cover
Contact Name
Nursyamsu
Contact Email
nursyamsu627@gmail.com
Phone
+6285326312012
Journal Mail Official
jurnaljiebi@iainpalu.ac.id
Editorial Address
Jalan Diponegoro No.23, Lere, Palu Bar., Kota Palu, Sulawesi Tengah 94221
Location
Kota palu,
Sulawesi tengah
INDONESIA
Jurnal Ilmu Ekonomi dan Bisnis Islam
ISSN : 29620872     EISSN : 26866633     DOI : https://doi.org/10.24239/jiebi
Core Subject : Economy,
Jurnal Ekonomi dan Bisnis Islam menerima naskah asli bidang Ekonomi Islam, antara lain laporan penelitian, laporan kasus, penerapan teori, kajian kritis, dan tinjauan pustaka. Penyebaran Ekonomi Islam meliputi (namun tidak terbatas pada): Keuangan Syariah dan Pasar Modal, Perbankan Islam, Manajemen Bisnis, Kewirausahaan, dan Pariwisata Islam, Akuntansi Islam dan Pelaporan Islam, Manajemen Risiko Syariah dan Asuransi Syariah, Keuangan Sosial Islam dan Industri Halal.
Articles 85 Documents
Perilaku Konsumen Halal: Peluang Usaha Generasi Milenial Pasca Pandemi Di Kota Palu Sitti Aisya; Fahreza Najmi
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i1.137.39-50

Abstract

Penelitian ini bertujuan untuk mengeksplorasi generasi milenial dengan menjadikan perubahan perilaku konsumen halal sebagai peluang bisnis pasca pandemi. Pandemi telah mempengaruhi perilaku masyarakat dalam memilih dan menentukan kebutuhannya. Pandemi menuntut adaptasi terhadap kebiasaan baru, pemikiran kreatif, inovasi, termasuk dalam membuka usaha. Perubahan pola konsumen pun diadaptasi pasca pandemi seperti penggunaan masker dan cuci tangan. Deskripsi kualitatif sebagai metode penelitian dengan teknik observasi, wawancara dalam pengumpulan data. Kemudian menganalisis data melalui reduksi data, penyajian data dan penarikan kesimpulan. Kemudian memeriksa keabsahan data dengan triangulasi Kesimpulan dari penelitian menunjukkan bahwa perubahan perilaku konsumen halal dalam kegiatan konsumsi membuat generasi milenial kota Palu memanfaatkan peluang bisnis dengan memanfaatkan situasi dan teknologi yang ada. Perilaku konsumen yang lebih banyak menghabiskan waktu untuk berselancar di dunia maya membuat pelaku usaha memilih media sosial sebagai tempat promosi usaha seperti Instagram dan Facebook. Konsumen cenderung secara signifikan memilih produk yang terjamin kehalalannya. Prioritas kepuasan terhadap barang tidak lagi mendominasi pemilihan produk, tetapi mencakup aspek kesehatan dan jaminan kehalalan. Perubahan ini membuka peluang bisnis bagi generasi milenial untuk mendistribusikan dan memproduksi barang halal. Generasi milenial melakukan inovasi produk dengan membuat minuman kesehatan agar imunitas tubuh terjaga dari virus, menjual dengan metode take away, dan menggunakan mitra ojek online untuk mengantarkan pesanan kepada pembeli, serta memiliki jaminan halal pada produk.
Pengaruh Pengetahuan Produk, Label Halal, dan Harga Produk Terhadap Keputusan Pembelian Kosmetik Dengan Religiusitas Sebagai Variabel Moderating Matondang, Zulaika; Hamni Fadlilah; Ahmad Saefullah
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i1.138.18-38

