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Contact Name
I Gusti Ayu Athina Wulandari
Contact Email
info.wedj@gmail.com
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info.wedj@gmail.com
Editorial Address
Prodi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa Jl. Terompong 24 Tanjung Bungkak, Denpasar, Bali 80235 Tel : (0361) 223 858 Fax : (0361) 235 073 Surat-e : info.wedj@gmail.com
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Bali
INDONESIA
Warmadewa Economic Development Journal (WEDJ)
Published by Universitas Warmadewa
ISSN : 26548682     EISSN : 26548674     DOI : https://doi.org/10.22225/wedj
Core Subject : Economy,
Warmadewa Economic Development Journal (WEDJ), ISSN: 2654-8674 (online) 2654-8682 (Print), is a Journal Research of Economy Development Science published by Warmadewa Press jointly with Faculty of Economy, Universitas Warmadewa. This journal is also dedicated to provide an intellectual space of scholarly discussion how journal of Economy Development Science able to create the new global formation of Economiy Development Science and similar issues. This journal has been distributed by Faculty of Economy, Universitas Warmadewa, Universitas Warmadewa started Online from Volume 1 Number 1 Year 2018 to present. This journal encompasses original research articles, review articles, and short communications, including: Macroeconomics Development Economics Monetary and Fiscal Policies International and Regional Economics Institutional Economics Tourism Economics Microeconomics Griculture Economics Labor Economics Behavioral Economics Environmental Economics Smes Financing Feasibility Studies Community Empowerment Coastal Economics
Articles 87 Documents
Pengaruh Nilai Tukar (Kurs), Inflasi dan Tingkat Suku Bunga Tabungan terhadap Volume Tabungan Masyarakat pada Bank Umum Pemerintah di Indonesia (Periode 2013-2017) Ni Kadek Rita Yanti; A. A. Ketut Jayawarsa; I Gde Agung Wira Pertama
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1592.29-37

Abstract

This study entitled The Effect of Exchange Rate (Exchange), Inflation, and Interest Rates on Savings Against the Volume of Public Savings in Government Commercial Banks in Indonesia for the period 2013-2017. The formulation of the problem: How the Effect of Exchange Rate (Exchange), Inflation, and Interest Rate Savings Against the Volume of Public Savings at Government Commercial Banks in Indonesia Period 2013-2017 simultaneously and partially. The purpose of this study are: To analyze the effect of Exchange Rate (Exchange ), Inflation, and Interest Rate Savings Against the Volume of Public Savings in Government Commercial Banks in Indonesia Period 2013-2017 simultaneously and partially. This research was conducted at the Government Commercial Bank through the website www.bi.go.id and www.ojk.go.id. The analytical tool used is Multiple Linear Regression Analysis, F Test (F-test), and t Test (t-test), before multiple linear regression analysis is carried out descriptive analysis of data and Classical Assumption Test, Results obtained from regression multiple linear is Y = 13,069 + 0,591 X1 + 0,040 X2 + 0,843 X3.
Pengaruh Dana Pihak Ketiga dan Kredit Bermasalah terhadap Penyaluran Kredit pada Lembaga Perkreditan Desa (LPD) Sekecamatan Kediri Kabupaten Tabanan Ni Wayan Ayu Utari; Kompiang Bagiada; I Gst Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1614.38-44

Abstract

The research entitled Effect of Third Party Funds and Problematic Loans on Credit Distribution at Village Credit Institutions (LPD) in Kediri District, Tabanan Regency. The formulation of the problem is: How to Influence Third Party Funds and Troubled Loans simultaneously and partially on Credit Distribution LPD in the Kediri District. The Research Objective is to find out how the influence of Third Party Funds and Problematic Loans Against Credit Distribution In the LPD of Kediri District. Data analysis is done by dummy variables and hypothesis testing with multiple linear regression analysis methods. The results showed that partially Third Party Funds had a positive and significant effect on Credit Distribution while Problematic Loans had a negative and not significant effect on Credit Distribution. Simultaneously Third Party Funds and Troubled Loans significantly influence Credit Distribution at the Kediri District LPD.
Pengaruh Faktor Promosi, Pelayanan, Produk, dan Suku Bunga Terhadap Minat Menabung Mahasiswa Pada Bank Umum ( Studi Kasus BNI 46) Kadek Adi Putra Gunawan; A. A. Sri Purnami; Nyoman Senimantara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2267.45-51

