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INDONESIA
Journal of Economics and Business UBS
ISSN : 23028025     EISSN : 27747042     DOI : 10.52644
Core Subject : Economy,
Journal of Economics & Business UBS adalah jurnal yang diterbitkan sebulan sekali oleh STIE UniSadhuGuna. Jurnal Indonesia Sosial Sains akan menerbitkan artikel ilmiah dalam lingkup ilmu sosial dan ekonomi. Artikel yang diterbitkan adalah artikel dari penelitian, studi atau studi ilmiah kritis dan komprehensif tentang isu-isu penting dan terkini atau ulasan buku-buku ilmiah.
Articles 1,072 Documents
Descriptive and Correlation Analysis of Bank Financial Performance on Market Capitalization: Evidence from National Banks in Indonesia (2020–2024) Yonfrayogo, Armada; Lisnawahnida, Sona Rostiyanti
Journal of Economics and Business UBS Vol. 14 No. 5 (2025): Journal of Economics and Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/sqp39v76

Abstract

This study examines the relationship between bank financial performance and market capitalization of Indonesian national banks during 2020–2024. Using a quantitative approach with 75 observations, the research analyzes Return on Equity (ROE), Operating Expenses to Operating Income (BOPO), Non-Performing Loans (NPL), and Capital Adequacy Ratio (CAR) as independent variables, with the natural logarithm of market capitalization (LnMC) as the dependent variable. Descriptive statistics reveal variations across banks, with ROE averaging 11.43%, BOPO 75.05%, CAR 24.71%, and NPL at a relatively low level after log transformation. Correlation results show that ROE has a strong, positive, and significant relationship with market capitalization, while BOPO has a significant negative relationship. In contrast, NPL is negatively associated but insignificant, and CAR shows no significant effect. These findings highlight that profitability and efficiency are the main drivers of market capitalization in Indonesian banks, while credit risk and capitalization levels play less important roles. The study contributes to the literature on banking and finance in emerging markets and provides practical insights for bank managers, regulators, and investors in strengthening performance and market value. These findings reinforce signaling theory and agency theory in the context of banking in emerging markets, confirming that profitability and operational efficiency are the primary signals considered by investors in valuing banks. This study provides new empirical evidence on the limited influence of CAR and NPL on market valuation when these ratios are already above strict regulatory thresholds.
The Influence of Price Perception, Product Quality, and Café Atmosphere on Purchase Decisions at Teman Kami Space Mubarok, Syachrul; Soviyan Munawar; Wufron, Wufron
Journal of Economics and Business UBS Vol. 14 No. 5 (2025): Journal of Economics and Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/9w4spa74

Abstract

The café industry in Indonesia is experiencing significant growth in line with changes in consumer behavior, especially young people who not only visit cafes to enjoy food and drinks, but also to work, socialize, and enjoy a comfortable atmosphere. This phenomenon creates a challenge for café business actors to not only focus on product quality and price, but also on creating an attractive atmosphere. Teman Kami Space, which is located in the coastal area of Karangpapak Beach, Garut, is a modern-classic concept café with an open feel that takes advantage of the beach view, but it is not empirically known what factors are the most dominant influencing consumers' purchasing decisions. This study aims to find out how much the effect and contribution of price perception, product quality, and café atmosphere in influencing consumer purchase decisions at Teman Kami Space cafes. The quantitative research used in this study is multiple linear regression analysis. To collect information, questionnaires were distributed to one hundred respondents who were selected by purposive sampling or price perception. The results showed that consumers' views on price and product quality did not have a significant effect on purchase decisions, while the variables of café atmosphere had a positive and significant influence. These findings indicate that consumers prioritize the comfort and atmosphere of the café or café atmosphere over price factors and product quality in making purchase decisions. Therefore, café management is advised to continue to optimize the atmosphere of the café by improving comfort, interior design, and service so that consumers are encouraged to linger and increase the possibility of making a purchase.
Pengaruh Perkembangan Karir terhadap Komitmen Karyawan Kantor Wilayah II PT. Bank Syariah Mandiri Kota Jakarta Saptoprijono, Albertus; Al Rizaludin, Muhammad
Journal of Economics and Business UBS Vol. 9 No. 2 (2020): Journal of Economics & Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v9i2.1

Abstract

This research aims to analyze the effect of career development towards commitment staff commitment. Data used in research from qustioner dan direct observation in field. Data analysis used of Multiple Regression. Research’s result show that commitment is negatively affected bycareer development based on eduaction dan training, while performance and performance appraisal, mutation and promotion have a positive affection. That means staff’s commitment determined by performance and performance apprasial, mutation and promotion job position at Regional Office II PT. Bank Syariah Mandiri.
Pengaruh Gaji dan Budaya Organisasi terhadap Motivasi Kerja Karyawan pada PT Daewoo Securities Indonesia B Say, Alfonsus; Widya Astuti, Maliesa
Journal of Economics and Business UBS Vol. 9 No. 2 (2020): Journal of Economics & Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v9i2.2

