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MALIA
Published by Universitas Yudharta Pasuruan
ISSN : 20879636     EISSN : 25492578     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Malia terbit sejak 2011, setiap enam bulan sekali bulan Maret dan Agustus, merupakan jurnal ekonomi dan perbankan syariah yang menyajikan artikel hasil penelitian (empiris) serta isu-isu yang mencakup ekonomi syariah, keuangan syariah dan perbankan syariah.
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Articles 132 Documents
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The Influence of Islamic Financial Literacy and Peer Influence on Islamic Entrepreneurial Behavior of UIN North Sumatra Medan Students Fadilah, Tasya; Imsar; Jannah, Nurul
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/e4p46r02

Abstract

Introduction: Islamic entrepreneurial behavior views business activities not merely as a means of profit, but as an implementation of the values ​​of monotheism, trustworthiness, justice, and welfare. However, student entrepreneurial interest remains relatively low, while Islamic financial literacy and social environmental influences are suspected to be important factors in shaping Islamic value-based business behavior. This study aims to analyze the influence of Islamic financial literacy and peer influence on Islamic entrepreneurial behavior among students at UIN Sumatera Utara Medan. Methods: The study used a quantitative approach with a survey method on 100 students selected through simple random sampling. Data were collected using a Likert scale questionnaire and analyzed using multiple linear regression using SPSS 22. Instrument tests, classical assumptions, t-tests, F-tests, and coefficients of determination were used to test the hypotheses. Results: The results show that Islamic financial literacy has a positive and significant effect on Islamic entrepreneurial behavior (t = 10.637; p < 0.05). Conversely, peer influence has no significant partial effect (t = 0.134; p > 0.05). Simultaneously, both variables have a significant effect (F = 57.252; p < 0.05) with an explanatory contribution of 54.1%. Conclusion and suggestion: Sharia financial literacy is a primary factor in shaping Islamic entrepreneurial behavior, while peer influence is supportive. Strengthening the entrepreneurship curriculum based on the principles of sharia, training in Islamic financial literacy, and developing students' spiritual character are recommended to foster ethical, independent, and blessing-oriented entrepreneurs.
Analysis of the Determinants of the Agricultural and Trade Sectors on Economic Growth Rate Harahap, Bagus Hermansyah; Yusrizal; Tambunan, Khairina
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/88h1fb61

Abstract

Purpose: This research examines the effect of the agricultural and trade sectors on regional economic growth in Deli Serdang Regency from 2015 to 2024, using Gross Regional Domestic Product (GRDP) data.Design/Methodology/Approach: A quantitative approach was applied using multiple linear regression models to analyze the relationship between the agricultural and trade sectors and regional economic growth. Data from the Deli Serdang Central Statistics Agency (BPS) were utilized, and the analysis was conducted with a focus on determining the contributions of these sectors to GRDP.Findings: The results indicate that both the agricultural and trade sectors have a significant simultaneous effect on GRDP, with an R² value of 0.892, meaning 89.2% of the variation in GRDP is explained by the contributions of both sectors. The agricultural sector showed a statistically significant positive contribution, while the trade sector, though positive, did not have a statistically significant impact.Practical Implications: The findings highlight the importance of sectoral synergy in driving inclusive and sustainable regional development. Effective strategies to integrate the agricultural and trade sectors can promote equitable economic growth.Originality/Value: This study contributes to the literature on regional economic growth by providing empirical evidence of the simultaneous contributions of the agricultural and trade sectors, underpinned by Islamic economic principles, particularly the protection of wealth, distributive justice, and the pursuit of collective welfare.

Page 14 of 14 | Total Record : 132

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