cover
Contact Name
Ahmad Tohir
Contact Email
jimpa@stebisigm.ac.id
Phone
+6285267779964
Journal Mail Official
jimpa@stebisigm.ac.id
Editorial Address
Jl. Jend. Sudirman KM.4 No.629, 20 Ilir D. IV, Kec. Ilir Tim. I, Kota Palembang, Sumatera Selatan 30129
Location
Kota palembang,
Sumatera selatan
INDONESIA
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA)
ISSN : 27765172     EISSN : 27765202     DOI : https://doi.org/10.36908/jimpa.v1i1
JIMPA: Jurnal Ilmiah Mahasiswa Perbankan Syariah merupakan buletin online nasional sebagai media untuk mengkomunikasikan hasil penelitian tentang permasalahan Perbankan Syariah. Jurnal ini mengemban misi menyebarluaskan berbagai hasil penelitian ilmiah mahasiswa. Jurnal ini hanya menerima dan menerbitkan artikel penelitian bagi mahasiswa Program Studi Perbankan Syariah Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang.
Articles 220 Documents
ANALISIS SWOT TERHADAP PEMBIAYAAN PRODUK MULTIJASA DI PT. BPRS AL-FALAH BANYUASIN Elmita Sari; Meriyati Meriyati; Havis Aravik
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (572.552 KB) | DOI: 10.36908/jimpa.v1i2.25

Abstract

BPRS Al-Falah Banyuasin itself is a financial institution that has a very important role in saving funds and distributing funds, in this activity the distribution of funds can be given to the community to obtain benefits, one of which is the benefit of services. In this case, the demand for multiservice financing products is less than other financing when viewed from the object and need. This type of research is qualitative using interviews, documentation, observation, and testing the validity of the data. The results of this study are how the swot analysis of multiservice financing at PT. BPRS Al-Falah, this Multiservice Financing Product uses a SWOT analysis, namely a comprehensive assessment of (Strength) Strengths, (Weaknesses) Weaknesses, (Opportunities) Opportunities, (Threats) Threats. The contract system for multiservice product financing is where the customer comes directly to the Bank with the aim of submitting an application for multiservice financing, then the customer must fill out a financing application form that has been provided by the bank, and is accompanied by a photocopy of an ID card.
ANALISIS PENGGUNAAN MEDIA SOSIAL FACEBOOK DALAM PERKEMBANGAN UMKM GULO PUAN DI DESA BANGSAL KECAMATAN PAMPANGAN Anggi Julianti; Fadilla Fadilla; Moh. Faizal
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (574.69 KB) | DOI: 10.36908/jimpa.v1i2.26

Abstract

Small Microcus Business (UMKM) is a small business activity but is able to provide a major effect for the economy in Indonesia. That is to expand employment, play a role in the process of equity and increase in community revenue, and encourage the realization of national stability. But to realize it is necessary to be able to compete globally, by utilizing technological developments at this time not to be left behind with the development of the age. Utilization of social media especially Facebook as a promotional tool to make it easy for marketing UMKM Gulo Puan in the village of Bangsal District of District Objective is one of the strategies that are currently used. With easy access, wide tissues, fast working methods and also costs that will be able to provide positive and profitable impacts for MSME. The results of this study show that the use and use of social media as a promotional tool can increase the competitiveness of UMKM-UMKM Gulo Puan in the village of Bangsal District District in January aspects of increased sales than compared to using social media. But when revisited still many non-MSMEs that have not used and utilize social media for marketing online caused by various things.
PENGARUH BAGI HASIL PADA PRODUK TABUNGAN MUDHARABAH TERHADAP MINAT MENABUNG NASABAH DI BANK SYARIAH INDONESIA KCP KM 6 PALEMBANG Siti Novira Putricia; Choiriyah Choiriyah; Muharir Muharir
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (588.882 KB) | DOI: 10.36908/jimpa.v1i2.27