Abstract

The purpose of this study was to determine the effect of promotion, service, product, and interest rates on students' interest in saving at a commercial bank. The data analysis technique used is multiple linear regression test, classic assumption test, determination test (R2), t test and F test. The results of this study show Y = 2.547 + 0.152 X1 + 0.088 X2 + 0.460 X3 + 0.345 X4 + e. The t test results showed that partially the Promotion, Service, Product, and Interest Rates variables had a positive and significant impact on students' interest in saving at a commercial bank. From the results of the F test shows that the variables of Promotion, Service, Products, and Interest Rates simultaneously have a significant effect on students' interest in saving at a commercial bank.
Pengaruh Penyaluran Kredit, dan Dana Pihak Ketiga (DPK) Terhadap Profitabilitas Lembaga Perkreditan Desa (LPD) di Desa Pakraman Ubud Tahun 2015-2018 Kadek Gita Dwi Cahaya Putri; I Made Sara (Scopus ID: 57207688235); I Gusti Ayu Athina Wulandari; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2269.52-58

Abstract

LPD is one of the institutional elements of Pakraman Village which is carries out the financial function of Pakraman Village to manage the financial potential of Pakraman Village. This institution is very potential and has been proven in advancing the welfare of the village community and meeting the interests of the village it self. This research aims to determine the effect of lending, and third party funds on the profitability of LPDs in the Pakraman village of Ubud from 2015 to 2018. This research uses 1 Village Credit Institution (LPDs) in 4 years of observation, in order to obtain 48 sample observations with using multiple linear analysis methods. The results of the research indicate that the t test on the variable lending has a positive and significant effect on the profitability of LPDs, the variable of third party funds has a positive and significant effect on the profitability of LPDs. While the F test results obtained variable credit distribution and third party funds have a significant effect on the profitability of LPDs in Desa Pakraman Ubud.
Faktor-Faktor Yang Mempengaruhi Literasi Keuangan Dalam Penggunaan Produk Dan Jasa Lembaga Keuangan Ni Kadek Kiki Novita Mahaeni; A. A. Ketut Jayawarsa; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2270.59-64

Abstract

Financial literacy is a series of processes or activities to increase knowledge, skills and confidance of the wider community that can manage personal finances better. This study was conducted to determine the effect of gender, parents income and place of origin on financial literacy in the use of financial institution products and services simultaneously and partially active students of Semseter V, Faculty of Economics and Business, Warmadewa University. The results of this study indicate that gender, parents income, and place of origin have positive and significant effects on financial literacy in the use of financial institutions for products and services. Then partially gender have a significant positive effect on financial literacy in the use of financial institution products and services while parents income and place of origin has no effect.
Pengaruh Inflasi dan BI Rate terhadap Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Tahun 2009-2018 Ni Made Mareta Dewi Saputri; A. A. Ketut Jayawarsa; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2316.65-72

Abstract

The research is entitled The Effect of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018. The formulation of the problem is: How the influence of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018 simultaneously and partially. The aims of the research is to analyze the effect of Inflation and BI Rate on Public Savings at Goverment Commercial Banks in Indonesia on 2009-2018. Data analysis tools used are the classical assumption test and hypothesis testing with multiple linear regression methods. The result of the research is the Inflation and BI Rate simultaneously (together) had a positive and significant effect on public savings at Government Commercial Bank in Indonesia. Inflation variable partially has a negative and significant effect on public savings, while the BI Rate variable partially has a negative and significant effect on public savings.
Pengaruh DPK, NPL dan Inflasi Terhadap Penyaluran Kredit Pada PT. Bank Mandiri Periode Tahun 2014 – 2018 Neria Graca Do Carmo Gomes Pinto; Kompyang Bagiada; Anak Agung Gde Parameswara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2319.73-79