Abstract

The study aims to analyze checklists verifying initial review of the compensation system, as prayer one factor to review giving motivation on employees, because in stock company employees are praying one kalbe that paled productive. For the data collected by research using descriptive method. The data collected Used study is documentation, observation and questionnaires and using the help of SPSS 22.0 for review of test Validation and Reliability. Research results show that the findings of the two variable regression testing between Salaries and organizational culture as well as significant influence on employee motivation. As well as very important ritual activity in socialize and internalization of cultural values.
Analisis Pengaruh Kualitas Pelayanan, Harga dan Kepuasan Konsumen terhadap Loyalitas Konsumen pada PT. KAI Commuter Jabodetabek (KCJ) (Studi Kasus pada Penumpang KRL Jakarta Kota-Bogor) Rossanti, Endah Dwi; Muriyanti, Muriyanti
Journal of Economics and Business UBS Vol. 9 No. 2 (2020): Journal of Economics & Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v9i2.3

Abstract

The purpose of this research are to know and analysis how the effect of service quality, price and consumer satisfaction on the loyalty of consumer in PT. KAI Commuter Jabodetabek (KCJ) with case study on passanger of KRL Jakarta Kota – Bogor. The data collection technique by using questionnaire containing closed and open questions, to closed questions using Likert Scale. Sampling method used accidental sampling as many as 100 people. Data processing technique used is qualitative analysis and quantitative analysis. Based on the analysis, known linier regression equation is Y = 1,317 + 0,090X1 + 0,167X2 + 0,340X3. While the partial test result is the quality of service is not positive and significant impact on passenger loyalty, The price of ticket is positive and significant impact on passenger loyalty, and the last is satisfaction of passenger postive and significant impact on passenger loyalty. While the test result obtained that the coefficient of determination R2 is equal to 0,251. This suggests that at least 1 (one) of 3(three) independent variables can influence as many as 25% the dependent variable.
Sistem Transportasi yang Bersahabat dan Bermartabat Di Wilayah DKI Jakarta Rasyid, Erwin; Pribadina Utami, Ghina
Journal of Economics and Business UBS Vol. 9 No. 2 (2020): Journal of Economics & Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v9i2.4

Abstract

DKI Jakarta telah menjadi kota metropolitan internasional, sehingga membutuhkan sistem transportasi yang lebih baik dan sejajar dengan dunia internasional. Untuk mencapai kenyamanan, keamanan penduduk Jakarta dalam beraktivitas, dibutuhkan sistem transportasi yang Ramah dan Bermartabat. Karena system transportasi merupakan aspek yang paling penting dalam menjalankan perekonomian Jakarta itu sendiri. Oleh karena itu, Sistem Transportasi yang Ramah dan Bermartabat harus segera diwujudkan. Metode deskriptif digunakan untuk meneliti suatu objek yang objek penelitiannya adalah Sistem Transportasi Ramah dan Bermartabat di Jakarta (yang dikhususkan untuk wilayah Jakarta Selatan dan Jakarta Timur). Data-data diperoleh dengan pengamatan langsung dari kegiatan yang berhubungan dengan objek penelitian dan wawancara langsung dengan mereka yang memahami masalah. Hasil penelitian menunjukan bahwa orang-orang di Jakarta membutuhkan sistem transportasi yang memiliki sifat ramah dan prestisius yang mengadaptasi tingkat ekonomi masyarakat dalam kenyamanan yang baik dan didukung dengan sarana dan prasarana yang memadai.
Pengaruh Jumlah Penduduk dan Pendapatan Per Kapita terhadap Permintaan Kedelai Di Provinsi Jawa Timur Periode Tahun 2003-2013 Chaerudin, Iman; Purwandini, Cynthia
Journal of Economics and Business UBS Vol. 9 No. 2 (2020): Journal of Economics & Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v9i2.5

Abstract

Kedelai adalah salah satu tanaman polong-polongan yang menjadi bahan dasar banyak makanan dari Asia Timur. Kedelai merupakan bahan pangan yang penting bagi masyarakat Indonesia, dan kedelai merupakan tanaman pangan utama selain padi, ubi, dan jagung. Kedelai merupakan bahan baku makanan yang bergizi seperti tahu dan tempe Kontribusi ekonomi yang besar dari tempe juga didukung oleh faktor budaya. Tempe merupakan bagian dari budaya pangan Indonesia. Kedelai sebagai bahan baku yang banyak digunakan, namun produksi kedelai dalam negeri tidak mampu mecukupi kebutuhan konsumsi kedelai, sehingga yang dilakukan pemerintah adalah dengan impor kedelai. Permasalahan dari penelitian ini adalah fakor-faktor apa saja yang berpengaruh terhadap permintaan kedelai di Jawa Timur. Penelitian ini menggunakan data provinsi Jawa Timur, dengan pertimbangan bahwa Jawa Timur sebagai provinsi yang memberikan sumbangan produksi dalam negeri terbesar. Analisis ini menggunakan regresi linier berganda dimana variabel yang digunakan dalam penelitian ini adalah harga kedelai lokal, harga kedelai impor, jumlah penduduk dan perndapatan per kapita. Jenis data yang digunakan adalah data sekunder yaitu data yang diambil dari data yang dipublikasikan seperti dari BPS, Pusat Data dan Sistem Informasi Pertanian.
Analisis Faktor yang Mempengaruhi Tingginya Turnover Karyawan pada Fuji Pre-School Jakarta Shahab, Nur Dina; Aini Juleha, Nur
Journal of Economics and Business UBS Vol. 9 No. 2 (2020): Journal of Economics & Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v9i2.8

