AL-FALAH : Journal of Islamic Economics
AL-FALAH: Journal of Islamic Economics is scientific journal of Islamic Economics based on both conceptual and empirical research. It concerns to extensively publish the issues of islamic economics which study through interdiscipline perspectives such as fiqh, shariah finance, islamic bank, islamic development economics, and also economic sociology. The journal is published by Curup State Institute for Islamic Studies (IAIN), Bengkulu, Indonesia. Published twice in a year, on June and December, the journal of Al-Falah is projected as a media, sphere, and dessemination of scholars studies on islamic economics issues. Therefore, Al-Falah invites all of participants, scholars, researchers, and Muslim economists to submit their best-papers, and publish it in Al-Falah: Journal of Islamic Economics.
Articles
146 Documents
<![CDATA[Revisiting An Islamic Approach to Humanities: A Critical Review ]]>
<![CDATA[Sebastian Herman]]>;
<![CDATA[Mohd Mahyudi bin Mohd Yusop]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i1.2904
<![CDATA[Purpose: The study aims to develop a relevant counter-argument and supporting justification on ideas offered by Zaman (2014) in his paper titled "An Islamic Approach to Humanities." Design/Method/Approach: This study adopts a quantitative approach in form of a literature survey, discourse and critical content analysis. For achieving the goal, we capitalize on Ghazi (2006) to support the argument that the source of knowledge is not only through observations. Kalin (2016) and Zarkasyi (2018) are being used to show that Islam encourages reasoning and observations. To support the argument that Islamic economics can be positivistic, we use Abdullahi (2018) as a related paper to deal with that issue. Findings: The study found that Islamic Economics can use the tools of logical positivists in its observation as long as such tools do not contradict the logical structure of the Islamic worldview. Social science like Islamic economics is only an avenue to see the expression of free will that Allah gives to the human being by observing the pattern of human behavior. When the results can describe closer to reality, it can survive and support the development of social science itself. Originality/Values: The main contribution of this study is to clarify the position of Islamic economics on the logical positivism method and its implication in value integration.]]>
<![CDATA[Potorono Village Fund Management on Community Satisfaction in the View of Islamic Economics ]]>
<![CDATA[Erwin Shofiyanti]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i1.2596
<![CDATA[Purpose: Various kinds of government efforts were made to facilitate protect and all various norms in order to improve and fulfill the needs of Indonesian society, but poverty have not weakened but increasing. One form of government effort is the division of administrative areas to able control and fulfillment of needs according to ideals. In this study the author will examine the management of Potorono village funds on community satisfaction and Islamic review about it.Design/Method/Approach: The researcher used a qualitative descriptive method which is field type with a sample consisting of interviews with the government and also a questionnaire from the community totaling 60 samples.Findings: The results indicate that the community is satisfied because it has run the government well and effectively both in terms of quality and service.Originality/Values: Likewise, in the view of Islamic economics, it is also considered appropriate because it has applied the role of the prophet Muhammad SAW. Siddiq, Amanah, Tabligh and Fathonah.]]>
<![CDATA[The Effect of Service Quality toward Customer Satisfaction in a Sharia Pawnshop (Case Study on a Sharia Pawnshop in Jambi Province) ]]>
<![CDATA[Busriadi Busriadi]]>;
<![CDATA[Rahman Arifin]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i1.2087
<![CDATA[Purpose: This research analyzes the business phenomenon of PT. Pegadaian Syariah (Persero) Tbk. in Jambi province, in which the problem is how to build customer satisfaction to achieve the company goal. This research is designed to analyze the effect of service quality on customer satisfaction. This research aims to find answers to the flow of service quality performance. In addition, the modeling in this study also aims to provide a critical understanding of the concept and measurement of customer relationship management.Design/Method/Approach: This research used a descriptive analysis approach and a quantitative method to test the variables by using hypothesis testing. The research subjects were 110 customers of PT. Pegadaian Syariah (Persero) Tbk. of Jambi Province. To analyze the data, researchers used the Structural Equation Model (SEM) by using Amos 22 computer program.Findings: The results showed that service quality had a positive and significant effect on customer satisfaction. This study provides a contribution that strengthens the justification of previous research in which this research develops the effect of service quality by expanding the study on customer satisfaction.Originality/Values: The novelty of the study is identified from the issue which is studied consistently and the place of the research.]]>
<![CDATA[Implementation of Qawa'id Al-Fiqhiyyah Mazhab Hambali in Islamic Economic ]]>
