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INDONESIA
JESI (Jurnal Ekonomi Syariah Indonesia)
ISSN : 20893566     EISSN : 25031872     DOI : -
Core Subject : Economy,
JESI: Jurnal Ekonomi Syariah Indonesia adalah jurnal ekonomi yang memberikan kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal JESI berupaya untuk menyajikan hasil karya ilmiah, dalam bentuk tulisan yang mengulas pokok permasalahan perekonomian yang berlandaskan syariah islam.
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Articles 7 Documents
Search results for , issue "Vol 10, No 1 (2020)" : 7 Documents clear
Analisis Maqashid Al-Syariah Dalam Sistem Ekonomi Islam dan Pancasila Ubbadul Adzkiya
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 1 (2020)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (306.984 KB) | DOI: 10.21927/jesi.2020.10(1).23-35

Abstract

The development of the Islamic economy in Indonesia has made the significant progress. Islamic economics has the spirit to integrate between the economy with religious theology. Indonesia has claimed itself as a country based on Pancasila and Constitution of 1945. Among Muslim economists, there are various opinions on the relationship between the state and religion that related to the position of the Islamic economy in a framework of the Indonesian State.This paper aims to strengthen the Islamic economic system in Indonesia, to strengthen Pancasila is according to maqashid al-sharia in economic terms, and a relevant alternative relationship between Islamic economy and Pancasila. The results of this study are The Islamic economy system in Indonesia is done in line with Pancasila as the basis of the State. This is based on the idea that Pancasila has included the interests of Muslims that are relevant with the objectives of sharia (maqashid al-syariah).
Comparative thought Ian A Fazlur Rahman and M. Syafii Amtonio about Bunga Bank Ambo Dalle Bohari; Syarifudin Syarifudin
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 1 (2020)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (33.238 KB) | DOI: 10.21927/jesi.2020.10(1).62-68

Abstract

The study, titled "Comparative thought Ian A Fazlur Rahman and M. Syafii Amtonio about Bunga Bank," aims to describe the figure's thinking about the bank's interest. According to A Fazlur Rahman looked to allow interest of the bank and did not equate with RIBA, and according to Muhammad Syafi'i Antonio looked at the bank interest of something unclean and equally legal with RIBA, that is equally haram. This type of research is a library research, which is research that makes the literature as the main source (data). The nature of this research is A comparative-comparatively describing the thought of A. Fazlur Rahman and Muhammad Syafi'i Antonio systematically and as objectively as possible.  The equation is not found in this study because the scholarly study was different. The difference is, A Fazlur Rahman does not agree if bank interest includes RIBA. Thus, it does not reject the elimination of bank interest in Pakistan on the grounds of economic development, although it includes the peace. To justify the bank's interest (RIBA) although it is not a threat of unrest and exploitative, different. While Muhammad Syafi'i Antonio argued that bank interest as something unlawful because bank interest is a principal loan burden to be paid at maturity, even if the effort or project suffered losses. So the borrower feels burdened with the increase in interest of the bank.
Analisa Minat Mahasiswa Terhadap Penggunaan Layanan Internet Banking Bank BNI Syariah Rosmida Mufti; Teguh Suripto
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 1 (2020)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.216 KB) | DOI: 10.21927/jesi.2020.10(1).55-61

Abstract

The development of technology and information at this time, affect changes in service to customers. One form of technology utilization in banking is the e-banking or internet banking application, which is a banking service product that uses the internet network. Meanwhile the volume of banking transactions using internet banking in Indonesia both in frequency and volume continues to increase. In 2014, the volume of internet banking reached Rp. 6,447 trillion, up 17.32% compared to the previous year. it turns out that internet banking users are also dominated by young age. We can see this from the results of a survey conducted by the Indonesian Internet Service Provider (APJII). From the survey, it is known that 49.52% of internet banking users are aged 19-34 years, then 29.55% are aged 35-54 years, and 4.24% are 54 years and older.This research method is quantitative descriptive, an approach that illustrates the problem based on data in the form of numbers, then analyzed further to conclusions. The analytical tool is the SPSS Statistics Program.The results of the study stated that the perception of benefits. Perceived ease and risk perception apparently partially has a significant influence on students' interest in using internet banking services at BNI Syariah Bank. Meanwhile simultaneously these three variables also have a significant influence on students' interest in using internet banking services at BNI Syariah bank. While the determination number shows that when the variable can explain the variable student interest in using internet banking services by 57.5%, while the rest is explained by other variables.
Analisa Model Bisnis Bank Umum Syariah di Indonesia Angga Darmawan
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 1 (2020)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (470.232 KB) | DOI: 10.21927/jesi.2020.10(1).11-22

