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Pusat Pengembangan Ekonomi Bisnis dan Kewirausahaan, Fakultas Ekonomi dan Bisnis University Muhammadiyah Malang. Jl. Tlogomas No 246 Malang, Jawa Timur, Indonesia Phone (+62) 341464318 ex 286 Hp: 085230152549
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Jurnal Inovasi Ekonomi
Published by Universitas Muhammadiyah Malang
ISSN : 24774804     EISSN : 26863804     DOI : https://doi.org/10.22219/jiko.v4i2.9851
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Inovasi Ekonomi (JIKO) has been accredited by the National Journal Accreditation (ARJUNA) Managed by the Ministry of Research, Technology, and Higher Education, Republic of Indonesia, and is currently ranked 4th (Sinta 4). Indexed at Google Scholar and Dimensions. JIKO is an open-access short communication (letter) journal that publishes both theoretical and empirical original papers in all economics and business fields. JIKO emphasizes contributions to the academic and practical world so that JIKO is expected to have a broad impact from policymakers to economic actors ranging from companies, industries to MSMEs. JIKO uses the word "Inovasi" which is the same as Innovation as an answer to the increasingly dynamic and disruptive changes in the economic, business, and technology world. We are also delighted with the multidisciplinary approach. Therefore, we appreciate the novelty and conclusion based on the mature discussion. JIKO only receives article-length, not more than 2500 words, and treat every single manuscript with the double-blind review process.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 6 Documents
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Search results for , issue "Vol. 10 No. 02 (2025): October" : 6 Documents clear
Empowering Local Economies: The Strategic Role of Small and Medium Enterprises in Driving Sustainable Growth Adinda, Adinda; Akbar Budiman, Muhammad
Jurnal Inovasi Ekonomi Vol. 10 No. 02 (2025): October
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

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Abstract

This study aims to analyze the role of Small and Medium Enterprises (SMEs) in promoting local economic growth. Using a literature review approach, this research provides a comprehensive overview of SMEs’ contributions to job creation, income generation, and the enhancement of regional economic competitiveness. The findings indicate that SMEs play a crucial role not only as providers of goods and services but also as key drivers in expanding market access and fostering employment opportunities. However, SMEs face several challenges, including limited access to capital, technological constraints, and inadequate managerial capacity. The study highlights the importance of government support through policy frameworks, financial assistance, and capacity-building programs to strengthen SME performance. Ultimately, this research emphasizes that optimizing the role of SMEs can significantly contribute to sustainable local economic development and inclusive growth.
Empowering Local Economies: The Strategic Role of Small and Medium Enterprises in Driving Sustainable Growth Adinda, Adinda; Akbar Budiman, Muhammad
Jurnal Inovasi Ekonomi Vol. 10 No. 02 (2025): October
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the role of Small and Medium Enterprises (SMEs) in promoting local economic growth. Using a literature review approach, this research provides a comprehensive overview of SMEs’ contributions to job creation, income generation, and the enhancement of regional economic competitiveness. The findings indicate that SMEs play a crucial role not only as providers of goods and services but also as key drivers in expanding market access and fostering employment opportunities. However, SMEs face several challenges, including limited access to capital, technological constraints, and inadequate managerial capacity. The study highlights the importance of government support through policy frameworks, financial assistance, and capacity-building programs to strengthen SME performance. Ultimately, this research emphasizes that optimizing the role of SMEs can significantly contribute to sustainable local economic development and inclusive growth.
Disruptive Innovation in Muslim Fashion: The Rise of White Label Business Models in Expanding Market Access Ibnu Asikin, Ridwan
Jurnal Inovasi Ekonomi Vol. 10 No. 02 (2025): October
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

