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Aksioma Al-Musaqoh
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Aksioma Al-Musaqoh
Published by Sekolah Tinggi Agama Islam La Tansa Mashiro
ISSN : 2721294     EISSN : 27973816     DOI : 10.55171/jam
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education
Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies managed by the Islamic Economics Study Program STAI La Tansa Mashiro Rangkasbitung. Published twice a year, in June and December. The journal focuses on providing quality research in Islamic economics, banking and finance. This journal aims to cover topics that are important in modern Islamic economics and finance. The language used is Indonesian. The editor invites researchers, lecturers, reviewers, industry practitioners and observers to contribute.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 4 Documents
 1 
Search results for , issue "vol 3 no 2 (2020)" : 4 Documents clear
ANALISIS KINERJA KOPERASI SIMPAN PINJAM (KSP) BERBASISIS SYARIAH DI KOPERASI KPRI BANGKIT KABUPATEN LEBAK Siti Nurasiah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 3 No 2 (2020)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v3i2.540

Abstract

Keuntungan dari kegiatan koperasi salah satunya yaitu dengan pembagian Sisa Hasil Usaha (SHU) kepada anggotanya. SHU yang diberikan koperasi sebagai pelayanan untuk memajukan kesejahteraan anggota koperasi. Dalam penelitian ini penulis menggunakan populasi berupa data keuangan sebanyak 5 tahun dan menggunakan sampel jenuh sebanyak 5 tahun. Adapun tujuan penulisan skripsi ini adalah untuk mengetahui analisis laporan keuangan. Penelitian dilakukan dengan menganalisis data laopran keuangan koprasi selama 5 tahun Untuk menganalisa data digunakan metode kualitatif yaitu mengurai hasil dari analisa laporan data keuangan pada koprasi tersebut.Setelah melalui perhitungan dengan menggunakan metode kualitatif yaitu menunjukan nilai sangat baik  yang berarti bertambahnya persediaan barang untuk dijual. Untuk Rasio Solvabilitas pada koprasi tersaebut menunjukan nilai baik. 100 karena pada tahun 2013 sampai dengan tahun 2017 memiliki persentase nilai debt to asset ratio <150%. Hal ini terjadi karena masih banyak persediaan yang sudah terjual. Dan Rasio Rentabilitas menunjukan nilai baik karena rasio return on asset dalam kritria  baik atau nilai 75 karena pada tahun 2013 sampai dengan tahun 2017 berada dalam persentase nilai 3% - <7%, meskipun demikian setiap tahun KPRI Bangkit mampu menghasilkan laba. Rasio return on equity dalam kriteria kurang cukup baik atau nilai 50 karena pada tahun 2013 sampai dengan tahun 2017 berada dalam persentase nilai 3% - 9% dan 9% - <15% meskipun demikan setiap tahun KPRI Bangkit mampu mengasilkan laba. Sedangkan untuk net profit margin dalam kritria sangat baik atau nilai 100 karena pada tahun 2013 sampai dengan tahun 2017 berada dalam persentasi nilai >15% ini menunjukkan bahwa koperasi mampu menghasilkan pendapatan dari hasil usaha koperasi.Dari hasil penelitian dapat disimpulkan bahwa Berdasarkan rasio dari aspek produktivitas Peraturan Menteri Negara Koperasi dan UKM RI No. 06/M.KUKM/V/2006 tentang Koperasi Berprestasi periode 2013 – 2017 memiliki rata - rata predikat C “Cukup”. Kata kunci : Laporan Keuangan, Kinerja Koperasi, Analisis Rasio Likuiditas, Rasio Solvabilitas Dan Rasio Rentabilitas
Dampak Layanan Go Food Dalam Meningkatkan Omzet Penjualan Pedagang Kuliner Halal Di Kecamatan Rangkasbitung Eka Yoga Swara
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 3 No 2 (2020)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v3i2.844

