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Al-tsaman : Jurnal Ekonomi dan Keuangan Islam
Published by IAI Al-Falah As-sunniyyah Kencong
ISSN : 27215423     EISSN : 27159000     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
urnal berkonsentrasi pada studi ilmu Ekonomi Islam dan berikhtiar untuk menyuguhkan berbagai produk riset ilmiah yang bersifat aktual maupun faktual dalam menganalisa isu-isu strategis nasional terutama dalam bidang Bisnis dan Ekonomi, Keuangan dan Perbankan Islam, Akutansi maupun Ekonometrika. Jurnal ini diterbitkan oleh Prodi Ekonomi Syariah (ES), Fakultas Ekonomi dan Bisnis Islam (FEBI)
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 7 Documents
 1 
Search results for , issue "Vol 3 No 2 (2021): November" : 7 Documents clear
Klausul Akad Rahn Galini, Jauhairina; Putri Pratama, Nia Damayanti; Haresma, Intan Aprilia
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 2 (2021): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i2.632

Abstract

English Human life does not always happen smoothly, when humans are in economic difficulties, many strategies are implemented to fulfill the needs. For example, humans do pawning to the valuable stuff that they have. This paper explains the concept of akad rahn or the pawn and those things that are related to it, the purpose of this paper is to make people more aware of the concepts of rahn, this part is necessary because it involves the validity of it. The pawn in Islam is called Ar-Rahn, it should also be noted that there are various opinions from Islamic scholars and intellectual figures who have discussed and defined rahn definition. Pawning in Islam is allowed based on the basic laws that are established, it also contains pillars and requirements that must be fulfilled. This short article will give examples of akad rahn application process in daily life necessity and its problems. Indonesia Kehidupan manusia tidak selamanya berjalan dengan mulus, saat manusia sedang berada dalam kesulitan ekonomi, banyak cara yang dilakukan olehnya untuk mengupayakan agar kebutuhan mereka tetap dapat terpenuhi. Misalnya dengan cara menggadaikan barang berharga yang ia miliki. Tulisan ini akan menjelaskan mengenai konsep akad rahn atau gadai serta hal-hal apa saja yang menyangkut akad rahn, tujuan dibuatnya tulisan ini adalah agar masyarakat lebih mengetahui konsep-konsep dari rahn, hal ini sangat penting karna menyangkut sah atau tidaknya sebuah akad rahn tersebut. Gadai dalam islam disebut Ar-Rahn, perlu diketahui pula bahwasanya terdapat beragam pendapat para ulama’ maupun tokoh cendekiawan yang telah membahas serta mendefinisikan tentang rahn ini. Gadai dalam islam diperbolehkan berdasarkan dasar hukum yang sudah ditetapkan, memiliki rukun dan syarat yang harus dipenuhi. Melalui tulisan singkat ini akan disertakan contoh pengaplikasian akad rahn dalam kehidupan sehari-hari termasuk juga problematikanya.
Esensi Manajemen dalam Keuangan Mu’awwanah, Uliyatul; Afifah Choir, Indah; Azizah, Ulil Nur
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 2 (2021): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i2.633

