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Contact Name
Hendrianto
Contact Email
hendrianto9909@gmail.com
Phone
+6282388606087
Journal Mail Official
alfalah@iaincurup.ac.id
Editorial Address
Jl. Dr. Ak. Gani No. 01 Curup, Rejang Lebong, Bengkulu Indonesia
Location
Kab. rejang lebong,
Bengkulu
INDONESIA
AL-FALAH : Journal of Islamic Economics
ISSN : 25482343     EISSN : 25483102     DOI : http://doi.org/10.29240/jie
Core Subject : Religion, Economy,
AL-FALAH: Journal of Islamic Economics is scientific journal of Islamic Economics based on both conceptual and empirical research. It concerns to extensively publish the issues of islamic economics which study through interdiscipline perspectives such as fiqh, shariah finance, islamic bank, islamic development economics, and also economic sociology. The journal is published by Curup State Institute for Islamic Studies (IAIN), Bengkulu, Indonesia. Published twice in a year, on June and December, the journal of Al-Falah is projected as a media, sphere, and dessemination of scholars studies on islamic economics issues. Therefore, Al-Falah invites all of participants, scholars, researchers, and Muslim economists to submit their best-papers, and publish it in Al-Falah: Journal of Islamic Economics.
Articles 146 Documents
Integrasi Akad Pembiayaan dan Akad Rahn: Analisis Kritis terhadap Implementasi Fatwa DSN No. 92 Tahun 2014 pada PT. Pengadaian, Jakarta Yupiter Yupiter; Nurul Huda; Hendri Tanjung
AL-FALAH : Journal of Islamic Economics Vol 4, No 1 (2019)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v4i1.759

Abstract

Purpose: The purpose of this article is to critically examine how the implementation of the MUI DSN Fatwa No. 92 of 2014 concerning financing accompanied bycontract rahn at PT. Procurement, Jakarta. Design/Method/Approach : A qualitative approach is applied in this study, with design an exploratory research. The analysis unit is PT. Procurement, Jakarta. While the library research, and interviews are used as the main instruments in collecting relevant data.Findings: In general, this study succeeded in identifying several important things, namely: First, that between DSN No. 92 of 2014 with the practices applied by PT. Procurement, Jakarta, is appropriate. Secondly, Islamic Pawnshop is relatively new as a financial system. This is one of the obstacles for PT. Procurement, Jakarta, in operating Islamic products.Originality/Value: This research is believed to be important and significant in contributing to the theory. Especially, in terms of filling in the blanks of examplars of theories about the conformity of the DSN Fatwa No. 92 of 2014 with practice, especially at PT. Procurement, Jakarta.
Tinjauan Sosiologi Ekonomi Terhadap Perilaku Konsumsi Masyarakat Kota Makassar Pada Pasar Virtual Andi Faisal Anwar; Idris Parakkasi; Bahrul Ulum Rusydi
AL-FALAH : Journal of Islamic Economics Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v3i1.346

Abstract

This study aims to analyze the behavior of public consumption, the factors that encourage people to transact in the virtual market, and forecasting the type of the market in the future related by consumption behavior. Therefore, the analytical method used is descriptive statistical analysis. The results showed that in terms of characteristics of people who spend in the virtual market dominated by women, high school educated, and having aged between 21-30 years, sources of information through social media, and the type of goods is a fashion product. In terms of consumer behavior and the value of goods, generally consumers still doubt on the quality of goods sold in the virtual market. The reasons of shoppings are efficiency and effectiveness as well as availability of new products. Furthermore, in terms of consumption behavior and hypereality, people tend to browse despite the desire to buy goods quite low, consumer exposure in non-virtual market will decrease in stead of in the virtual market, and then some people still doubt the level of trust and security transact in the virtual market. Religious values are essential to improving people's morale in exploiting virtual markets
The Implementation of Islamic Spiritual Values in Entrepreneurship at PLUT KUMKM Partners in Yogyakarta Tazkiyah Ainul Qolbi; Salmia Salmia; Teguh Adimarta
AL-FALAH : Journal of Islamic Economics Vol 5, No 2 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i2.1920

