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All Journal Jurnal Ekonomi Laa Maisyir Jurnal Ekonomi Islam Jurnal EMT KITA Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance EKUITAS (Jurnal Ekonomi dan Keuangan) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Equity: Jurnal Ekonomi Jurnal Ilmiah Publika Journal of Islamic Economics and Finance Studies Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Ekonomi Syariah Pelita Bangsa International Journal of Educational Review, Law And Social Sciences (IJERLAS) Indonesian Journal of Innovation Studies ProBisnis : Jurnal Manajemen Jurnal Ilmiah Mahasiswa Raushan Fikr Balance : Jurnal Akuntansi dan Manajemen International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Jurnal Informatika Ekonomi Bisnis Jurnal Nirta: Studi Inovasi Journal of Finance and Islamic Banking JIEP: Jurnal Ilmu Ekonomi dan Pembangunan As-Syirkah: Islamic Economic & Financial Journal
Imsar
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Analisis Persepsi Wakif Terhadap Wakaf Tunai di BWI Sumatera Utara Franaya Al Arfa; Imsar; Khairina Tambunan
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 14 No 2 (2021): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.Vol14Iss2.147

Abstract

The purpose of this study was to determine the perception of wakif on cash waqf at BWI North Sumatra. This study uses a descriptive qualitative method, by taking the object of research at BWI North Sumatra. As the research informant, Nazhir from BWI North Sumatra, the wakif. This study explains that there are 5 indicators used to measure the perception of wakif, namely internal indicators consisting of income and understanding, and external indicators, namely information media, convenience and benefits of cash waqf at BWI North Sumatra. Based on the results of the data questionnaire assessment, that 73.3% of wakif stated that it was good from the income indicator. This means that wakifs have a good perception of cash waqf that the more prosperous the community, the greater the potential for cash waqf. From the indicators of understanding, 46.7% of wakifs said they were good with cash waqf. That is, wakif has a good perception of cash waqf in terms of understanding so that awareness arises in advancing the Islamic economy through cash waqf. From the information media indicators, 43.3% of wakif stated that they were neutral towards the perception of wakif in terms of access to information media. This means that BWI SU should further promote information media through online media in the digital era. From the convenience indicator 46.7% wakif answered well. This means that wakifs have a good perception of the convenience provided in accessing BWI SU for cash waqf collection transactions for wakifs. From the benefits indicator 56.7% wakif answered well. This means that wakifs have a good perception of the benefits of cash waqf, which can train the social spirit and help people in need. Keywords: Perception, Cash Waqh, BWI Sumatera Utara
PENGARUH MARKETING MIX (7P) TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN PADA PT. HALAL NETWORK INTERNATIONAL (Studi Kasus Masyarakat Desa Harapan Makmur Selatan) Wildan Izzaty; Imsar
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 9 No 3 (2022): JMBI UNSRAT Volume 9 Nomor 3
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v9i3.44298

Abstract

ABSTRACT. This study aims to determine the effect of marketing mix on consumer purchasing decisions at PT. Halal Network International. This study uses a quantitative approach. The total population is 1,225 respondents with a tolerance limit of 10% which is calculated using the slovin formula, so a total sample of 100 respondents is obtained, with the sample collection technique using random sampling. Data collection was carried out by providing a list of questions to respondents, namely the Harapan Makmur Selatan Village Community. The analysis technique in this study uses multiple linear regression analysis techniques. The variables in this study consist of the independent variable, namely the marketing mix (7P), and the dependent variable, namely the purchase decision. The results showed that the variable product, price, place, promotion, physical evidence, and process partially had a significant positive effect on consumer purchasing decisions, but the people variable partially had no significant effect on consumer purchasing decisions. The results of the study simultaneously showed that product, price, place, promotion, people, physical evidence, and process have a significant positive effect on consumer purchasing decisions.   ABSTRAK.  Penelitian ini bertujuan untuk mengetahui pengaruh marketing mix terhadap keputusan pembelian konsumen pada PT. Halal Network International. Penelitian ini menggunakan pendekatan kuantitatif. Jumlah populasi sebanyak 1.225 responden dengan batas toleransi sebesar 10% yang dihitung dengan rumus slovin maka di peroleh jumlah sampel sebanyak 100 responden, dengan teknik pengumpulan sampel menggunakan random sampling. Pengumpulan data dilakukan dengan cara memberikan daftar pertanyaan kepada responden yaitu Masyarakat Desa Harapan Makmur Selatan. Teknik analisis dalam penelitian ini menggunakan teknik analisis regresi linear berganda. Variabel dalam penelitian ini terdiri dari variabel bebas yaitu marketing mix (7P), dan variabel terikat yaitu keputusan pembelian. Hasil penelitian menunjukkan bahwa variabel product, price, place, promotion, physical evidence, dan process secara persial berpengaruh positif signifikan terhadap keputusan pembelian konsumen, namun variabel people secara persial tidak berpengaruh signifikan terhadap keputusan pembelian konsumen.Hasil penelitian secara simultan menunjukkan bahwa product, price, place, promotion, people, physical evidence, dan process berpengaruh positif signifikan terhadap keputusan pembelian konsumen.
Analisis Kontribusi Institusi Pendidikan Tinggi Islam dalam Perkembangan Bank Syariah di Kota Medan Nst, Mikayani; Imsar; Syahriza , Rahmi
Regress: Journal of Economics & Management Vol. 2 No. 2 (2022)
Publisher : Medan Resource Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (858.14 KB) | DOI: 10.57251/reg.v2i2.675

