cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
I Gusti Ayu Athina Wulandari
Contact Email
info.wedj@gmail.com
Phone
-
Journal Mail Official
info.wedj@gmail.com
Editorial Address
Prodi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa Jl. Terompong 24 Tanjung Bungkak, Denpasar, Bali 80235 Tel : (0361) 223 858 Fax : (0361) 235 073 Surat-e : info.wedj@gmail.com
Location
Kota denpasar,
Bali
INDONESIA
Warmadewa Economic Development Journal (WEDJ)
Published by Universitas Warmadewa
ISSN : 26548682     EISSN : 26548674     DOI : https://doi.org/10.22225/wedj
Core Subject : Economy,
Economics, Econometrics & Finance
Warmadewa Economic Development Journal (WEDJ), ISSN: 2654-8674 (online) 2654-8682 (Print), is a Journal Research of Economy Development Science published by Warmadewa Press jointly with Faculty of Economy, Universitas Warmadewa. This journal is also dedicated to provide an intellectual space of scholarly discussion how journal of Economy Development Science able to create the new global formation of Economiy Development Science and similar issues. This journal has been distributed by Faculty of Economy, Universitas Warmadewa, Universitas Warmadewa started Online from Volume 1 Number 1 Year 2018 to present. This journal encompasses original research articles, review articles, and short communications, including: Macroeconomics Development Economics Monetary and Fiscal Policies International and Regional Economics Institutional Economics Tourism Economics Microeconomics Griculture Economics Labor Economics Behavioral Economics Environmental Economics Smes Financing Feasibility Studies Community Empowerment Coastal Economics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1 Documents
 1 
Search results for , issue "1-8" : 1 Documents clear
Peran Literasi Keuangan Digital terhadap Ketangguhan Manajemen Keuangan Keluarga Bidhari, Sandhika Cipta; Alyssa, Heidy Puspa; Azzahra, Kayila; Sawitri, Imelda Nadya
Warmadewa Economic Development Journal (WEDJ) 1-8
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.9.1.2026.1-8

Abstract

The digital transformation has fundamentally changed household financial management through the penetration of financial technology such as e-wallets, e-banking services, and digital-based financial applications. This study aims to analyze the influence of digital financial literacy on family financial management effectiveness by developing an applied quantitative model framework that combines digital literacy dimensions and financial management indicators comprehensively. The research used an associative quantitative approach with survey method on 30 employees of the Social Service for Women's Empowerment and Child Protection of Mojokerto Regency who actively use digital financial services. Data analysis was conducted using Partial Least Squares - Structural Equation Modeling (PLS-SEM) approach with SmartPLS version 3.0 software. The results showed that digital financial literacy has a significant but complex influence on family financial management effectiveness. Financial technology knowledge (? = 0.210) and digital financial risk understanding (? = 0.090) contribute positively, while digital money knowledge (? = -0.032) shows negative influence indicating potential consumptive risk from easy access to digital transactions. The structural model produces an R-square value of 0.075, indicating that 7.5% of variation in family financial management can be explained by the three digital financial literacy constructs. This research contributes theoretically by developing a more nuanced understanding of the relationship between digital financial literacy and household financial behavior, showing that not all aspects of digital literacy contribute positively to financial management.

Page 1 of 1 | Total Record : 1

 1 

Filter by Year

0000


Reset
Filter By Issues
All Issue Vol. 7 No. 1 (2024): Warmadewa Economic Development Journal (WEDJ) Vol. 6 No. 2 (2023): Warmadewa Economic Development Journal (WEDJ) Vol. 6 No. 1 (2023): Warmadewa Economic Development Journal (WEDJ) Vol. 5 No. 2 (2022): Warmadewa Economic Development Journal (WEDJ) Vol. 5 No. 1 (2022): Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 2 (2021): Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 1 (2021): Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal Vol. 2 No. 2 (2019): Warmadewa Economic Development Journal Vol. 2 No. 1 (2019): Warmadewa Economic Development Journal Vol. 1 No. 2 (2018): Warmadewa Economic Development Journal Vol. 1 No. 1 (2018): Warmadewa Economic Development Journal 108-117 64-76 47-63 37-46 24-36 9-23 1-8 More Issue