Abstract

Objective: Penelitian ini bertujuan untuk mengetahui implementasi nilai-nilai spiritual Islam dalam berwirausaha pada Mitra PLUT KUMKM DIY Design/Method/ approach: This study uses a qualitative method, a naturalistic research with a phenomenological approach. The data used are primary data collected through direct interviews. Determining the sources using purposive sampling technique. The interview guidelines used were semi-structured interviews. Data analysis techniques, namely the stage of data reduction, data presentation and conclusions. This method is used in order to determine the implementation of Islamic spiritual values in entrepreneurship in PLUT KUMKM Partners in the Special Region of Yogyakarta.Findings: The results of this studynamely first doing business to seek the pleasure of Allah SWT, Partners of PLUT KUMKM DIY have implemented this, entrepreneurship for worship and become a way of sustenance. Second, think positively, Partners of PLUT KUMKM DIY have a positive way of thinking in dealing with entrepreneurial failures. Third, oriented to the afterlife, Mitra PLUT KUMKM DIY tries to be afterward-oriented in entrepreneurship. Fourth, charity ma'ruf nahi munkar, in this case the implementation of PLUT KUMKM Partners is still lacking because they prefer to remain silent if there is no direct relationship with him.Originality/Value: This research is expected to providean illustration for PLUT KUMKM DIY in determining the direction of MSME assistance policies by applying Islamic spirituality values in entrepreneurship. 
Pengaruh Kualitas Aset Terhadap Profitabilitas Pada Perbankan Syariah Di Indonesia Silvia, Sineba Arli
AL-FALAH : Journal of Islamic Economics Vol. 2 No. 1 (2017)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v2i1.192

Abstract

The healthy bank is very important because they manage public’s funds that entrusted to them by measuring the asset quality of the bank. Asset quality is a very important component, due to poor asset quality has proven to be the cause of failure of the bank, despite the obvious cause not only liquidity or stock. This research aimed to analyze the effect of asset quality toward the profitability of Islamic Banking in Indonesia. This research examines the effect of the variable of quality of productive assets (KAP) and Non-Performing Financing (NPF) toward the Return on Assets (ROA). The population of this research is the general Islamic Banks (BUS ) from 2010 to 2015. This research uses purposive sampling to determining the sample. The sample used in this research is the general Islamic banks that publish annual reports on the period 2010-2015. With certain criteria, there is 8 BUS sample. The data research is secondary data obtained from the website of each bank. While the method of data analysis uses multiple linear regression analysis. The results of this research showed that the variables of KAP and NPF had the effect toward ROA amounted 18.1 percent, with the significance level of 0.050. KAP variable partially had positive and significant impact toward ROA of Islamic Banking in Indonesia (0.034
Analysis of Customer Preference Factors for Qardh and Murabahah Products at Bank BRI Syariah of Bungo Regency Rahman Arifin; Busriadi Busriadi
AL-FALAH : Journal of Islamic Economics Vol 5, No 1 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i1.1492

Abstract

Purpose: This research was conducted at BRI Syariah KCP Muara Bungo, this was done because the researchers wanted to find out the influence of customer preferences using qardh and muarabah products with sharia system variables, products, services, places / locations and promotions to customer preferences at BRI Syariah KCP Muara Bungo.Design/Method/Approach:. This study uses a descriptive analysis approach and quantitative methods with the aim of examining the influence between variables studied through hypothesis testing. This study uses the Slovin formula to obtain sample sizes, for data analysis methods using multiple linear regression equation models. The assistance used is the SPSS statistical data processing program version 21.00. windows.Findings: The results showed that overall (simultaneous) there was a significant influence between variables consisting of sharia system variables, products, services, places / locations and promotions to customer preferences in BRI Syariah Muara Bungo KCP. While the variable that has the most influence is promotion (X5), because it has the highest regression coefficient.Originality/Values: Novelty of the study identified from issue studied constitently, and also place of where the study researched.
Tipologi Nasabah dan Perspektif Emik Terhadap Bank Syariah: Sebuah Pendekatan Konstruktivisme Nori Anggraini; Muhammad Sholihin
AL-FALAH : Journal of Islamic Economics Vol 1, No 2 (2016)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i2.96

Abstract

The research uses the qualitative approach. It is applied the constructivism paradigm. Based on data, it can be summaries that society mada a decision to be a consumer of Islamic Bank because of the external factors. These factors, then, a main element which constructs the emic perspective, oftenly. It is foundation to conclude the consumers pattern of islamic bank. The study shows various type of consumers such as the followers-functional and excited; functional, and symphaty and functional. Keywords : Emic Perspective, Typology of islamic bank consumers, constructivism, islamic bank, and Paradigm
The Consumption Behavior of Moslem: A Maqashid Shariah Approach toward Foundational Consumptioan Theory in Islam Economics Muhammad Ulul Azmi
AL-FALAH : Journal of Islamic Economics Vol 4, No 2 (2019)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v4i2.933

