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EDITORIAL OFFICE OF JURNAL ECONOMICS AND DIGITAL BUSINESS REVIEW (ECOTAL) Yayasan Bata Ilyas, STIE Amkop Makassar, Jl. Meranti No.1, Pandang, Kec. Panakkukang, Kota Makassar, Sulawesi Selatan 90231
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Economics and Digital Business Review
Published by Sekolah Tinggi Ilmu Ekonomi Amkop Makassar
ISSN : -     EISSN : 27742563     DOI : https://doi.org/10.37531/ecotal.v4i2.594
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Economics and Digital Business Review, is published by STIE Amkop Makassar in 2020, with registered number ISSN : 2774-2563 (Online), is a peer-reviewed journal published Economics and Digital Business Review published two times a year (January & July) by STIE Amkop Makassar, It provides an academic platform for professionals and researchers to contribute innovative work in the field. Economics and Digital Business Review carries original and full-length articles that reflect the latest research and developments in both theoretical and practical aspects of economics, The online version is free access and download. Call For Research Papers !! Jurnal ini dimaksudkan sebagai media berbagi ilmu pengetahuan dan karya ilmiah di kalangan akademisi yang menggeluti bidang akuntansi dan manajemen. Jurnal Volume V Issue 2 akan diterbitkan pada Februari 2024 sampai Juli pada Tahun 2024. Tim redaksi Economics and Digital Business Review menerima naskah yang belum dipublikasi oleh media lain. Pedoman penulisan naskah tercantum pada bagian Menu. Surat menyurat naskah yang akan diterbitkan, langganan dan lainnya dialamatkan langsung ke alamat redaksi. DOI: https://doi.org/10.37531/ecotal.v5i2
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,519 Documents
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Transformasi Bisnis Digital (Tantangan dan Strategi) Pada UMKM Tenun Ikat Kabupaten Sikka Suriyani, Andy; Darmawan, Indra; Shihab, Muhammad Alwi; Amir, Mohammad; Ahwan, Yumandil
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

Transformasi bisnis digital menjadi kebutuhan strategis bagi UMKM dalam meningkatkan daya saing di era ekonomi digital, termasuk bagi UMKM berbasis budaya seperti Tenun Ikat di Kabupaten Sikka. Penelitian ini bertujuan untuk menganalisis tantangan serta merumuskan strategi transformasi bisnis digital pada UMKM Tenun Ikat di Kabupaten Sikka. Metode penelitian menggunakan pendekatan kualitatif deskriptif dengan dukungan data kuantitatif sederhana. Subjek penelitian terdiri atas 7 pelaku UMKM Tenun Ikat dan 3 perwakilan Dinas Perdagangan, Koperasi, dan UKM Kabupaten Sikka. Data dikumpulkan melalui wawancara semi-terstruktur, observasi, dokumentasi, dan kuesioner terbatas, kemudian dianalisis menggunakan metode SWOT melalui matriks IFAS dan EFAS. Hasil penelitian menunjukkan bahwa UMKM Tenun Ikat memiliki kekuatan utama pada nilai budaya dan keunikan motif, kualitas produk handmade, serta ketersediaan tenaga penenun terampil. Namun, kelemahan masih terdapat pada rendahnya literasi digital, manajemen usaha yang belum profesional, keterbatasan modal, kualitas visual produk, dan keterbatasan kapasitas produksi. Dari sisi eksternal, peluang besar berasal dari pertumbuhan e-commerce, tren produk etnik dan sustainable fashion, serta dukungan program pemerintah, sementara ancaman meliputi persaingan produk tekstil massal murah, produk tiruan, fluktuasi bahan baku, dan perubahan tren fashion. Pemetaan SWOT menempatkan UMKM Tenun Ikat Kabupaten Sikka pada Kuadran I, sehingga strategi yang direkomendasikan adalah strategi pertumbuhan (growth strategy) melalui penguatan branding digital berbasis budaya, pemanfaatan marketplace, inovasi produk, serta kolaborasi dengan sektor pariwisata dan industri kreatif. Penelitian ini diharapkan dapat menjadi dasar perumusan kebijakan dan program pendampingan yang lebih tepat sasaran dalam mendorong transformasi bisnis digital UMKM berbasis kearifan lokal secara berkelanjutan.
Pengaruh Beban Kerja dan Stres Kerja terhadap Kinerja Karyawan melalui Keseimbangan Kerja–Kehidupan pada Tree Hotel Panakkukang Makassar by LIFE Nuryanti, Firisqi; Yusri, Andi Irsandi; Junaidin
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh beban kerja dan stres kerja terhadap kinerja karyawan melalui keseimbangan kerja–kehidupan. Permasalahan penelitian berangkat dari tingginya tuntutan pekerjaan dan tekanan kerja yang dihadapi karyawan pada industri perhotelan, yang berpotensi memengaruhi kinerja dan kesejahteraan kerja. Penelitian ini menggunakan pendekatan kuantitatif dengan desain eksplanatori. Data dikumpulkan melalui penyebaran kuesioner kepada karyawan Tree Hotel Panakkukang Makassar by LIFE dan dianalisis menggunakan Structural Equation Modeling–Partial Least Squares (SEM-PLS). Hasil penelitian menunjukkan bahwa beban kerja dan stres kerja berpengaruh negatif dan signifikan terhadap kinerja karyawan. Beban kerja dan stres kerja juga terbukti berpengaruh negatif terhadap keseimbangan kerja–kehidupan. Selanjutnya, keseimbangan kerja–kehidupan berpengaruh positif dan signifikan terhadap kinerja karyawan. Selain itu, keseimbangan kerja–kehidupan terbukti berperan sebagai variabel mediasi parsial dalam hubungan antara beban kerja dan stres kerja terhadap kinerja karyawan. Temuan penelitian ini menegaskan bahwa keseimbangan kerja–kehidupan merupakan faktor penting dalam meminimalkan dampak negatif beban kerja dan stres kerja, serta berperan strategis dalam meningkatkan kinerja karyawan pada industri perhotelan.
Peran Konversi Lahan Sawah dalam Memediasi Pengaruh Pertumbuhan Permukiman terhadap Ketahanan Pangan di Papua Karto, Andriani; Irawan, Satrya Baru; Syatfle, Patrinisiana
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

