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Contact Name
Nursyamsu
Contact Email
nursyamsu627@gmail.com
Phone
+6285326312012
Journal Mail Official
jurnaljiebi@iainpalu.ac.id
Editorial Address
Jalan Diponegoro No.23, Lere, Palu Bar., Kota Palu, Sulawesi Tengah 94221
Location
Kota palu,
Sulawesi tengah
INDONESIA
Jurnal Ilmu Ekonomi dan Bisnis Islam
ISSN : 29620872     EISSN : 26866633     DOI : https://doi.org/10.24239/jiebi
Core Subject : Economy,
Jurnal Ekonomi dan Bisnis Islam menerima naskah asli bidang Ekonomi Islam, antara lain laporan penelitian, laporan kasus, penerapan teori, kajian kritis, dan tinjauan pustaka. Penyebaran Ekonomi Islam meliputi (namun tidak terbatas pada): Keuangan Syariah dan Pasar Modal, Perbankan Islam, Manajemen Bisnis, Kewirausahaan, dan Pariwisata Islam, Akuntansi Islam dan Pelaporan Islam, Manajemen Risiko Syariah dan Asuransi Syariah, Keuangan Sosial Islam dan Industri Halal.
Articles 99 Documents
Interpreting Qur’anic Verses on Contract Through The Lens of Socio-Economic Exegetical Approach Achmad Nur Alfianto; Roma Wijaya
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 7 No. 2 (2025)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v7i2.415.204-218

Abstract

This article seeks to develop Islamic economic studies through the perspective of Qur’anic economic interpretation by positioning interpretation as a primary methodological framework in the development of Islamic economics. Qur’anic interpretation is not treated merely as a textual approach to scriptural verses, but as an analytical instrument that connects divine messages with contemporary socio-economic realities. Despite the growing discourse on Islamic economics, existing studies largely treat Qur’anic interpretation as a normative reference rather than as a systematic methodological framework for socio-economic analysis. This study adopts the adabī al-ijtimāʿī wa al-iqtiṣādīyah approach, which emphasizes the social and economic relevance of the Qur’anic text, and applies a thematic (maudhuʿī) method involving the identification of contract-related verses, linguistic analysis, and examination of the chronology of revelation within the socio-economic context of the ummah. The findings indicate that the concept of contract plays a central role in maintaining the balance of social relations and economic transactions. Furthermore, the study demonstrates that contracts entail binding legal implications from both a Sharīʿah (normative–religious) and a positive (practical–institutional) perspective within the Islamic economic system. This study contributes conceptually by strengthening Qur’anic interpretation as a methodological foundation for Islamic economic analysis.
Poverty, Unemployment, Human Development, and Regional Economic Growth in South Sulawesi: Panel Evidence from an Islamic Economics Perspective Muh Arafah; Anggun Suryani Hasmal; Azizi Abu Bakar; Nur Aliyah Rahma Saleh; Karina Kamista
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i1.434.14-31

Abstract

Regional economic growth does not always lead to poverty reduction, labor absorption, or equitable welfare improvement. This study examines the relationship between poverty, the open unemployment rate, the Human Development Index (HDI), and regional economic growth across twenty-four regencies/municipalities in South Sulawesi during 2021–2025. Using balanced panel data, the study applies panel regression analysis, with the Common Effect Model selected through model specification tests. Because diagnostic tests indicate heteroskedasticity and first-order autocorrelation, the final estimation employs White period standard errors with cross-section clustering. The results show that poverty has a negative but statistically insignificant relationship with regional economic growth, while the open unemployment rate and HDI are also statistically insignificant. These findings suggest that short-term regional growth in South Sulawesi is not sufficiently explained by poverty, unemployment, and human development indicators alone, but may beinfluenced by broader structural factors, including sectoral composition, investment, public expenditure, infrastructure, and local recovery capacity. From an Islamic economics perspective, this study highlights the need to orient regional development beyond output expansion toward distributive justice, poverty reduction, productive employment, and welfare-based growth.
A GIS Approach to Assessing the Accessibility of Zakat, Infaq, and Ṣadaqah Programs of LAZISMU D.I. Yogyakarta Safika Maranti; Sugiyarto Surono; Khusnul Khotimah
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i1.435.32-44

