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Contact Name
Zulkifli Musannip Efendi Siregar
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editor.ijbtob@gmail.com
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+6285365167386
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editor.ijbtob@gmail.com
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Jl. Anggaran No. 50 Kelurahan/Kecamatan Karang, Tengah Kota Tangerang Banten, Indonesia
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INDONESIA
International Journal of Business, Technology, and Organizational Behavior (IJBTOB)
ISSN : -     EISSN : 27754936     DOI : https://doi.org/10.52218/ijbtob
International Journal of Business, Technology, and Organizational Behavior (IJBTOB) (e-ISSN: 2775-4936) is a peer-reviewed journal in the field of general management, entrepreneurship, marketing, Human Resource, Accounting, Business Finance, Business Technology, Digital Technology, Digital Innovation, Business Law, Organizational Behavior. International Journal of Business, Technology, and Organizational Behavior published six issues in a year (February, April, June, August, October, December). The Journal is published by the Garuda Prestasi Nusantara Consulting. Accepted paper will be available online (free access), and there will be no publication fee.
Articles 314 Documents
Usability Evaluation of E-Commerce Website Madiha Qadir; Adnan Ali
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 5 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i5.133

Abstract

Shopping is one of the fundamental part in our everyday life. These days, individual’s way of life is extraordinary. Individuals feel awkward and set aside a long effort to go to swarmed markets. So e-shopping is a gift as it spares a ton of time. Online buys are a procedure by which shoppers purchase merchandise straightforwardly to a dealer without a web business administration. Purchasers can visit online stores from the online websites. Online stores are accessible twenty-four hours per day and mostly buyers have internet get to both at work and at home. So it is helpful for them to purchase on the web. We have to know the blemishes of interface which client confronted. Compelling plan of interface increment trust of clients. This study endeavours the convenience assessment of homeshopping.pk sites. In this study used user testing and questionnaire which is best strategy.
Marketing Strategy and Problems of Furniture Enterprises in Greater Jakarta Area Darwin Simanjuntak
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 5 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i5.134

Abstract

This study aimed to determine the marketing practices and problems of the furniture enterprises in Greater Jakarta Area. This study uses the descriptive method of research. Data was obtained by using a questionnaire and followed by interview to obtain the further opinion of the respondents. The very core problems of the study are to determine the marketing practices and strategies of the furniture enterprises. Living room sets, dining room sets, bedroom furnishings, and chairs are type of products produced. Quality of product, good design and durabilty are the product attribute desired by the buyers. USA, Germany, Netherlands, UK, and Japan as a major export destinations. Participation in traade fair, correspondence, website &instragram are most common method of introducing product to the market. Full cost plus mark-up, manufacturing cost plus mark-up are common pricing practices of furniture firms. The firms placed high premium on maximizing profit and increase market share, mark-up pricing and target return pricing are the common pricing strategies of furniture firms, participation in trade fair, placing website & instragram are the most common promotion mix employed by furniture firms. Musrooming of new producers for the local market is a threat that affect local furniture firms, limited involment in trade fair, lack of market information and unpredictable demand are the nature of problem encountered, high tax and interest rate, increse of manpower wage rateswere the most severe problems.Trade fair subsidy, modern machinery subsidy, favorable tax rate dan reduce minimum wage rate are the expect assistance program from the government. Key words: Marketing Practices and Problems, Government Assistances Program, Furniture enterprises.
Effect of Credit Risk on the Profitability of Banks Listed on The Ghana Stock Exchange Israel Opoku Ayim; Oscar Opoku Agyemang
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 5 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i5.135

Abstract

The study analysed the effect of credit risk on the profitability of banks listed on the Ghana Stock Exchange. Annual data of 8 out of the 9 banks listed on the Ghana Stock Exchange were used and a panel data regression model was used to analyse the financial reports of the selected banks. It was found that the profitability of banks listed on GSE is not influenced by Non-Performing Loans Ratio (NPLR), Cash Reserve Ratio (CRR), Asset Growth Ratio (AGR) and leverage ratio (LEV), however, Capital Adequacy Ratio (CAR) and cost per loan asset (CPLA) influence the profitability of banks. The result shows that 49.5% of change in profitability of banks listed on GSE is attributable to the independent variables in the model. The study recommended among other things that the Bank of Ghana (BoG) and other supervisors/regulators of the banking sector should focus on other profit indicators either than credit risk if they want to influence the profitability of banks. Also, management of banks listed on the Ghana Stock Exchange should pay attention to capital adequacy ratio (CAR) and Cost Per Loan Asset (CPLA) which have significant influence on profitability. Finally, future studies should consider the effect of liquidity risk, market risk or operational risk on profitability of banks listed on the GSE. Keywords: Credit risk, Profitability, Ghana Stock Exchange, Capital Adequacy Ratio, Non-Performing Loans Ratio
The Effect of Financial Instruments on Capital Market Growth in Nigeria Jibril Mohammed
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 5 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i5.137