Abstract

Credit lending activities by banks that contain the risk that can be accounted for by health and banks that support the business, the bank needs to provide matters relating to the credit needed and ensure that those who need credit are received. The purpose of this study was to study DPK, NPL, and simultaneous and partial credit research on lending to Bank Mandiri from 2014 to 2018. The type of data used in this study is quantitative data. The analysis technique used is multiple linear regression analysis. The results obtained indicate that DPK, NPL and the results of a positive and significant assessment of bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). DPK has a positive and significant effect on bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). NPL has a positive and significant impact on bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). Positive and significant inflation towards bank lending at PT. Bank Mandiri for the period of 2014-2018 (sig <0.05).
Pengaruh Jumlah Uang Beredar (JUB), BI Rate dan Inflasi Terhadap Pertumbuhan Ekonomi di Indonesia Periode 2009-2018 Annisa Dewi Ambarwati; I Made Sara; Ita Sylvia Azita Aziz
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 1 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.1.3144.21-27

Abstract

This research aims to determine the effect of the Money Supply (JUB), the BI Rate and Inflation on Economic Growth in Indonesia for the Period 2009-2018. The object of this research is the Amount of Money Supply, BI Rate, Inflation and Economic Growth in Indonesia. The data analysis technique used is multiple linear regression. The results showed that the money supply had a positive effect on economic growth with a regression coefficient of 0.804 and a sig value of 0.016 <0.05. This means that the higher the money supply, the higher economic growth. BI Rate has a positive effect on economic growth with a regression coefficient of 0.159 and a sig value of 0.022 <0.05. This means that the higher the BI Rate, the higher economic growth. Inflation has a negative effect on economic growth with a regression coefficient of -0.063 and a sig value of 0.039 <0.05.
Pengaruh Dana Pihak Ketiga dan Tingkat Suku Bunga Kredit Terhadap Profitabilitas di PT. Bank Pembangunan Daerah Bali Tahun 2011-2018 I Gusti Putu Khresna Kusumawardhana; I Made Sara; Anak Agung Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 1 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.1.3145.1-6

Abstract

The banking have important role in development and a country’s economy. The bank has a task for raise funds from the public in shape saving, deposit, current account and channeling it back to the public in shape credit. In process credit channeling the bank hope get the maximum profit, because with increasing profitability bank activities can work smoothly and optimally. This research aims to test the impact third-party funds and credit interest rate against profitability (Return On Assets) at PT. Bali Regional Development Bank on quarterly I. 2011 to quarterly IV. 2018 using multiple linear analysis methods. The results show that the t-test on variable third-party funds has negative and not significantly effect to profitability (Return On Asset) and credit interest rate has negative and significantly effect to profitability (Return On Assets). While the results F-test obtained variable third-party funds and credit interest rate has positive and significantly effect to profitability (Return On Assets) at PT. Bali Regional Development Bank.
Pengaruh Non Performing Loan (Npl) dan Return On Asset (ROA) Terhadap Penyaluran Kredit Lembaga Perkreditan Desa di Kecamatan Sukawati I Made Waka Sapta Anggi Pranadhi; Kompiang Bagiada; Ni Putu Rediatni Giri
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 1 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.1.3146.7-13

Abstract

Lembaga Perkreditan Desa (LPD) has a very big role in the village economy, because the LPD acts as an intermediary to collect funds in the form of savings, and channel them back into credit. The purpose of this study was to determine the effect of Non Performing Loans (NPL) and Return on Assets (ROA) on LPD Credit Distribution in Sukawati District simultaneously and partially. The research method in this study uses quantitative methods while the analysis technique used is multiple linear regression analysis. The results of the analysis of this study state that the NPL and ROA simultaneously do not have a significant effect on LPD Credit Distribution in Sukawati District. Partially, NPL and ROA have no significant effect on LPD Credit Distribution in Sukawati District.