Abstract

The distribution of zakat, infaq, and ṣadaqah (ZIS) plays an important role in social welfare and poverty alleviation within Islamic social finance. However, previous studies have focused mainly on institutional efficiency, accountability, and transparency, while spatial accessibility and regional inequality in ZIS distribution remain underexplored. This study analyzes the spatial distribution and accessibility of ZIS beneficiaries managed by LAZISMU in the Special Region of Yogyakarta using a Geographic Information System (GIS)-based approach. Employing a descriptive quantitative method and QGIS-based spatial analysis, this study used the 2025 LAZISMU D.I. Yogyakarta beneficiary dataset, which includes addresses, program categories, assistance types, and aṣnāf classifications. Data processing involved cleaning, geocoding, spatial integration, overlay analysis, spatial aggregation, and choropleth mapping at the subdistrict level. The findings show that ZIS distribution is spatially uneven, with higher beneficiary concentrations in urban and institutionally accessible areas, while several peripheral regions remain underserved. This study contributes to Islamic social finance governance by positioning GIS as an evidence-based instrument for evaluating spatial accessibility, regional inequality, and equitable ZIS distribution planning.
Sharia Banking and Sustainable Development Goals: An Empirical Analysis of Socio-Economic Indicators and Inclusive Growth in Aceh Province Arifa Pratami; Purwanto
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i1.436.45-61

Abstract

This study examines whether Aceh’s mandatory Sharia financial system contributes to SDG-related socio-economic outcomes and inclusive growth during the 2020–2024 period. Although Aceh represents a distinctive jurisdiction-level case of Sharia finance, limited empirical evidence explains how Sharia banking intermediation and regional fiscal policy jointly shape welfare outcomes. This study analyzes balanced panel data from 21 districts/cities in Aceh, comprising 105 district-year observations, using fixed-effects models with robust standard errors applied where heteroskedasticity is detected. The results show that Sharia financing is significantly associated with lower unemployment, indicating its role in strengthening labor absorption through productive financial intermediation. The Financing-to-Deposit Ratio (FDR) is positively associated with the Human Development Index (HDI), suggesting that more active Sharia banking intermediation supports human development. However, regional government expenditure is positively associated with the Gini Ratio, revealing a fiscal paradox in which public spending appears insufficiently redistributive. The study concludes that Aceh’s Sharia financial transformation cannot rely solely on banking intermediation; it requires stronger alignment with inclusive fiscal governance. This research contributes to Islamic economics by showing that ethical financial transformation produces broader welfare effects only when supported by redistributive public policy.
Barakah, Falāḥ, and Iḥsāniyyah Rationality: Spiritual Entrepreneurship Among Muslim MSME Entrepreneurs in Tana Luwu, Indonesia Muhammad Alwi; Agung Zulkarnain; Iftidal Gunawan
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i1.439.62-81

Abstract

This study examines spiritual entrepreneurship among Muslim MSME entrepreneurs in Tana Luwu, Indonesia, by analyzing how barakah, falāḥ, and iḥsāniyyah rationality shape everyday economic practices. It addresses a gap in Islamic entrepreneurship studies, which remain largely normative and centered on formal urban business settings, leaving local religious community-based MSMEs underexplored. Using a descriptive qualitative design within an interpretive paradigm, data were collected through in-depth interviews, field observations, and documentation involving 20 Muslim MSME entrepreneurs selected through purposive sampling. Data were analyzed through reduction, presentation, and conclusion drawing, with credibility strengthened through source and methodological triangulation. The findings show that niyyah, amānah, iḥsān, tawakkul, and barakah orientation are embedded in business practices, shaping honesty, halal commitment, trust-based relationships, and resilience amid economic uncertainty. Business success is understood not merely as profit accumulation but as falāḥ-oriented well-being encompassing material, social, moral, and spiritual dimensions. The study introduces iḥsāniyyah rationality as an alternative model of economic rationality and offers a conceptual basis for value-based MSME development and social sustainability within local Muslim economic communities.
Financial Literacy as a Mediator: Entrepreneurial Orientation and Fintech Adoption on MSME Financial Performance in Kediri Ahmad Munif; Ahmad Yani; Ahmad Idris; Galuh Nuril Lathifah
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i1.444.97-119

Abstract

Despite the growing adoption of financial technology and entrepreneurial practices among MSMEs, limited attention has been given to the mechanisms through which these capabilities improve financial performance. This study examines the role of financial literacy as a mediating mechanism linking entrepreneurial orientation, fintech adoption, and MSME financial performance in Kediri City. Using a quantitative explanatory approach, data were collected from 195 MSMEs and analyzed using PLS-SEM. The findings show that entrepreneurial orientation positively affects financial literacy but does not directly affect financial performance. In contrast, fintech adoption has a significant direct effect on both financial literacy and financial performance. Financial literacy significantly improves financial performance and serves as a full mediator between entrepreneurial orientation and financial performance, and as a partial mediator between fintech adoption and financial performance. The study concludes that financial literacy is a key mechanism through which entrepreneurial and technological capabilities are translated into financial outcomes. This study contributes to MSME performance literature by integrating financial literacy into a mediation framework and offers practical implications for policymakers, financial institutions, and fintech providers in strengthening financial capability, digital adoption, and inclusive MSME empowerment.
Barakah Conversion Mechanism in Islamic Market Transactions: An Economic Anthropology Perspective on Value and Satisfaction Siti Musfiqoh; Sukamto; Nur Kholis
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i1.465.82-96