Abstract

In Indonesia, the majority are Muslims, so the demand for banks that operate in accordance with sharia has begun to emerge. This study aims to find out how the effect of profit sharing for mudharabah savings products on the interest in saving customers of Bank Syariah Indonesia Km 6 Palembang. The data collection technique in this study used a questionnaire/questionnaire with a population of several mudharabah savings customers. The research method used is simple regression analysis using SPSS software. The results obtained indicate that the profit sharing variable in the mudharabah savings product has a significant effect on the customer's interest in saving.
PENGARUH PELATIHAN DAN MOTIVASI TERHADAP KINERJA KARYAWAN PADA KOPILOKA 3.0 PALEMBANG TAHUN 2021 Juni Eliana Prasetya N; Moh. Faizal; Choirunnisak Choirunnisak
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (468.61 KB) | DOI: 10.36908/jimpa.v1i2.28

Abstract

In this study, there are results that contradict the theory which states that the higher the level of training and motivation, the employee's performance should increase. In this study, training had no effect and motivation had no positive effect. This study aims to determine the effect of training and work motivation on employee performance in Kopiloka 3.0. The population in this study were all employees at Kopiloka 3.0, which amounted to 15 people with a sample of 15 people using saturated sampling. The data analysis technique in this study used SPSS 24 software, which consisted of data quality test, classical assumption test, multiple regression analysis, and hypothesis testing. By using multiple regression analysis, the results of the study show that training has no effect on employee performance. Motivation has a significant effect on employee performance. Simultaneously (together) the independent variables of training and motivation have an effect on employee performance.
ANALISIS PERILAKU MILENIAL DALAM KEPUTUSAN MENJADI NASABAH BANK SYARIAH DI ERA REVOLUSI 4.0 (STUDI KASUS MAHASISWA PRODI PERBANKAN SYARIAH STEBIS IGM PALEMBANG) Dapid Supriyanto; Havis Aravik; Choiriyah Choiriyah
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (474.933 KB) | DOI: 10.36908/jimpa.v1i2.29

Abstract

Pada era revolusi industri 4.0 saat ini, perkembangan teknologi dan informasi telah merubah perilaku generasi modern khususnya generasi milenial (generasi yang lahir pada tahun 1980-2000). Penelitian ini bertujuan untuk mengetahui pengaruh perilaku generasi milenial yang kuliah di Sekolah Tnggi Ilmu Ekonomi Dan Bisnis Syariah Indo Global Mandiri (STEBIS IGM) dalam keputusan menjadi nasabah bank syariah di era revolusi 4.0. Perilaku generasi milenial yang akan diteliti dalam penelitian ini yaitu Kepercayaan Terhadap Informasi Interaktif, Pemilihan Ponsel Dibanding Televisi, Kewajiban Memiliki Sosial Media, Kurang Suka Membaca Secara Konvensional, Pemanfaatan Teknologi dan Informasi, Mulai Bertransaksi Secara Cahless, Financial Planning dan saving. Metode analisa yang digunakan dalam penelitian ini yaitu wawancara, Observasi dan Dokumentasi dengan subjek responden adalah Mahasiswa Stebis IGM angkatan 2018. Hasil penelitian menunjukan bahwa perilaku generasi milenial berhubungan secara signifikan dalam keputusan menjadi nasabah bank syariah. Adapun untuk perilaku yang mempunyai nilai pengaruh yang paling besar terhadap niat menjadi nasabah bank syariah yaitu kewajiban memiliki media sosial dan pemanfaatan teknologi dan informasi.
STRATEGI KOMUNIKASI BANK BPR SUMSEL DALAM MEMPROMOSIKAN PRODUK TABUNGAN SIPINTAR Jaka Andika; Havis Aravik; Saprida Saprida
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (637.092 KB) | DOI: 10.36908/jimpa.v1i2.30

