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Iqtishoduna: Jurnal Ekonomi Islam
Published by Institut Agama Islam Syarifuddin Wonorejo Lumajang
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 360 Documents
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IMPLEMENTASI AKAD MUSYARAKAH MUTANAQISHAH PADA PEMBIAYAAN KEPEMILIKAN RUMAH DI BANK MUAMALAT LUMAJANG Putri Kamilatur Rohmi
IQTISHODUNA: Jurnal Ekonomi Islam Vol 4 No 1 (2015): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Semakin berkembangnya Perbankan Syari‟ah mendorong semakin berkembang pula produk-produk di dalamnya. Salah satu produk perbankan syariah yang sangat diminati oleh masyarakat adalah produk pembiayaan perumahan yang dikenal dengan istilah Kongsi Pemilikan Rumah Syari‟ah (KPRS). Dalam implementasinya, terdapat perbedaan di beberapa bank syariah, yaitu menggunakan akad murabahah dan musyarakah mutanaqishah. Pada tahun 2008, Dewan Syariah Nasional menerbitkan fatwa mengenai akad musyarakah mutanaqisah dalam pembiayaan kepemilikan rumah. Namun akad tersebut masih belum diterapkan oleh seluruh perbankan syariah. Pada tahun 2012 Bank Indonesia mengeluarkan surat edaran kepada seluruh Bank Syariah dan Unit Usaha Syariah yang semakin melegitimasi penerapan akad musyarakah mutanaqisah di perbankan syariah. Akad Musyarakah mutanaqisah dalam produk KPR akan mempermudah nasabah dalam pembiayaan KPR tersebut. Keunggulan akad musyarakah mutanaqisah bagi nasabah adalah jangka waktu pembiayaan yang lebih lama dan angsuran yang relatif lebih murah.
Paradigma Manajemen Syari’ah Zainil Ghulam
IQTISHODUNA: Jurnal Ekonomi Islam Vol 6 No 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The term of management actually being familiar because meaning of management practically is arrange everything properly, accurately and completely. Sharia management is not value-free management because the orientation of Sharia management is not only in earthly life but also the implications of ukhrawiyah. The terms of Sharia management is still debated as well as Sharia accounting, bank of Sharia, Sharia economic and so on. Sharia management is a management to obtain optimal results that ending  in search of Allah's pleasure. Therefore it is all the steps taken in implementing the management should be based on the rules of Allah. The rules are contained in the Koran, Hadith and some examples and models has made by companions of the prophet Muhammmad SAW. Sharia management paradigm has three basics such as theology of shariah management, culture of  shariah  management, moral basis of shariah management. There are four foundations to develop management in the view of Islam, namely: truth, honesty, openness, and expertise. A manager should have four main properties that the exercise of management is to get maximum results. The most important thing in management is based on the Islamic view which should to be leadership. Leadership in Islam is a major factor in the concept of management. Management in the view of Islam is a fair management (‘adl).
Agama, Segregasi Ekonomi, Dan Pemberdayaan Masyarakat Jayapura Papua Idrus al Hamid
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 1 (2019): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Regional expansion in Papua is an interesting phenomenon, because there is an attraction between the central government and the Papuan. The pretext of the development and empowerment of Papua, both from the aspect of natural resources and human resources is the reason that made the Presidential Instruction in 2003 published for the acceleration of development in Papua. The pros and cons occured, because the Papuans do not want the expansion at that time, until four victims have to fall. Inequality occured because natural resources in Papua are explored more by non-Papuans. Friction between OAP (Papuan Genuine) and ONP (Non-Papuan) has occurred since the 1960s to the present. But later OAP began to understand the pattern of changing times and preparedness in the face of the globalization era, especially the readiness to face an increasingly developing economy. The friction that occured due to different culture and history in the economic dynamics between OAP and ONP becomes a meeting point, so that between OAP and ONP now can be established mutual symbiosis, both have their own bargaining value Keywords: Regional Expansion, OAP and ONP, Economy, Mutual Symbiosis
Analisis Pengaruh Gaya Kepemimpinan Terhadap Semangat Kerja Karyawan Studi Kasus pada KUD Gondanglegi Ahmad Muhtar Syarofi
IQTISHODUNA: Jurnal Ekonomi Islam Vol 5 No 2 (2016): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