Abstract

This research purpose is to find an alternative business model that can be implemented by Islamic bank in Indonesia, hence the Islamic bank can optimally growth. This research conducts several stages of research. Indepth interviews were conducted to get an idea of the need for a new Islamic Bank business model. The results of the interview are used as the basis for designing the business model of the Islamic Bank using the Analytic Network Process (ANP) method framework and the questionnaire model to obtain the required data. Based on the interview results, there are 4 (four) alternative islamic banking business models, namely Islamic Commercial Bank, Islamic Commercial Bank with Backed Asset, Integration of Islamic Commercial Bank and Islamic Social Bank, and Waqf Bank. The results of this study indicate that the Wakaf Bank Business Model (25.42%) is the main priority of the respondents in the islamic commercial bank business model. 
Dinamika Regulasi Sertifikasi Halal di Indonesia Devid Frastiawan Amir Sup; Annas Syams Rizal Fahmi; Faridl Noor Hilal; Muhammad Irkham Firdaus
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 1 (2020)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (241.37 KB) | DOI: 10.21927/jesi.2020.10(1).36-44

Abstract

The need for halal products in Indonesia is increasing rapidly, considering that Indonesia is a country that has a large Muslim population. To oversee that each product is halal guaranteed, one of the efforts made by the government is through regulation. In Indonesia, this regulation apparently experienced several changes/renewals. This study aims to describe how the dynamics of halal regulation in Indonesia from time to time. The method used is qualitative-descriptive-literature. The result obtained, that there are changes and renewal of regulations relating to the guarantee of halal products in Indonesia are the right steps (in his time) taken by the government to maintain the existence of halal products circulating in Indonesia to be in accordance with the concept of halal in Islam.
Peluang dan Tantangan Perbankan Syariah Terhadap Pembiayaan Pemilikan Properti Residensial di Indonesia Annisa Rahima
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 1 (2020)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.483 KB) | DOI: 10.21927/jesi.2020.10(1).1-10

Abstract

This research aims to give a thorough review on the chance and challenge of sharia banking on residential property financing in Indonesia along with the contract used in giving the residential property financing. This research used study of literature and SWOT analysis. Study of literature is used in giving the review on the contract used in giving the residential property financing. SWOT analysis is used to explain the chance and challenge of sharia banking on residential property financing in Indonesia.From this research, it is found that akad murabahah is still very dominant by sharia banking in giving residential property financing. Here in after shariah banking in Indonesia has the opportunity to keep improving residential property financing. It is seen from the higher demand of society on the sharia residential property and profit sharing system that is accepted by society. This is reflected from the increasing of sharia banking offices and assets in Indonesia. As or the challenges faced by sharia banking is the less innovation of residential property financing contract given to customer and the lack of public knowledge on the sharia banking.
Analysis Disclosure of Financial Statements and Factors That Influence: Disclosures in Islamic Firm in Indonesia Mahsun Mahsun
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 1 (2020)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (225.499 KB) | DOI: 10.21927/jesi.2020.10(1).45-54

Abstract

Financial Statement Diclausure”is a corporate report disclosure concept. One of the instruments used in company report disclosures involves corporate social environmental responsibility. Then the purpose of this study”is to reveal corporate social responsibility”such as Company Size, Profitability, Leverage, Share Ownership, and Liquidity that can influence the Financial Statement disclosure in sharia companies listed in”the Jakarta Islamic Index (JII) for the 2015-2018 period. This type of research is quantitative”research. Sampling using a proposive sampling method with sampling based on certain criteria, to obtain samples in this study were 10 companies registered in the Jakarta Islamic Index (JII) from 2015-2018. The data used is secondary data from the company's annual financial statement data from 2015-2018.”The data analysis technique uses multiple linear regression. As for the results of the study, it shows that partially”company size, profitability and leverage variables affect the disclosure of Financial Statement on companies listed in JII for the period of 2015-2018. While the share ownership and liquidity variables do not affect the disclosure of Financial Statement for companies listed in JII for the period of 2015-2018. The simultaneous variables of company size, liquidity, leverage, share ownership and liquidity affect the Financial Statement disclosure in companies listed on JII for the period 2015-2018. For the results of the test of the coefficient of determination (R square) variable company size, profitability, leverage, share ownership and liquidity can affect the Pengungkapan Laporan Keuangan disclosure in companies listed on the Jakarta Islamic Index (JII) for the 2015-2018 period of 86.3%.”

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