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Iqtishoduna: Jurnal Ekonomi Islam
Published by Institut Agama Islam Syarifuddin Wonorejo Lumajang
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 360 Documents
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Sinergi Ekonomi Islam untuk Menanggulangi Kemiskinan Fika Fitriasari
IQTISHODUNA: Jurnal Ekonomi Islam Vol 5 No 1 (2016): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Masalah kemiskinan ini harus diupayakan penyelesaiannya, sebab jika tidak mampu diselesaikan maka akan menjadi permasalahan yang dapat mengganggu aktivitas perekonomian. Artikel ini membahas tentang bagaimana menanggulangi kemiskinan melalui sinergi ekonomi islam. Ekonomi Islam secara implementatif memiliki tujuan yang sama yaitu bagaimana mensejahterakan msayarakat dan menegakkan keadilan ekonomi. Masing-masing sudah berjalan dan ada pada msayarakat sebagai suatu kenyataan dan jawaban alternatif dari sistem ekonomi kapitalis yang gagal. Tadakhul addauliyah, sangat diperlukan berupa keadaan yang kondusif untuk berkembang, perlindungan dan aturan-aturan yang berpihak pada masyarakat.
MEMBINCANG EKONOMI ISLAM DAN KAPITALISME Zainil Ghulam
IQTISHODUNA: Jurnal Ekonomi Islam Vol 4 No 2 (2015): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Paradigma ekonomi Islam adalah paradigma Islam itu sendiri dalam pengertian Islam sebagai religi (al-dhin). Karena Islam diturunkan Allah ditujukan untuk me-manage hidup dan berkehidupan manusia guna mewujudkan ketentraman, bukan sekadar memenuhi kebutuhan atau keinginan, serta menjadikan perolehan kebahagiaan (al-hasanat) di dunia dan akhirat sebagai nilai ekonomi tertinggi yang hendak diwujudkan oleh manusia. Penyebab dasar munculnya problem-problem kemanusiaan bukan karena kesalahan pada level kebijakan mikro dan makro, akan tetapi lebih didasarkan kepada kesalahan paradigma dasarnya, ideologi kapitalisme. Kapitalisme dengan "rumusan-kecilnya" survival of the fittest (siapa yang lebih kuat, lebih bertahan hidup) memberikan opsi kepada manusia untuk bertindak layaknya di dunia-rimba. Sebaik apapun sebuah "teori" tidak akan mendapatkan hasil guna yang diharapkan bila pelaksananya (baca: manusia) tidak mempunyai etika (akhlak). Sistem ekonomi Islam hanya memastikan tidak ada transaksi ekonomi yang bertentangan dengan syariah.
Argumentasi Nasabah Non-Muslim Menjadi Nasabah di Bank Syariah Mandiri Kantor Cabang Lumajang Nurhafid Ishari; Aditya Aditya Rizki
IQTISHODUNA: Jurnal Ekonomi Islam Vol 6 No 2 (2017): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The rapid development of sharia banking is not only supported by government regulation but also supported by the quality and service of sharia banking which is getting better. The service, quality, variety of products, minimization of risk that gives profit to customers and the professionalism of sharia banking managers that are increasingly improving now make sharia banking can slowly compete with conventional banking professionally. Sharia banking that proved to be more just and profitable is now growing and gain the trust of the wider community, in this case not only Muslim community but also non-Muslim community. This research uses quantitative method, with field research approach and is descriptive. Technique of collecting data using questioner with sampling technique used is convenience sampling technique. The data analysis uses descriptive statistics, by determining the mean using the mode. The result of this research is the argumentation of non-Muslim customers to customers in syariah banking especially in Bank Syariah Mandiri Lumajang Branch Office there are six factors that are cultural factor, social class factor, learning experience factor, personality factor, self concept factor, attitude and belief factor. The most prompting factor for non-Muslim customers to choose Bank Syariah Mandiri Lumajang Branch Office is a cultural factor in the sixth indicator of service related to Bank Syariah Mandiri. Keywords: arguments of non-Muslim customers.