<![CDATA[Hendrianto Hendrianto]]>;
<![CDATA[Hasan Bisri]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i1.2521
<![CDATA[Purpose: This research aims to provide knowledge about qawa'id al-fiqhiyyah Hambali sect thought and its application in sharia economic law seen of the four popular rules of jurisprudenceDesign/Method/Approach: This research is library research, using documentation data collection techniques, and data analysis using content analysisFindings: Results showed that qawaid fiqiyyah dissect Hambali's for bidden right speed before the time, over the main push of the lift, badal (substitute) is positioned mubdal (replaced), and the latter considered common practice, while rare, and there is no law to him. The fourth method is able to address the problem Kulli (general), and in particular the problems of legal jurisprudence of Islam among the modern economy, which in this case study can not be separated from AL Quran and Hadits.Originality/Values: The main contribution of this research is to fill the gap in how the implementation of qawa'id al-fiqhiyyah mazhab hambali in Islamic economic law.]]>
<![CDATA[The Effect of Sharia Marketing Strategy and Member Value toward Member Satisfactionat Ksu BMT Al-Muhajirin Toili Banggai Central Sulawesi ]]>
<![CDATA[Lilit Biati]]>;
<![CDATA[Risnawati Risnawati]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i1.2631
<![CDATA[Purpose: This study aims to determine the effect of sharia marketing strategy and member value toward member satisfaction at KSU BMT Al-Muhajirin Toili Banggai, Central Sulawesi. The objects of this research were members of the BMT with a population of 1000 members, and the samples taken were 30 members. This study aims to determine the extent of the influence of Islamic Marketing Strategy and Member Value on Member Satisfaction at KSU BMT Al-Muhajirin Toili Banggai Central Sulawesi simultaneously and partially.Design/Method/Approach: This study used quantitative analysis methods with multiple linear regression tests with hypothesis testing with the help of SPSS 23.0.Findings: The results of this study are: 1) Sharia marketing strategy (X1) significantly has an effect on customer satisfaction (Y); 2) The value of members (X2) significantly has no effect on customer satisfaction (Y); 3) Sharia marketing strategy (X1) and member value (X2) has a significant effect on member satisfaction (Y) at KSU BMT Al-Muhajirin Toili Banggai, Central Sulawesi simultaneously.Originality/Values: Therefore, the research conclusions are: 1) Sharia marketing strategy (X1) of KSU BMT Al-Muhajirin Toili Banggai Central Sulawesi is one of the factors that affect the satisfaction of prospective members. The better the marketing strategy used, the more interested people will be to become members of KSU BMT Al-Muhajirin Toili Banggai, Central Sulawesi; 2) the value of members (X2) does not affect the satisfaction of the community; this is because the value given is purely from the heart of the community and there are other factors that affect the satisfaction of members; 3) The marketing strategy of sharia (X1)) and member value (X2)) are dominant variable to satisfaction of prospective members of KSU BMT Al-Muhajirin Toili Banggai, Central Sulawesi.]]>
<![CDATA[Corporate Social Responsibility of Islamic Banks: CSR website visibility, CSR initiatives, CSR strategy ]]>
<![CDATA[Tahreem Noor Khan]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 2 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i2.3091
<![CDATA[Purpose: The concept of Corporate Social Responsibility (CSR) has been widely known in the Islamic banking sector yet there is criticism and lack of trust which exists among stakeholdersDesign/Method/Approach: To reduce negative concern and to fill the gap in the literature, this research reinforces the integration of ethical and moral principles in the banking business.Findings: One of the integral and core elements of Islamic economics is ‘falah’; which focuses on wellness and the concept of reward in this world and hereafterOriginality/Values: To fulfil the needs of the ethical aspect of Islamic banks which leads to ‘falah’, this research has extracted the underlying theoretical issues of Islamic bank Corporate Social Responsibility (web visibility, initiatives, strategy). This research also determines the extent of CSR visibility in twelve leading Islamic banks’ corporate websites.]]>
<![CDATA[The Existance of National Sharia Arbitration Agency in The Settlement of Sharia-law Banking Dispute In Rejang Lebong District ]]>
<![CDATA[Harianto Wijaya]]>;
<![CDATA[Laras Shesa]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 2 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i2.3519
