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EDITORIAL OFFICE OF JURNAL ECONOMICS AND DIGITAL BUSINESS REVIEW (ECOTAL) Yayasan Bata Ilyas, STIE Amkop Makassar, Jl. Meranti No.1, Pandang, Kec. Panakkukang, Kota Makassar, Sulawesi Selatan 90231
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Economics and Digital Business Review
Published by Sekolah Tinggi Ilmu Ekonomi Amkop Makassar
ISSN : -     EISSN : 27742563     DOI : https://doi.org/10.37531/ecotal.v4i2.594
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Economics and Digital Business Review, is published by STIE Amkop Makassar in 2020, with registered number ISSN : 2774-2563 (Online), is a peer-reviewed journal published Economics and Digital Business Review published two times a year (January & July) by STIE Amkop Makassar, It provides an academic platform for professionals and researchers to contribute innovative work in the field. Economics and Digital Business Review carries original and full-length articles that reflect the latest research and developments in both theoretical and practical aspects of economics, The online version is free access and download. Call For Research Papers !! Jurnal ini dimaksudkan sebagai media berbagi ilmu pengetahuan dan karya ilmiah di kalangan akademisi yang menggeluti bidang akuntansi dan manajemen. Jurnal Volume V Issue 2 akan diterbitkan pada Februari 2024 sampai Juli pada Tahun 2024. Tim redaksi Economics and Digital Business Review menerima naskah yang belum dipublikasi oleh media lain. Pedoman penulisan naskah tercantum pada bagian Menu. Surat menyurat naskah yang akan diterbitkan, langganan dan lainnya dialamatkan langsung ke alamat redaksi. DOI: https://doi.org/10.37531/ecotal.v5i2
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,519 Documents
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Analysis of the Impact of E-Money on the Money Supply in Indonesia Nafidatul Husnia; Maulidyah Indira Hasmarini
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3610

Abstract

The rise of digital payment systems, particularly e-money, is poised to revolutionize liquidity dynamics and monetary transmission processes in Indonesia. This research seeks to dissect the impact of e-money transactions on the money supply (M2), factoring in inflation and credit card transaction values. Employing a quantitative methodology, the study draws on monthly time series data from 2022 to 2024, sourced from Bank Indonesia and the Central Statistical Agency. The analytical framework is grounded in multiple linear regression utilizing Ordinary Least Squares (OLS), alongside classical assumption testing to ensure valid estimations. The findings reveal that e-money exerts a positive and significant influence on the money supply, whereas credit card transactions show a negative and significant impact, and inflation does not yield any significant effect. These results underscore a transformation in money supply dynamics, increasingly shaped by shifts in transaction behavior and the heightened utilization of digital payment tools, in contrast to traditional monetary influences. This signifies a realignment in monetary transmission mechanisms, where liquidity now reflects not only inflationary pressures but also the velocity of money circulation propelled by the digitization of payments. The policy implications highlight the necessity of weaving the advancement of digital payment systems into the fabric of monetary policy formulation and liquidity management.
Determinants of Female Worker Productivity in Indonesia: Panel Data Analysis Arvina Fastika Putri; Muhammad Anas
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3616

Abstract

Labor productivity is an important indicator in assessing the efficiency and quality of human resources in producing output and their contribution to the economy. This study aims to estimate the effect of the number of female workers, female education levels, female human development index, gender empowerment index, and female wage levels on female labor productivity in Central Java Province from 2019 to 2023 using panel data regression with the Fixed Effects Model (FEM) approach. The regression results show that the number of female workers has a negative effect on female labor productivity, while the level of female education, female human development index, gender empowerment index, and female wage levels have a positive effect on female labor productivity. Therefore, the government is expected to formulate policies that focus on improving the quality and empowerment of female labor through education, health, and gender equality, as well as strengthening production efficiency so that the increase in the number of female workers can be balanced with increased productivity
Job Enrichment Model Development Human-Centered Design in Reducing Job Hopping Intention of Generation Z Employees in North Sumatra Taufik Yuandika Bahri
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3618

