Multidiciplinary Output Research for Actual and International Issue (Morfai Journal)
MORFAI This journal will publish research articles or studies that are multidisciplinary in nature, including: education, law, health, agriculture, engineering, energy, technology, and social science. This journal is dedicated to explore and socialize many creative and innovative thought who focus in: Humanities: Art, History, Languages, Literature, Music, Philosophy, Religion, Theater, etc. Social Science: Geography, Sociology, Education, Political Science, Law, Policy, Social Review, Arts, History, Philosophy, Anthropology Management: Commerce, Economics, Finance, Accounting, Corporate Governance, Human Resources Management, Marketing Management, Quality Management Training and Development Engineering: Information Technology, Computer Application, Civil Engineering, Machanical Engineering, Chemical Engineering, Electrical Engineering, Physics Medical Science: Medicine, Health, Nursing, Clinical Research, Pharmacy, Pharmaceutical, Pharmacognosy, Pharmacology, Phytochemistry Biology: Botany, Bioscience, Microbiology, Biotechnology, Clinical Biology, Molecular Biology, Biochemistry, Agriculture, Chemistry, Environment and Ecology, Food Science, Nutrition, Plant Science, Entomology, Zoology, Fisheries Physical Education: Sports, Yoga, Physiotherapy, Physiology, Exercise, Health
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<![CDATA[IMPLEMENTATION OF MUDHARABAH CONTRACTS IN SYARIAH BANK ]]>
<![CDATA[Mutia Wulandari]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
Publisher : <![CDATA[RADJA PUBLIKA ]]>
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DOI: 10.54443/morfai.v3i2.860
<![CDATA[In the aspect of Islamic banking, mudharabah contracts are a type of contract that is quite common in various types of products and programs offered by Islamic banks. One of the Islamic bank products that has operational provisions using a mudharabah contract is financing or the process of borrowing capital.One of the highlights is financing using a mudharabah contract. Mudharabah itself can be interpreted as a cooperation contract between two parties in which the first party provides all the funds, while the second party acts as the manager of the funds and profits are shared between them according to the agreement while losses are only borne by the owner of the funds.]]>
<![CDATA[ANALYSISS IMPLEMENTATION OF PSAK 105 IN ACCOUNTING PRACTICE MUDHARABAH FINANCING OF INDONESIAN SHARIA BANK (BSI) LHOKSEUMAWE ]]>
<![CDATA[Atika Salsabila Widyadhari]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.862
<![CDATA[This study focuses on how to apply mudharabah financing accounting based on PSAK No. 105 contained in Bank Syariah Indonesia (BSI) Lhokseumawe. The purpose of the results of this study is to find out how to apply accounting for mudharabah financing based on PSAK No. 105. The research method used is a qualitative method approach. The results of this study are that at Bank Syariah Indonesia (BSI) Lhokseumawe has implemented mudharabah financing accounting based on PSAK No. 105 so that the hope that can be reviewed is that Bank Syariah Indonesia (BSI) Lhokseumawe can improve HR performance again in terms of service and preparation of reports contained in Bank BSI Lhokseumawe in order to maintain public trust.]]>
<![CDATA[TRACKING SUN PATH AND VOLTAGE MONITORING SYSTEM ]]>
<![CDATA[N.Jyothsna]]>;
<![CDATA[Lasya Priya Bhavanchikar]]>;
<![CDATA[B.Bhavani]]>;
<![CDATA[K. Vyshnavi]]>;
<![CDATA[K.Pratyusha]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.864
<![CDATA[Presently we are invading in a new period of modernisms i.e., Internet of Things (IoT). By using the IoT supervising solar energy can greatly enhance the performance, monitoring of the plant. It is a technique to keep track of the dust assembled on the solar panels to induce the maximum power for active utilization. The amount of output power of the solar panels depends on the radiation hit to the solar cell. All the panels are attached and the sensors are precisely connected to the central controller which supervise the panels and loads. Thus, user can view the current, voltage and sunlight.]]>
<![CDATA[AN ANALYSIS OF THE URBAN POVERTY IN TAMIL NADU ]]>
<![CDATA[R.VENKATESH]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.881
<![CDATA[Abstract In light of the development of rural areas and the rural residents' migration to cities in pursuit of survival, the urban population is rising. As a result, more and more people are moving to cities like Chennai in search of work that Chennai can support, making cities like Chennai untenable. The only way to solve this issue is to make tiny towns and villages livable places. Most people claim that if they could earn 40% less than they do in Chennai, they would be content to live in small towns and villages.]]>