Abstract

This study investigates the effect of financial instruments on capital market growth in Nigeria, using government bonds and equity securities as proxies for financial instrument while market capitalization was use as proxy for capital market growth. The study adopts the ex-post-facto research design. Quarterly data used in the study were sourced from CBN annual statistical bulletin for relevant years (2012-2020). Descriptive statistics and the ordinary least square (OLS) multiple regression techniques were the main statistical tools used in the analysis of data. Additionally, the study conducted unit root test and test for cointegration to ascertain stationarity and long run relationship respectively. The modern portfolio theory was adopted for the study as it provides the most useful theoretical explanation for the study. The findings from the study, reveals that the combined outcome of the two explanatory variables used in this study have significant relationship with capital market growth. Based on the findings, the study concludes that financial instruments are a good predictor of capital functions in an economy by means of providing liquidity for both government and private investors. Therefore, the study recommends that financial instrument should be properly supervised and regulated as it forms an integral part of the capital market and serves important functions in an economy by means of providing liquidity for both government and private investors. Keywords: Financial Instrument, Market Capitalization, Bonds, Equity Securities
Contribution of Vidhatha Resource Center for small industries and handicrafts; a study focusing on the Akurana area of the Kandy district M.N. Nuska Banu; M.A.F. Afra
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 5 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i5.138

Abstract

Most people in the world depend on industrial activities. People who were aware of the need for industrial activities after industrial revolution are still enjoying its benefits to this day. Profit or loss they receive according to their capital. It is most commendable thing that the contribution of the way of government and non-government organizations based on that to promote industrial initiatives in developing countries like Sri Lanka. Accordingly, the study is aimed at developing the small scale industries in Akurana and Vidhatha Resource Centre which provides it to the people with a view to developing the villages found in Sri Lanka in industrial ventures, and identified small scale industries in Akurana area in Kandy district. The main objective of the survey is to provide information on the Vidhatha Resource Centre for children and seniors in the Akurana area and to be a partner in improving the Sri Lankan economy, and the purpose of the study is to bring information about the Vidhatha Resource Centers, and its services to the public. Data were collected through interviews with up to 50 people living in the area. The results were obtained from the interviews with Vidhatha Resource owners and entrepreneurs. There are currently total 257 Vidhatha Resource Centers operating in Sri Lanka, and there are 19 Vidhatha Resource Centers in Kandy district, and only one Vidhatha Resource Centre is in Akurana. Although there is a lot of industry in Sri Lanka, Vidhatha Resource Centre in Akurana is mostly used for candle making, food preparation, nutmeg and other products. In addition, specific people from Grama-Nilathari section are recruited for the software courses and hardware courses. These Vidhatha Resource Centers are also very useful for the common people to create self-employment opportunities, and for the people involved in self-employment to improve their quality of life. By upgrading such resource centers island wild, even ordinary people are more likely to reap the greatest benefits. Doing so, can build a sustainable prosperous Sri Lanka in future. Keywords: small scale industry, Vidhatha Resource Centre, economy, entrepreneur, people
Impact of Fintech on Work From Home & Mobile Banking Operations: Evidence From Islamic Banking Sector During Covid-19 in Sri Lanka Hassan, Nuskiya; AP. Misrina
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 6 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i6.141

Abstract

FinTech is an emerging modern financial industry that has used and utilized innovative technology to improve its activities and it has taken the world by storm. Anyone anywhere can access and perform their tasks from their convenient couch by simply doing few touches with their fingertips on their smartphones. The purpose of this research is to analyze the impact of FinTech on Work From Home (WFH) & Mobile banking operations of the Islamic banking sector during COVID-19. The Pandemic has frozen the whole world stands still and affected people's life particularly the medium of communication, Lifestyle, health, and wealth. Hence, Citizens around the world had no choice than following the lockdown rules and accepting Curfew laws implemented by the government Even though the people who had these devices faced problems accessing their online banking activities. Therefore, Islamic banks faced various issues and challenges while implementing FinTech during COVID 19. The study was done with a qualitative survey based on the primary data collection technique. Therefore, the data were collected from 38 sample responses (Al-Falah 5, Amana Bank 27, and HNB 6). Thus, data analysis is done through the software of SPSS and the findings show that, descriptive and inferential statistics with standard data presentation tools such as reliability test of the instrument and data, correlation analysis, and regression analysis and a sample test for hypothesis testing. Accordingly, the study was recommended, the bank can be at a great place in encouraging and influencing people to be great at using technology in WFH and mobile banking operations. If the banks have introduced technology into banking activities, people will be required to use it by default. This will encourage people to be innovative in using this technology, Banks can introduce technology in pawning money transactions and Bank E-cheque been introduced in Sri Lanka, there will be increases in more numbers of business and commercial money transactions.
Stock Price Determinant of PT Timah Tbk During the Covid-19 Pandemic Christiani, Vinola; Annicha, Clara; Wiranata, Elvin; Nugroho, Ari Agung
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 6 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i6.147

