Jurnal Inovasi Ekonomi
Jurnal Inovasi Ekonomi (JIKO) has been accredited by the National Journal Accreditation (ARJUNA) Managed by the Ministry of Research, Technology, and Higher Education, Republic of Indonesia, and is currently ranked 4th (Sinta 4). Indexed at Google Scholar and Dimensions.
JIKO is an open-access short communication (letter) journal that publishes both theoretical and empirical original papers in all economics and business fields. JIKO emphasizes contributions to the academic and practical world so that JIKO is expected to have a broad impact from policymakers to economic actors ranging from companies, industries to MSMEs.
JIKO uses the word "Inovasi" which is the same as Innovation as an answer to the increasingly dynamic and disruptive changes in the economic, business, and technology world. We are also delighted with the multidisciplinary approach. Therefore, we appreciate the novelty and conclusion based on the mature discussion.
JIKO only receives article-length, not more than 2500 words, and treat every single manuscript with the double-blind review process.
Articles
134 Documents
<![CDATA[MEMAHAMI “MAKNA LAIN” INSENTIF TERHADAP KINERJA BANK YANG HOLISTIK: PERSPEKTIF INTERDISIPLINER ]]>
<![CDATA[Driana Leniwati]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 01 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i01.7506
<![CDATA[Theoretically, financial incentives motivate the employee to improve performance but also found empirical evidence that shows the financial incentives are often inversely proportional (Young and Lewis 1995; Jenkins et al 1998). Base on the phenomena is interesting to look more at the meaning of incentives for Customer Relationship Manager (CRM) in the performance improvements. This study uses an interdisciplinary perspective of management accounting, psychology, and spirituality and borrows psychological needs and spiritual theories to see the motivation of CRM in improving performance based on their needs. The method used is a case study with an interpretive approach. Qualitative data is obtained by conducting interviews with several CRM in one of a commercial bank. The results of this study found there are other meanings of incentives for CRM. These meanings are inclined about security, loyalty, and accountability for their work, the meaning of appreciation, self-actualization, and spiritual which defeats the meaning of basic needs. The meanings that arise not depending on the period of work or position but more on the awareness of each. Understanding these meanings can be taken into consideration in making the right incentive scheme for employees. So that, incentives can really motivate employees to improve their performance.]]>
<![CDATA[MODEL PEMBERIAN PERINGKAT KINERJA PERUSAHAAN: STUDI PADA PERUSAHAAN ASURANSI JIWA DI INDONESIA ]]>
<![CDATA[Novita Ratna Satiti]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 01 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i01.8176
<![CDATA[The purpose of this study is to provide an alternative rating company based on analysis on Profitability, RBC and Premium Expenses which are the main keys to the financial performance of Insurance Companies. This research uses the Fuzzy Tools Box approach from Matlab to see different assessment patterns. Data is collected using the documentation method of Financial Statements of Insurance Companies listed on the IDX in the last five years. The research subjects were as many as 10 insurance companies that met the criteria in Indonesia. The results showed that the first dominant insurance rating in taking insurance decisions was Lippo General Insurance, second Indonesian Reinsurance Insurance, third Multi Artha Guna insurance, fourth Ramayana insurance, fifth Harta Amana Pratama insurance, six Mitra Maparya insurance, seventh Jaya insurance Tania, the eight insurers of Bina Dana Arta, the ninth Dayin Mitra insurance, and the last rank of Bintang insurance which refers to the standard level of financial health of insurance companies. This study implies that the proposed ranking is a simpler and easier ranking alternative, but still has different benefits for decision makers.]]>
<![CDATA[ANALISIS FAKTOR-FAKTOR YANG MEMEPENGARUHI MINAT MAHASISWA BERWIRAUSAHA ]]>
<![CDATA[Novitasari Agus Saputri]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 01 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i01.8177
<![CDATA[The purpose of this study is to determine the factors that influence student interest in entrepreneurship. This study uses qualitative research, the sample used is accounting students who have entrepreneurship both in the fields of services, trade and manufacturing. The results of this study indicate that there are four factors that influence student interest in entrepreneurship. These factors are profit generated, freedom in work, personal dreams and independence.]]>