Abstract

English In the business and daily life world, the principle of management is essential to avoid the risk of disadvantage and become the main method to achieve financial goals. Management always discusses the principles of financial management and company management. The need for media such as financial reports analysis is to manage the company to be a reference and as a company’s reflection of its condition holistically. The main purpose of financial statements is to be a reference to measure the condition of the company. Is the company in a good condition or is there any disablement on the finance itself? Finance reports include a scale, income statement, the summary of retained earnings, and a statement of finance reports. While management is the art of how a manager manages the company. Broadly speaking, this financial management includes planning, organizing, leading, directing/Commanding, motivating, Coordinating, Controlling, Reporting, Staffing and Forecasting. A manager must understand well all these management functions. The better the managerial skill will be directly proportional to the significance of performance quality in the company. Indonesia Dalam dunia bisnis maupun kehidupan sehari-hari, prinsip pengelolaan atau manajemen sangat perlu dilakukan untuk menghindari resiko kerugian serta menjadi metode utama dalam meraih tujuan finansial. Manajemen selalu membahas tentang prinsip pengelola keuangan dan manajemen perusahaan. Perlunya suatu media berupa analisis laporan keuangan untuk mengelola perusahaan guna menjadi referensi sekaligus refleksi kondisi perusahaan secara holistik. Tujuan utama dari laporan keuangan adalah sebagai rujukan atas kondisi kesehatan pada sebuah perusahaan. Apakah perusahan itu benar-benar dalam kondisi kesehatan yang baik atau sedang terjadi kecacatan dalam mengelola keuangan. Laporan keuangan meliputi neraca, perhitungan laba-rugi, ikhtisar laba ditahan serta laporan posisi keuangan. Sedangkan manajemen adalah suatu ilmu seni bagaimana seorang manajer mengatur perusahaannya. Secara garis besar, manajemen keuangan ini meliputi planning,organizing, leading, directing/Commanding, motivating, Coordinating, Controlling,Reporting,Staffing maupun Forecasting. Seorang manajer harus menguasai semua fungsi manajemen tersebut. Semakin baik kualitas skill seorang manajer akan berbanding lurus dengan signifikansi kualitas kinerja dalam perusahaan yang sedang dikelolanya.
Sifat-Sifat Rasulullah yang Dijadikan Pedoman dalam Berdagang yang Halal Kholifah, Nur
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 2 (2021): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i2.656

Abstract

With the glory and majesty of the qualities of the Messenger of Allah, he has been able to change over time in all corners of the world, even though he physically died centuries ago, the influence he has passed on to the ummah can still be felt today. The eternal influence and teachings that still survive in the hearts and minds of every human being in the world, especially for the Muslims. Not a few of the non-Muslims also recognize his majesty and glory, none other than because of the grace of Allah SWT that was given to him, namely the glory and greatness of the qualities that exist in Rasulullah SAW himself. By adhering to the values ​​contained in the Qur'an, the prophet Muhammad conducted business in a professional manner. These values ​​become a foundation that can lead to remain in the corridor of honesty, fairness and truth and a blessing that invites the pleasure of Allah SWT. The Prophet Muhammad has shown how to do business that adheres to truth, honesty and trustworthiness while still obtaining optimal benefits. Keywords: Business, Al-Qur'an. Prophet Muhammad, be honest, a blessing. Dengan kemuliaan dan keagungan sifat-sifat Rasulullah telah mampu merubah kelamaan zaman di seluruh pelosok penjuru dunia, meskipun beliau secara fisik telah meninggal berabad-abad yang lalu, namun pengaruh yang beliau wariskan kepada umat hingga saat ini masih dapat dirasakan. Kekekalan pengaruh dan ajaran yang hingga kini masih bertahan di hati dan benak setiap manusia di dunia terutama bagi kaum muslimin. Tidak sedikit dari kaum non-muslim juga mengakui keagungan dan kemuliaan beliau, tidak lain karena anugrah Allah SWT yang diberikan kepada beliau yaitu kemuliaan dan keagungan sifat-sifat yang ada pada diri Rasulullah SAW itu sendiri.Dengan berpegang teguh pada nilai-nilai yang terdapat pada Al-Qur’an, nabi Muhammad melakukan bisnis secara profesional. Nilai-nilai tersebut menjadi suatu landasan yang dapat mengarahkan untuk tetap dalam koridor yang jujur, adil, dan benar serta berkah yang mengundang keridhoan Allah SWT. Nabi Muhammad telah menunjukkan bagaimana cara berbisnis yang berpegang teguh pada kebenaran, kejujuran, dan sikap amanah. Kata Kunci : Bisnis, Al-Qur’an. Nabi Muhammad, jujur, berkah.
Analisis Manajemen Sumber Daya Manusia Prspektif Pelatihan dan Pengembangan Tenaga Kerja Edi Saputro, Ristanto
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 2 (2021): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i2.657

