cover
Contact Name
Muhammad Daud bin Mahmud
Contact Email
daud@iain-ternate.ac.id
Phone
+6282143116618
Journal Mail Official
alqashdu@iain-ternate.ac.id
Editorial Address
Jl. Lumba-lumba, Kota Ternate, Maluku Utara, 97727
Location
Kota ternate,
Maluku utara
INDONESIA
Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah
ISSN : -     EISSN : 28095065     DOI : 10.46339/al-qashdu
Core Subject : Economy,
Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah merupakan jurnal ilmiah yang dikelola dan diterbitkan oleh Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Ternate. Jurnal ini memuat karya tulis ilmiah hasil penelitian yang dilakukan oleh akademisi, peneliti dan praktisi di bidang ekonomi dan keuangan islam. Jurnal ini diharapakan dapat menjadi alat informasi dan sosialisasi mengenai hasil penelitian terbarukan tentang ekonomi dan keuangan islam. Analisis Ekonomi Perbankan & Keuangan Syariah Regulasi & Stabilitas Perbankan & Keuangan Syariah Pengembangan Produk Lembaga Keuangan Syariah Akuntansi Syariah Ekonomi & Keuangan Islam Layanan Keuangan Islam Pasar Modal Islam Keuangan Mikro Islam Mode pembiayaan Islam Keuangan Sosial Islam
Articles 35 Documents
PENGARUH CAR, NPF, DAN GIRO WAJIB MINIMUM TERHADAP PROFITABILITAS DENGAN FDR SEBAGAI VARIABEL INTERVENING Aviana, Herlanda; Pratama, Abdul Aziz Nugraha
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 3, No 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v3i2.915

Abstract

The background of this research because operational costs of Islamic banks are higher than those of conventional banks, where both of them compete with each other to get the desired profit. This study aims to determine the effect of CAR, NPF, and GWM on Return On Assets (ROA) with the Financing to Deposit Ratio (FDR) as an Intervening Variable in Islamic Commercial Banks in Indonesia. This research uses quantitative research methods. Samples were taken from 10 Islamic banks registered with OJK for the period 2017 – 2021. This research uses secondary data, using the Purposive Sampling method. The software used is E-Views 9 using linear regression analysis. The results of the t test show that the Capital Adequacy Ratio variable has a positive effect on profitability. Non-performing financing variables have a positive effect on profitability. The Minimum Statutory Reserves variable has a positive effect on Profitability. Based on the Path Analysis test, FDR was unable to mediate the effect of CAR on ROA. FDR is able to mediate the effect of NPF on ROA. FDR is able to mediate the effect of GWM on ROA.Keywords:  CAR; NPF; GWM; ROA; FDR
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUASAN NASABAH BSI MOBILE Samiudin, Askal
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 4, No 1 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v4i1.1318

Abstract

This research was conducted with the aim of examining the impact of E-SERVQUAL variables on the level of satisfaction of BSI Mobile users in the Special Region of Yogyakarta Province. The method applied used the E-SERVQUAL model with the addition of responsiveness as a differentiating factor. The population of focus in this study consisted of active BSI Mobile users in 2022, totaling 82,244, while a sample of 200 BSI Mobile users scattered across the Special Region of Yogyakarta Province was selected. The approach used was quantitative descriptive, and the analysis was carried out using the SEM (structural equation model) method with the software SmartPLS 3.0.The research results indicate that reliability, fulfillment, and responsiveness have a significant impact on the level of satisfaction of BSI Mobile users. On the other hand, efficiency and security/privacy do not have a significant impact on the satisfaction of BSI Mobile users. The theoretical implications of this research are an enhancement of our understanding of the factors influencing the satisfaction of BSI Mobile users, especially in the context of Mobile banking services, from an academic perspective. On the practical side, the findings of this research can be considered in formulating BSI Mobile marketing policies.Keywords: E-Servqual; Cotumer Satisfaction; BSI Mobile
PENGARUH KINERJA KEUANGAN TERHADAP PANGSA PASAR BANK UMUM SYARIAH DI INDONESIA PERIODE 2016-2020 Wahyuni, Sri
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 3, No 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v3i2.1030

Abstract

The aim of this research is to examine how Sharia Commercial Banks in Indonesia are finalized and their relationship to market share. This research uses quantitative descriptive methods and collects data through secondary data or through quarterly financial reports of Sharia Commercial Banks. The population in this research is the Financial Reports of Sharia Commercial Banks in Indonesia for the 2018-2022 period. The sampling technique in this research is total sampling, namely a sampling method known as total sampling using a proportional number of samples with a population of less than 100. Total sampling is carried out because the entire population functions as a research sample for all. The research results show that there is a negative and significant effect of FDR on the market share of Sharia Commercial Banks, CAR has no effect on the market share of Sharia Commercial Banks, DER has a positive and significant effect on the market share of Sharia Commercial Banks, ROA has a positive and significant effect on the market share of Sharia Commercial Banks.Keywords:  FDR; CAR; DER; ROA; Sharia Commercial Bank Market Share
PENGARUH UKURAN PERUSAHAAN, LIKUIDITAS, DAN PERTUMBUHAN PENJUALAN TERHADAP PROFITABILITAS PADA PERUSAHAAN SEKTOR FARMASI YANG TERDAFTAR DI BURSA EFEK INDONESIA Kholidah SM, Nur Diana; Imama, Lely Shofa
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 4, No 1 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v4i1.1353

Abstract

The purpose of this research is to examine and analyze the influence of company size, liquidity and sales growth on profitability in pharmaceutical sector companies listed on the Indonesia Stock Exchange. The approach used in this research is quantitative, using secondary data in the form of financial reports. This research is a population study taken from the financial reports of 10 pharmaceutical sector companies for the 2018-2021 period. Data analysis used descriptive analysis, classical assumption test, multiple linear regression, t test, f test and coefficient of determination using the SPSS version 24 program. Research results This shows that company size, liquidity and sales growth simultaneously have a significant effect on profitability. Partially, company size has a significant negative effect on profitability, liquidity has a significant positive effect on profitability, then sales growth has a significant positive effect on profitability in pharmaceutical sector companies listed on the Indonesia Stock Exchange.Keywords: Company Size; Liquidity; Sales Growth; Profitability 
ANALISIS PERBEDAAN PARADIGMA PEMBANGUNAN EKONOMI KONVENSIONAL DENGAN EKONOMI ISLAM Sabilla, Izma; Nabila, Salsa; Amelia, Balqis Hana
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 3, No 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v3i2.1133

Abstract

This research has the title analysis of the sharia economic development paradigm and conventional economic development. This research uses a library study of the differences between the sharia economic development paradigm and conventional economics. The method used is the descriptive method, where this analytical method examines a group of people, objects, conditions, events in the present. Economics studies behavior that has no boundaries which originates from mutually agreed rules, while sharia economics is limited by sharia provisions which are sourced only from the Koran and Hadith. a paradigm that has an important role in the concept and implementation of development economics. Conventional economics only pays attention to changes that occur in economic variables, while sharia economics ignores economic variables and avoids things that cannot be justified in sharia.Keywords:  Conventional Economics; Islamic Economics; Paradigm

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