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INDONESIA
MALIA
Published by Universitas Yudharta Pasuruan
ISSN : 20879636     EISSN : 25492578     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Malia terbit sejak 2011, setiap enam bulan sekali bulan Maret dan Agustus, merupakan jurnal ekonomi dan perbankan syariah yang menyajikan artikel hasil penelitian (empiris) serta isu-isu yang mencakup ekonomi syariah, keuangan syariah dan perbankan syariah.
Arjuna Subject : -
Articles 58 Documents
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Penerapan Konsep Etika Bisnis Islam pada Manajemen Perhotelan di PT. Syari’ah Guest House Malang Muhammad Fahmul Iltiham, Muhammad Fahmul Iltiham
MALIA Vol 7 No 2 (2016)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

Penerapan konsep etika bisnis dalam pengelolaan Hotel dewasa ini menjadi tren menarik di sektor industri perhotelan di Indonesia, sehingga penting kiranya menghadirkan penelitian yang mengupas penerapan konsep etika bisnis Islam, dan sistem pelaksanaan pada Manajemen Perhotelan di PT. Syari’ah Guest House Malang, dengan menggunakan pendekatan deskriptif kualitatif, penelitian mencoba hadir sebagai pengamat partisipan pada lokasi penelitian untuk menggali sumber data primer maupun sekunder, melalui cara observasi, wawancara, dokumentasi, sedangkan analisis dilaksanakan dengan data interaktif, dengan pengecekan keabshana data temuan melalui Triangulasi, dan bertahap, dalam penerapannya konsep etika bisnis Islam pada manajemen hotel di PT. Syari’ah Guest House Malang yang tercermin pada aktifitas bisnisnya, diantaranya yakni: Tauhid, Adil, Kebebasan, Tanggung Jawab, Ihsan, artinya tidak semata-mata keuntungan bisnis, namun nilai-nilai syari’at dijunjung tinggi.
STRATEGI PENGEMBANGAN KOPERASI JASA KEUANGAN SYARIAH Mundir, Abdillah
MALIA Vol 7 No 2 (2016)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

Koperasi Jasa Keuangan Syariah (KJKS) sebagai lembaga keuangan mikro syariah yang memiliki peran strategi dalam perluasan lapangan kerja dan mengurangi kemiskinan. KJKS berperan sebagai agent of asset distribution untuk memberdayakan ekonomi masyarakat, melalui kegiatan baitul maal yang berfungi sebagai lembaga sosial. Setelah dilaksanakan pembobotan serta pengelompokan strategi dengan menggunakan matriks, diperoleh hasil bahwa KJKS BMT Mardlotillah berada pada posisi pengembangan dan pembangunan. Strategi tersebut disusun untuk mencapai kondisi pertumbuhan permodalan dan aset. Strategi Pengembangan KJKS BMT Mardlotillah yang dihasilkan dari lima prioritas strategi yang disarankan, yaitu (1) Peningkatan mutu layanan dan pengelolaan usaha sesuai syariah; (2) Meningkatkan pencitraan koperasi melalui peningkatan pengawasan internal dan akuntabilitas laporan keuangan; (3) Meningkatkan mutu SDM yang handal dan tangguh; (4) Menjalin hubungan baik/kemitraan dengan lembaga keuangan/donor; dan (5) Optimasi pelayanan dan pembinaan/pendampingan usaha anggota untuk memotivasi loyalitas dan minat menabung anggota.
PENGARUH PEMBIAYAAN MUDHARABAH TERHADAP PENINGKATKAN KESEJAHTERAAN PELAKU UMKM (studi kasus BMT Maslahah Capang Pandaan) Muhammad Nizar, Muhammad Nizar
MALIA Vol 7 No 2 (2016)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan mudharabah di BMT maslahah capem pandaan dalam meningkatkan kesejahteraan pelaku UMKM dipandaan kabupaten pasuruan. Pendekatan penelitian adalah penelitian kuantitatif dengan sumber data yang digunakan adalah data primer dan skunder. Berdasarkan perhitungan uji t didapatkan thitung pembagian keuntungan sebesar 3,250 lebih besar dari nilai ttabel 2,012 dan nilai signifikansi 0,002 lebih kecil dari 0,05 (0,002 < 0,05) sehingga menunjukkan bahwa terdapat pengaruh signifikan antara pembagian keuntungan terhadap kesejahteraan pelaku UMKM. Dan untuk thitung  penentuan usaha sebesar 2,082 lebih besar dari nilai ttabel 2,012 dan nilai signifikansi 0,043 < 0.05 sehingga menunjukkan bahwa penentuan usaha  meningkatkan kesejahteraan pelaku UMKM. Perhitungan uji F didapatkan nilai Fhitung 6.807 lebih besar dari nilai Ftabel 3,20 dan angka signifikansi 0.003 lebih kecil dari alpha 5% sehingga menunjukkan bahwa terdapat pengaruh signifikan antara pembagian keuntungan dan penentuan usaha terhadap kesejahteraan pelaku UMKM. Nilai koefisien determinasi sebesar 47,4 % artinya perubahan terhadap kesejahteraan pelaku UMKM disebabkan oleh pembagian keuntungan sebesar 47,4 %, sedangkan perubahan terhadap peningkatan pendapatan disebabkan oleh faktor lain sebesar 52,6%.
IMPLEMENTASI LEMBAGA HISBAH DALAM MENINGKATKAN BISNIS ISLAMI Antin Rakhmawati, Antin Rakhmawati
MALIA Vol 7 No 2 (2016)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

