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Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Published by Badan Wakaf Indonesia
ISSN : 20850824     EISSN : 2654377x     DOI : -
Core Subject : Religion,
Religion
About Journal Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam (e-ISSN: 2654-377X, p-ISSN: 2085-0824) adalah jurnal ilmiah yang diterbitkan oleh Divisi Kerja Sama, Penelitian, dan Pengembangan Badan Wakaf Indonesia. Jurnal terbit dua kali dalam setahun dalam bentuk cetak dan daring. Jurnal edisi cetak terbit sejak tahun 2008. Focus and Scope Focus: Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam menerbitkan artikel-artikel konseptual dan hasil riset berkualitas baik di bidang wakaf dan ekonomi Islam. Scope: manajemen pengelolaan wakaf, manajemen organisasi pengelola wakaf, hukum wakaf, dan literasi wakaf.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 143 Documents
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Analisis Model Bisnis Wakaf Blockchain di Indonesia Menggunakan Model Bisnis Canvas Firdaus, Artha Wirawan Yusuf
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 1 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i1.205

Abstract

This article analyzes the blockchain waqf business model in Indonesia using the Business Model Canvas through literature review, expert interviews, and data analysis. The research findings indicate the potential for increasing waqf revenue. The practical implications serve as a guide for waqf developers and managers, as well as offering new insights to the public. This research represents an original contribution to understanding the blockchain waqf business model within the framework of the Business Model Canvas.
Influence of Literacy and Access to Information Media Regarding The Interest of Communities with Land Wakaf at The East Adonara District Office of Religious Affairs (KUA) Sri Syamsiar, Indriyani; Lutfi, Mukhtar; Wardy Putra, Trisno
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 1 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i1.210

Abstract

Even though land waqf is included in Islamic teachings, there are still many people who are not aware of the importance of the existence of land for the benefit of the people. Waqf land is regulated in several Indonesian Constitutions which are run by KUA throughout Indonesia. The KUA of Adonara Timur Subdistrict as a forum for channeling land waqf has many shortcomings. Communities, religious leaders, KUA staff, officials who have credibility and power in the social order of life need to be massive in conducting socialization so that literacy, access to information media can support community interest in waqf land. The aim of the study was to determine the effect of literacy and access to information media on the interest in waqf for the people of East Adonara District, East Flores Regency, East Nusa Tenggra Province (NTT). This research was conducted at the KUA Office in East Adonara District with a sample size of 50 respondents who were determined through purpove sampling. This type of quantitative research with data collection methods uses a questionnaire consisting of three variables, namely literacy, access to information media and interest in waqf. Data analysis utilized the Multiple Linear Regression Test which was processed using SPSS version 25. The results showed that the level of influence of literacy on interest in waqf was included in the significant category with a sig. on variable X1 (literacy) of 0.00 ttable of 2.013, the level of influence of access to information media on interest in waqf is a significant category with a sig value. 0.00 ttable 2, 013 and the level of influence of literacy and access to information media on interest in waqf is a significant category with a sig. 0,000 Ftable 3,195. This effect is described in the coefficient of determination test (R2), namely the influence of variables X1 (literacy) and X2 (access to information media) on variable Y (interest in waqf) with a percentage of influence of 86.5%.
Peningkatan Kepercayaan Wakif Melalui Prinsip Transparansi dan Akuntabilitas Evrytanadha, Ayiek; Erma, Dwi
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 1 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i1.217

Abstract

Abstract: This research aims to analyze the concept of transparency and accountability in waqf institutions in Indonesia. This type of research is research using library research methods, namely research that utilizes library sources to obtain research data. One of the characteristics of library research is that researchers are confronted directly with text or numerical data and not direct knowledge from the field or eye-sanctions in the form of events, people or other objects. The success of waqf management lies in the existence of nadzir in maximizing the potential of waqf funds, so that the existence and quality of nadzir need to receive more attention from the government, whether the nadzir are individuals, organizations and legal entities. Wakif is influenced by Nadzir's professionalism in managing waqf, his expertise in managing waqf assets, waqf must refer to modern management principles. The application of the principle of accountability has increased public trust in waqf institutions. Nadzir's professionalism in waqf management is to manage waqf transparently and accountably so that wakifs participate in the development of waqf, both in reporting and otherwise. Keywords: accountability; nadhir; waqf
Unveiling Strategy of Developing Bank Waqf in Indonesia Fuad, Iwan Agustiawan; Patria Yunita
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 2 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i2.259