<![CDATA[PETA PENGEMBANGAN EKONOMI BERBASIS MASYARAKAT UNTUK MENINGKATKAN KETANGGUHAN MASYARAKAT DAERAH RAWAN BENCANA ]]>
<![CDATA[Eka Kadharpa Utama Dewayani]]>;
<![CDATA[Ruli Inayah Ramadhoan]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 01 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i01.8178
<![CDATA[Kota Malang merupakan salah satu daerah yang memiliki potensi bencana menyebar di seluruh wilayah kecamatan meskipun dengan tipe bencana yang berbeda-beda. Hasil pengamatan Stasiun Klimatologi Kelas II Malang menyebutkan bahwa Kota Malang memiliki curah hujan yang relatif tinggi hingga 300 mm. Kelurahan Bareng merupakan salah satu wilayah rawan banjir tiap tahunnya. Bencana ini berdampak pada menurunnya perekonomian masyarakat yang sulit pulih kembali. Selama ini Pemerintah Kota Malang belum memiliki formulasi solusi yang efektif berdasarkan karakteristik kebutuhan dasar masyarakat Bareng. Penelitian ini bertujuan menemukan model pengembangan ekonomi masyarakat di wilayah rawan bencana dengan berbasis manajemen bisnis yang terstruktur dan dapat menjadi bahan evaluasi dan rekomendasi yang komperehensif bagi pemerintah daerah dalam menentukan program-program bidang ekonomi bagi masyarakat wilayah rawan bencana. Penelitian ini menggunakan teori strategi keunggulan bersaing dan konsep strategi diferensiasi produk. Adapun metode yang digunakan yaitu Perencanaan Partisipatif dengan pendekatan Rapid Rural Appraisal (RRA) yaitu metode pemahaman lokasi dengan cara belajar dari, untuk dan bersama masyarakat, untuk mengetahui, menganalisis dan mengevaluasi hambatan dan kesempatan sehingga peningkatan perekonomian masyarakat bisa dimaksimalkan dan disesuaikan dengan kondisi masyarakat sebenarnya. Hasil penelitian ini menemukan bahwa untuk mengembangkan ekonomi masyarakat di wilayah rawan bencana membutuhkan model pemetaan potensi ekonomi dengan cara mengikutsertakan masyarakat wilayah rawan bencana secara aktif dengan cara mengajak mereka secara bersama-sama menentukan, mengonsep, dan mengawal strategi dan jenis usaha yang akan mereka kembangkan hingga proses pelaksanaan bisnis secara mandiri.]]>
<![CDATA[PENINGKATAN MOTIVASI DAN HASIL BELAJAR MATA KULIAH PENGANTAR MANAJEMEN MELALUI METODE PROJECT BASED LEARNING ]]>
<![CDATA[Titiek Ambarwati]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 01 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i01.8374
<![CDATA[This research is a classroom action research in the introductory management course taken by the first semester students (first semester). This study was conducted to improve student motivation and learning outcomes in learning management introductory subjects. The method used through the assignment approach (project based learning, data collection techniques with tests and non-tests. Data analysis by comparing learning outcomes before and after applying project based learning learning methods. The results of the study showed an increase in student motivation and learning outcomes. During the learning process there are obstacles, namely face-to-face time constraints.]]>
<![CDATA[Investasi dan Daya Beli Menurunkan Ekspor? Data dari Asean 5 ]]>
<![CDATA[Risky Angga Pramuja]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 02 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i02.9818
<![CDATA[Tujuan dari penelitian ini untuk mengetahui kinerja investasi, daya beli, dan kurs, terhadap ekspor barang pabrik di ASEAN-5. Adapun hasil penelitian menunjukkan bahwa Investasi berpengaruh signifikan pada taraf 15%, artinya bahwa setiap peningkatan investasi lansung akan menurunkan ekspor pada negara ASEAN-5 di tahun 2010-2016. Begitu juga Paritas Daya Beli berpengaruh signifikan namun negatif, ini menggambarkan bahwa setiap terjadinya peningkatan peritas daya beli masyarakat, maka akan menurunkan ekspor barang, artinya selera masyarakat dalam mengkonsumsi barang lebih cendrung memilih barang produksi dalam negeri. Sedangkan kurs tidak berpengaruh signifikan, artinya bahwa perubahan harga yang terjadi secara gelobal tidak memberikan pengaruh terhadap ekspor barang. ]]>
<![CDATA[Keseimbangan Muatan Informasi dan Keputusan Pembelian ]]>
<![CDATA[Mochamad Rofik]]>;
<![CDATA[Novi Puji Lestari]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 02 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i02.9819
