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Contact Name
Arjuna Rizaldi
Contact Email
arjuna@email.unikom.ac.id
Phone
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Journal Mail Official
arjuna@email.unikom.ac.id
Editorial Address
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Location
Kota bandung,
Jawa barat
INDONESIA
JIKA: Jurnal Ilmu Keuangan dan Perbankan
ISSN : 20892845     EISSN : 26559234     DOI : -
Core Subject : Economy,
Arjuna Subject : -
Articles 15 Documents
Search results for , issue "Vol. 14 No. 2: Juni 2025" : 15 Documents clear
Optimizing Financial Literacy to Increase Interest in Saving at Bank Syariah Indonesia Komala, Adeh Ratna; Maryati, Mari; Balqis, Tania Indah; Benasifa, Citra Chintya
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 14 No. 2: Juni 2025
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v14i2.16167

Abstract

The low financial literacy of Indonesian society has an impact on the number of people who are trapped in fraudulent investments such as illegal pinjol.  The purpose of this study was to determine the effect of financial literacy on interest in saving at BSI.  The research method uses descriptive and verification using SEM PLS.  The results showed that the financial literacy of BSI customers was in the good category, and the interest in saving was high.  Financial literacy is proven to have a positive and significant effect on saving interest. Based on the results of the study, BSI is advised to increase practice-based financial education, such as workshops on the selection of Islamic savings products.  Keywords: Financial literacy; saving interest; descriptive; verification; BSI
The Role of Financial Management as a Mediator in the Relationship between Literacy and Investment in the Research Community Royani, Ida; Gusni
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 14 No. 2: Juni 2025
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v14i2.16316

Abstract

This study looks at how financial literacy, education, and income affect investing decisions among professionals in Indonesia, with financial management acting as a middleman. This study used a quantitative method with a full sample of 155 employees at the Smart City & Community Innovation Center (SCCIC). It collected data through structured questionnaires and analyzed it using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results show that being financially literate and educated makes people better at managing their money, which in turn has a big effect on their investing choices. Income has a direct effect on investment selections, but it doesn't have a big effect on how people manage their money. Interestingly, being financially educated has a direct negative effect on investment decisions, which means that those who know more about money tend to be more careful and picky investors. The way people manage their money is an important link between literacy, education, and investing choices. These results show how important it is to teach people about money in a way that focuses on behavior to encourage smart and long-term investment participation. The study gives policymakers and financial educators useful advice on how to help people in developing countries get better investment results. Keywords: Financial literacy;Education;Income;Financial management;Investment decision
The Influence of Prudence, CEO Gender and CEO Tenure on Earnings Management: In Audit Committee Moderation Hariyani, Diyah Santi; Nining Rahmawati; Rollis Ayu Ditasari
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 14 No. 2: Juni 2025
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v14i2.16421

Abstract

This study aims to empirically prove the effect of prudence, CEO gender and CEO tenure on earnings management with the audit committee as a moderating variable. The research method used is quantitative research with secondary data sources. The population in this study were manufacturing companies listed on the Indonesia Stock Exchange in 2020-2023 with a sample size of 102 companies. The data analysis technique used was Moderated Regression Analysis (MRA) with SPSS 25. The results of the study indicate that prudence has a significant positive effect on earnings management. CEO gender has a significant negative effect on earnings management and CEO tenure has a significant negative effect on earnings management. The audit committee was unable to moderate the effect of prudence on earnings management. However, the audit committee was able to moderate the effect of CEO gender and CEO tenure on earnings management. This study is expected to add insight into how prudence, CEO gender and CEO tenure affect earnings management with the audit committee as a moderating variable. This study makes a significant contribution to understanding the dynamics of corporate governance and the quality of financial reporting. Keywords: Accounting Conservatism; CEO Gender; CEO Tenure; Earnings Management; Prudence
Digital Literacy and Perception of UCIC Business Management Students Supporting Cloud Accounting Gitama, Gytha Nurhana Dhea Praadha; Dewi, Dessy Kumala; Parlina, Nurhana Dhea; Kartika, Ika
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 14 No. 2: Juni 2025
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v14i2.16624

Abstract

This study investigates the influence of students’ digital perception and digital literacy on the sustainability of cloud accounting usage. Using a quantitative approach, data were collected through questionnaires distributed to 50 students. Validity and reliability tests were conducted to ensure the instrument's quality. All statement items were valid, and the reliability scores for all variables indicating high reliability. Multiple linear regression was used to analyze the data. The t-test showed that digital perception had no significant effect on cloud accounting usage, while digital literacy had a significant effect. The F-test revealed that both variables together significantly influenced cloud accounting usage. The coefficient of determination indicating that 76.4% of the variance in cloud accounting usage was explained by digital perception and digital literacy. These results emphasize the vital role of digital literacy in promoting sustainable cloud accounting practices among students in the digital era. Keywords: Digital Perception; Digital Literacy; Cloud Accounting, Sustainability; Students
Inflation Moderating Effect on Factors Affecting Stock Price Volatility Widianegsih; Dede Djuniardi; Dendi Purnama
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 14 No. 2: Juni 2025
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v14i2.16758

Abstract

This study aims to empirically test how the influence of asset growth, stock trading volume, dividend policy and leverage on stock price volatility with inflation as a moderating variable, in companies that are inconsistently settled in the LQ45 Index. The research sample includes 25 companies, comprising 125 observational data points collected over the period 2019–2023. Hypothesis testing was conducted using moderated regression analysis. The results indicate that the model is fit, with findings showing that asset growth, dividend policy, and leverage have a negative effect on stock price volatility. In contrast, trading volume has a positive effect on stock price volatility. Furthermore, inflation is proven to moderate the effects of all independent variables on stock price volatility. This study contributes to the literature on stock price volatility by offering a new approach through the incorporation of a moderating variable.    Keywords: Stock Price Volatility; Asset Growth; Stock Trading Volume; Dividend Policy; Leverage

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