Abstract

Penelitian ini berjudul “Strategi Komunikasi Bank BPR Sumsel Dalam Mempromosikan Tabungan SiPintar”.Menabung adalah salah satu jalan untuk menuju masa depan yang bahagia. Tabungan SiPintar merupakan simpanan yang dicicil sedikit demi sedikit untuk menjamin pendidikan anak kemudian hari.Yang menjadi perumusan masalah yaitu bagaimana strategi komunikasi Bank BPR Sumseldalah mempromosikan tabungan sipintar ke calon nasabah. Penelitian yang dilakukan ini merupakan penelitian lapangan yang bersifat kualitatif dengan cara langsung mendatangi tempat yang menjadi objek penelitian sebagai sumber data primer, sedangkan sumber data sekunder ialah dari buku-buku, artikel, serta jurnal yang berkaitan dengan strategi, komunikasi dan yang berkaitan dengan Bank itu sendiri. Data yang didapat dianalisis kemudian disimpulkan secara sistematis untuk menjawab permasalahan sehingga penelitian ini mudah difahami.Hasil dari penelitian ini bahwa strategi komunikai tabungan sipintar ini mengena pada masyarakat serta diterima dengan sangat baik oleh masyarakat, sehingga masyarakatpun berbondong-bondong untuk menjadi nasabah pada produk ini.
PENGARUH MOTIVASI DAN PENGETAHUAN PRODUK PERBANKAN SYARIAH TERHADAP KEPUTUSAN MENJADI NASABAH BANK SYARIAH INDONESIA (Studi Kasus Ex Bank Syariah Mandiri KCP Palembang KM 6) Erinda Resti; Havis Aravik; Choirunnisak Choirunnisak
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (700.395 KB) | DOI: 10.36908/jimpa.v1i2.31

Abstract

This study discusses the influence of motivation and knowledge of Islamic banking products on the decision to become a customer of Bank Syariah Indonesia (Case Study of Ex Bank Syariah Mandiri Kcp Palembang Km 6). Descriptive quantitative research method, with a population of 3,612 customers and 97 samples. While the data collection technique using questionnaires and documentation and data analysis is multiple linear regression analysis. The results obtained show that the motivation to avoid usury and knowledge of Islamic banking products simultaneously on the decision to become a customer has a positive and significant effect with the proportion of motivation to avoid usury (X1) and knowledge of Islamic banking products (X2) on the decision to become a customer (Y) of 75 ,2%. Meanwhile, for the partial test of the motivation to avoid usury and knowledge of Islamic banking products on the decision to become a customer, it is known that the motivation to avoid usury (X1) has a positive and significant effect. The second variable knowledge of Islamic banking products (X2) also has a positive and significant effect on the decision to become a customer (Y) at Bank Syariah Indonesia (Ex. Bank Syariah Mandiri KCP Palembang KM 6).
STRATEGI PEMASARAN PRODUK DEPOSITO MUDHARABAH PADA PT. BPRS AL-FALAH BANYUASIN 2021 Cherli Anjasmara Dewa; Choirunnisak Choirunnisak; Choiriyah Choiriyah
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (625.407 KB) | DOI: 10.36908/jimpa.v1i2.32