This watchfulness aims that is first, to detect leadership style at KUD Gondanglegi Malang. For company this watchfulness can give input and deliberation for KUD Gondanglegi management side, respective with decision making in employee management, so that created tall work spirit. Analyzer that used in this watchfulness that is by using scale distence analysis and simple linear regression.Watchfulness result conclusion that is style leadership exist in stone KUD Gondanglegi belongs in laissez faire leadership style. Employee work spirit exist in KUD Gondanglegi Malang enters in tall category. Test result knowable that influential leadership style significant towards employee work spirit. The mentioned provable with value t count > t table.
Pengaruh Bauran Pemasaran Jasa Terhadap Keputusan Menginap di Hotel Andita Syariah Surabaya Desy Kavanillah; Ahmad Ajib Ridlwan
IQTISHODUNA: Jurnal Ekonomi Islam Vol 7 No 2 (2018): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

This research is aimed at examining the influence of service marketing mix towards visitor’s decision to stay in Andita Syariah Hotel Surabaya. The independent variable on this research are product, price, place, promotion, people, process, pyhsical evidence, promise, patience. While the dependent variable is decision to stay which consist of four indicators, they are product choice, brand choice, distribution choice and time to stay. Data analysis technique on this research used classic assumption test, multiple linear regression analysis, F-test and T-test. The result of this research shows that the service marketing mix has a simultaneous influence towards the decision to stay in Andita Syariah Hotel Surabaya. While based on partial test, there are three variables of the service marketing mix which significantly influence variable decision to stay, they are place, physical evidence and promise.
Implementasi Akad Muzara’ah pada Bank Syariah: Alternatif Akses Permodalan Sektor Pertanian Ahmad Ajib Ridlwan
IQTISHODUNA: Jurnal Ekonomi Islam Vol 5 No 1 (2016): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The purpose of writing this article is to know the law, muzara'ah cooperation model, applications such contract in the modern economy and how the opportunities and challenges in its implementation. Muzaraah in the agricultural sector is essential applied in Islamic banking as a superior product Indonesia Islamic bank as a real form of Islamic economic jurisprudence that benefit the community because the agricultural sector is a sector that can absorb large and very influential in food commodity and world economies. To realize the need for synergy between academia (universities), the association of Islamic banking, the association / community of farmers, agricultural ministries, NGOs, cooperatives sharia and sharia insurance deign to consider the creation of new products in Islamic banks that are specific to the agricultural sector given the low financing agriculture and the majority of farmers in the village with a little knowledge.
PENGEMBANGAN REALISTIK SEBAGAI PILIHAN DALAM PENINGKATKAN PEMAHAMAN KONSEP PENGUJIAN HIPOTESIS Susie Harini
IQTISHODUNA: Jurnal Ekonomi Islam Vol 4 No 1 (2015): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Etika Jual Beli Kotoran Sapi dalam Pandangan Islam di Desa Pandanarum Kecamatan Tempeh Lumajang Maisyarofah Maisyarofah; Umi Suswati Risnaeni
IQTISHODUNA: Jurnal Ekonomi Islam Vol 6 No 2 (2017): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Islam is the only perfect religion that governs all human life and the universe including human economic activities are also regulated in Islam with the Divine principle. In the world of business, in Indonesia there is often a sale and purchase of dirt, while animal waste is basically a dirty object that is not desirable, but with the advancement of science and technology, it turns out that animal dung has many benefits. Based on the above facts, the author wants to examine and discuss and know the problem and then compiled it into a scientific work entitled: "ethics of buying cow dung in the Islamic view in the Village Pandanarum Kecamtan Tempeh" This research uses Descriptive Qualitative Method, with case study approach. Techniques of collecting data using interviews, observation and documentation. The data analysis using field descriptive analysis. The conclusion of the research is: 1) The results of the research that the author did in the ethics of buying and selling cow dung that is happening in the Village pandanarum, do not apply the ethics of buying cow dung karna in this case there are still people who sell sell cattle dung. 2) The sale and purchase of cow dung in the view of Islam is in accordance with Islamic Shari'ah because in this case the community has granted or menysugahkan cow dung 3) Ethical sale of cow dung in the view of Islam in the Village Pandanraum kecamtan Tempeh not apply the ethics of buying and selling cow dung because in this case masyarakt still do not know about the ethics in accordance with the teachings of Islam. Keywords: ethics of buying and selling, cow dung, Islamic views.
Pengaruh Pengelolaan Ekonomi Produktif dalam Mengentaskan Kemiskinan di Kota Lumajang Studi pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang Izzah Masruroh; Muhammad Farid
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 1 (2019): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

