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I Gusti Ayu Athina Wulandari
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Prodi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa Jl. Terompong 24 Tanjung Bungkak, Denpasar, Bali 80235 Tel : (0361) 223 858 Fax : (0361) 235 073 Surat-e : info.wedj@gmail.com
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Warmadewa Economic Development Journal (WEDJ)
Published by Universitas Warmadewa
ISSN : 26548682     EISSN : 26548674     DOI : https://doi.org/10.22225/wedj
Core Subject : Economy,
Economics, Econometrics & Finance
Warmadewa Economic Development Journal (WEDJ), ISSN: 2654-8674 (online) 2654-8682 (Print), is a Journal Research of Economy Development Science published by Warmadewa Press jointly with Faculty of Economy, Universitas Warmadewa. This journal is also dedicated to provide an intellectual space of scholarly discussion how journal of Economy Development Science able to create the new global formation of Economiy Development Science and similar issues. This journal has been distributed by Faculty of Economy, Universitas Warmadewa, Universitas Warmadewa started Online from Volume 1 Number 1 Year 2018 to present. This journal encompasses original research articles, review articles, and short communications, including: Macroeconomics Development Economics Monetary and Fiscal Policies International and Regional Economics Institutional Economics Tourism Economics Microeconomics Griculture Economics Labor Economics Behavioral Economics Environmental Economics Smes Financing Feasibility Studies Community Empowerment Coastal Economics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal" : 5 Documents clear
Pengaruh Faktor Promosi, Pelayanan, Produk, dan Suku Bunga Terhadap Minat Menabung Mahasiswa Pada Bank Umum ( Studi Kasus BNI 46) Kadek Adi Putra Gunawan; A. A. Sri Purnami; Nyoman Senimantara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2267.45-51

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh faktor Promosi, Pelayanan, Produk, dan Suku Bunga terhadap minat menabung mahasiswa pada bank umum. Teknik analisis data yang digunakan adalah uji regresi linier berganda, uji asumsi klasik, uji determinasi (R2), uji t dan uji F. Hasil penelitian ini Menunjukan Y= 2,547+ 0,152 X1+ 0,088 X2+ 0,460 X3+ 0,345 X4+ e. Hasil uji t menunjukan bahwa secara parsial variabel Promosi, Pelayanan, Produk, dan Suku Bunga berpengarung positif dan signifikan terhadap minat menabung mahasiswa pada bank umum. Dari hasil uji F menunjukan bahwa variabel Promosi, Pelayanan, Produk, dan Suku Bunga secara simultan berpengaruh signifikan terhadap minat menabung mahasiswa pada bank umum.
Pengaruh Penyaluran Kredit, dan Dana Pihak Ketiga (DPK) Terhadap Profitabilitas Lembaga Perkreditan Desa (LPD) di Desa Pakraman Ubud Tahun 2015-2018 Kadek Gita Dwi Cahaya Putri; I Made Sara (Scopus ID: 57207688235); I Gusti Ayu Athina Wulandari; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2269.52-58

Abstract

LPD is one of the institutional elements of Pakraman Village which is carries out the financial function of Pakraman Village to manage the financial potential of Pakraman Village. This institution is very potential and has been proven in advancing the welfare of the village community and meeting the interests of the village it self. This research aims to determine the effect of lending, and third party funds on the profitability of LPDs in the Pakraman village of Ubud from 2015 to 2018. This research uses 1 Village Credit Institution (LPDs) in 4 years of observation, in order to obtain 48 sample observations with using multiple linear analysis methods. The results of the research indicate that the t test on the variable lending has a positive and significant effect on the profitability of LPDs, the variable of third party funds has a positive and significant effect on the profitability of LPDs. While the F test results obtained variable credit distribution and third party funds have a significant effect on the profitability of LPDs in Desa Pakraman Ubud.
Faktor-Faktor Yang Mempengaruhi Literasi Keuangan Dalam Penggunaan Produk Dan Jasa Lembaga Keuangan Ni Kadek Kiki Novita Mahaeni; A. A. Ketut Jayawarsa; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2270.59-64

Abstract

Financial literacy is a series of processes or activities to increase knowledge, skills and confidance of the wider community that can manage personal finances better. This study was conducted to determine the effect of gender, parents income and place of origin on financial literacy in the use of financial institution products and services simultaneously and partially active students of Semseter V, Faculty of Economics and Business, Warmadewa University. The results of this study indicate that gender, parents income, and place of origin have positive and significant effects on financial literacy in the use of financial institutions for products and services. Then partially gender have a significant positive effect on financial literacy in the use of financial institution products and services while parents income and place of origin has no effect.
Pengaruh Inflasi dan BI Rate terhadap Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Tahun 2009-2018 Ni Made Mareta Dewi Saputri; A. A. Ketut Jayawarsa; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2316.65-72

Abstract

The research is entitled The Effect of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018. The formulation of the problem is: How the influence of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018 simultaneously and partially. The aims of the research is to analyze the effect of Inflation and BI Rate on Public Savings at Goverment Commercial Banks in Indonesia on 2009-2018. Data analysis tools used are the classical assumption test and hypothesis testing with multiple linear regression methods. The result of the research is the Inflation and BI Rate simultaneously (together) had a positive and significant effect on public savings at Government Commercial Bank in Indonesia. Inflation variable partially has a negative and significant effect on public savings, while the BI Rate variable partially has a negative and significant effect on public savings.
Pengaruh DPK, NPL dan Inflasi Terhadap Penyaluran Kredit Pada PT. Bank Mandiri Periode Tahun 2014 – 2018 Neria Graca Do Carmo Gomes Pinto; Kompyang Bagiada; Anak Agung Gde Parameswara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2319.73-79

Abstract

Credit lending activities by banks that contain the risk that can be accounted for by health and banks that support the business, the bank needs to provide matters relating to the credit needed and ensure that those who need credit are received. The purpose of this study was to study DPK, NPL, and simultaneous and partial credit research on lending to Bank Mandiri from 2014 to 2018. The type of data used in this study is quantitative data. The analysis technique used is multiple linear regression analysis. The results obtained indicate that DPK, NPL and the results of a positive and significant assessment of bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). DPK has a positive and significant effect on bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). NPL has a positive and significant impact on bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). Positive and significant inflation towards bank lending at PT. Bank Mandiri for the period of 2014-2018 (sig <0.05).

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