Abstract

Penelitin ini berjudul strategi pemasaran produk deposito Mudharabah Pada PT. Bprs Al-Falah Banyuasin 2021. Metode penelitian mengunakan jenis penelitian kualitatif dengan metode pendekatan deskriptif. Dalam melakukan penelitian ini dapat dilakukan dilapangan secara langsung mengali informasi yang berkaitan dengan strategi pemasaran produk deposito Mudharabah. Dari hasil penelitian yang didapat oleh peneliti yaitu menganalisis strategi pemasaran produk deposito Mudharabah pada PT. Bank Pembiayaan Rakyat Syariah Al-Falah Banyuasin Palembang dengan mengunakan teori bauran pemasaran yang terdapat 7 komponen yaitu: Strategi Produk (Product), Strategi harga (price), Strategi distribusi (Place), Strategi promosi (promotion), Orang-orang (people), Bukti fisik (physical evidence), Proses (process). Menurut hasil penelitian strategi pemasaran produk deposito Mudharabah pada PT. Bank Pembiayaan Rakyat Syaraiah Al-Falah Banyuasin: Dalam melakukan strategi pemasaran piham BPRS Al-falah Banyuasin menggunakan konsep strategi pemasaran. Konsep strategi pemasaran tersebut adalah bauran pemasaran (Marketing Mix). Dalam bauran pemasaran ada 7 komponen, meliputi: “Strategi Produk (Product), Strategi harga (price), Strategi distribusi (Place), Strategi promosi (promotion), Orang-orang (people), Bukti fisik (physical evidence), Proses (process)”, Dalam melakukan pemasaran BPRS Al-Falah memiliki kendala-kendala dalam melakukan pemasaran produk deposito mudharabah, meliputi yaitu: Persaingan, Kurangnya pemahaman masyarakat, Promosi yang kurang, Kurangnya SDM, Kurangnya teknologi di BPRS Al-Falah, Kurangnya kantor cabang BPRS.
ANALISIS PENERAPAN SISTEM BAGI HASIL PADA PEMBIAYAAN MUDHARABAH DI PT BPRS AL-FALAH BANYUASIN TAHUN 2021 Beni Beni; Meriyati Meriyati; Choiriyah Choiriyah
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (678.993 KB) | DOI: 10.36908/jimpa.v1i2.33

Abstract

Profit sharing is the distribution of business results that have been carried out by the parties who entered into the agreement, namely the customer and the sharia bank. In this case, there are two parties who enter into a business agreement, the results of the efforts carried out by both parties or one of the parties will be divided according to the portion of each party who entered into the contract agreement. The purpose of this research is to find out the application of the financing profit sharing system at PT. BPRS Al-Falah Banyuasin in 2021 and to find out what are the inhibiting factors for the implementation of the financing system at PT. BPRS Al-Falah Banyuasin. This type of research is a descriptive qualitative research. The data collection techniques used include observation, interviews and documentation. Based on the results of the study, it was concluded that the implementation of the Mudharabah financing profit sharing system carried out by PT. BPRS Al-Falah Banyuasin is using the Profit sharing method because it is in accordance with the recommendation of the MUI DSN Fatwa that the Profit Sharing method is more appropriate for Mudharabah financing. As for the obstacles in the implementation of Mudharabah financing at PT. BPRS Al-Falah Banyuasin is an obstacle when completing files or administrative requirements Constraints when the business is running.
PENANGANAN PEMBIAYAAN MURABAHAH BERMASALAH DI BPRS AL FALAH BANYUASIN PADA MASA PANDEMI COVID-19 Iska Sanjaya; Meriyati Meriyati; Choirunnisak Choirunnisak
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (560.236 KB) | DOI: 10.36908/jimpa.v1i2.34

Abstract

This study aims to determine (1) the inhibiting factors that affect the financing of problematic murabahah found at BPRS Al Falah Banyuasin during the covid-19 pandemic. (2) Handling problematic murabahah financing carried out at BPRS Al Falah Banyuasin during the covid-19 pandemic. This study uses a qualitative research type. This research is descriptive research. The population in this study were several employees and customers of BPRS Al Falah Banyuasin. The data analysis technique in this study uses a way of analyzing and assessing all relevant data and facts obtained from the selected object and quoting from generally accepted theories and provisions then from the results of the analysis the author tries to draw conclusions that represent the existing problems. The results of this study the authors conclude that: (1) The obstacles in murabahah financing at BPRS Al Falah Banyuasin are the ability to pay from customers, global economic conditions, human resources, customer character, completeness of documents or administration, and customer delays in paying installments. (2) Handling murabahah financing at BPRS Al Falah Banyuasin, namely billing on the principle of kinship, giving warnings or reprimands, rescheduling (Rescheduling), reconditioning, restructuring.

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