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All Journal Maslahah : Jurnal Hukum Islam dan Perbankan Syariah Islamic Ecomonics Journal Iqtishodia: Jurnal Ekonomi Syariah Journal of Islamic Economics and Philanthropy Jurnal Ilmu Ekonomi dan Bisnis Islam Islamic Business and Management Journal (IBMJ) Engagement: Jurnal Pengabdian Kepada Masyarakat Journal of Finance and Islamic Banking

Imam Haryadi

Universitas Darussalam Gontor

Author-ID : 3295741

Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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MENINJAU KEMBALI PENGGUNAAN EMAS DAN PERAK SEBAGAI MATA UANG YANG LEBIH STABIL NILAINYA Haryadi, Imam
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 4 No 1 (2013): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Money was the most significant invention n in the history of human civilization; it can make any kind of transaction easier in the sector that can be fulfilled by the direct exchange goods by goods. Nowadays, the existence of paper money as the legal tender of government has turning the money into a commodity and instrument of speculation that lead into many financial crisis because of the unstable value of it Specially; this paper deals with three main questions. First, how was the chronology of money's invention? Second, is there any better solution for the financial crisis that based on the using of paper money which has no intrinsic value? This is a literature research by historical approach and using deductive and inductive method with content analysis as the way to analyze the result By the research conclude that the main problem is the non-intrinsic value of money issued by the government and the usury in it has lead to the financial crisis again and again, than the government should issued the paper money that has to be pegged to both or one of the precious metal gold or silver as the formal standard to maintain its value

EKSPOSE KEMITRAAN DAN PEMBERDAYAAN EKONOMI: BADAN KESWADAYAAN MASYARAKAT (BKM) DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT DI KOTA BEKASI Haryadi, Imam
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 4 No 2 (2013): Maslahah : Jurnal hukum islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

This research aim to understand the context of social welfare and community as understand democracy of economic and Ideology that the prosperity of communities Is primary, not the wealth of Individuals and constitute the social rights of people. Appears a problem of agency self- supporting of community, poverty ailevlotion programs undertaken the agency self-supporting of community, and strategies enhancement social welfare undertaken the agency self-supporting community (BKM) Bekasi. Data obtained by Interview (indepth interviews) and Focus Group Discussion to officials of agency self-supporting community In Bekasl covered 45 villages by consideration of agency self-supporting community as a potential in economic development and social welfare of the community, have a planned program, has a standard of unit financial management, having a partner who joined In the Self-Help Groups, organizational structure, legality of laws and completely administration. Data analysis was done by using descriptive statistics, which test primary data using descriptive statistics-qualitative. BKM as poverty alleviation programs and strategies to improve the social welfare of the people be able to increase optimalization the economic potential, braid of partnership and prosperity of empowerment and economic. BKM's program contained in the medium-term work program and annual programs and economic empowerment with BKM, where the strategy mentoring program BKM conducted in partnership with the Bank BRI, Social Worker of Community, PT. Unilever, PT. Hangson, PT. Prlskon, Bank Mandiri, Yayasan Mitra Lestari, Social Security, Bank BTN, BPRS, RS. Rosana Medlka. Strategies undertaken to further empower the community In Improving the economic potential and prosperity by providing training, ciipltal stlmultint and activities that have a economic and soclol urgency to Improve and further empower people toward prosperity

Pengaruh Religiusitas Terhadap Kinerja Karyawan (Studi Kasus Pada Suryamart Soekarno-Hatta Ponorogo Tahun 2019) Imam Haryadi; Luthfi Noor Mahmudi
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

Human resource is a crucial component in every company. Employee performance that is not optimal is a matter of achieving success. The purpose of this study is to determine the effect of the value of religiosity on employee performance (a case study on Suryamart Soekarno-Hatta Ponorogo 2019). This research uses quantitative descriptive methods. Data collection techniques using primary and secondary data, where primary data is done by conducting surveys, secondary data is obtained through a questionnaire or questionnaire. The data analysis technique used in this article is a simple linear regression analysis. The results of this study indicate that the variable Religiosity (X) has a t-count greater than t table, t-count equal to (8.761 > t table 2.026) and the significance value (Sig.) 0.00 < 0.05. So it can be concluded that the Religiosity variable (X) has a significant effect on Employee Performance (Y) and is known from the coefficient of determination (R Square) of 0.669 or can be stated with 66.9%, this figure implies that Religiosity as the dependent variable (X) affect Employee Performance by 66.9%. While the remaining 33.1% is influenced by other variables not examined in this study. This study indicates that the greater the value of Religiosity, the greater the effect on Employee Performance. For Suryamart Supermarkets, it is suggested to maintain and improve the value of Religiosity for employees so that all activities in the institution which could give a positive impact on business performance.

