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Mochamad Rofik
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Pusat Pengembangan Ekonomi Bisnis dan Kewirausahaan, Fakultas Ekonomi dan Bisnis University Muhammadiyah Malang. Jl. Tlogomas No 246 Malang, Jawa Timur, Indonesia Phone (+62) 341464318 ex 286 Hp: 085230152549
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INDONESIA
Jurnal Inovasi Ekonomi
Published by Universitas Muhammadiyah Malang
ISSN : 24774804     EISSN : 26863804     DOI : https://doi.org/10.22219/jiko.v4i2.9851
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Inovasi Ekonomi (JIKO) has been accredited by the National Journal Accreditation (ARJUNA) Managed by the Ministry of Research, Technology, and Higher Education, Republic of Indonesia, and is currently ranked 4th (Sinta 4). Indexed at Google Scholar and Dimensions. JIKO is an open-access short communication (letter) journal that publishes both theoretical and empirical original papers in all economics and business fields. JIKO emphasizes contributions to the academic and practical world so that JIKO is expected to have a broad impact from policymakers to economic actors ranging from companies, industries to MSMEs. JIKO uses the word "Inovasi" which is the same as Innovation as an answer to the increasingly dynamic and disruptive changes in the economic, business, and technology world. We are also delighted with the multidisciplinary approach. Therefore, we appreciate the novelty and conclusion based on the mature discussion. JIKO only receives article-length, not more than 2500 words, and treat every single manuscript with the double-blind review process.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 146 Documents
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Unmasking the Hidden Hero: Strengthening North Sumatra’s Iconic Commodities through Financial Services Sitohang, Gresia Septina; Oktania, Ainur; Manihuruk, Frido Evindey
Jurnal Inovasi Ekonomi Vol. 10 No. 01 (2025): April
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v10i01.39049

Abstract

This study reveals the fascinating story behind North Sumatra's iconic commodities and how the financial services sector can act as a hidden hero to strengthen their development. Through multiple regression analysis on rubber, arabica coffee, and palm oil production data as well as the 2010-2023 agricultural sector GRDP obtained from the North Sumatra Central Bureau of Statistics, it was found that arabica coffee and rubber significantly boosted regional economic growth, while the potential of palm oil has not been maximized. Like a masked hero, the financial services sector, which includes banks, micro institutions, and fintech, has the ability to provide “superpowers” for North Sumatra's leading commodities. By providing effective access to finance, they can help improve the productivity, quality, and competitiveness of these iconic products. This research proposes smart policy recommendations to strengthen the synergy between the financial services sector and commodity development, bringing North Sumatra towards more inclusive and sustainable economic growth.
Unmasking the Hidden Hero: Strengthening North Sumatra’s Iconic Commodities through Financial Services Sitohang, Gresia Septina; Oktania, Ainur; Manihuruk, Frido Evindey
Jurnal Inovasi Ekonomi Vol. 10 No. 01 (2025): April
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v10i01.39049

Abstract

This study reveals the fascinating story behind North Sumatra's iconic commodities and how the financial services sector can act as a hidden hero to strengthen their development. Through multiple regression analysis on rubber, arabica coffee, and palm oil production data as well as the 2010-2023 agricultural sector GRDP obtained from the North Sumatra Central Bureau of Statistics, it was found that arabica coffee and rubber significantly boosted regional economic growth, while the potential of palm oil has not been maximized. Like a masked hero, the financial services sector, which includes banks, micro institutions, and fintech, has the ability to provide “superpowers” for North Sumatra's leading commodities. By providing effective access to finance, they can help improve the productivity, quality, and competitiveness of these iconic products. This research proposes smart policy recommendations to strengthen the synergy between the financial services sector and commodity development, bringing North Sumatra towards more inclusive and sustainable economic growth.
Green Economy: Opportunities and Challenges for the Renewable Energy Sector in Indonesia Dakhi, Hermanfland; Hukom, Alexandra; Perwira Ompusunggu, Dicky
Jurnal Inovasi Ekonomi Vol. 10 No. 01 (2025): April
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v10i01.40224