Abstract

This research aims to identify of factor that affecting the high employee turnover in Fuji Pre-School. This researched located in Fuji Pre-School at Antene 3 No. 10, Gandaria Utara, Jakarta Selatan. Respondent of the research is 48 respondent which is ex-employees and employees. The research used quantitatived explanation method using the multiple analysis of linear regression, analysis of correlation and using SPSS software. The high of employee turnover created a negative image on school. Negative image affected to reduction of the new students and reduce works spirits of employee. The high of employee turnover is also bothering some school activities become a trouble. The first hypothesis examines whether work satisfaction variable affecting to the high employee turnover. The second hypothesis examines whether organizational commitment affecting the high employee turnover. The third hypothesis examines whether work satisfaction and organizational commitment affecting simultaneously with the high employee turnover. The result is highlight significant relation between works satisfaction and organizational commitment with employee turnover. Both works satisfaction and organizational commitment has a negatively related to the employee turnover. Based on the results can simply that Fuji Pre-School must recovered the management and payroll system that will makes work condition more conducive and kinship. And finally can push the high employee turnover in Fuji Pre-School.
Analisis Pengaruh Indikator Ekonomi Makro terhadap Perkembangan PT. Bank Cimb Niaga Tbk Margono, Pramono; Fitriyani, Lia
Journal of Economics and Business UBS Vol. 9 No. 2 (2020): Journal of Economics & Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v9i2.9

Abstract

This study aims to discuss the influence of macroeconomic variables on the performance of PT Bank CIMB Niaga Tbk. The study was conducted based on financial ratios of PT Bank CIMB Niaga Tbk. During the period September 2006 until December 2010. The study used multiple linear regression method to determine the dependent variable is the ratio of CAMELS (CAR, PPAP, ROA, ROE, NIM, BOPO and LDR) and independent variables are macroeconomic variables (inflation rate, Exchange Rate Euro Against Dollar, Interest Rate SBI and the Money Supply (M2)). The results using SPSS version 19.0 including tests of normality, multicollinearity test, test heteroscedasticity, autocorrelation test and multiple linear regression test showed that the macroeconomic variables that most influence on the performance of PT Bank CIMB Niaga Tbk is the exchange rate of rupiah against the U.S. dollar negatively (not direction) of the ROE of 97.28%. And in PT Bank CIMB Niaga Tbk, which have increased after the merger is the ratio of PPAP, ROA, ROE and NIM. While the ratio of CAR, and LDR BOPO PT. CIMB Niaga Tbk has decreased.
Analisis Pengaruh Jumlah Produksi Sepeda Motor dan Jumlah Tenaga Kerja Industri Komponen Sepeda Motor terhadap Gross Domestic Product Di Indonesia 1998-2003 Suriansha, Reza; Ichihashi, Mari
Journal of Economics and Business UBS Vol. 9 No. 2 (2020): Journal of Economics & Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v9i2.10

Abstract

Japan's fourth largest motorcycle company in Indonesia are PT.Astra Honda Motor, PT.Yamaha Motor Kencana Indonesia, PT.Suzuki Indomobil and PT.Kawasaki Motor Indonesia, and have more than 90% market shares, which make them able to represent the entire motorcycle industry. Total production of the company is showing a positive trend towards Gross Domestic Product (GDP) of Indonesia from 1998 to 2003. In addition, motorcycle parts industry was important to the GDP of Indonesia because the industry requires the presence of components for assembly. This study aims to find out and analyze the linkages Indonesia's GDP from 1998 to 2003, the number of motorcycle production in four Japanese motorcycle companies in Indonesia and the amount of employment in the motorcycle parts industry. The data used are primary and secondary data. There are three hypotheses to be tested. These results prove that in fact the number of Japan's motorcycle production company affect Indonesia's GDP, and the number of Japan's motorcycle production company does not affect the amount of labor motorcycle parts industry significantly. In addition, the GDP did not affect the amount of labor motorcycle parts industry significantly. It is proven that there are some discrepancy between theory and practice.

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