Pertumbuhan permukiman yang semakin cepat di Papua berpotensi menekan ruang produksi pangan dan meningkatkan kerentanan sistem pangan daerah. Perubahan penggunaan lahan yang tidak terkendali dapat menggeser fungsi lahan pertanian, termasuk sawah, sehingga penting untuk memahami jalur dampaknya terhadap ketahanan pangan. Penelitian ini bertujuan menganalisis pengaruh pertumbuhan permukiman terhadap ketahanan pangan dengan konversi lahan sawah sebagai variabel mediasi di Papua. Penelitian menggunakan pendekatan kuantitatif dengan desain eksplanatori. Populasi penelitian adalah rumah tangga di wilayah penelitian Papua. Teknik pengambilan sampel menggunakan multistage sampling, dengan jumlah sampel sebanyak 200 responden. Data dikumpulkan melalui survei kuesioner dan dianalisis menggunakan SEM PLS dengan bantuan SmartPLS. Hasil penelitian menunjukkan bahwa pertumbuhan permukiman berpengaruh terhadap meningkatnya konversi lahan sawah, dan konversi lahan sawah berpengaruh terhadap perubahan kondisi ketahanan pangan. Selain itu, konversi lahan sawah terbukti menjadi mekanisme yang menjembatani pengaruh pertumbuhan permukiman terhadap ketahanan pangan. Implikasi penelitian ini menekankan perlunya penyelarasan kebijakan pembangunan permukiman dengan perlindungan lahan pangan serta penguatan tata kelola ruang agar ketahanan pangan Papua lebih terjaga.
Pengaruh Kepuasan Kerja dan Stres Kerja Terhadap Kinerja Pegawai Pada Dinas Pertanian dan Perkebunan Kabupaten Gorontalo Rahmi, Nur; Gobel, Riska
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

Kinerja pegawai merupakan faktor kunci dalam mendukung efektivitas penyelenggaraan pelayanan publik, khususnya pada instansi pemerintah daerah. Kinerja tersebut dipengaruhi oleh berbagai faktor internal, di antaranya kepuasan kerja dan stres kerja. Penelitian ini bertujuan untuk menganalisis pengaruh kepuasan kerja dan stres kerja terhadap kinerja pegawai pada Dinas Pertanian dan Perkebunan Kabupaten Gorontalo. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan desain penelitian asosiatif. Populasi dalam penelitian ini adalah seluruh pegawai Dinas Pertanian dan Perkebunan Kabupaten Gorontalo, dengan teknik pengambilan sampel menggunakan metode sensus/sampling jenuh. Data dikumpulkan melalui kuesioner yang telah diuji validitas dan reliabilitasnya, kemudian dianalisis menggunakan analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa kepuasan kerja berpengaruh positif dan signifikan terhadap kinerja pegawai, sedangkan stres kerja berpengaruh negatif dan signifikan terhadap kinerja pegawai. Secara simultan, kepuasan kerja dan stres kerja berpengaruh signifikan terhadap kinerja pegawai. Temuan ini mengindikasikan bahwa peningkatan kepuasan kerja serta pengelolaan stres kerja yang baik dapat meningkatkan kinerja pegawai. Pihak manajemen diharapkan dapat menciptakan lingkungan kerja yang kondusif, memberikan penghargaan yang adil, serta mengelola beban kerja secara proporsional guna meningkatkan kinerja pegawai secara berkelanjutan.
Pengaruh Kemudahan Penggunaan Dan Kecepatan Layanan Fintech Ferizy Terhadap Perilaku Pembelian Tiket Kapal Ferry Di Kota Ternate Amin, Fitria Hi Mhd Amin; Hidajat, Rachmat; Shamsudin, Eka Shamsudin
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