Analysis of The Effect of Amount of Money Supply (JUB), Exchange Rate, Profit Sharing And Interest Rate on The Inflation 2011-2017: Islamic and Conventional M1 Comparative Study Imam Haryadi; Wahid Ilhami
Islamic Economics Journal Vol 5, No 1 (2019)
Publisher : University of Darussalam Gontor

Inflation is one of the effects of a prolonged economic crisis that hit any country. Inflation is a situation where there is an increase in general prices which continues over the long term. The objective of this research is to analyze the effect of the Amount of Money Supply and Exchange Rate, Interest Rate, Return Sharia against Inflation Rate in Indonesia. The type of this research is a quantitative study, research to explain the influence of independent variables to dependent variables. Dependent Variable used is Inflation Rate (percentages), Independent Variables are Money Supply, Exchange Rate (Indonesian Rupiah to US Dollar), Interest Rate, Return Sharia. The models will be calculated with VECM (Vector Error Correction Model) as it easy to calculate and interpret. In this case a correlation between dependent variables and independent variables. To determine the inflation rate effect from 2011-2017.The result of this research determines that in long term Independent variables has significant influence to Dependent variable (Inflation). Even in Islam and Conventional side. One of variable such as M1 in Islam has result 5.34041, its indicating that the result has significant value again inflation in the long term. While in Conventional side M1 value is 4.70475, that’s mean the result has significant too against inflation, cause the value both of them bigger than T Table. Another variable such as the exchange rate for the long term has negative influence to the inflation around -18.28331 which means exchange rate has significant influence to the inflation. Both of the last variables are interest and return sharia’ has significant too again inflation, the value around 0.443061 for interest rate, and 2.389915 for return sharia. It means both of these variables has significant values again inflation, cause of T Statistic bigger than T Table.

The Effect of Price and Brand Image of Smartphone Toward Purchasing Decision of Muslim Consumers (Case Study Student University of Darussalam Gontor Campus 6 Magelang) Imam Haryadi; Fadly Arif
Islamic Economics Journal Vol 4, No 1 (2018)
Publisher : University of Darussalam Gontor

In a competitive businesses situation that increasingly going forward at this time, companies need to utilize their resources optimally that can aff ect consumers’ perception on purchasing, as an example in adjusting the price and also improving their the brand image. In Islamic law, Excessive consumption is called by the term israf or tabzir (wasting resourches without any good use). As a consumer and student of Islamic economics, more throughly before buying a product is very important, especially for students UNIDA Magelang. The purpose of this research is to fi nd out the eff ect of price and brand image of Smartphone toward purchasing decision of muslim consumers. This research is quantitative research, the data used in this research is primary data obtained from the questionnaires that distributed to the respondents, with 67 persons as a sample. The data analysis techniques by using validity test, reliability test, multiple regression and classical assumption test. The result of this research show that the price and brand image of Smartphone aff ect purchasing decision of muslim consumers, with value of (t) count 2.006 for price, and 5.900 for brand image. Based on these values, it is concluded that brand image has more signifi cantly eff ect toward purchasing decision of muslim consumers than the price. And the eff ect from price and brand image of Smartphone toward purchasing decision of muslim consumers is 52,2%, and 47,8% is influanced by other factors.

Pengaruh Pemahaman Wakaf Terhadap Niat Berwakaf Tunai Jama’ah Masjid di Kecamatan Kota Ponorogo Abdul Latif; Imam Haryadi; Adib Susilo
Islamic Economics Journal Vol 7, No 1 (2021)
Publisher : University of Darussalam Gontor

This research aimed to seek the influence of waqf understanding on cash waqf intention of the mosque congregation at the District of Ponorogo. The method employed in this study is multiple regressions with primary data collected from 150 respondents of 5 big mosques in the District of Ponorogo within the questionnaire. The result of the study shows that all variables of waqf understanding namely basic understanding of waqf, understanding of waqf benefit, and understanding of waqf laws are simultaneously influenced the dependent variable with significant impact. Meanwhile, partially understanding the benefit of waqf positively significant influenced the intention to participate and donate cash waqf, while the rest variables had no impact on the intention to participate and donate cash waqf.