Abstract

This article aims to analyze the contribution of Islamic higher education institutions in the development of Islamic banks in Medan City. The development of Islamic banks over the past five years can be seen in the financial reports which have increased but not accompanied by an increase in the market share of Islamic banks and are still lagging behind other Muslim-majority countries. Islamic higher education institutions which are educational institutions required to contribute to the development of Islamic banks. The research method used is descriptive qualitative. The results of the study show that Islamic tertiary institutions, namely UINSU and UMSU, have contributed to the development of Islamic banks in the city of Medan by: increasing the number of customers, providing human resources and increasing cooperation networks, these contributions show that UINSU and UMSU have made various efforts to help development of sharia banks in the form of cooperation, namely: Payment of student tuition fees, payment of lecturer salaries and allowances, apprenticeships for students and opening of mini-banks within universities.
Strategi Penanganan Pembiayaan Bermasalah pada BMT Masyarakat Madani Sumatera Utara: Analisis SWOT Imsar; Agung Ramadhan Trapoltanta Pratama; Rahmi Syahriza
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20497

Abstract

Abstract The aim is to analyze the handling of problematic financing at the BMT of the Madani Society of North Sumatra. Using qualitative methods with data analysis techniques using SWOT methods (Strength, Weakness, Opportunity, Threat). Data collection techniques used are observations, interviews, questionnaires and documentation. The results of this study are: (1) Problematic financing in BMT Northern Sumatra's Madani community is caused by internal factors such as quantitative human resource constraints, lack of support for digital and modern technology systems and the continuing instability of the labour force. While external factors are caused from the continuously deteriorating member economy, the abuse of funding funds by members and financial institutions of banks also conduct microfinancing. (2) The results of the calculations of the IFE and EFE matrix indicate that BMT Madani Society is in the quadrant II, which is a position that marks a strong company, but faces a major threat. So BMT Madani Society of North Sumatra is recommended to pursue a diversification strategy that is to optimize strengths to minimize existing threats. Key words : Management Strategy, Problematic Financing, SWOT
Peran Pinjaman International Monetary Funding (IMF) Untuk Perekonomian Indonesia Pada Sistem Standar Moneter Muhammad Luis; Yasirwan; Imsar
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 02 (2023): JESPB Edisi Oktober 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i02.1035

Abstract

The International Monetary Fund was formed at the time of the United Nations meeting in the United States in 1944 at Bretton Woods (New Hempshire). This organization is in an international association which handles financial problems. The economic crisis hit Indonesia during President Soeharto's leadership, at that time Soeharto officially asked the International Monetary Fund for assistance in resolving the monetary and economic crisis. that from the results the researcher aims to provide further information in order to find maximum results from the previous analysis that has been carried out. The research method in this journal article is to use a qualitative method, by taking article sources through several journal references. Then the researcher inspected it and put the thoughts from the identification into this almost perfect journal. Because researchers want to clarify more about the role of international monetary fund loans in the Indonesian economy, which is based on the international monetary standard system. The research results show that the assistance provided by the International Monetary Fund only adds to the country's disasters, especially for the poor. Because Indonesia continues to carry out cooperative activities with the International Monetary Fund, because the country is still unable to pay off its debts, and it is impressed by the state's actions such as (digging holes and covering holes) in paying and paying off its debts.
THE INFLUENCE OF BOPO, NPF, THIRD PARTY FUNDS, AND MINIMUM RESERVE REQUIREMENTS ON RETURN ON ASSETS AT INDONESIAN ISLAMIC COMMERCIAL BANKS Hasibuan, Indah Triana; Imsar; Bi Rahmani, Nur Ahmadi
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 2 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(2).14628