Abstract

This study aims to present an alternative to the current banking system, namely through the optimization of the cash waqf concept and its management within a waqf bank framework. This study uses the Partial Least Square Structural Equation Model (PLS SEM) with several assumptions related to the structure and operational system of the bank used, using a survey of 114 respondents from banking practitioners, regulators and waqf practitioners. In this study, variables used include capital contribution, credit security, ownership structure, margin, legal status and transaction agreements on the waqf bank structure. Empirical findings are based on the views of waqf administrators. The results of the analysis conclude that capital contribution and transaction agreement models affect the structure of waqf banks in Indonesia. Meanwhile, credit security, form of ownership, margin and legal status do not significantly affect the structure of waqf banks in Indonesia. This study is expected to help the development of waqf banks in Indonesia. This study can contribute to the effectiveness of institutions for the poor and society. These implications are not limited to a particular country. Charitable organizations and the poor in every society will benefit from this study if the idea of​​total social banking is implemented. This study is a pioneer study in empirically addressing the structure and operation of waqf banks in Indonesia.
Peran Bank Wakaf dalam Penguatan Ekonomi Islam: Sebuah Kerangka Konseptual Afada, Abik; Budiyono
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 2 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i2.267

Abstract

Abstract: This paper explores the concept and potential role of a Waqf Bank as a key institution in supporting the Islamic economy. By leveraging the traditional Islamic endowment system (waqf), a Waqf Bank could serve as a sustainable financial mechanism aimed at empowering Small and Medium Enterprises (SMEs), alleviating poverty, and promoting socio-economic development in Muslim-majority countries. This study employs a conceptual approach, drawing from both classical and contemporary literature on waqf and Islamic banking. It proposes a model where Waqf Bank operations align with Sharia principles while addressing modern economic challenges, such as financial inclusion and social welfare improvement. The findings suggest that a well-structured Waqf Bank has the potential to fill existing gaps in Islamic finance, providing a strategic means for wealth redistribution and long-term economic sustainability. The paper also highlights potential challenges in implementing such a bank, including legal, regulatory, and operational concerns, and offers recommendations for future research on optimizing waqf-based financial institutions.
Peran dan Potensi Wakaf Uang dalam Pembentukan Bank Wakaf untuk Pengentasan Kemiskinan Berbasis Pesantren di Pondok Pesantren Al Amanah Al Gontory Achmad Dzikri Rajuli; Iltizam Umma Aqelia Hayatunnufus; Azzam, Ahmad
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 2 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i2.278

Abstract

The research conducted focuses on discussing the role and potential of cash waqf collected by sharia cooperatives, then after the collected cash waqf funds are handed over to the waqf bank for management in Islamic boarding school-based poverty alleviation efforts. There are two methods used in this research, First is a library study (Library Research) towards books and reading materials related to the discussion. Second is a field study using natural direct observation to obtain more valid data, including: observation, interviews, and interaction with participants who represent the research object. The results of research on the role and potential of cash waqf in the formation of waqf banks for Islamic boarding school-based poverty alleviation show that sharia cooperatives that are present in Islamic boarding school-based educational institutions can be the spearhead in collecting cash waqf because to carry out cash waqf you don't need to wait to be rich or established, anyone it is possible to carry out cash waqf with a small nominal amount such as five thousand rupiah, so that with the collected waqf capital the money that has been collected can be used to establish a waqf bank whose management must be in accordance with the purpose of its formation, such as making investments by providing convenience in terms of financing to the community. around Islamic boarding schools with small profit sharing so that it does not burden the customers, the waqf bank apart from providing financing has another very important role in supervising customers, namely by empowering, spiritual and physical development with religious knowledge and sharia-based family financial planning and providing business assistance so that the objectives of the financing can be achieved in accordance with the plans that have been prepared Keywords: waqf banks, cash waqf, empowerment, financing, poverty, sharia cooperatives.
Regulatory Factors Creating Waqf Bank the Third Sector Organizations : A Case Study in Indonesia Muhamad Fauzi; Rahmat Dahlan; Iwan Agustiawan Fuad
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 2 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i2.292

Abstract

The development of waqf in Muslim countries has grown positively, contributing to socio-economics. Waqf, as one of the instruments of innovation, increases awareness of its value and widespread use. Banking functions as a profit institution centred on the financial sector by collecting and distributing funds to the public for the benefit of national development. The utilisation of the Banking and Waqf sectors is literally the opposite, but has great innovation for the long-term public interest. This phenomenon has given rise to civil organisations as third-sector organisations concerned with integrating the principles and benefits of the banking and waqf sectors. Unfortunately, developing countries in Indonesia, with a Muslim majority population, have high levels of generosity and religiosity, but literacy and inclusion of waqf are still low. The purpose of the study is to determine the regulatory factors that support the creation of waqf banks as third-sector organisations in Indonesia. The study uses a qualitative method with a systematic literature review. Data collection uses secondary data from international journals indexed by Scopus and SINTA published between 2011 and 2023 with the keywords "waqf bank regulation". Data analysis uses a systematic literature review (SLR). The study found that the regulation to create a waqf bank as a third sector organisation in Indonesia requires strengthening of waqf bank education, total government support, large contributions from waqf institutions of third sector organisations, the fundamental role of Islamic banking in waqf banks and services that extend without limits to waqf banks. The study implies that the better the regulation to create a waqf bank in Indonesia, the better the role of third-sector organisations in supporting regulation and education to the public.
Merevolusi Keuangan Islam: Memanfaatkan Kekuatan Bank Wakaf untuk Transformasi Sosial Ekonomi Ickhsanto Wahyudi
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 2 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i2.293