Abstract

Kosmetik memiliki dampak signifikan dalam meningkatkan penampilan seseorang, terutama pada wajah. Di Indonesia, pasar kosmetik menawarkan beragam produk, termasuk merek-merek dalam negeri dan impor. Bagi masyarakat Muslim yang mayoritas, sangat penting untuk mengumpulkan informasi sebelum melakukan pembelian, seperti pengetahuan produk, sertifikasi halal, harga, dan kesesuaian dengan agama. Namun, beberapa konsumen terpengaruh oleh harga murah dan hasil instan, mengabaikan pentingnya label halal. Penelitian sebelumnya telah fokus pada pengaruh pengetahuan, label halal, dan harga terhadap keputusan pembelian, namun penelitian ini secara unik menggabungkan religiusitas sebagai variabel pemoderasi. Penelitian ini bertujuan untuk mengeksplorasi efek pengetahuan produk, label halal, dan harga terhadap keputusan pembelian kosmetik, dengan mempertimbangkan religiusitas. Populasi penelitian terdiri dari mahasiswa Fakultas Ekonomi dan Bisnis Islam di UIN Syahada Padangsidimpuan. Menggunakan pendekatan kuantitatif, data dikumpulkan melalui kuesioner dan dianalisis menggunakan aplikasi SPSS. Pengambilan sampel acak sederhana digunakan, dengan 100 responden terpilih. Temuan penelitian menyoroti pengaruh positif dan signifikan dari pengetahuan produk terhadap keputusan pembelian. Label halal dan harga produk juga memainkan peran penting dalam membentuk pilihan konsumen. Selain itu, religiusitas bertindak sebagai faktor pemoderasi yang mempengaruhi hubungan antara pengetahuan produk dan keputusan pembelian, serta antara label halal dan keputusan pembelian. Selain itu, religiusitas memoderasi dampak harga produk terhadap keputusan pembelian.
Leader Member Exchange dan Perceived Organizational Support: Kunci Mengatasi Job Insecurity Melalui Job Embeddedness Di Bank Muamalat Santry Fadhilah Harahap; Muhammad Lathief Ilhamy Nasution; Khairina Tambunan
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i1.140.94-112

Abstract

Bank Muamalat KCU Medan Baru Iskandar Muda menyediakan layanan keuangan. Ketidakamanan kerja dan keterikatan kerja menjadi masalah yang umum di antara karyawan, terlihat dari ketidaknyamanan mereka dalam bekerja, kurangnya semangat, dan kurangnya inisiatif dalam memenuhi tenggat waktu. Pertukaran antara pimpinan dan anggota di organisasi ini tidak memadai, ditandai dengan pembagian hierarkis, kurangnya pemahaman antara atasan dan bawahan, komunikasi yang tidak efektif, dan peluang promosi yang memihak individu yang dekat dengan pimpinan. Penelitian ini bertujuan untuk menguji dampak pertukaran antara pimpinan dan anggota serta dukungan organisasi yang dirasakan terhadap ketidakamanan kerja, dengan keterikatan kerja sebagai variabel mediasi di Bank Muamalat KCU Medan Baru Iskandar Muda, baik secara langsung maupun tidak langsung. Dengan pendekatan kuantitatif dan asosiatif, penelitian ini menggunakan teknik pengambilan sampel yang melibatkan semua 40 karyawan bank. Temuan menunjukkan bahwa pengaruh pertukaran antara pimpinan dan anggota serta dukungan organisasi yang dirasakan terhadap ketidakamanan kerja dimediasi oleh keterikatan kerja di Bank Muamalat KCU Medan Baru Iskandar Muda. Temuan penelitian mengungkapkan adanya pengaruh positif dan signifikan pertukaran antara pimpinan dan anggota terhadap ketidakamanan kerja, serta pengaruh serupa dari dukungan organisasi yang dirasakan. Selain itu, pertukaran antara pimpinan dan anggota menunjukkan pengaruh positif dan signifikan terhadap keterikatan kerja, sementara dukungan organisasi yang dirasakan berdampak positif dan signifikan terhadap keterlibatan karyawan
Analisis Konsep Nilai Uang Dalam Sistem Keuangan Syariah: Kajian Literatur Luluk Latifah; Sofyan, Syaakir
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i1.142.1-17