Penelitian ini menganalisis pengaruh Fintech Ferizy terhadap perilaku pembelian tiket kapal ferry di kalangan pengguna di Kota Ternate, dengan fokus pada aspek kemudahan penggunaan dan kecepatan layanan. Populasi penelitian sebanyak 100 pengguna, dengan pengambilan sampel 50 responden menggunakan rumus Slovin untuk memastikan representasi yang akurat. Metode penelitian menggunakan pendekatan kuantitatif dengan menggunakan survei, di mana data dikumpulkan melalui kuesioner tertutup berbasis skala Likert dan dianalisis menggunakan regresi linear berganda. Hasil penelitian menunjukkan bahwa kemudahan penggunaan aplikasi Ferizy memiliki pengaruh positif dan signifikan terhadap perilaku pembelian tiket, dengan koefisien regresi sebesar 0.941. Hal ini menegaskan bahwa semakin mudah pengguna mengoperasikan aplikasi, semakin tinggi minat dan keputusan mereka untuk membeli tiket secara daring. Sementara itu, kecepatan layanan juga berpengaruh positif, meskipun pengaruhnya tidak sekuat kemudahan penggunaan, dengan koefisien regresi 0.657. Secara simultan, kedua variabel ini menjelaskan 90.5% variasi dalam perilaku pembelian tiket, menunjukkan bahwa faktor lain mungkin turut berperan. Hal ini menunjukkan bahwa kemudahan dan kecepatan aplikasi Ferizy menjadi pendorong utama perilaku konsumen di Ternate. Namun, tantangan seperti literasi digital dan kualitas infrastruktur internet perlu diatasi agar adopsi teknologi lebih optimal.
The Impact of Tax Awareness, Literacy, and Sanctions on Taxpayer Compliance as an Effort to Improve the Regional Government Financial Management System Nay, Yustina Alfira; Bau Mau, Ignatia Thomasita
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

Researchers examined the impact of awareness, literacy, and tax sanctions on PKB compliance, a case study at the Lembata Samsat Office. Furthermore, this research does not only focus on tax compliance but is also directed as a strategic effort to improve the local government's financial management system. Optimizing revenue through increased taxpayer compliance is expected to strengthen regional fiscal capacity and support financial independence in accordance with the spirit of regional autonomy. The population in the study included all taxpayers registered at the Lembata Regency Samsat Office, reaching nearly 22,000 taxpayers. The results of the statistical analysis revealed that the awareness variable has a positive and significant effect on the level of taxpayer compliance. Meanwhile, unpaid literacy does not have a significant effect on the level of compliance. However, tax sanctions have a significant and positive effect on taxpayer compliance. Simultaneously, the three variables of awareness, literacy, and tax sanctions have a significant effect on motor vehicle taxpayer compliance. Therefore, local governments need to integrate these three aspects into regional fiscal policies through outreach programs, increasing the capacity of apparatus, and the use of transparent and easily accessible information technology. If implemented consistently, this approach can strengthen regional fiscal independence and support the achievement of transparent and sustainable financial governance throughout NTT.
Nurses’ Competence and Operational Performance: Mediating Effects of Process Effectiveness and Service Reliability Sri Ummi Wahyuni; Mahfudnurnajamuddin Mahfudnurnajamuddin; Suriyanti Suriyanti
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3600