Abstract

The phenomenon of job hopping intention among Generation Z employees has become a serious challenge for organizations, particularly in North Sumatra, which is experiencing economic growth. This study aims to develop a Human-Centered Design (HCD)–based job enrichment model to reduce job hopping intention among Generation Z employees. This study employs a mixed-methods approach with a sequential exploratory design. The qualitative phase was conducted through in-depth interviews and Focus Group Discussions (FGDs) to explore the work needs, preferences, and perceptions of Generation Z toward their jobs. The qualitative findings were used to formulate contextually relevant dimensions of HCD-based job enrichment. The quantitative phase involved a survey of 150 Generation Z employees across various service, manufacturing, and banking companies in North Sumatra. The sampling technique used was purposive sampling. Data analysis was conducted using Structural Equation Modeling (SEM-PLS) with SmartPLS. The results indicate that HCD-based job enrichment has a positive and significant effect on work engagement and job satisfaction, and a significant negative effect on job hopping intention. Work engagement and job satisfaction were found to partially mediate the relationship between job enrichment and job hopping intention. This study produces a conceptual and practical model for the development of HCD-based job enrichment that can be implemented by organizations to reduce job hopping intention among Generation Z employees in North Sumatra.
A Comparative Study of Gen Z Consumer Behavior of Shopee Users in Surakarta Fadilla Nur Aisyah; Ali Zainal Abidin
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3620

Abstract

This study aims to compare the level of consumptive behavior among Generation Z users of the Shopee application in Surakarta City based on their status as students, university students, and young workers. The rapid growth of the e-commerce, accompanied by the convenience of digital features scuh as free shipping, flash sales, product reviews, and digital payment systems, has driven changes in Generation’s consumption patterns. This research employed a descriptive quantitative approach with a purposive sampling technique involving 102 respondents, consisting of 34 high school, 34 university students, and 34 young workers. Data were collected through Likert-scale questionnaires and interviews, then analyzed using descriptive statistics with assistance of SPSS version 25. The results indicate differences in the level of consumptive behavior among the groups, where university students exhibit the highest average level of consumptive behavior, followed by young workers, while high school students show the lowest level. These differences are influenced by income level, lifestyle, and social environmental factors such as peer influence and social media. Furthermore, Shopee features that most influence purchasing decisions are product reviews and ratings, free shipping, and flash sales, while Shopee Live and PayLater show a more limited influence. Comparatively, this study demonstrates that generations Z’s consumptive behavior develops in line with changes in socio-economic status and the intensity of e-commerce platform usage.
Cohesiveness and Emotional Intelligence as Predictors of Clinical Performance among Staff Nurses in a Tertiary Hospital Renasha Firda Hanannisa; Sri Suwarsi; Maya Tejasari
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3621

Abstract

Purpose: This study examines whether team cohesiveness and emotional intelligence significantly predict the clinical performance of inpatient nurses.Research Design and Methodology: A quantitative cross-sectional survey was conducted among 197 staff nurses in a tertiary referral hospital in Bandung, Indonesia. Data were collected using structured questionnaires measuring cohesiveness, emotional intelligence, and performance. Instrument validity and reliability were confirmed, followed by classical assumption testing and multiple linear regression analysis, including t-tests, F-tests, and coefficient of determination.Findings and Discussion: Both cohesiveness and emotional intelligence were rated high by respondents and showed positive and significant effects on nurse performance, both partially and simultaneously. The model explained 36.2% of the variance in performance, indicating that interpersonal and emotional competencies are meaningful but not exclusive determinants of clinical outcomes.Implications: Strengthening teamwork climate and emotional competence development programs may improve nursing performance. Hospital management should integrate team-based training and emotional intelligence development into workforce policies, while future studies should incorporate organizational and leadership variables to increase explanatory power.
Analysis Of The Influence Of Economic Factors On The Divorce Rate In Gorontalo Province Suriyanti Dama; Sri Endang Saleh; Irawati Abdul
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3627

Abstract

This study examines the partial and simultaneous effects of unemployment, education, and poverty on divorce rates in Gorontalo Province. Using an associative quantitative approach, the research analyzes seven years of secondary time-series data (2018–2024) obtained from the Central Statistics Agency (BPS) of Gorontalo Province. The study applies panel data regression to evaluate relationships among variables. The findings show that unemployment significantly influences divorce rates, indicating that higher unemployment is associated with a greater likelihood of divorce. Education level has a significant negative effect, meaning higher educational attainment tends to reduce divorce occurrences. Poverty demonstrates a significant positive effect, suggesting increased poverty elevates divorce risk. Simultaneously, unemployment, education, and poverty jointly exert a significant influence on divorce rates, confirming that divorce represents a multidimensional social phenomenon shaped by interacting economic and social conditions over time. These results highlight the importance of integrated policy interventions, including employment expansion, educational improvement, and poverty alleviation programs, to reduce family instability. Future research is recommended to incorporate cultural and psychological variables to better understand regional variations in marital dissolution.
Generation Z’s Intention to Give Online Alms: An Integration of UTAUT, Religiosity, and Alms Literacy Putri Azka Sabilana; Dewita Puspawati
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3630