ANALISIS FAKTOR YANG MEMPENGARUSI MASYARAKAT SEKITAR MENJADI TENAGA KERJA DI PONDOK (STUDI PADA PEKERJA PONDOK MODERN DARUSSALAM GONTOR KAMPUS 6 MAGELANG) Ahmad Hariri Zadi; Imam Haryadi
Journal of Islamic Economics and Philanthropy Vol 4, No 01 (2021): Februari
Publisher : Universitas Darussalam Gontor

The purpose of this study is to find out what factors influence the community to become workers in the cottage, and to find out the most influential factors to become workers. This research is a field research, using descriptive qualitative. The population was all 79 employees of PM Gontor Campus 6 Magelang, with a sample of 18 people. Purposive sampling method is used to get data from people who know best. The method of data collection uses the method of observation, interviews, documents, and triangulation. The results of this study show that there are 4 factors that influence the community to become workers in the cottage, namely: Religiosity, Security, Leisure, and social. And the most influential factor is the factor of religiosity. The people who have worked in the hut so that istiqomah works in order to get blessings. Because work does not only seek the life of the world, but also for the hereafter.

THE MODELS OF MICRO ENTERPRISE EMPOWERMENT BY BAITUL MAAL WA TAMWIL (BMT), (CASE STUDY: MICRO AT BAITUL MAAL WA TAMWIL HASANAH PONOROGO 2018) Syahrul Fitri T; Imam Haryadi
Journal of Islamic Economics and Philanthropy Vol 1, No 4 (2018): November 2018
Publisher : Universitas Darussalam Gontor

Usaha Mikro merupakan bisnis bersekala kecil yang mampu berkontribusi untuk perkembangan perekonomian, mendukung pertumbuhan PDB dan mendukung pertumbuhan perekonomian di suatu daerah. Dari kondisi ini dapat dilihat bahwasanya UMKM masih menjadi tulang punggung untuk perekonomian yang ada di Indonesia. Maka dari itu, upaya untuk memberdayakan usaha mikro juga merupakan upaya untuk mensejahterakan msyarakat. Tapi dengan besarnya peran dan kontribusi usaha mikro dalam mendukung perekonomian di Indonesia, mereka masih memiliki masalah untuk berkembang, dikarenakan kesulitan dalam mendapatkan bantuan modal dari sektor perbankan. Salah satu institusi keuangan syariah diluar sektor perbankan yaitu BMT dapat menjadi solusi untuk permasalah para pengusaha mikro. Salah satu BMT yang fokus dalam memberdayaan usaha mikro di Ponorogo adalah BMT Hasanah. BMT Hasanah dibentuk dalam upaya untuk memberdayakan perekonomian masyarakat melalui kegiatan simpanan dan pembiayaannya. Melalui program pemberdayaannya, BMT Hasanah berharap mampu untuk memberdayakan para perngusaha mikro yang ada di Ponorogo. Dari penjelasan diatas, penelitian ini bertujuan untuk mengetahui model pemberdayaan usaha mikro yang dilakukan oleh BMT Hasanah ponorogo dan mengetahui pera BMT Hasanah ponorogo dalam memberdayakan usaha mikro. Penelitian ini merupakan penelitian dengan metode kualitatif deskriptif dan data diperoleh dari data primer dan sekunder. Teknik pengumpulan data menggunakan observasi, wawancara dan studi dokumentasi, dan teknik analisis data menggunakan metode induktif. Hasil dari penelitian menunjukkan bahwasanya BMT Hasanah menggunakan produk pembiayaannya sebagai sarana pemberdayaan usaha mikro. Dalam program pemberdayaannya, BMT Hasanah meggunakan tiga cara untuk memberdayakan usaha mikro, yaitu: pendistribusian dana ZIS kepada pengusaha mikro yang membutuhkan, akad murabahah untuk memudahkan pengusaha mikro dalam memperoleh kebutuhannya, dan akad syirkah al-Inan sebagai bentuk kerjasama antara BMT Hasanah dan pengusaha mikro. BMT Hasanah pun memiliki peran yang sanagat penting dalam upaya pemberdayaan usaha mikro. BMT Hasanah berperan sebagai penolong, sebagai penyedia dana bantuan, sebagai pengawas, dan sebagai partner bagi pengusaha mikro. Penelitian ini hanya meneliti tentang pemberdayaan usaha mikro yang ada di pasar tradisional dan belum meneliti lebih lanjut tentang pemberdayaan yang ada pada sektor lainnya, seperti sektor pertanian, perikanan dan perikanan. Untuk peneliti selanjutnya, diharapkan mampu untuk meneliti lebih lanjut tentang pemberdayaan dan dampak dari pemberdayaan yang dilakukan oleh BMT, sehingga pemberdayaan perekonomian yang dilakukan oleh BMT akan lebih nampak.