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Abstract

Disruptive innovation has become an inevitable force shaping modern industries, including the Muslim fashion sector. This study examines the challenges and opportunities arising from the adoption of white label business models in Muslim fashion. The white label concept enables entrepreneurs to establish their own brands without engaging directly in production processes, as manufacturers provide designs, materials, and product development. This model enhances efficiency, reduces operational costs, and lowers entry barriers for new market participants. However, the rapid growth of digital technology and e-commerce also intensifies competition, accelerates changing consumer preferences, and challenges businesses to maintain customer loyalty. At the same time, disruptive innovation creates significant opportunities, such as broader market access, product diversification, and strategic collaborations through digital platforms. From a sharia economic perspective, this model aligns with permissible trade practices, provided it adheres to ethical principles and avoids elements such as fraud and injustice. This study concludes that the white label business model offers a flexible and scalable strategy for entrepreneurs to respond to disruption in the Muslim fashion industry. Success in this sector depends on the ability to balance efficiency in production with strong branding, innovation, and customer engagement in an increasingly competitive digital marketplace.
Disruptive Innovation in Muslim Fashion: The Rise of White Label Business Models in Expanding Market Access Ibnu Asikin, Ridwan
Jurnal Inovasi Ekonomi Vol. 10 No. 02 (2025): October
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Disruptive innovation has become an inevitable force shaping modern industries, including the Muslim fashion sector. This study examines the challenges and opportunities arising from the adoption of white label business models in Muslim fashion. The white label concept enables entrepreneurs to establish their own brands without engaging directly in production processes, as manufacturers provide designs, materials, and product development. This model enhances efficiency, reduces operational costs, and lowers entry barriers for new market participants. However, the rapid growth of digital technology and e-commerce also intensifies competition, accelerates changing consumer preferences, and challenges businesses to maintain customer loyalty. At the same time, disruptive innovation creates significant opportunities, such as broader market access, product diversification, and strategic collaborations through digital platforms. From a sharia economic perspective, this model aligns with permissible trade practices, provided it adheres to ethical principles and avoids elements such as fraud and injustice. This study concludes that the white label business model offers a flexible and scalable strategy for entrepreneurs to respond to disruption in the Muslim fashion industry. Success in this sector depends on the ability to balance efficiency in production with strong branding, innovation, and customer engagement in an increasingly competitive digital marketplace.
Enhancing Customer Loyalty in Regional Banks: The Moderating Role of Communication Quality Jefry Wahyu Santoso
Jurnal Inovasi Ekonomi Vol. 10 No. 02 (2025): October
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

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Abstract

This study examines the effects of service quality, customer satisfaction, and perceived value on customer loyalty, with communication quality as a moderating variable, in the context of Bank Jatim KCP Malang. A mixed-methods approach with a sequential explanatory design was employed to provide a comprehensive understanding of the relationships among variables. Quantitative data were collected through a survey of 100 respondents using structured questionnaires with Likert-scale measurements and analyzed using Hierarchical Linear Modeling (HLM) and Multi-Group Analysis (MGA). Qualitative data were obtained through in-depth interviews and focus group discussions to enrich the interpretation of the findings. The results indicate that service quality, customer satisfaction, and perceived value have positive and significant effects on customer loyalty. Furthermore, communication quality significantly moderates these relationships, strengthening the impact of the independent variables on customer loyalty. These findings suggest that in the context of regional banking, customer loyalty is not solely driven by core service attributes but is also reinforced by effective and relational communication strategies. Theoretically, this study extends customer loyalty models by incorporating communication quality as a moderating variable within the SERVQUAL framework and Commitment-Trust Theory. Practically, the findings highlight the importance for regional banks to develop adaptive and integrated communication strategies alongside continuous improvements in service quality to sustain customer loyalty in an increasingly competitive banking environment.
Enhancing Customer Loyalty in Regional Banks: The Moderating Role of Communication Quality Jefry Wahyu Santoso
Jurnal Inovasi Ekonomi Vol. 10 No. 02 (2025): October
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the effects of service quality, customer satisfaction, and perceived value on customer loyalty, with communication quality as a moderating variable, in the context of Bank Jatim KCP Malang. A mixed-methods approach with a sequential explanatory design was employed to provide a comprehensive understanding of the relationships among variables. Quantitative data were collected through a survey of 100 respondents using structured questionnaires with Likert-scale measurements and analyzed using Hierarchical Linear Modeling (HLM) and Multi-Group Analysis (MGA). Qualitative data were obtained through in-depth interviews and focus group discussions to enrich the interpretation of the findings. The results indicate that service quality, customer satisfaction, and perceived value have positive and significant effects on customer loyalty. Furthermore, communication quality significantly moderates these relationships, strengthening the impact of the independent variables on customer loyalty. These findings suggest that in the context of regional banking, customer loyalty is not solely driven by core service attributes but is also reinforced by effective and relational communication strategies. Theoretically, this study extends customer loyalty models by incorporating communication quality as a moderating variable within the SERVQUAL framework and Commitment-Trust Theory. Practically, the findings highlight the importance for regional banks to develop adaptive and integrated communication strategies alongside continuous improvements in service quality to sustain customer loyalty in an increasingly competitive banking environment.

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