MANAJEMEN PENGELOLAAN BAITUL MALL; DOKTRIN, SEJARAH DAN IMPLEMENTASINYA DALAM UPAYA MENGEMBANGKAN PEREKONOMIAN RAKYAT Indra Hidayatullah
IQTISHODUNA: Jurnal Ekonomi Islam Vol 3 No 1 (2014): April (Terbit secara during sejak April, 2015)
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Baitul malll merupakan bidang sosial, yang bergerak dalam penggalangan dana zakat, infak, sedekah dan dana-dana sosial lain untuk kepentingan sosial secara terpola dan ber-kesinambungan. Sesuatu yang revolusioner yang dilakukan oleh Rosulullah SAW adalah pembentukan lembaga penyimpanan yang disebut Baitul Mall. Apa yang dilaksanakan Rasul itu merupakan proses penerimaan pendapatan (revenue collection) dan pembelanjaan (expenditure) yang transparan. Sedangkan baitul tamwil, merupakan bidang bisnis yang menjadi penyangga operasional BMT. Bidang tamwil ini bergerak dalam penggalangan dana masyarakat dalam bentuk ; simpanan (tabungan dan deposito) serta menyalurkan dalam bentuk pembiayaan usaha mikro dengan sistem ; jual beli, bagi hasil maupun jasa. baitul mall merupakan lembaga ekonomi yang berorientasi social keagamaan yang kegiatan utamanya menampung harta masyarakat dari berbagai sumber termasuk zakat, dan menyalurkannya untuk tujuan mewujudkan kemaslahatan umat dan bangsa dalam arti seluas-luasnya. Praktik pada zaman sekarang berupa baitul mall wattamwil, juga berjuang membantu perekonomian rakyat menengah kebawah. Dengan praktek pinjaman yang sama-sama berorientasi mendapatkan keuntungan dan kerugian bersama. Masyarakat bisa lebih mempraktekkan perekonomianya yang sesuai dengan praktiknya pada zaman nabi dulu yakni berekonomi yang sesuai dengan syariat Islam. Berekonomi yang seimbang antara dunia dan akhirat.
Analisis Minat Masyarakat Menjadi Nasabah Dana Pihak Ketiga Bank Syari’ah di Kota Tasikmalaya Asep Suryanto
IQTISHODUNA: Jurnal Ekonomi Islam Vol 6 No 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The purpose of this study was to identify the community interest to become customers in Islamic banks in the city of Tasikmalaya. The method used is descriptive method with qualitative approach. The technique of data analysis is conducted qualitatively by an interactive model, with the following steps: describing, classifying or categorizing, data analysis, and conclution or drawing. The results showed that the interest of the community to become customers of depositors’ funds of Islamic banks is characterized by high attractiveness of the elements of reason interest is product services Shariah compliance, halal rewards, strategic location, the promotion of which is integrated with the values of Islam, the service process and standards emphasizes hospitality, the image of islamic banks reflected with investments heavily secured, morality and professionalism of employees, the physical evidence that supports ease of service, the importance of transparency in the nisbah / margin and financial reports, Islamic banks functioning civil society in collecting and distributionof zakat, infaq, and charity.
Pengaruh Kualitas Pelayanan Dan Harga Terhadap Kepuasan Pelanggan Travel Umrah Di Pt. Amanah Fadlilah Insan Lumajang Junaedi Junaedi; Umi Suswati Risnaeni; Nurhafid Ishari
IQTISHODUNA: Jurnal Ekonomi Islam Vol 7 No 2 (2018): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Customer satisfaction will be formed if it can meet customer base expectations. Many factors influence customer satisfaction, including service quality and price. The purpose of this study is (1) to analyze the effect of service quality on customer satisfaction, (2) to analyze the effect of prices on customer satisfaction (3) to analyze the effect of service quality and price on customer satisfaction at PT. Amanah Fadlilah Lumajang personnel. The population in this study were Umrah members from 2015 to 2017 at PT. Amanah Fadlilah Ihsan Lumajang. Samples were determined by the technique of sample areas with 147 respondents. Data collection methods used are questionnaires and documentation. Data analysis techniques used in this study are instrument tests (validity and reliability testing), simple linear regression analysis, hypothesis testing, and determination coefficients using the SPSS program. The results of this study obtained a simple linear regression equation Y = 2.322+ 0.173 X1 + 0.742 X2. (1) There is an influence between the quality of service partially with a value of t = 2.831. (2) There is a price effect on customer satisfaction partially with a value of t = 10,649. (3) Overall service quality and prices affect customer satisfaction by 55.8%. Based on the results of the above research it can be concluded that there is a significant influence on service quality and price on customer satisfaction at PT. Amanah Fadlilah Lumajang personnel.
