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Journal of Economicate Studies
Published by Islamicate Institute
ISSN : -     EISSN : 25984799     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education Other
Journal of Economicate Studies (JoES) is a publication dedicated to and focused on the scholarly study of all aspects of Economicate studies. This journal receives articles from lecturers and researchers who have the new and progressive issues on scholarly study of all aspects of Economicate related, but not limited to, microeconomics, macroeconomics, managerial economics, monetary economics, fiscal policy, public sector economics, development economics, economics of education, economics of health, labor economics, economics of philanthropy, and religion based economics, as well as ethical questions related to the economics available in the societies all around the world.
Arjuna Subject : -
Articles 5 Documents
 1 
Search results for , issue "Vol. 5 No. 1 (2021): Journal of Economicate Studies" : 5 Documents clear
Legal Basis for Conventional and Sharia Investments in the Indonesian Capital Market Witro, Doli
Journal of Economicate Studies Vol. 5 No. 1 (2021): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v5i1.659

Abstract

This article examines the legal basis for a conventional investment as well as sharia investment in the Indonesian capital market. This study focuses on the history of the formation and legal basis of investment in the capital market and is then continued by classifying conventional investment regulations and Islamic investment in Indonesia. This study aims to explain the history of the formation, basis, and legal basis for sharia and conventional investment in the Indonesian capital market. This research is a qualitative study using a normative jurisdiction approach. This article is a document study and library research. The data analysis techniques used were data reduction, data presentation, and conclusion drawing. The analysis results show that investment can be interpreted as the investment of money or capital in a company or project that aims to make a profit. The Indonesian capital market system, activities in the conventional investment capital market, and sharia investment initially referred to Law Number 8 of 1995 concerning the Capital Market, which technical regulations for its implementation are regulated in Bapepam-LK (Financial Services Authority) Regulations, Government Regulations, Stock Exchange Regulations and others.
Effectiveness of Government Policy in Home Ownership Credit Offer Program with Zero Percent Down Payment during the Covid-19 Pandemic Mayanti, Yuni
Journal of Economicate Studies Vol. 5 No. 1 (2021): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v5i1.691

Abstract

This article discusses the effectiveness of government policies in home ownership credit offering program with zero percent down payment during the covid-19 pandemic. The writing of this article uses a qualitative method through a literature study approach. Data sources are taken from trusted sources and books as references. The data analysis technique was carried out by means of the researcher’s interpretation of the data obtained. The results of the discussion showed that in the face of the COVID-19 pandemic, the government issued a monetary policy to restore the national economy and boost the economy in Indonesia which was sluggish due to the COVID-19 pandemic. Monetary policy carried out by the government that is Bank Indonesia issued a home ownership credit offering program with zero percent down payment effective from March 1, 2021 to December 31, 2021. The home ownership credit offering program with zero percent down payment received a positive response from the public, developers and banks and based on data from Central Bureau of Statistics Republic of Indonesia that zero percent down payment program during the covid-19 pandemic grew zero point ninety four percent during the first 3 months of 2021 so that the government’s policy in offering home ownership credit programs with zero percent down payment was effective in encouraging the economy in Indonesia, especially in the property sector in the context of recovery national economy. While in Islamic financial institutions, monetary policy is viewed from the financing of home ownership with a murabahah contract.
The Aligning Human Development Index with Maqāṣid al-Sharī’ah Principles Muttaqin, Rizal
Journal of Economicate Studies Vol. 5 No. 1 (2021): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v5i1.646

Abstract

This study reinterprets the Human Development Index (HDI) through the lens of Maqāṣid al-Sharī’ah, an Islamic framework emphasizing the preservation of religion, life, intellect, progeny, and wealth. While HDI focuses on quantifiable metrics such as health, education, and income, it omits spiritual, ethical, and communal dimensions vital to Islamic worldviews. Using qualitative methods and document analysis, this research explores the theoretical and operational compatibilities between HDI indicators and Maqasid objectives. The findings reveal that HDI’s core indicators align with key Maqasid principles but lack the ethical depth required for holistic development in Muslim contexts. By proposing an integrative framework, the study contributes a culturally grounded alternative to conventional development metrics. This model not only enhances HDI’s relevance in Islamic societies but also bridges empirical and spiritual paradigms, offering practical insights for policymakers, scholars, and development practitioners committed to faith-based governance.
Zakat as a Solution for Budget Deficits and Foreign Debt Gumilar, Dedi
Journal of Economicate Studies Vol. 5 No. 1 (2021): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v5i1.888

Abstract

This article discusses the potential of zakat as a source of state revenue and proposals for its management. Three problems come together in 2021, namely the problem of state and BUMN finances due to poor management of the State Budget and BUMN finances. The state budget deficit has widened so that it is impossible for the government to cover it with new debt. In the view of sharia, zakat is a major component in state finances, the Prophet Muhammad had appointed Muadz bin Jabal to be the emir and collector of zakat in Yemen. Abu Bakr also continued the guidance of the Prophet Muhammad. After the death of the Prophet Muhammad, Abu Bakr fought those who did not want to give zakat. The study was conducted with a qualitative analysis of data sources obtained from secondary data, namely, data from the Ministry of Finance of the Republic of Indonesia, Bank Indonesia, the Central Bureau of Statistics (BPS), and the National Zakat Agency (BAZNAS). The technique of collecting data is by quoting data published by each institution on the website. The crucial problem is the low awareness of the Muslim community of paying zakat, because the existing regulations categorize zakat as voluntary acceptance, there are no rules that have legal consequences for Muslim communities who do not pay zakat. The conclusion of this research is that the low income of zakat compared to its potential requires serious attention from the government by issuing new regulations, so that zakat will make a major contribution to state revenue as well as taxes.
Analysis of the Planning Process of Productive Zakat Utilization Programs for Rural Poverty Alleviation Hurun’in , Siti Zayyini
Journal of Economicate Studies Vol. 5 No. 1 (2021): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v5i1.889

Abstract

Poverty is a problem that is often faced by many developing countries, including Indonesia. In the Islamic economic system, zakat is one of the socio-economic instruments that is relevant to alleviating poverty so that it can boost national economic performance. In order for zakat to be effective, proper utilization programs are needed so that zakat funds allocated can increase the independence of realizing welfare and bringing mustahik out of poverty. The Center for Zakat Umat (PZU) is an Islamic Union (Persis) Amil Zakat Institution which is dedicated to improving the welfare of the people in the fields of education, health, preaching, social and also economic. In determining the zakat utilization program, PZU has its own program planning model where asnaf in zakat fiqh is interpreted into productive programs that adhere to the rules of the Shari'a. This planning model has given birth to various programs that have been implemented in the PZU working area nationally, one of which is the village program rise. This research uses a case study which is part of a qualitative method that will explore a particular program in more depth by involving the collection of various sources of information.

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