This study discusses the effect of productive economic management in the National Zakat Agency (BAZNAS) of Lumajang Regency. The background of the study is the management system of zakat, infaq and shadaqah distribution in Indonesia, there are two categories, namely, consumptively and productively. However, the pattern of giving so far is generally consumptive. But in its development the ZIS distribution system was innovated in order to maximize the utilization of ZIS funds to achieve the desired goals in Islam, one of which is the productive distribution of ZIS namely Productive Economy. Productive distribution of ZIS is expected to empower poor mustahiq to accelerate poverty reduction by providing access to business capital in a rolling manner. The formulation of the problem in this study are: 1. Does the management of the productive economy in BAZNAS Lumajang Regency affect poverty alleviation. The objectives of this study are: 1. To find out the empirical evidence of the effect of productive economic management in alleviating poverty in the city of Lumajang. This research uses quantitative methods, with a field research approach. Data collection techniques using questionnaires, interviews, observation, and documentation. The data analysis uses a simple regression statistical tool. The results of this study indicate that there is a positive and significant influence between productive economic management on poverty alleviation in Lumajang city with R2 = 0.6739, which indicates that 67.39% of poverty reduction variables can be influenced by productive zakat management variables, while 32.61 The remaining% is influenced by other variables not included in the simple regression model. Keywords: Productive Economy Management, Poverty Alleviation.
Pengaruh Rasio Likuiditas Terhadap Retabilitas Ekonomi pada Koperasi Simpan Pinjam (KSP) Kusuma Artha Lestari Kraksaan Probolinggo Hasaniyah Hasaniyah; Umi Suswati Risnaeni
IQTISHODUNA: Jurnal Ekonomi Islam Vol 3 No 1 (2014): April (Terbit secara during sejak April, 2015)
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Koperasi memerlukan pencatatan dan pembukuan tentang transaksi atau kejadian yang berhubungan dengan kegiatan koperasi sebagai bahan pertanggungjawaban terhadap para anggota, kreditur, bank dan pihak lain. Analisis rasio keuangan adalah alat untuk mengukur prestasi serta derajat keuntungan koperasi dengan menghubungkan antar pos-pos dalam neraca atau laporan laba rugi atau kombinasi keduanya. Koperasi sebagai badan usaha meskipun tidak berorientasi mencari keuntungan semata akan tetapi usaha-usaha yang dikelola harus tetap memperoleh penghasilan yang layak dalam menjaga kelangsungan hidup dan meningkatkan kemampuan usaha. Rumusan masalah pada penelitian ini adalah: Apakah rasio likuiditas berpengaruh terhadap rentabilitas ekonomi secara signifikan?. Tujuan penelitian ini adalah untuk mengetahui pengaruh rasio likuiditas terhadap rentabilitas ekonomi pada Koperasi Simpan Pinjam (KSP) Kusuma Artha Lestari Kraksaan Probolinggo. Sampel dalam penelitian ini adalah laporan keuangan mulai tahun 2005-2010. Hipotesis dalam penelitian ini adalah ada pengaruh yang bersifat negatif dari rasio likuiditas terhadap rentabilitas ekonomi pada Koperasi Simpan Pinjam (KSP) Kusuma Artha Lestari Kraksaan Probolinggo. Adapun hasil pembahasan penelitian ini adalah: Y=0,188-0,026 X. Yang artinya apabila rasio likuiditas naik sebanyak satu satuan maka rasio rentabilitas ekonomi akan berkurang sebanyak 0,026%. Hal ini disebabkan karena selama ini KSP Kusuma Artha Lestari memiliki over likuiditas, sehingga rentabilitasnya atau kemampuan menghasilkan labanya menurun. r= -0,80869, yang artinya ada hubungan negatif yang kuat antara rasio likuditas terhadap rentabilitas pada KSP Kusuma Artha Lestari. R=65,39% artinya rasio rentabilitas ekonomi KSP Kusuma Artha Lestari 2005-2010 dipengaruhi oleh rasio likuiditasnya, sisanya sebesar 34,61% dipengaruhi faktor lain. Dari uji tabel t, dikarenakan dari perhitungan t hitung maka diketahui: -t hitung = -0,02 < -t tabel = -2,132. Hal ini membuktikan H0 ditolak dan Hi diterima yaitu terdapat pengaruh signifikan antara rasio likuiditas terhadap rentabilitas ekonomi pada KSP Kusuma Artha Lestari 2005-2010. Adapun saran yang diberikan penulis untuk KSP Kusuma Artha Lestari adalah hendaknya pengurus koperasi mengurangi rasio likuiditas hingga ke posisi ideal yakni 200% hingga 275%, agar proses pencatatan dan pembuatan laporan keuangan mengacu pada Pernyataan Standar Akuntansi Keuangan No 27.

Page 18 of 36 | Total Record : 360

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