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Rusyda Afifah Ahmad
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INDONESIA
Journal of Islamic Economics and Philanthropy
Published by Universitas Darussalam Gontor
ISSN : -     EISSN : 2655335X     DOI : https://doi.org/10.21111/jiep
Core Subject : Religion, Economy, Humanities,
Religion Humanities Economics, Econometrics & Finance
This Journal focus and scope on: Islamic Economics Islamic Philanthropy Islamic Business Islamic Finance Islamic Worldview on Economics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol. 3 No. 3 (2021): February" : 5 Documents clear
RELEVANSI PEMIKIRAN EKONOMI ISLAM ABU YUSUF DENGAN MEKANISME PASAR MODERN Haniatul Mukaromah; Fitra Rizal
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (630.619 KB) | DOI: 10.21111/jiep.v4i01.5640

Abstract

Market mechanism is the most important thing in determining the price level in the market. This research aims to see how the market mechanism relevance according to Abu Yusuf with modern market mechanisms. The research method used is a qualitative research methodology with a library research approach. The results showed that there is a relevance of Abu Yusuf's Islamic economic thought with modern economics. This means that there are similarities between the concept of the market mechanism according to Abu Yusuf and the modern market mechanism. Abu Yusuf opposes government intervention in setting prices. The government acts as a regulator / referee in the market mechanism. This means that the government has the duty to ensure that prices in effect in the market are fair prices, which are obtained from natural market mechanisms (based on levels of demand and supply), not monopoly or market engineering. However, the government may intervene in price when there is a monopoly or market distortion. 
MODEL PEMBERDAYAAN KOMUNITAS NELAYAN BERBASIS UMKM UNIT PENGOLAHAN IKAN MELALUI BMT IAIN BENGKULU Badaruddin Nurhab; Khairiyah El Wardah; Yunida Een Fryanti
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (803.002 KB) | DOI: 10.21111/jiep.v4i01.5641

Abstract

As one of the strategic steps that can be taken is to empower fishermen to not only utilize marine and fishery products for consumption, but how these products can be of use value that is more competitive and contributes to the economy in a sustainable manner. One of them is the fish processing-based MSME program. At present, BMT as a form of microfinance institution has two advantages. First, BMT is a baitul maal which one of the activities is in the form of raising and utilizing Zakat, Infaq and Shadaqah (ZIS) funds. The results of this research are in the Prosperous Fishermen Village of Bai Island, Bengkulu City, where most of the livelihoods of the community are fishermen, there is no management of marine products that have added value, such as making fish crackers, making fish shredded, or processed fish food such as nuget, fish balls or fish. the like. Seafood is directly sold at fish auctions or in traditional markets. This potential is very large to be developed through the assistance program of BMT Al-Muawannah IAIN Bengkulu to establish MSME Fish Processing Units so that they can provide added economic value that can help improve community welfare and develop maritime potential in Bengkulu.
PREFERENSI DAN PERILAKU MASYARAKAT PEDESAAN TERHADAP PERBANKAN SYARIAH (Studi Kasus Di Desa Luwunggede, Mundu Dan Karangreja) Muhammad Abdul Aziz; Lutfia Nuril Arafah
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (979.208 KB) | DOI: 10.21111/jiep.v4i01.5668

Abstract

 Since the issuance of the 2003 MUI fatwa about the interest is forbidden, Islamic banks are growing rapidly but its slower than conventional banks market share. The villager has not been reached to socialize about the activities of Islamic banks. So as the villager who have low income levels,  related only to conventional financial institutions such as cooperatives, rural banks, banks and even moneylenders because the Islamic financial institutions are not reached by them. This study aims to analyze religious and economic preferences and behaviour of rural people towards Islamic banking. This study uses descriptive statistical analysis research with quantitative and qualitative approaches. The data used are primary and secondary data obtained from questionnaires distributed to 90 respondents and interviews from certain figures. The data analysis method used is frequencies.The results of the study show that religious and economic preferences are the most important factors that greatly influence to the behavior of rural people towards Islamic banking.This makes Islamic bank is urgent to accommodate that can not be done by conventional bank, especially in terms of the maslahah  afterlife in order to stay away from usury that is unlawful so it is in line with the Islamic principal مَا لَا يُدْرَكُ كُلُّهُ لَا يُتْرَكُ كَلُّهُ  and الْمَيْسُوْرُ لَايَسْقُطُ بِالْمَعْسُوْرِ.
ANALISIS PENGARUH RELIGIUSITAS DAN KEPERCAYAAN TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN JASA KEUANGAN SYARIAH (Studi Kasus pada BMT Beringharjo Cabang Ponorogo) Hayatul Maemunah; Mohammad Nufaiz Mauludin
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (761.003 KB) | DOI: 10.21111/jiep.v4i01.5669

Abstract

Baitul Maal Wat Tamwil (BMT) is a form of non-bank sharia financial institutions whose business activities are based on the sharia system and included in (KJKS), namely sharia financial services cooperatives in Indonesia. The development of BMT in Indonesia has increased from year to year, as stated by Joelarso, General Chair of the Indonesian BMT Association Leadership Council, "until the end of 2015 there were 4,500 BMTs established in Indonesia. Seeing that the majority of people in Indonesia are Muslim, the presence of BMTs is important for the community. One of the BMTs that provide or help the economy of the community is the BMT Beringharjo Ponorogo branch that provides various services to its consumers. This study aims to examine the effect of religiosity and trust in customer decisions using the Islamic branch of BMT Beringharjo Ponorogo financial services. The population in the study was the customers of the Ponorogo branch of BMT Beringharjo with a sample of 80 respondents. Sampling uses probability sampling with simple random sampling technique, data analysis using multiple linear regression. The results showed that simultaneous Religiosity and Trust had a positive effect on Decision Making of customers at BMT Beringharjo Ponorogo. And partially (X1) Religiosity has a positive and significant effect on Decision Making. Customers use Islamic financial services at the Ponorogo branch of BMT Beringharjo, (X2) Trust has a positive and significant effect on Decision Making customers use Islamic financial services at BMT Beringharjo Ponorogo branch.
ANALISIS FAKTOR YANG MEMPENGARUSI MASYARAKAT SEKITAR MENJADI TENAGA KERJA DI PONDOK (STUDI PADA PEKERJA PONDOK MODERN DARUSSALAM GONTOR KAMPUS 6 MAGELANG) Ahmad Hariri Zadi; Imam Haryadi
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (744.646 KB) | DOI: 10.21111/jiep.v4i01.5704

Abstract

The purpose of this study is to find out what factors influence the community to become workers in the cottage, and to find out the most influential factors to become workers. This research is a field research, using descriptive qualitative. The population was all 79 employees of PM Gontor Campus 6 Magelang, with a sample of 18 people. Purposive sampling method is used to get data from people who know best. The method of data collection uses the method of observation, interviews, documents, and triangulation. The results of this study show that there are 4 factors that influence the community to become workers in the cottage, namely: Religiosity, Security, Leisure, and social. And the most influential factor is the factor of religiosity. The people who have worked in the hut so that istiqomah works in order to get blessings. Because work does not only seek the life of the world, but also for the hereafter.

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