Abstract

This study provides a comprehensive review of waqf banks, an innovative financial institution in Islamic finance. Through a systematic analysis of 16 Scopus-indexed articles, we explore the evolution, potential, and challenges of waqf banks in addressing socio-economic issues in Muslim-majority countries, with a focus on Indonesia. Our findings reveal that waqf banks, which uniquely combine charitable endowments with microfinance principles, offer a promising solution for poverty alleviation and economic development. These institutions demonstrate particular effectiveness in providing financial services to underserved communities, supporting micro, small, and medium enterprises (MSMEs), and potentially revolutionizing education financing. The review traces the research progression from theoretical frameworks to empirical impact assessments, highlighting the growing recognition of waqf banks' potential. We identify various operational models, each tailored to specific socio-economic needs, ranging from integrated Islamic banking approaches to specialized micro-waqf institutions. Despite their promise, waqf banks face significant challenges, including regulatory hurdles, limited public awareness, and the need for enhanced operational efficiency. Our analysis points to several promising directions for future research and development. These include the integration of financial technology to expand reach and efficiency, exploration of cross-border waqf bank networks, development of hybrid models combining waqf principles with other financial instruments, and the crucial need for standardized impact assessment frameworks. This review contributes to the growing body of literature on Islamic social finance, offering valuable insights for researchers, policymakers, and practitioners in developing effective waqf bank models to address persistent development challenges.
Wakaf Pertanian Sebagai Instrumen Pemberdayaan Ekonomi Masyarakat Pedesaan (Studi Survei: Yayasan Perluasan dan Pengembangan Wakaf Pondok Modern Gontor) bin Lahuri, Setiawan; Chania Mutia Wardani; Ainun Amalia Zuhroh
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 18 No. 1 (2025): AL-AWQAF : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v18i1.334

Abstract

This study aims to identify the management of agricultural waqf in YPPWPM Gontor Mantingan branch towards community economic empowerment. This study used a measuring instrument called NTP (Farmer Exchange Rate), by looking at income, education, health and settlements in the area where the farmers live. The method used is a qualitative approach. The data obtained using the triangulation method with the results of interviews, observations and documentation. From a random population of 114 farmers who work on land owned by the foundation, this study used 10 respondent samples. The results of the study are presented in descriptive form. The results of the study show that farmers who manage YPPWPM waqf land can be said to be empowered, because these farmers are given capital in the form of waqf land to be planted with rice, which then the harvest of the rice will be divided between the Foundation and the farmers, or commonly called profit sharing. All forms of capital in cultivation are borne by the cultivators starting from seeding, plowing using tractors, administering drugs, all borne by the farmers. This is usually divided by the Foundation into three parts, namely 1/3 for the net profit received by the farmers, 1/3 for the Foundation, and 2/3 for the cultivation capital.
Productive Waqf Management Model Innovation for Community Economic Empowerment in the Digital Era Aristyanto, Erwan; Riduwan, Riduwan
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 18 No. 1 (2025): AL-AWQAF : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v18i1.335

Abstract

Waqf is an economic instrument that has great potential in empowering society, especially in countries with large Muslim populations. In this digital era, innovation in productive waqf management can be a solution to increase effectiveness and efficiency in managing waqf funds. This research aims to explore innovative productive waqf management models and their impact on community economic empowerment. Through a comprehensive literature review and analysis of various journal articles, books and other relevant sources, this research examines digital waqf innovation practices in developing countries. These findings highlight the potential of digital waqf innovations, such as crowdfunding, blockchain technology, and mobile applications, to increase the efficiency, accountability and reach of waqf management. This technology can expand the collection of waqf funds, increase transparency, and However, challenges such as the need to increase digital literacy, public trust in digital waqf management, and align waqf regulations with advances in digital technology must be addressed. This study provides insights and recommendations for stakeholders in developing countries, especially Indonesia, to utilize digital waqf innovation to support sustainable development programs more optimally. facilitate public access to participate in waqf.

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