Abstract

Nilai uang dalam sistem keuangan merujuk pada daya beli atau kemampuan pertukaran suatu mata uang dalam lingkungan keuangan. Beberapa penelitian telah membahas kedua konsep ini, namun mereka bersifat teoritis dan kurang menganalisis dampaknya dengan pendekatan praktis dalam konteks sistem keuangan Islam. Penelitian ini bertujuan untuk menganalisis konsep nilai uang dalam sistem keuangan Islam. Metode yang digunakan adalah metode kualitatif dengan pendekatan studi literatur terkait sistem keuangan Islam. Hasil penelitian menyatakan bahwa mekanisme investasi menurut prinsip-prinsip Islam tidak sama dengan mekanisme konvensional yang merumuskan nilai waktu uang dalam bentuk bunga. Mekanisme investasi menurut sistem keuangan Islam didasarkan pada: a) harta harus berputar agar tidak menganggur, b) semakin sering berputar, harta akan berkembang, c) masa depan tidak pasti, dalam bisnis dapat menghasilkan keuntungan, kerugian, atau impas, d) hasil bisnis atau pengembalian bisnis di masa depan dapat diproyeksikan, e) hasil aktual tidak selalu sama dengan hasil yang diproyeksikan.
Do E-Wallets Altered Consumptive Behavior? Qualitative Study Of Gen Z In Jambi City Hamzah, Muhammad Maulana; Rafidah; Laode, Jafar Shadiq
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i1.143.82-93

Abstract

This research was conducted to find out and analyze the factors that influence the use of e-wallets and how the behavior of generation Z in the city of Jambi forms. This study uses a qualitative approach. The data sources used are primary and secondary data sources. While the data collection technique used in this study is using observation interviews and documentation. The results showed that the factors that influence the use of e-wallets in generation Z in the city of Jambi are divided into the main factors namely, Benefit, Convenience and supporting factors including, Cost Factor, Popular Factor, Efficiency Factor, Speed Factor, Factor Security, Convenience Factors, Promo and Discount Factors, and Pulse/Token Payment Service Business Factors. Thus there are two main factors and eight supporting factors. Transaction purposes that indicate that using e-wallets encourage people to be more consumptive are top-up Games and Online Shopping. Based on observation from 112 informants, out of 112 informants, 62% of them feel more consumptive when using e-wallets. Meanwhile, 38% felt that they were not consumptive and 4% were mediocre.
The Impact of Service Quality and Word of Mouth on Purchase Decision on MSMEs Octaviana Arisinta; Ulum, Romiftahul
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i1.147.68-81

Abstract

The challenge of MSMEs to survive after Covid-19 is increasingly hard. Industry 4.0 has been taking over several jobs of human being. Even though, the MSMEs that survive and develop their business and adapt with technology and online platform is able to gain the attention of customer. The online platform for selling a product or service is currently in high demand due to ease of use and ease of payment. Therefore, company should provide best quality product, best service quality, and catchy promotion to gain the attention of consumer or customer. Moreover, there are few of study that investigate the WOM and service quality on purchase intention since service quality is investigating customer satisfaction in common while WOM is directly investigate it relationship with purchase intention. Therefore, this study is aimed to investigate the relationship of service quality and word of mouth on purchase decision partially and simultaneously. The method employs in this study is quantitative method with multiple regression analysis. The data of this study is primary data which obtained from the respondents directly through questionnaire. The result of this study partially, service quality has a positive significant relationship on purchase decision as well as WOM has a positive significant relationship on purchase decision. Meanwhile, simultaneously, service quality and WOM has a positive significant impact on purchase decision with level of relationship about 54.6%.
The Impact Of Brand Image and Promotion on Customer Loyalty Haryadi, Imam; Syharuddin, Syharuddin
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i1.148.51-67

Abstract

Grab indeed is a big company that provide service of ride and food delivery. The question is whether the brand image of Grab with its product Grabfood gain customer loyalty or their promotion reach the customer loyalty or even both variables are influence customer loyalty. Some researches discussed that both variables are influences customer loyalty. On the other hand, there are researches that stated that brand image has no effect on customer loyalty as well as promotion has no impact on customer loyalty. It is important to investigate whether the brand image of Grab and its promotion able to influence the customer loyalty directly without customer satisfaction. Moreover, this study is conducted at Ponorogo regency which few of similar platform compete each other. This study aims to investigate the impact of brand image and promotion on customer loyalty. The method employed in this study is a qualitative method. Multiple regression analysis was used to analyzed the data through SPSS 20 aplication. The data was obtained using servey questionnaire. The population of this study is 12.422. Therefore, using Slovin technique the sample size of this 99 respondents. The result of this study indicates that promotion partially impacting customer loyalty while brand image partially has no effect on customer loyalty. Meanwhile, simultanousely promotion and brand image influence customer loyalty. The level of impact of promotion and brand image are about 53.3% while the rest of it about 46.7% are impacted by other factor excluded from this study. The result of this study is quite strong, therefore, it is important for Grab to take an account on their brand image, since Grab already have an enormous promotion in several platform of media social. Brand image probably could be erupted by the Grab partner (driver) therefore it is important to maintain the relationship with the partner.
Determinants of Purchase Decision on Halal Product: The Mediating Effect of Halal Certification Zikry Ramadhan; Faizi, Faizi
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 2 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i2.180.187-214