Abstract

The evolution of digital technology has revolutionized how Generation Z in Indonesia engages in charitable acts through online avenues. This research examined the impact of charity literacy, religiosity, and UTAUT elements (performance expectancy, effort expectancy, facilitating conditions, and social influence) on the intentions to donate online. A quantitative associative method was employed with 160 respondents from Generation Z, utilizing a 5-point Likert scale questionnaire and analyzed using PLS-SEM through SmartPLS 4.0. The findings revealed that performance expectancy and facilitating conditions significantly influenced online charitable intentions, whereas effort expectancy, social influence, religiosity, and charity literacy had no significant impact. These six factors accounted for 38.3% of the variability in digital charity intentions. These results highlight the necessity for technological accessibility and sufficient resources to boost Generation Z's involvement in digital philanthropy while promoting the importance of charity literacy education and religious principles to enhance the significance of charitable practices.
Analysis of the Impact of Infrastructure Development on Economic Growth in Eastern Indonesia Nur Nadya T. Balahanti; Irawati Abdul; Boby Rantow Payu
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3632

Abstract

Economic growth is understood as a continuous process towards better economic conditions, reflected in increasing output per capita in the long term and is known as part of the concept of *Modern Economic Growth*. This study uses a quantitative approach with an associative-causal design to examine the effect of education, health, electricity, and water infrastructure on economic growth in Eastern Indonesia. Secondary data were obtained from BPS, including indicators of education, health, Susenas, and GRDP ADHK in 13 provinces during the 2020–2023 period. The analysis was conducted through panel data regression using Stata software, with the model selection stage through the Chow and Hausman tests to obtain a Fixed Effect Model with cluster-robust standard errors as the best model. The estimation results show high explanatory power with an R² value of 0.72 and a significant F test, so that all independent variables simultaneously affect economic growth. Partially, education and health infrastructure have negative and insignificant coefficients, indicating that the benefits of both are more long-term and are influenced by the quality of graduates, job market compatibility, and increased labor productivity. Electricity infrastructure shows a significant positive impact at the 10 percent level, although it remains limited due to the dominance of the primary sector and small-scale businesses. Meanwhile, drinking water infrastructure is considered the strongest variable, with a significant positive impact at the 5 percent level, due to its ability to improve public health, reduce household time and costs, and directly boost productivity and economic activity.
From Knowledge Exchange to Business Performance: Evidence of Mentoring as a Mediating Mechanism among MSMEs Junaidi Junaidi; Suhendri Suhendri; Zulham Zulham
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3636

Abstract

This study examines the effect of knowledge sharing on the performance of Micro, Small, and Medium Enterprises (MSMEs) with a mentoring program as a mediating variable among fostered partners of PT Perkebunan Nusantara III. A quantitative approach was employed using a survey method through structured questionnaires. The population consisted of all MSMEs supported by PT Perkebunan Nusantara III, with 96 business actors selected using purposive sampling based on established development criteria. Data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) to evaluate the relationships among variables simultaneously. The results indicate that knowledge sharing has a positive and significant effect on MSME performance. Furthermore, the mentoring program significantly strengthens the influence of knowledge sharing on business performance. This finding suggests that knowledge sharing becomes more effective when supported by mentoring that is relevant, continuous, and aligned with organizational needs. The study provides practical implications for partnership program managers to develop mentoring as a strategic mechanism to improve knowledge transfer and enhance MSME performance.
Sustainable Digital Marketing and Service Quality as Drivers of Customer Loyalty: : The Mediating Role of Trust in MSMEs Flowry Charles Pangkey; Lilly Linne Kainde
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3638

Abstract

This study examines the influence of Sustainable Digital Marketing (SDM) and Service Quality on customer trust and loyalty in Micro, Small, and Medium Enterprises (MSMEs), with a focus on youth-based community markets in North Sulawesi. Using a descriptive correlational design and data collected from 325 respondents, the analysis was conducted through Partial Least Squares Structural Equation Modeling (PLS-SEM) to evaluate both direct and indirect relationships. The results show that SDM has a significant direct effect on customer loyalty but does not influence trust, suggesting that sustainability-oriented digital communication strengthens loyalty through value alignment rather than relational confidence. Service Quality is found to strongly enhance trust but does not directly affect loyalty, indicating that trust functions as a key psychological bridge in forming long-term customer commitment. Mediation analysis confirms that trust significantly mediates the relationship between Service Quality and Customer Loyalty, while the relationship between SDM and loyalty is not mediated by trust. Summary of results the study extends the Commitment on Trust Theory within the MSME context and highlights that customer loyalty can emerge through two routes: directly through sustainable digital practices and indirectly through trust formed by consistent service delivery. These findings emphasize the importance of integrating ethical digital communication with reliable and empathetic service performance to strengthen long-term loyalty among young consumers.

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