<![CDATA[Paper ini membagi dua jenis muatan informasi: a) official information; dan b) secondary information. Official information adalah informasi yang diproduksi oleh pemasar dan secondary information adalah informasi yang di produksi oleh selain official information. Diskusi berfokus pada keseimbangan dan simpangan utilitas antara official information dan secondary information. Paper ini mengemukakan tiga proposisi: proposisi 1: nilai simpangan utilitas yang positif menunjukkan konsumen mendapatkan kepuasan lebih dari yang diharapkan; proposisi 2: nilai simpangan utilitas sama dengan 0 menunjukkan konsumen mendapatkan kepuasan sesuai dengan yang diharapkan; proposisi 3: nilai simpangan utilitas yang negatif menunjukkan konsumen mendapatkan kepuasan lebih rendah dari yang diharapkan.]]>
<![CDATA[Indeks Saham Syariah Indonesia: Pergerakan Harga dari Perspektif Asimetri Informasi ]]>
<![CDATA[Yuni Utami]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 02 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i02.9851
<![CDATA[Penelitian ini bertujuan untuk mengetahui dan menganalisis konten asimetri informasi saham pada Indeks Harga Saham Syariah Indonesia (ISSI). Sampel dalam penelitian ini mencakup semua emiten yang masuk indeks ISSI ketika indeks pertama kali diterbitkan yaitu 214 perusahaan emiten. Metode penelitian yang digunakan adalah studi peristiwa dengan alat analisis menggunakan t-Test dan ordinary least squares. Periode jendela yang digunakan mencakup periode 15 hari sebelum dan sesudah pengumuman indeks ISSI. Hasil penelitian menunjukkan bahwa tidak ada perubahan harga saham di sekitar tanggal masuknya saham di indeks ISSI. Hal ini dimungkinkan karena saham yang membentuk indeks ISSI adalah saham yang termasuk dalam Daftar Efek Syariah. Hasil analisis menunjukkan bahwa masuknya saham dalam indeks ISSI tidak mempengaruhi abnormal return. Hal ini disebabkan oleh penerbitan laporan rutin sehingga meminimalisir asimetri informasi.]]>
<![CDATA[Balanced Scorecard: Learning and Growth Perspective ]]>
<![CDATA[St. Dwiarso Utomo]]>;
<![CDATA[Zaky Machmuddah]]>;
<![CDATA[Yulita Setiawanta]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 02 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i02.9852
<![CDATA[The purpose of the research is to find an empirical evidence concerning the implementation of learning and growth perspective of Balanced Scorecard (BSC) in Assalaam Islamic Modern Boarding School Surakarta (AIMBSS) and to find factors supporting and being handicap of implementation of learning and growth perspective of BSC. The research will widen the object scope being able to be approached by BSC. It is a case study research. Qualitative research design is conducted using semi-structured interviews with 12 respondents from different stakeholders. Research findings showed that principally learning and growth perspective of BSC and attributes in strategy map of BSC have been implemented well in some levels of management in AIMBSS. Besides, the research found supporting factors of implementation of learning and growth perspective of BSC in AIMBSS, namely: strong commitment from management to adapt the change and most of employees are ready to adjust themselves with the change. Meanwhile, handicapped factor of implementation of learning and growth perspective of BSC in AIMBSS is resistant from certain employees. It causes the effectivity of system. For future research, it is suggested to add the number of research object so that the generalization of the research findings can be gained.]]>
<![CDATA[Struktur Kemiskinan Indonesia: Berapa Besar Pengaruh Kesehatan, Pendidikan dan Kelayakan Hunian? ]]>
<![CDATA[Afifatuz Zahra]]>;
<![CDATA[Aulia Fatin A]]>;
<![CDATA[Hanifah Afuwu]]>;
<![CDATA[Rintan Auliyah R]]>
<![CDATA[ Jurnal Inovasi Ekonomi Vol. 4 No. 02 (2019) ]]>
Publisher : <![CDATA[Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jiko.v4i02.9856
<![CDATA[Kemiskinan merupakan salah satu indikator untuk melihat keberhasilan pembangunan di suatu negara. Sejak tahun 2015, jumlah penduduk miskin di Indonesia semakin menurun. Penurunan secara signifikan terjadi pada tahun 2017. Ini merupakan pertanda yang baik, sehingga pemerintah perlu mengetahui faktor-faktor apa saja yang dapat menurunkan tingkat kemiskinan di Indonesia. Penelitian ini bertujuan untuk memodelkan struktur kemiskinan di Indonesia dengan SEM-PLS dan mengidentifikasi faktor-faktor yang berpengaruh secara signifikan terhadap kemiskinan di Indonesia pada tahun 2017. Data yang digunakan dalam penelitian ini diperoleh dari publikasi Badan Pusat Statistik. Berdasarkan hasil pemodelan, terdapat pengaruh signifikan dari variabel ekonomi, kondisi hunian, kesehatan, dan pendidikan terhadap kemiskinan di Indonesia.]]>