Islam tidak mengajarkan ummatnya untuk mementingkan urusan dunia atau akhirat saja, namun keduanya harus sejalan yaitu dengan memanfaatkan dunia ini untuk mencapai kebahagiaan diakhirat kelak. Selain memberikan kebebasan kepada pemeluknya untuk melakukan usaha (bisnis), Islam juga memberikan beberapa prinsip dasar dalam melakukan usaha (bisnis) yaitu: Kesatuan, keseimbangan, kehendak bebas, tanggungjawab dan kebenaran yang mencakup kebajikan dan kejujuran.Hisbah adalah sebuah institusi keagamaan di bawah kendali pemerintahan yang mengawasi masyarakat agar menjalankan kewajibannya dengan baik, ketika masyarakat mulai untuk mengacuhkannya dan melarang masyarakat melakukan hal yang salah, saat masyarakat mulai terbiasa dengan kesalahan itu. Tujuan umum nya adalah untuk menjaga lingkungan masyarakat dari kerusakan, menjaga takdir yang ada, dan memastikan kesejahteraan masyarakat baik dalam hal keagamaan ataupun tingkah laku sehari-hari sesuai dengan hukum Allah.
EKONOMI SUFISTIK (SPIRITUALITAS DALAM BERMUAMALAH) Maghfur, Ifdlolul
MALIA (TERAKREDITASI) Vol 8 No 2 (2017)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

Sufism is a science that studies the divine and related aspects of Gods character. The essence of tauhid in Islam itself is a self-surrender of Gods will, both of worship and of muamalah.The purpose of production is to meet individual needs and realize the independence of the ummah. The purpose of production in the individual level is the fulfillment of the individuals needs perfectly based on the feasibility of the times and the environment. The purpose of production in the level of ummah is the fulfillment of the ability, expertise and infrastructure with which human beings can carry out their religious affairs affairs.Therefore Islam requires its people to work to meet the needs of life, the benefit of the family, the benefits of society and to prosper the earth.Muslims, should not only be diligent in worship, but must also be true in your practice. In other words, the Muslims besides having ritual piety, must also have social piety. Muslims must be able to implement their noble values to Allah SWT in their daily activities, both in political, social and economic activities. Values of tauhid should be implemented in our daily lives eg in economic activities such as honesty, fairness, trust, and transparency.
INVESTASI DALAM PERSPEKTI EKONOMI SYARIAH KONTEMPORER MEI, Aslikhah
MALIA (TERAKREDITASI) Vol 8 No 2 (2017)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

