic Commercial Banks registered with the Financial Services Authority (OJK) during 2018-2021. The sampling technique used is purposive sampling, resulting in three Islamic Commercial Banks listed on the Indonesia Stock Exchange. The data analysis method involves descriptive analysis and using the Cartesian Diagram of IPI and MVA to determine the position of the Islamic Commercial Banks. The results of this study show that there are four quadrants in the Cartesian diagram, but only two quadrants are occupied by Islamic Commercial Banks. Firstly, Quadrant I, or the Upper Left Quadrant (ULQ), is occupied by Bank Tabungan Pensiunan Negara Syariah (BTPNS) and Bank Syariah Indonesia (BSI), indicating that these two banks have high Market Value Added (MVA) but low Islamicity Performance Index (IPI). Secondly, Quadrant IV, or the Lower Right Quadrant (LRQ), is occupied by Bank Panin Dubai Syariah, indicating that this bank has a high Islamicity Performance Index (IPI) but a low Market Value Added (MVA). Meanwhile, no banks occupy Quadrant II or the Lower Left Quadrant (LLQ) and Quadrant III or the Upper Right Quadrant (URQ), indicating that no banks have both low IPI and MVA or both high IPI and MVA.
STRATEGI PEMASARAN PRODUK PEMBIAYAAN KEPEMILIKAN EMAS di BANK SYARIAH INDONESIA Harahap, Ferda Yani; Putra, Purnama
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 14 No 2 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v14i2.9984

Abstract

This study aims to determine and analyze the marketing strategy of gold ownership financing products at BSI KC Bekasi Summarecon. The approach used in this study is a descriptive qualitative approach. In addition to being analyzed qualitatively descriptively, the author uses SWOT analysis with IFAS and EFAS matrices. The study's results using the SWOT analysis method from internal and external factors showed that BSI KC Bekasi Summarecon was included in quadrant I. From the analysis results obtained an aggressive strategy, this strategy indicates that the company's condition is vital and can continue to grow by seizing existing opportunities to achieve maximum profit. This position in quadrant I is very profitable and can be marketed optimally by implementing a marketing mix policy that supports an aggressive strategy of gold ownership financing products.

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