Abstract

Penelitian ini bertujuan untuk menentukan tingkat dampak BOPO, NPF, Outsider Assets, dan Least Legal Current Records terhadap Return On Resources pada Bank Umum Syariah Indonesia. Penelitian ini menggunakan metodologi kuantitatif Populasi yang digunakan dalam penelitian ini adalah bank umum syariah pada tahun 2018-2022. Prosedur pengujian dalam tinjauan ini adalah pemeriksaan purposif dengan aturan khusus sehingga contoh diperoleh dari ringkasan anggaran Bank Mualamat Indonesia, Bank Syariah Mandiri, dan Bank Mega Syariah, Bank BNI Syariah, Bank Panin Syariah, Bank BCA Syariah periode 2018-2022. Hasil penelitian menunjukkan bahwa BOPO berpengaruh signifikan terhadap ROA bank syariah yang tercatat di Perdagangan Efek Indonesia pada tahun 2018-2022, Non-Performing Supporting (NPF) tidak mempengaruhi ROA bank syariah yang tercatat di Perdagangan Efek Indonesia pada tahun 2018-2022, DPK mempengaruhi ROA bank syariah yang tercatat di Perdagangan Efek Indonesia tahun 2018-2022 dan GWM berdampak pada ROA bank syariah yang tercatat di Perdagangan Efek Indonesia tahun 2018-2022.
The Impact of Halal and Hygiene Certification on Consumption Levels with Trust as an Intervening Variable Iffat, Muhammad Aidil; Imsar; Harahap , Muhammad Ikhsan
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.825

Abstract

This research aimed to assess the impact of halal certification and hygiene on the consumption levels and trust of users of Garuda Indonesia and Aerofood ACS flight services. The study utilized multiple linear regression analysis, collecting data through questionnaires distributed to a sample of 96 Garuda Indonesia flight service users. The findings revealed that while halal certification did not significantly affect the level of consumer consumption of Aerofood ACS, it did have a significant impact on consumer trust. In contrast, hygiene was found to significantly influence both consumption levels and consumer trust. These results suggest that halal certification alone does not drive consumer consumption of Aerofood ACS products. Instead, hygiene plays a critical role in both enhancing consumption and building trust. Consequently, Aerofood ACS should focus on maintaining and improving product hygiene to better meet consumer expectations and increase consumption.
Blockchain Strategy in Improving Transaction Security in The Sharia Capital Market Ibnu Habib Wahyudi; Imsar; Harahap, Muhammad Ikhsan
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.862

Abstract

This study aims to investigate the strategy of blockchain technology in improving transaction security in the shariah capital market. Using an in-depth interview approach, this research explores the perceptions and understandings of various stakeholders, including industry experts, regulators, and shariah capital market practitioners. Qualitative research methods were used to gain in-depth insights into how blockchain can be applied to strengthen transaction security in the shariah capital market. From the research results, it is concluded that blockchain technology has tremendous potential and relevance in improving transaction security in the Islamic capital market, in this case the use of smart contracts makes a considerable contribution, in its implementation smart contracts can increase security, transparency and efficiency, In the context of the shariah capital market, the principle of "sharia can run automatically without third party intermediaries, this is very possible through smart contracts, not only that, the decentralized nature of the blockchain makes it very difficult to hack, and quite a lot of obstacles are passed to be able to hack it, and make a significant contribution to increasing transactions and security in the shariah capital market.
Analisis Persepsi Wakif Terhadap Wakaf Tunai di BWI Sumatera Utara Franaya Al Arfa; Imsar; Tambunan, Khairina
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 14 No 2 (2021): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v14i2.147