In the midst of modern society today the problem of investment has been the development of financial activity (financial asset) so rapidly. Lately sharia investment is increasingly crowded because of the public interest in sharia-based investment.There is a positive relationship between the level of investment and the expected rate of return. Investment demand (investment demand) is determined by the level of profit (expected profit).While the expected profit level depends on (1) the total expected profit from firm activity (entrepreneurial) (2) Share in profit claimed by the owner of the fund. Thus, Muslim investors or savers may choose between three alternatives to take advantage of their funds (a) hold cash in cash (b) hold funds in the form of non-revenue assets (eg bank deposits, loans, property, jewelery) or (C) investing funds (becoming an investor in a project that can increase the state capital stock).
ANALISIS PENERAPAN SISTEM PENGENDALIAN INTERNAL TERHADAP KEPUTUSAN PERSETUJUAN PEMBIAYAAN MUSYARAKAH DI PT. BPR SYARIAH JABAL TSUR PANDAAN Fahmul Iltiham, Muhammad
MALIA (TERAKREDITASI) Vol 8 No 2 (2017)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

In the midst of modern society today the problem of investment has been the development of financial activity (financial asset) so rapidly. Lately sharia investment is increasingly crowded because of the public interest in sharia-based investment.There is a positive relationship between the level of investment and the expected rate of return. Investment demand (investment demand) is determined by the level of profit (expected profit).While the expected profit level depends on (1) the total expected profit from firm activity (entrepreneurial) (2) Share in profit claimed by the owner of the fund. Thus, Muslim investors or savers may choose between three alternatives to take advantage of their funds (a) hold cash in cash (b) hold funds in the form of non-revenue assets (eg bank deposits, loans, property, jewelery) or (C) investing funds (becoming an investor in a project that can increase the state capital stock).
IMPLEMENTASI ETIKA BISNIS ISLAM DI INDUSTRI PENGECORAN LOGAM BATUR, CEPER, KLATEN Santosa Pambudi, Dwi
MALIA (TERAKREDITASI) Vol 8 No 2 (2017)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

Business activities that ignore the ethical dimension are in fact detrimental to society, two entities that should be integrated into a single entity. In Batur, Ceper, Klaten most of the population are metal casting entrepreneurs, the dynamics of business activity is very tight, the whole population is Muslim, many traditional pesantren so that business ethics becomes a serious concern. The phenomenon that is happening. First, there is a businessman experiencing rapid growth of business. Secondly, business entrepreneurs decreased business activity and even stalled. Researchers use field research methods or (Research field), with descriptive nature. Technique of collecting data by interview and observation. To analyze the data, use qualitative analysis in an inductive way. The result of the research shows that Islam considers business not merely to gain material advantage, but also to achieve the goal of the essence of humanity (Khalifah Allah). In such alignment, Islam provides a paradigm building in business. Implementation of Islamic business ethics of metal foundry by providing correct product information, honest, giving guarantee and comfort to consumer. So many million attention to the people of the surrounding community by alleviating poverty and paying zakat.
INVESTASI: ANALISIS DAN RELEVANSINYA DENGAN EKONOMI ISLAM Nuril Hidayati, Amalia
MALIA (TERAKREDITASI) Vol 8 No 2 (2017)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

Investment is a sacrifice now to benefit future. Investment opportunities need to be improved so that economic development can run smoothly, so as to realize the welfare for the wider community. Islam teaches its people to seek a better life, both in the world and in the hereafter. Investing in economic activities must be in accordance with Islamic corridors. For the Muslim investor, the economic aspect is not the only aspect to be considered, but there are other aspects to note: the spiritual moral aspect. This spiritual moral dimension is indispensable for filtering out forbidden economic activities in Islamic investment. Islam strongly advocates investment, but not all areas of business are allowed to invest. There are rules in Islam that impose restrictions on which activities are lawful and unlawful to do. It aims to control people from activities that harm society.
ANALISIS KEARIFAN LOKAL TERHADAP PEMBANGUNAN EKONOMI HIJAU DI KABUPATEN PASURUAN Jati Batoro, Bambang Sutikno
MALIA (TERAKREDITASI) Vol 8 No 2 (2017)
Publisher : Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan

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Abstract

Local culture or local wisdom is the values or behavior of local people living in interacting with the environment in which they live wisely. The purpose of this study is to analyze the relationship between local wisdom on green economy development in Pasuruan Regency. Research population is dairy farmer in Pasuruan Regency. The sample of this research dairy farmers in three districts in Pasuruan. Sampling using stratification random sampling with sample number 80 dairy farmer. Data analysis technique used is multiple linear regression analysis by doing t test. The results showed that local wisdom has a significant effect of 3,485 to green economic development in Pasuruan Regency.

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