Abstract

The Go-Food service is a food delivery service feature for food delivery that was developed by the Go-Jek application in March 2015 and expanded to Rangkasbitung at the end of 2019. Since the emergence of Go-Food in Rangkasbitung, it has received a positive response from consumers, making beginners and senior halal culinary entrepreneurs confused about how Go-Food will impact their business if they join Go-Food later, so this research was created by the author's idea.This study aims to determine the impact of Go-Food services for middle and lower entrepreneurs by taking a sample that looks at a fairly good rating of 4 stars and above on the Go-Jek application from its consumers so that researchers can obtain the data needed by researchers regarding the factor of decreased turnover, solutions to increase turnover, and the impact of Go-Food services on increasing sales turnover in Rangkasbitung District. This research was conducted so that entrepreneurs who have just started or have been around for a long time can determine good steps in making decisions about their business so that the desired targets can be achieved. This research was conducted at one of the restaurants that have joined the Go-Food service in Rangkasbitung District, namely Warung Duren Langlangbuana, where the owner of Warung Duren Langlangbuana is the only one who has the same criteria as the problem with researchers, namely not having a fixed location to sell but can remain compete in the market.This study uses a qualitative research method where data collection is carried out by interviews, book excerpts, and the internet so as to be able to dig deeper into the impact of the Go-Food Service. The research results obtained from this study state that online Go-Food services can increase sales turnover by 30% of the overall sales turnover at Warung Duren Langlangbuana. So it can be concluded that Go-Food services are quite influential in increasing sales turnover of halal culinary traders in Rangkasbitung District.Keyword : service, Go-Food, halal culinary
Dampak Destinasi Wisata Halal Terhadap Pemanfaatan Potensi Ekonomi Kreatif Bagi Masyarakat Di Gunung Luhur Negeri Di Atas Awan Deden Hidayat; budiman budiman
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 3 No 2 (2020)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v3i2.957

Abstract

Determining the potential of the economic sector in regional development is important as an effort to allocate available resources appropriately. The potential growth of the economic sector in an area is believed to encourage the growth and development of other economic sectors in the local area and the economy of the surrounding area. The research uses descriptive qualitative methods to explain existing phenomena with developed economic potential. The results of research and field observations in the economic field of this study produce data on the economic field and the income generated either in the tourism sector or sectors outside of tourism. Like a gold mine of trade outside the country's tourist destinations above the clouds and agriculture. Community income from the tourism sector has a component of 33% and outside the tourism sector has a higher level of 67%. This result is in accordance with the geographical and cultural location of the community in which 90% of their livelihood is farming. For them, income outside of farming is just an addition, not a main source of livelihood. Judging from the income obtained by K1 as much as 13% in the tourism sector and 30% outside the tourism sector. Then K2 in the tourism sector as much as 12% and outside the tourism sector as much as 17%. In K3 8% and 20% in the non-tourism sector. So it can be concluded that the level of utilization of the creative economy sector can be utilized even though it is not maximized.Keywords: Halal Tourism, Economic Potential, Income, Community
Sistem Pembiayaan Bank Wakaf Mikro Syariah Dalam Meningkatkan Taraf Ekonomi Nasabah Ahmad Faisal Hadziq
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 3 No 2 (2020)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v3i2.1031

Abstract

Micro Waqf Bank is a pilot project in developing access to financial services in Islamic boarding school environments. The aim of the research is to determine the financing system of the Lan Taburo Islamic Micro Waqf Bank, La Tansa Islamic Boarding School and determine the increase in the economic level of customers in Banjar Irrigation Village, Lebakgedong District after financing from the Lan Taburo Islamic Micro Waqf Bank, La Tansa Islamic Boarding School. This research method uses a qualitative approach with a case study approach. The population in this research are customers who fall into the Halmi I and II classes. Meanwhile, the sample in this study used a purposive sampling technique, namely the head of the kumpi who belonged to the Halmi I and II classes. In collecting data, the techniques used were observation, interviews and triangulation with data analysis using the Miles and Huberman approach. According to the Central Statistics Agency, poverty data in Indonesia reaches 9.78 percent or 26.42 million people of the entire Indonesian population. According to the Central Statistics Agency, poverty data in Lebak Regency reaches 107,930 people out of the entire population of Indonesia. The financing system provided by the Lan Taburo Syariah Micro Waqf Bank to its customers is used as business capital in order to develop the customers' micro businesses as well as the economy of the people of Banjar Irigasi Village, Lebakgedong District, Lebak Regency, this financing adds comfort and increases the spirituality of the workforce even though there is no increase in labor and additional increases in revenue and business profits. The results of this research show that the financing and business assistance system implemented by the Lan Taburo Syariah Micro Waqf Bank has an effect on increasing production/sales, business income, business profits and economic conditions.Keywords: Micro Waqf Bank, qardh financing, business assistance

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