Abstract

Purposes: This study discusses explaining about Muslim consumers in using maqoshid based on shariah.Design/Methodology/Approach: this study uses a type of qualitative research based on the literature study.Findings: The results of this study indicate that the benefits obtained from buying goods and services obtained with sincere intentions for worship will produce the goal of mashlahah that can be realized with halal activities. Islam has allowed its people to produce lawful things to produce something useful. In the view of Islam, Muslims must buy goods and services with a principled principle that is approved by Tayyiban in verse Al-Baqarah verse 168 and one of them is to ask our permission (hifdz nafs).Originality/Value: The paper introduce how the muslim consumption behaviour studied through maqashid shariah view. This declared the study succesfully offer new perspective in understanding moslem behaviour in consumption in difference approach, or perspective.
The Legality of Nadzir Waqf Land Managerin Islamic Philanthropy Studies (A Case Study in Tampan, Pekanbaru City) Andriko Andriko; Offiyardi Offiyardi
AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v6i1.2420

Abstract

Purpose: This research aims to find out the legality of nadzir as the manager of the waqf lands in Islamic philanthropy perspective of it.Design/Method/Approach: The report on the replacement and dismissal of nadzir to the office of religious affairs of Tampan is not properly performed; thus of the 212 population, the writer takes 5 nadzirs as a sample analysed descriptive qualitative analysis with purposive sampling technique.Findings: The research shows that none of nadzir reports the replacement and dismissal to the local office of religious affairs (KUA). The nadzirs only know that waqifs hand waqf land over to them to be used by muslim, but not for the matter of the replacement and dismissal. In other words, nadzirs in Tampan have not developed a professional sense of duty due to the lack of socialization from KUA.Originality/Values: Furthermore, the impact of  no report on retiring and shifted nadzir to KUA is mudharat in the system of administrations or report on waqf land. At worst, misuse of waqf land can occur. The report on the replacement and dismissal of nadzir in Tampan is inconsistent with article 221 of Law Number 41 of 2004. Verse 1 and 2 state that nadzir is obliged to report the replacement and dismissal of nadzir to local KUA.
ZIS (Zakat, Infaq And Alms) Funds Management Methods In Improving The Quality Of Mustahiq Life In BAZNAS Karanganyar Darlin Rizki
AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v6i1.2529

Abstract

Purpose: This study aims to analyze the role of philanthropy (ZIS) in reducing poverty and improving the quality of life in the Karanganyar society district.Method: This type of research is field research using a qualitative descriptive approach and applying an intrinsic case study model. The research data was obtained from the annual report of BAZNAS Karanganyar, interviews, and field observations as well as literature study conducted as secondary data.Findings: The results of this study found that ZIS can solve various problems and contribute to improving the quality of life of the Karanganyar community. Through the collaboration of BAZNAS with the city government, there are more than 600 UPZs scattered to collect zakat in government agencies, private companies, and the community. ZIS is realized in 5 flagship programs of BAZNAS Karanganyar, which can encourage productivity (being) and simultaneously increase mustahik's participation in their environment, such as family, social, workplace, school, and so on. And mustahik have hope and optimism to improve the quality of life (becoming).Originality/Values: Provide information to the public how ZIS management methods in BAZNAS Karanganyar, relationships with the city government, and the synergy of BAZNAS programs to improve the quality of  mustahik.life
The Arisan of Qurban in Islamic Economic Perspective Syarial Dedi
AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v6i1.2282

Abstract

Purpose: This research aims to answer the practice of qurban social gathering that has recently developed in society. There are two interesting things that need to be discussed; the first, in the arisan to conduct the lottery, Islam views the lottery as identical with gambling and the law is strictly forbidden. The second, social gathering is essentially a debt, while qurban worship is obligatory on people who can afford it. Obviously the debtor can't afford it. The conclusions, it was concluded that social gathering is generally classified as a mu'amalat activity that contains elements of mutual assistance. This activity has never been mentioned in the Qur'an or hadith directly, the law refers to the law of origin of mu'amalah, which is permissible. Design/Method/Approach: This research is a library research with a qualitative approach, and uses content analysis techniques with the ushul al-fiqh framework.Findings:He turns into haram, if it contains elements of usury, fraud and causes losses to other parties. The essence of arisan is debt, while qurban worship is borne by capable servants as the characteristics of Islamic law are not burdensome. The leaving worship beyond one's ability is not a sin.Originality/Values:

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