<![CDATA[Purpose: The purpose of the study was to figure out how the existence of the national sharia arbitration body was in the settlement of sharia banking disputes in Rejang Lebong district. With the writhing of sharia-based economies, it certainly does not seal the possibility of a problem arising from it. In terms of matters resolved without need to to the realm of the court whether it has gone through a national sharia arbitration body or not yet.Design/Method/Approach: In the drafting of this article the author uses a qualitative approach. To search for data in this study constituents used interview methods with specific respondents. Analyzed it with deductive techniques. So that it could be narrated the results of those findings.Findings: The findings in this study turned out that the existence of national sharia arbitration agencies was still minimal, this being because of some of the first minimal financial or business institutions that used sharia foundations as a foundation in transacting. Second, still the lack of community understanding of the existence of national sharia arbitration institutions. For the problem settled ligitally only, many did not yet know it should be settled in the Court of Religion. Many societies who assume such things will be settled in ordinary public courts. Third, based on the recognition of bank leaders using the principle of sharia transactions, there was indeed no dispute at the bank yet.Originality/Values: The conclusion that can be drawn from research findings is the absence of existence from national arbitration agencies within the economic problems of the community of Rejang Lebong County]]>
<![CDATA[Measuring The Level of Knowledge and Awareness of The People in Jambi Province Pay Zakat Through E-Commerce ]]>
<![CDATA[Paulina Lubis]]>;
<![CDATA[Rafiqi Rafiqi]]>;
<![CDATA[Ary Dean Amri]]>;
<![CDATA[Fitri Widiastuti]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 2 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i2.3516
<![CDATA[Purpose: This paper examines the level of knowledge and awareness of the Jambi province community in issuing zakat through the e-commerce payment system.Design/Method/Approach: This study uses descriptive analysis by applying a quantitative approach to obtain information and collect the required data through google forms. Observation and literature study were also applied to expand the secondary data. The method is carried out to see the model of knowledge, awareness people pay zakat through e-commerce. Can it speed up the collection and distribution of zakat funds to people in need?Findings: The results showed that the level of knowledge and public awareness distribute zakat through e-commerce had a significant positive effect on the acceleration in the collection of zakat funds. The greater the level of knowledge and public awareness in the use of e-commerce, it can help accelerate the collection and distribution of zakat funds in Jambi Province.Originality/Values: The main contribution of this research is the existence of payment services and distribution of zakat funds by e-commerce which is very helpful and fosters awareness and knowledge of the Muslim community who wants to pay zakat without having to meet face to face, and Islamic law remains valid ]]>
<![CDATA[Business Unit Management Model After the Implementation of the Regulation of The Minister of Religious Affair (PMA) No 19 of Year 2017 ]]>
<![CDATA[Erwin Erwin]]>;
<![CDATA[Misneli Misneli]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 2 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i2.3453
<![CDATA[Purpose: The Paper is to to find out changing management model of State Islamic University (UIN) business units in Indonesia after the change of Institutional status from State Islamic Institute (IAIN) to State Islamic University (UIN) in accordance with PMA No.19 Year 2017.Design/Method/Approach: This study uses a descriptive analysis. It The research employed a mixed method between qualitative research methods and quantitative methods. Quantitative method was used because this research also distributed questionnaires related to environmental responses to the existence of business development units while the qualitative method was used to describe the condition of the Business Development Unit in each university using Research and Development model.Findings: The results of this paper are designed management from whole of problems found in each UIN after the status converted.Originality/Values: The main contribution of this study concern on management model of UIN business in Indonesia after the change of Institutional status from state Islamic Institute to state Islamic university in accordance with PMA no 19 2017.]]>
<![CDATA[The Optimalization of Zakah Distribution During Covid-19 Pandemic Using Data Envelopment Analysis (DEA) Method at Badan Amil Zakat Nasional (BAZNAS) Indonesia ]]>
<![CDATA[Yosi Maytesa]]>;
<![CDATA[Mega Ilhamiwati]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 6, No 2 (2021) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v6i2.3584
<![CDATA[Purpose: The purpose of this paper is to assess the level of optimality of zakat institutions to deal with the economic crisis during the Covid-19 pandemic.Design/Method/Approach: In this research, the measurement of efficiency of zakat distribution during the Covid-19 pandemic at badan amil zakat nasional (BAZNAS) has been carried out using data envelopment analysis (DEA) method.Findings: The result is the mean of zakah distribution relative efficiency are 70 %. Finally, some suggestion for evaluating the distribution of zakat in the future has been discussed. Originality/Values: The contribution of this research is to obtain the efficiency value of zakat distribution during the Covid-19 pandemic. So that with the result, the management of zakat distribution at BAZNAZ can improved and evaluated.]]>