Abstract

This study aims to analyze the effect of competence on nurses’ operational performance, with process effectiveness and service reliability as mediating variables at Andi Makkasau Regional General Hospital, Parepare City. The research employed a quantitative design using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The population consisted of 380 nurses, and 195 respondents were selected using the Slovin formula. Data were collected through structured questionnaires measuring competence, process effectiveness, service reliability, and operational performance. The results indicate that competence has a positive and significant effect on process effectiveness, service reliability, and nurses’ operational performance. Furthermore, both process effectiveness and service reliability significantly improve operational performance. Mediation testing shows that competence indirectly enhances operational performance through improving work process effectiveness and service reliability. These findings suggest that strengthening professional competence contributes not only directly to performance but also indirectly through better work systems and more dependable healthcare services. The study implies that hospital management should prioritize competency-based training, workflow optimization, and service standardization to improve service quality. Future research is recommended to explore additional organizational or psychological factors influencing healthcare performance in broader institutional contexts.
Interconnectedness of Global and Digital Assets: Cryptocurrencies, Gold, and Exchange Rates During 2021–2024 Tsulatsa Nur Safiira; Maria Safitri; Amalia Nur Chasanah; Bara Zaretta
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3603

Abstract

Purpose: This study examines whether fluctuations in global assets—cryptocurrencies, gold, and the rupiah exchange rate—provide signals for movements in the Indonesian Composite Stock Price Index (JCI) during 2021–2024. Research Design and Methodology: Using 48 monthly time-series observations obtained from official financial data sources, the study applies a quantitative approach with multiple linear regression analysis using EViews 12 to evaluate both partial and simultaneous effects of the variables on the JCI. Findings and Discussion: The results show that cryptocurrency has a significant negative relationship with the JCI, while gold exhibits a significant positive relationship. In contrast, the exchange rate does not have a significant effect on the JCI. Simultaneously, the three variables contribute to explaining JCI variations, although with different magnitudes of influence, indicating differing roles of digital and traditional safe-haven assets in capital market dynamics. Implications: These findings suggest that investors and policymakers should consider global asset dynamics when interpreting Indonesian capital market conditions. Future research is recommended to include additional macroeconomic indicators and higher-frequency data to capture short-term transmission mechanisms more comprehensively.
Financial Stress-Test of the Palm Oil Industry: Bankruptcy Prediction Using the Modified Altman Z-Score During the Downturn Phase Harke Revo Leonard Polii; Sandra J.R. Kainde; Rifal Richard Pangemanan
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3605

Abstract

This study aims to predict the bankruptcy potential of Plantation Sub-Sector companies listed on the Indonesia Stock Exchange (IDX) during the critical downturn cycle of 2017-2019. This period serves as a stress-test window following the commodity boom. Employing a descriptive quantitative approach, the research analyzes secondary data from 10 companies selected through purposive sampling. The primary analytical tool is the Modified Altman Z-Score model. The results indicate severe financial distress within the sector due to price volatility and aggressive downstreaming policies. Specifically, out of the 10 sampled companies, only 1 company was classified as "Healthy" (Z > 2.60), 1 company was identified as "Vulnerable" or in the grey area (1.10 < Z < 2.60), and 8 companies were predicted to be "Bankrupt" (Z < 1.10). These empirical findings suggest a critical vulnerability in the plantation sector, highlighting an urgent need for financial restructuring and strategic management improvements to navigate post-boom challenges and ensure long-term sustainability. Keywords: Bankruptcy Prediction, Modified Altman Z-Score, Plantation Sub-Sector, Financial Distress.
Bank Health Analysis Using the Camel Method at PT. Bank Syariah Indonesia Tbk 2022-2024 Syafira Enggar Khoirul Nisa; Sri Murwanti
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3608

Abstract

This research endeavors to examine the soundness level of PT Bank Syariah Indonesia Tbk during the time frame of 2022–2024 utilizing the CAMEL framework, which encompasses Capital, Asset Quality, Management, Earnings, and Liquidity. The study adopts a quantitative descriptive methodology, employing secondary data procured from the annual financial statements disseminated by PT Bank Syariah Indonesia Tbk and the Indonesia Stock Exchange. The analytical process involves the computation of essential financial ratios, such as the Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Net Profit Margin (NPM), Operating Expenses to Operating Income (BOPO), and Financing to Deposit Ratio (FDR), subsequently followed by trend analysis and juxtaposition with the soundness benchmarks delineated by Bank Indonesia. The findings reveal that PT Bank Syariah Indonesia Tbk consistently sustained a condition classified as healthy to very healthy throughout the duration of the study. The CAR ratio consistently surpassed the regulatory minimum, signifying robust capital adequacy. Asset quality exhibited a progressive enhancement, as evidenced by a persistent reduction in the NPF ratio. The performance of management and profitability demonstrated favorable trajectories, as indicated by the rising NPM and declining BOPO ratios, which denote improved operational efficiency. Regarding liquidity, the FDR ratio remained within acceptable thresholds, reflecting effective intermediation while preserving liquidity stability. In summary, the results indicate that PT Bank Syariah Indonesia Tbk showcased stable financial performance and reinforced soundness across all CAMEL dimensions throughout the period of 2022–2024.

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