<![CDATA[THE EFFECTS OF SERVICE QUALITY, AND CUSTOMER SATISFACTION TOWARDS BUS TICKET PRICES OF PT. CHANDRA ]]>
<![CDATA[Safrida]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.890
<![CDATA[The purpose of this study was to determine the effect of service quality and price on ticket purchasing decisions at PT. Chandra Medan. The technique used in sampling is accidental sampling with a total of 50 respondents. Sources of data using primary data in the form of questionnaires/questions and secondary data obtained from literature, documents and the internet. The data was processed using SPSS version 21. The data analysis technique used was multiple linear regression with the formula Y = a + b1 X1 + b2 X2 + e and to find out how much influence service quality and price have on purchasing decisions for passenger tickets on PT. Chandra Medan uses a comparison technique t test and F test. The results of the validity test and reliability test of the questionnaire, each question item is declared valid and reliable where if the value of Rcount> Rtable with the value of all items is above the value of 0.729 and the regression equation Y = 4.253 + 0.178X1 + 0.375X2 means that every increase by one unit will cause an increase in customer satisfaction by 0.178 and 0.375. To know whether the hypothesis in this study is accepted or not, the t-count test technique is used. Fcount obtained tcount value of service quality of 2.331 and tcount price value of 3.603 and ttable 2.012 and obtained Fcount value of 15.988, while Ftable 3.90 and and the level of significance (0.000 <0.005) indicates that service quality (X1) and price (X2) collectively have a significant effect on purchasing decisions.]]>
<![CDATA[EFFORTS TO COMBAT MONEY LAUNDERING (RESEARCH STUDY OF MEDAN POLRESTABES) ]]>
<![CDATA[Yasmirah Mandasari Saragih]]>;
<![CDATA[Ilmuwani Lubis]]>;
<![CDATA[Karolus Agung Dery Rianto]]>;
<![CDATA[Irfan Rizky Pradya]]>;
<![CDATA[Willy Novan Prakoso]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.941
<![CDATA[Money laundering, often known as money laundering, is carried out by government officials who hold the power to roll back money that is not legitimate after getting proceeds that are not theirs. In Indonesian, money laundering is translated by the term "money laundering" or "money bleaching". Article 3 of Law Number 8 of 2010 concerning Prevention and Eradication of Money Laundering Crimes states that Everyone who places, transfers, assigns, spends, pays, grants, deposits, takes abroad, changes forms, exchanges with currency or securities or acts other assets of which he knows or reasonably suspects constitute the proceeds of a crime with a maximum imprisonment of 20 (twenty) years and a maximum fine of Rp. 10,000,000,000.00 (ten billion rupiah). Based on research at the Criminal Investigation Unit of the Medan Police Criminal Investigation Unit, there was a crime of money laundering. However, in reality the settlement of money laundering crimes still faces obstacles. This study aims to explain the law enforcement process by the Criminal Investigation Unit of the Medan Polrestabes in the crime of money laundering, the efforts made by the Criminal Investigation Unit of the Medan Police in tackling money laundering and the obstacles faced by the Criminal Investigation Unit of the Medan Police in tackling money laundering. Data in the completion of this scientific work was carried out using empirical legal research methods by collecting primary data obtained by interviewing respondents and information, while library data was obtained by studying laws and regulations, textbooks, scientific writings, and literature related to the problems discussed in this study. It is recommended to increase the quantity and quality of police personnel and complete the facilities needed by the police as well as increase the budget used to handle cases. As for the inhibiting factors of the Police in tackling money laundering crimes, namely internal factors are law enforcement factors while external factors are legal factors, facilities and infrastructure factors, community factors and cultural factors. It is recommended to increase the quantity and quality of police personnel and complete the facilities needed by the police as well as increase the budget used to handle cases.]]>
<![CDATA[IMPLEMENTATION OF FOGGING AS AN EFFORT TO ERADICATE MOSQUITO THE CAUSE OF DENTAL FEVER IN SOUTH WEST ACEH DISTRICT ]]>
<![CDATA[Khairina]]>;
<![CDATA[Jun Musnadi Is]]>;
<![CDATA[Darmawan]]>;
<![CDATA[Fikri Faidul Jihad]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.947