تأثير سلوك في التجارة الإسلامية على رضى المستهلكين (دراسة حالة في UKP Ria Nusantara بمعهد الرسالة منطقة سلاهونج مدينة فونوروكو سنة 2018) Imam Haryadi; Yogi Saputra
Journal of Islamic Economics and Philanthropy Vol 2, No 01 (2019): Februari 2019
Publisher : Universitas Darussalam Gontor

Sukses dalam bisnis didasarkan pada layanan yang baik dengan menjadikan konsumen sebagai pelanggan. Karena basis perdagangan bisnis bukan untuk mengambil keuntungan materi semata, tetapi juga untuk membantu yang lain. Peneliti memilih objek penelitian di UKP Ria Nusantara dengan dasar bahwa UKP Ria Nusantara merupakan salah satu usaha milik pesantren Ar Risalah, dimana para santri belajar nilai-nilai Agama Islam. Tujuan dari penelitian ini adalah untuk mengetahui dampak perilaku perdagangan syariah terhadap kepuasan konsumen di UKP Ria Nusantara. Jenis penelitian adalah penelitian kuantitatif dengan menggunakan metodologi survei. Metode pengumpulan data dengan membagi survei kepada 140 pembeli, menggunakan skala skala Likert. Peneliti menggunakan analisis data regresi sederhana. Hasil penelitian menunjukkan bahwa perilaku perdagangan syariah memiliki efek positif, menunjukkan bahwa hasil uji-t sebesar 0,000 lebih kecil dari 0,05 yang berarti bahwa perilaku perdagangan syariah berdampak pada kepuasan konsumen UKP Ria Nusantara. Dampak perilaku perdagangan Islam menunjukkan bahwa hasil uji R2 adalah 0,473, artinya perilaku perdagangan Islam memiliki pengaruh terhadap kepuasan konsumen sebesar 43,3% dan sisanya 52,7% dipengaruhi oleh variabel lain yang tidak masuk dalam penelitian ini

Marketing Mix Kantin Parklatz Unit Usaha Universitas Darussalam Gontor dalam Meningkatkan Minat Konsumen (Ditinjau dari Perspektif Islam) Imam Haryadi; Fajar Shodiq
Journal of Islamic Economics and Philanthropy Vol 4, No 03 (2021): Agustus
Publisher : Universitas Darussalam Gontor

The marketing mix will be the basis for every business actor to maintain the success of the business. The main problem in this research is the application of the marketing mix of the Parklatz Canteen in increasing consumer interest at the University of Darussalam Gontor based on an Islamic perspective. So in this study aims to determine the application of the marketing mix of Kantin Parklatz in increasing consumer interest at the University of Darussalam Gontor based on an Islamic perspective. In this study, researchers used a qualitative descriptive study, the data collection techniques used were observation, interviews, and documentation. Meanwhile, data analysis used data analysis model of Miles and Huberman which includes three steps, namely data reduction, data presentation, and drawing conclusions. The results of this research, that in the application of the marketing mix of Kantin Parklatz is quite effective in increasing consumer interest. Therefore, all the existing marketing mix variables have been implemented well. However, overall the application of the marketing mix has not applied it. So that in the end it affects the marketing mix related to prices and promotions, namely that there are still unsatisfactory services such as during the payment process.

Co-Authors Ahmad Hariri Zadi Atika Rukminastiti Masrifah Baleo Hilal Hasibuan Fadly Arif Fajar Shodiq Haris Setyaningrum Iqbal Imari Latif, Abdul Luthfi Noor Mahmudi Muhammad Qodri Pangestu Muhammad Rezki Ramadhan Muhammad Thoriq Hidayat Nusa Dewa Harsoyo Nusantara, Dirga Rizqon, Abdul Latif Soritua Ahmad Ramdani Harahap Sulthon Elhasbi Rambe Susilo, Adib . Syahrul Fitri T Syharuddin Syharuddin Wahid Ilhami Yogi Saputra

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