Analisis Faktor-Faktor yang Mempengaruhi Produktivitas Tenaga Kerja Tukang Besi pada PT. Wika Beton Pabrik Produk Beton Pasuruan Muhammad Nizar
IQTISHODUNA: Jurnal Ekonomi Islam Vol 5 No 2 (2016): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Lack of attention to the productivity of workers on a construction project could hinder the construction works. There are various factors that can affect productivity in construction projects, one of which is the labor factor directly related to the construction field. The purpose of this research is to analyze the influence of education, motivation, age, work experience, wages and supervision of employee productivity, and determine the most dominant factor on employee productivity.Data analysis method used is the method of questionnaires and recording data every day. Processing of research data using methods Correlation and Linear Regression and equalization. And the data processing obtained significant results, wherein the average productivity in the field of 27.1 kg / day and test results Correlation and Regression rnenunjukkan 6 variables that affect the productivity is the level of education, motivation, age, work experience, salary or wages and supervision. Where is the education level of 0.545 units berpengaruli on productivity, motivation amounted to 0.194 units on the productivity, age amounted to 2,176 units on productivity, work experience amounting to 0.577 units to productivity, salary / wage of 1,214 units on productivity and oversight of 2,047 units on productivity. Age is the most dominant factor on labor of vulcan productivity at PT. WIKA Pabnik Concrete Products Factory Pasuruan.
SINERGI DESENTRALISASI FISKAL PADA DUNIA PENDIDIKAN DI PEDESAAN Umi Suswati Risnaeni
IQTISHODUNA: Jurnal Ekonomi Islam Vol 4 No 2 (2015): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Desentralisasi fiskal merupakan pemberian kewenangan kepada daerah untuk menggali sumber-sumber pendapatan, hak untuk menerima transfer dari pemerintahan yang lebih tinggi, dan menentukan belanja rutin dan investasi. Singkatnya, pemerintah daerah diberikan kesempatan untuk menentukan regulasi terhadap anggarannya sendiri. Desentralisasi fiskal ini merupakan salah satu implementasi dari hubungan antara  pemerintah pusat dengan pemerintah daerah. Beberapa kebijakan telah dikeluarkan terkait dengan desentralisasi fiskal iniAdapun tujuan pembahasannya adalah: 1) Untuk mengetahui Apa yang dimaksud dengan desentralisasi fiskal; 2) Untuk mengetahui Bagaimana sinergi desentralisasi fiskal dengan dunia pendidikan di pedesaan;Adapun kesimpulan yang diperoleh adalah; 1) desentralisasi fiskal merupakan pemberian kewenangan kepada daerah untuk menggali sumber-sumber pendapatan, hak untuk menerima transfer dari pemerintahan yang lebih tinggi, dan menentukan belanja rutin dan investasi. 2) peran desa juga sangat penting untuk sekedar mengembangbiakkan sistem pendidikan yang akan berdampak pada kualitas yang tinggi, sehingga dunia pendididikan di pedesaan akan mencuat dan bersinergi dengan sirkulasi perekonomian di Indonesia. Sehingga dampak desentralisasi fiskal untuk dunia pendidikan di pedesaan akan tampak jika benar-benar di sinergikan dengan kebijakan fiskal dari perangkat desa.
Pengaruh Sumber Daya Manusia, Permodalan dan Pemasaran Terhadap Kinerja Usaha Kecil dan Menengah Sari Apel di Kecamatan Tutur Muhammad Nizar
IQTISHODUNA: Jurnal Ekonomi Islam Vol 7 No 1 (2018): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

This article aims to determine the effect of Human Resources, Capital and Marketing Against Small and Medium Business Performance of Apple Cider. And find out how much influence Human Resources, Capital and Marketing Against Small and Medium Business Performance Apple cider. The population in this article is Small and Medium Business of Apple Cider located in Tutur District, while the sample used is 35 people consisting of the owner of Small and Medium Business Owner of Apple Cider and analyzed by using multiple regression analysis. The data +used in this article are primary and secondary data.
Role Of Transportation Thein Supporting Sustainable Halal Tourism In Indonesia Hadi Peristiwo
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 10 No. 2 (2021): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (622.811 KB) | DOI: 10.36835/iqtishoduna.v10i2.707

Abstract

The potential for the development of halal tourism in Indonesia is considered very promising and will become a business that many tourism businesses are interested in. This is in line with the increase in halal tourism from year to year. Transportation has an important role in supporting sustainable halal tourism. This journal's literature review will explore the role of transportation in sustainable halal tourism, the concept of transportation mode planning in sustainable halal tourism and discuss transportation challenges and problems for sustainable halal tourism in Indonesia. This journal review literature research method is carried out by searching for published articles on Sage, Elsivier Science and Taylor & Francis with the selected keywords, namely transportation, halal sustainable tourism, and tourism and hospitality. The search was carried out by limiting publications from 2010 - 2020. From the results of the literature search, it can be seen that transportation has an important role for sustainable halal tourism, because the key characteristic of tourists is mobility. Challenges and problems in sustainable halal tourism transportation services in Indonesia in general are still faced with problems of increasing safety, increasing smooth mobility and problems of service accessibility. Key words : transportation, sustainable halal tourism.

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