Abstract

Stock Price Determinant of PT Timah Tbk during the Covid-19 Pandemic, the Covid-19 Pandemic involves the world economy. Lockdown and Large-Scale Social Restrictions make the economy slow down due to the restricted activities. The prices of crude oil and metal commodities also corrected, including the price of tin commodity due to the decrease of demand. Therefore, the aim of this study is to analyze the impact of the tin price variable, Interest Rate (BI Rate), Net Profit Margin (NPM), and Debt to Equity Ratio (DER) on the Stock Price of PT Timah Tbk during the Covid-19 pandemic. This study used a quantitative method. The object of the study was PT Timah Tbk. The samples used were secondary data, which were tin commodity price, and interest rate of SBI in 2020, and the quarterly financial statements of PT Timah Tbk. The analysis method used was Multiple Linear Regression. The data collection techniques used in this study consisted of two stages: conducting library research (studying literature in the form of research journals, scientific papers, articles, and books) and the documentation stage. The results of the study show that (1) Partially, tin price has a positive and significant impact on the stock price of PT Timah Tbk. (2) Partially, variables of interest rate, NPM, and DER have a negative and not significant impact on the stock price of PT Timah Tbk. (2) Simultaneously, tin price, interest rate, NPM, and DER have a significant impact on the stock price of PT Timah Tbk. Keywords : Tin Price, Interest Rate (BI Rate), Net Profit Margin (NPM), Debt to Equity Ratio (DER), and Stock Price
Gross domestic savings: what influences it's growth in Kenya? Musyoka, Julia Mwende; Ogero, Titus Mosoti
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 6 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i6.148

Abstract

The study investigates the factors influencing gross domestic saving growth in Kenya during the period 1989 – 2018 using the McKinnon-Shaw Hypothesis. Ordinary least squares is employed to test for significance of individual parameters which may influence the level of gross domestic savings growth. The results indicate that gross domestic product growth rate, inflation rate and lending interest rate are significant in determining the growth in gross domestic saving. Capital formation was insignificant in influencing the growth in gross domestic saving. The results indicate the need for the government to enhance the prospects of economic growth which will lead to rise in domestic savings. The Central Bank of Kenya, as well, to set lending interest at a rate that encourages saving.
The Concept of Application of Integrity Values in The Management of Zakat Institutions Nor Paizin, Muhsin
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 6 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i6.149

Abstract

The purpose of this paper is to explore and provide insights to see how the value of integrity can be applied among zakat institutions so that zakat officers can perform their duties honestly and sincerely only because of Allah SWT. This research also tries to suggest improve the existing zakat management system so that it is more efficient and systematic, and to make the zakat institution as a place to produce employees who uphold the noble values among the local community. This research adopts qualitative research approach using the holy Al-Qur’an as a primary source and hadith of the Rasulullah SAW supported by the anecdotes of his companions as a secondary source and prior literature. While performing the duties entrusted to him or her, whether while holding a position in the government service, private, statutory body or self-employed, many challenges will be faced especially those involving integrity. Therefore, in order to address these challenges, it is definitely necessary to know and recognize the characteristics of reprehensible mazmumah which is a stumbling block to the implementation of integrity.
Technology of Production a New Type of Product in the Tourism Diversification Zoyirovich, Kamolov Xudoyor
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 1 No. 6 (2021): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v1i6.150

Abstract

This article analyzes the scientific foundation of the development for a technology of production a new type of tourism and diversification tourism, explores the impact of diversification new tourism products in the tourism, as well as offers to create a new type of touristic routine, the introduction of special types of tour-packages and improve different kind od tourism types through the diversification of tourism products in Uzbekistan. Diversification of tourism products is one of the areas of continuous improvement of the activities of travel agencies and other organizations working in the field of tourism. A highly efficient travel agency strives to provide a variety of services to as many tourists as possible. This model of commercial success is typical of most tour firms in the modern tourism market. Success here depends on the quality and range of services offered (products, goods) and their volume. In connection with this approach, many travel companies try to diversify the type of services as much as possible to meet the needs of customers as much as possible. The practical significance of the work is the development of proposals to increase the efficiency of the travel agency. The goal is to increase the revenue of the travel agency by diversifying the services offered

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