Abstract

Islamic market transactions integrate economic, ethical, and spiritual dimensions that are not fully captured by conventional models of value and satisfaction. This study examines how barakah (divine blessing) shapes value and satisfaction in Islamic market transactions from an economic anthropology perspective. Existing studies on halal marketing and Islamic consumer behavior have largely treated religiosity and ethical attributes as predictors of trust or loyalty, while the lived mechanism through which spiritual values become embedded in market exchange remains underexplored. Using ethnography, data were collected through participant observation and in-depth interviews with Muslim traders and consumers in the Ampel religious tourism district of Surabaya, Indonesia. The findings show that barakah operates as a moral-economic mechanism linking spiritual commitment to trust, satisfaction, business continuity, and redistributive consumption. Traders enact barakah through honesty, transparency, and halal integrity, while consumers interpret these practices as signs of religious accountability, strengthening satisfaction and repeat patronage. The study also finds that taṣarruf (purposeful spending) connects functional consumption with spiritual intention and informal redistribution. This study contributes to Islamic economics by positioning barakah as a lived market mechanism that strengthens ethical authenticity, consumer trust, and long-term resilience in Islamic business practice.
An Integrated Model of Business Ethics and Halal Certification in Building Sustainable Customer Loyalty Ihsan Basir; Syamsul Bachri; Ponirin; Muzakir
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i1.476.1-13

Abstract

This study examines how business ethics and halal certification jointly contribute to sustainable customer loyalty in the halal meat industry. Although prior research has explored ethical business conduct, halal certification, customer value, customer satisfaction, and customer loyalty, these constructs have rarely been integrated into a unified structural model grounded in Islamic economics and halal governance. Drawing on Islamic business ethics, maqāṣid al-sharīʿah, and relationship marketing theory, this study develops and tests a model linking business ethics, halal certification, customer value, customer satisfaction, and customer loyalty. Using a quantitative explanatory design, data were collected through an online questionnaire from 220 Indonesian consumers who had purchased halal-certified meat products and were analyzed using Covariance-Based Structural Equation Modeling (CB-SEM) with IBM SPSS AMOS. The findings show that business ethics and halal certification positively and significantly influence customer value and customer satisfaction. Customer value significantly enhances satisfaction, while customer satisfaction emerges as the strongest predictor of loyalty. This study contributes to the ethical and halal marketing literature by demonstrating that credible halal assurance and ethical conduct serve as strategic mechanisms for value creation, satisfaction, and sustainable customer loyalty
Service Quality, Perceived Price Fairness, and Customer Loyalty in Local Retail: The Mediating Role of Customer Satisfaction and an Islamic Business Ethics Interpretation Muhammad Umar A; Abd. Azis; Rudin M
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 2 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i2.502.120-149

Abstract

Customer loyalty in local retail is commonly explained by service quality and pricing; however, the indirect statistical pathway through which these factors are associated with loyalty remains underexamined, particularly from an Islamic business ethics perspective. This study examined the relationships among service quality, perceived price fairness, customer satisfaction, and customer loyalty at Star Kitchen, a local retailer in Palu, Indonesia. Using a cross-sectional design, data were collected from 102 repeat customers through a questionnaire and analyzed using PLS-SEM. Service quality was modeled as a reflective–reflective higher-order construct comprising tangibles, reliability, responsiveness, assurance, and empathy. Service quality and perceived price fairness were positively associated with customer satisfaction, with perceived price fairness exhibiting the stronger association. Among the significant direct paths, customer satisfaction showed the largest association with loyalty, whereas neither service quality nor perceived price fairness was directly associated with loyalty. Mediation analysis indicated indirect-only mediation through customer satisfaction in both relationships. PLSpredict indicated high out-of-sample predictive performance. Islamic business ethics was not measured directly but was applied as a normative interpretive framework. Accordingly, the findings may be interpreted as consistent with amānah, ṣidq, iḥsān, ʿadl, transparency, and mutual consent, without constituting empirical validation of these principles. The study provides contextual evidence from an ordinary local retail setting and identifies customer satisfaction as the principal indirect statistical pathway linking service and price evaluations to loyalty.

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