Abstract

Many food and beverage products circulating among Muslim communities do not meet the standards for halal products, one of which is the display of halal certification labels. Halal certification is a major factor in a Muslim's purchase decision as part of observing Islamic law in terms of food and beverages. This study aimed to analyze the extent to which religiosity, viral marketing, and price affect the purchase decision of halal products for the Muslim community through halal certification as a mediation variable. The research model was quantitative and involved 174 respondents with non-probability sampling and purposive sampling sampling techniques. This study used primary data collected through questionnaires in Google Forms distributed through social media. The analysis technique utilized the Smart PLS software. The main findings confirm that religiosity and viral marketing have a significant influence on the decision to purchase halal products directly. In contrast, prices do not have a significant effect on the decision to purchase halal products directly. Meanwhile, the halal certification testing is mediation, and it is not able to mediate the relationship between religiosity, viral marketing, and price variables towards the purchase decision of halal products indirectly. A limitation of this study is the lack of references to halal certification as a mediating variable. The variables used are still limited to three independent variables, and the respondents obtained are still dominated by students and Generation Z. For further research, it is recommended to use independent variables other than those used in this study and embrace respondents from the general public.
Analysis The Influence of Sharia Capital Market and Sharia Macroeconomic Variables on Indonesia’s Economic Growth Miftahul Huda; Ahmad Suminto; Syaidatul Sa’diah; M. Kurnia Rahman Abadi
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 2 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i2.191.113-133

Abstract

The research aims to determine the effect of the Sharia capital market and Sharia macroeconomic variables on Indonesia's economic growth in 2017-2021 in the short and long term. The research uses quantitative methods, and the data used is secondary data from time series. The data analysis techniques used are the vector autoregression (VAR) and the vector error correction model (VECM). The results show that in the short term, the Indonesian Sharia Stock Index (ISSI), corporate sukuk, household consumption, and inflation do not have a significant effect on economic growth. The variables of the Indonesian Sharia Stock Index (ISSI) and corporate sukuk have a significant negative effect on GDP in the long run. Meanwhile, inflation has a significant positive effect on GDP in the long run. Household consumption does not affect GDP in the long run. Simultaneously, all variables, namely ISSI, corporate sukuk, household consumption, and inflation, have no significant effect on GDP. GDP responds positively to shocks that occur in ISSI, corporate bonds, and inflation. Meanwhile, household consumption has a negative response from GDP. The variable that has the largest contribution is GDP, household consumption, ISSI, and inflation, and the smallest contribution is shown by corporate sukuk.
The Implications of BMT Financing on MSMEs Development Shafrani, Yoiz Shofwa; Rahmini Hadi
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 2 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i2.199.134-148

Abstract

The capital problem faced by MSME businessmen is the difficulty in reaching banks due to the inability to provide bankable requirements. BMT aims to develop productive businesses and invest in improving the quality of economic activity in the real sector, especially micro, small, and medium entrepreneurs. BMT in Banyumas Regency helps members overcome capital problems through a variety of products. This study aims to find out how MSMEs develop after getting financing from BMT in Banyumas Regency. Therefore, this study uses a quantitative approach with 150 samples and the Wilcoxon Signed Rank Test ( two related samples test) as a tool. The results of the data analysis show that there is a significant difference between before and after the provision of financing on indicators of capital, sales turnover, income/profit, number of customers, and number of workers. Then, the results of the different tests show that the provision of financing is considered effective because it has given different results in a positive direction after the provision of financing. Except for the number of workers, the results of the analysis show that half of the sample shows no increase in the use of the number of workers.