Abstract

In the era of information and digitalization, world business competition is getting bigger. Every company needs to develop its products all the time. Even the product must be predictable in the future. In addition, the use of tools and machines in the company must also measure so that the quality and quantity of the product can meet market standards. In a company must have human resources / workforce who have good skills and knowledge. The problem arises if the workforce owned by the company does not fulfill the two aspects above. Therefore companies need to carry out training and development to develop skills and knowledge of the workforce. There are many benefits to a company that carries out training and workforce development Keywords: HR, training, development, workforce
Tradisi Ekonomi Pasca Rosulullah Muhammad Rini Antika, Lulu; Aulia Fitriani, Putri
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 2 (2021): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i2.658

Abstract

In the history of Islamic economic civilization, some important moments can be used as literature such as the problematics of Islamic economics in the Khulafaurrasyiddin era, like the Umayyad and Abbasid dynasties. Khulafaurrasyiddin means someone who replaces or continues the struggle of the Prophet Muhammad SAW. In that era, there were many conflicts and problems that the caliphs had to face. In Abu Bakr’s period, there was a conflict about negligence in paying zakat, the rise of fake prophets, and Murtaddin. At the end of Umar ibn Khattab’s period, there was a conflict about the policy's implementation that was considered damaging to the Muslim community at that time. In the period of Utsman ibn Affan came up problems because of the corruption that were done by the official government, meanwhile, in Ali ibn Abi Talib’s period, there were many rebels (Khawarij). It also happened in the Umayyad and Abbasid dynasties, each government had its policies and conflicts as well, depending on the circumstances and people’s economy at that time. Keywords: Economic, Khulafaurrrasyiddin, Policy, Umayyad Dynasty, Abbasid Dynasty.
Implementasi Akuntansi Qardhul Hasan Dalam Penyajian Laporan Keuangan (Analisis Pembiayaan Qardhul Hasan Di Unit Simpan Pinjam Pola Syariah Banyuwangi) Syarofi, Muhammad
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 2 (2021): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i2.689

Abstract

Non-bank financial institutions, sharia cooperatives are formed to provide welfare to their members, by realizing sharia principles, avoiding usury to gain worldly benefits and getting falah in the hereafter. One of the applications is in the transaction of virtue of the qardhul hasan contract funds given to members or micro-enterprises that are deemed to need them. The qardhul hasan contract is considered to be in great demand by members of sharia cooperatives because it has social functions such as CSR (corporate social responsibility) contained in banking financial institutions. The implementation of the presentation of the financial statements of the qardhul hasan virtue fund by the Islamic cooperative institution USPPS Ausath is able to be applied in an accountable, transparent and effective manner in the accounting records of financial statements.This is evidenced by the details between the loan principal amount, loan principal installments and monthly wages, an interesting thing is in the calculation of wages, where USPPS Ausath applies monthly wages according to the principal loan amount received by members The ujrah can be paid in installments and repaid according to the length of the loan, without having to pay all the total annual wages. Keywords: Akuntansi Qardhul Hasan dan Penyajian Laporan Keuangan
Makna Bisnis Online Oleh Pengusaha Muda Di Kecamatan Randuagung Kabupaten Lumajang Rusmini, Rusmini
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 2 (2021): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i2.740

Abstract

The background of the formation of this research is based on the phenomenon of the shift in the use of telecommunication media, apart from being social media, it is also capable of being a marketing medium and introducing products, with internet facilities not only as a center for exchanging information. The concept formed on the internet that includes global village is Social Media. Where the use of social media has been able to be used as a tool or online business media for youth, especially the people of Randuagung, Lumajang Regency, while starting a business. The purpose of this research is to find a motive, meaning and experience of communication by a young entrepreneur in starting and building an online business on social media. The final results of this study indicate that the motives of young entrepreneurs in doing online business are increasingly diverse, as evidenced by the lack of conventional businesses and even fewer visitors, while online businesses are able to reach more potential buyers. The meaning of online business by young entrepreneurs is based on the principle of trust between business people, so that positive and negative communication experiences are formed.

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