Abstract

The purpose of this study was to determine the perception of wakif on cash waqf at BWI North Sumatra. This study uses a descriptive qualitative method, by taking the object of research at BWI North Sumatra. As the research informant, Nazhir from BWI North Sumatra, the wakif. This study explains that there are 5 indicators used to measure the perception of wakif, namely internal indicators consisting of income and understanding, and external indicators, namely information media, convenience and benefits of cash waqf at BWI North Sumatra. Based on the results of the data questionnaire assessment, that 73.3% of wakif stated that it was good from the income indicator. This means that wakifs have a good perception of cash waqf that the more prosperous the community, the greater the potential for cash waqf. From the indicators of understanding, 46.7% of wakifs said they were good with cash waqf. That is, wakif has a good perception of cash waqf in terms of understanding so that awareness arises in advancing the Islamic economy through cash waqf. From the information media indicators, 43.3% of wakif stated that they were neutral towards the perception of wakif in terms of access to information media. This means that BWI SU should further promote information media through online media in the digital era. From the convenience indicator 46.7% wakif answered well. This means that wakifs have a good perception of the convenience provided in accessing BWI SU for cash waqf collection transactions for wakifs. From the benefits indicator 56.7% wakif answered well. This means that wakifs have a good perception of the benefits of cash waqf, which can train the social spirit and help people in need. Keywords: Perception, Cash Waqh, BWI Sumatera Utara
Analisis Pengukuran Kinerja Perbankan Syariah dengan Menggunakan Metode Angels (Studi Kasus pada Bank Syariah Indonesia KCP. Medan Ringroad) Kurniawati, Endang; Imsar; Harahap, Rahmat Daim
Jurnal EMT KITA Vol 7 No 4 (2023): OCTOBER 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v7i4.1646

Abstract

In assessing the performance of Islamic banks, it is not only seen from their financial reports, but also based on the concept of IMAN (Islamic values-based performance assessment), which is the embodiment of the Islamic values dimensions, namely: ibadah (worship), muamalah (transactions), amanah (trustworthiness), and ihsan (excellence). The assessment system for the health of Islamic banks referred to here is ANGELS. ANGELS is an acronym for Amanah management, non-economic wealth, Give out, Earnings, Capital and assets, Liquidity and sensitivity to market, and socio-economic wealth. Each factor of ANGELS is part of the "process," "outcomes," and "stakeholders." This study aims to analyze and assess the performance of PT. BSI KCP Medan Ringroad using the Angels Method. This research is qualitative in nature and the data is obtained through interviews with several sources from PT. BSI KCP Medan Ringroad. Secondary data can be obtained from the financial statements of PT. BSI KCP Medan Ringroad. The data analysis technique used is observation and interviews. The data analysis includes data reduction, data presentation, and conclusion drawing. The results of this study indicate that PT. BSI KCP Medan Ringroad is considered healthy, as evidenced by the Angels method in measuring the performance and health level of the bank, which shows good results.
Co-Authors Abdillah, Prayugo Ali Adinda Agung Ramadhan Trapoltanta Pratama Ahmadi Bi Rahmani Andri Soemitra Andri Soemitra Arifianti, Sari Maharani Arifin Fauzi Lubis atika AYU LESTARI Bi Rahmani, Nur Ahmadi Dahlianti, Hervina Dewi, Risna Endang Kurniawati, Endang Franaya Al Arfa Franaya Al Arfa Harahap , Muhammad Ikhsan Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Haris Al Amin Hasibuan, Indah Triana Ibnu Habib Wahyudi Iffat, Muhammad Aidil Isna Khairani Isnaini Harahap Juliana Nasution Khairiah, Dian Laksamana Aru Sulaiman Marpaung, Taufik Arnanda Meha, Nurmala Lutfi Muhammad Lathief Ilhamy Nasution Muhammad Luis Muhammad Suip Muhammad Syukri Albani Nasution Nita, Nita Erdina Novan Wicaksana Nst, Mikayani Nurbaiti Nurlaila Nursyidah Nurul Jannah Purba, Ice Rahwani Putri, Helva Diansyah Rahmat Daim Harahap Rahmi Syahriza Rahmi Syahriza, Rahmi Ramadhani, Devi Ramadhani, Hafiz Aryo Ramadhani, Sri Riska Febrianti Aulia Ritonga, Khoirunnida Rizkie Ragilita Sahdila, Rizki Silaen, Lena Mardiana Silalahi, Purnama Ramadani Siregar, Khidir Sitakar, Enia Fadila Siti Aisyah Syahriza , Rahmi Syarbaini, Ahmad Muhaisin B Tambunan, Khairina Veri Ferdiansyah Wildan Izzaty Yasirwan