<![CDATA[Fogging or fogging is the process of spraying mosquitoes, especially pesticides, to kill carriers (vectors) of dengue hemorrhagic fever (DHF). The purpose of this study was to find out the implementation of fogging as an effort to eradicate mosquitoes that cause dengue fever in Aceh Barat Daya district. The method used by researchers in this research is qualitative and can be called a natural research method because it was carried out in a natural environment. The results showed that the implementation of fogging as an effort to eradicate mosquitoes that cause dengue fever in Aceh Barat Daya District has not been effective in reducing the number of DBB sufferers due to inadequate socialization of DHF control.]]>
<![CDATA[FINANCIAL INCLUSION AND ITS TRENDS IN INDIAN ECONOMY ]]>
<![CDATA[Mudasir Ahmad Ganai]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.967
<![CDATA[Abstract Finance has an essential part of an economic development of the society as well as in economic nations. Through financial inclusion can achieve equitable and inclusive growth of the country. Financial inclusion is used for delivery of appropriate financial services at an affordable cost, on the basis to vulnerable groups such as low income group and weaker section of people that lacks access to even the most basic banking services. This study is based on the focuses on approach adopted various Indian banks to achieving the goal of financial inclusion for inclusive growth in India. The reverent data has been collected from various articles, journals, report of RBI, report of NABARD and Annual Economic Survey. The above context is based on the financial inclusion and economic growth and finance in Indian context. In this research paper we learn about the effect of various financial inclusions on our nation’s economy]]>
<![CDATA[INTEGRATION OF ACCOUNTING SYSTEMS IN BUSINESS MERGERS ]]>
<![CDATA[Rezy Trilestari]]>;
<![CDATA[M. Ibnu Suganda]]>;
<![CDATA[Suhaimi]]>;
<![CDATA[Yoana Badra]]>;
<![CDATA[Ulfah]]>;
<![CDATA[Indrayani]]>;
<![CDATA[Muammar Khaddafi]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.985
<![CDATA[The conclusions that can be drawn based on the discussion and explanation above are as follows: Acquisition is an effective strategy that can be used by companies to increase corporate value and competitive advantage. To achieve this, companies must consider various decisions and plan carefully to reach strategic decisions. The challenges faced by the company immediately after the acquisition were challenges to integrity, cultural factors, systems and procedures that differed between companies, which required adjustments. If the company cannot handle this challenge properly, it will cause acquisition failure. The impact of implementing the acquisition has not shown consistent results and on average it shows a decrease in the company's financial performance after the acquisition so that further studies are needed and the company should evaluate the effectiveness of the acquisitions carried out and be able to optimize available resources.]]>
<![CDATA[RISK MITIGATION IN THE LAUSIMEME DAM CONSTRUCTION PROJECT ]]>
<![CDATA[Untung Tri Uripto]]>;
<![CDATA[Isfenti Sadalia]]>;
<![CDATA[Nazaruddin]]>
<![CDATA[ Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 3 No. 2 (2023): July (July-September) ]]>
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DOI: 10.54443/morfai.v3i2.989
<![CDATA[The construction of the Simeme Dam is a part of efforts to support the development of the agricultural sector and to meet the needs of water in North Sumatra. The Lausimeme Dam construction project has been delayed from its planned schedule. The potential risks that will hinder the completion of the project when viewed from the internal, external and project sources and how to mitigate risks to obtain factors which influence the risk mitigation of the Lau Simeme Dam project in order to determine risk mitigation strategies. This study uses observation, interviews and field surveys compiled by a questionnaire based on a literature study that has been conducted on respondents related to the Lausimeme Dam Development Project and uses a causal descriptive method with a quantitative approach by identifying risks and risk indicators related to what possibilities may arise and will occur in the Lausimeme Dam Development Project. There are 77 risks that are relevant or likely to occur to the Lausimeme Dam Development Project and it is concluded that 68 risks are classified as high and 9 risks are classified as moderate in terms of influence level. Of the 68 risks that are classified as high, there are 15 top risks (largest ranking) that have the highest possibility to occur (probability) and the largest impact based on an assessment of the Lausimeme Dam construction project, therefore mitigation of these possible risks is needed. Mitigation that will be implemented to minimize the possibility of these risks to accour, including: socializing, fulfilling documents and licensing documents, obtaining BMKG data, involving the community and non-governmental organizations, making resource estimates based on analysis, carrying out cross-functional coordination, and preparing CAR.]]>