Abstract

This research explores the opportunities and challenges of the renewable energy sector—specifically geothermal, wind, bioenergy, and solar—in supporting the green economy in Indonesia. The study examines Indonesia’s commitment to the Enhanced Nationally Determined Contributions (ENDC) to reduce greenhouse gas emissions by 31.89% through domestic efforts and 43.2% with international assistance by 2030. A normative economic research approach, based on secondary data analysis, is used to evaluate existing energy policies, such as the Domestic Market Obligation (DMO), and their impact on economic growth and the environment. Findings indicate that innovation in the renewable energy sector not only enhances efficiency and productivity but also mitigates environmental harm. However, significant barriers to implementation remain. As domestic energy demand continues to rise due to economic and population growth, sustainable and innovative solutions are essential to ensuring inclusive and environmentally friendly economic development.
Green Economy: Opportunities and Challenges for the Renewable Energy Sector in Indonesia Dakhi, Hermanfland; Hukom, Alexandra; Perwira Ompusunggu, Dicky
Jurnal Inovasi Ekonomi Vol. 10 No. 01 (2025): April
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v10i01.40224

Abstract

This research explores the opportunities and challenges of the renewable energy sector—specifically geothermal, wind, bioenergy, and solar—in supporting the green economy in Indonesia. The study examines Indonesia’s commitment to the Enhanced Nationally Determined Contributions (ENDC) to reduce greenhouse gas emissions by 31.89% through domestic efforts and 43.2% with international assistance by 2030. A normative economic research approach, based on secondary data analysis, is used to evaluate existing energy policies, such as the Domestic Market Obligation (DMO), and their impact on economic growth and the environment. Findings indicate that innovation in the renewable energy sector not only enhances efficiency and productivity but also mitigates environmental harm. However, significant barriers to implementation remain. As domestic energy demand continues to rise due to economic and population growth, sustainable and innovative solutions are essential to ensuring inclusive and environmentally friendly economic development.
Enhancing Customer Loyalty in Regional Banks: The Moderating Role of Communication Quality Jefry Wahyu Santoso
Jurnal Inovasi Ekonomi Vol. 10 No. 02 (2025): October
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the effects of service quality, customer satisfaction, and perceived value on customer loyalty, with communication quality as a moderating variable, in the context of Bank Jatim KCP Malang. A mixed-methods approach with a sequential explanatory design was employed to provide a comprehensive understanding of the relationships among variables. Quantitative data were collected through a survey of 100 respondents using structured questionnaires with Likert-scale measurements and analyzed using Hierarchical Linear Modeling (HLM) and Multi-Group Analysis (MGA). Qualitative data were obtained through in-depth interviews and focus group discussions to enrich the interpretation of the findings. The results indicate that service quality, customer satisfaction, and perceived value have positive and significant effects on customer loyalty. Furthermore, communication quality significantly moderates these relationships, strengthening the impact of the independent variables on customer loyalty. These findings suggest that in the context of regional banking, customer loyalty is not solely driven by core service attributes but is also reinforced by effective and relational communication strategies. Theoretically, this study extends customer loyalty models by incorporating communication quality as a moderating variable within the SERVQUAL framework and Commitment-Trust Theory. Practically, the findings highlight the importance for regional banks to develop adaptive and integrated communication strategies alongside continuous improvements in service quality to sustain customer loyalty in an increasingly competitive banking environment.
Enhancing Customer Loyalty in Regional Banks: The Moderating Role of Communication Quality Jefry Wahyu Santoso
Jurnal Inovasi Ekonomi Vol. 10 No. 02 (2025): October
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the effects of service quality, customer satisfaction, and perceived value on customer loyalty, with communication quality as a moderating variable, in the context of Bank Jatim KCP Malang. A mixed-methods approach with a sequential explanatory design was employed to provide a comprehensive understanding of the relationships among variables. Quantitative data were collected through a survey of 100 respondents using structured questionnaires with Likert-scale measurements and analyzed using Hierarchical Linear Modeling (HLM) and Multi-Group Analysis (MGA). Qualitative data were obtained through in-depth interviews and focus group discussions to enrich the interpretation of the findings. The results indicate that service quality, customer satisfaction, and perceived value have positive and significant effects on customer loyalty. Furthermore, communication quality significantly moderates these relationships, strengthening the impact of the independent variables on customer loyalty. These findings suggest that in the context of regional banking, customer loyalty is not solely driven by core service attributes but is also reinforced by effective and relational communication strategies. Theoretically, this study extends customer loyalty models by incorporating communication quality as a moderating variable within the SERVQUAL framework and Commitment-Trust Theory. Practically, the findings highlight the importance for regional banks to develop adaptive and integrated communication strategies alongside continuous improvements in service quality to sustain customer loyalty in an increasingly competitive banking environment.

Page 15 of 15 | Total Record : 146

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