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Transekonomika : Akuntansi, Bisnis dan Keuangan
Published by Transpublika Publisher
ISSN : 28097866     EISSN : 28096851     DOI : https://doi.org/10.55047/transekonomika
Core Subject : Economy,
Transekonomika : Akuntansi, Bisnis dan Keuangan, publish by Transpublika Research Center, for sources of information and communication for academics and observers about science and methodology. Published papers are the upshots of research, reflection, and actual critical studies with respect to the themes of Accounting, Business, Management, Finances, Public administration and Social studies. All papers are double blind peer-reviewed and published six (6) times in a year.
Articles 7 Documents
Search results for , issue "Vol. 1 No. 6 (2021): November 2021" : 7 Documents clear
Strategi Koperasi Di Indonesia Dalam Menghadapi Era Industri 4.0 Fauziyah, Silvi; Rizaldi, Arjuna
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 1 No. 6 (2021): November 2021
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (106.182 KB) | DOI: 10.55047/transekonomika.v1i6.79

Abstract

Saat ini di Indonesia era industri 4.0 menjadi era perubahan diberbagai sistem yang dilakukan secara online. Terutama pada bidang ekonomi, dan teknologi. Hal ini ditandai dengan munculnya berbagai macam sistem pembayaran yang instant dan mudah seperti melalui ATM, Mobile banking, e-money dan masih banyak lagi. Di sebuah koperasi saat ini juga menerapkan sistem online seperti untuk melakukan pembayaran transaksi. Tujuan metode penelitian ini adalah untuk mengetahui strategi koperasi di Indonesia dalam menghadapi era industri 4.0. Metode penelitian yang digunakan yaitu menggunakan metode kualitatif dimana teknik pengumpulan data tersebut di lakukan dengan cara studi literatur yaitu dengan mengumpulkan data-data yang berhubungan dengan topik penelitian. Studi literatur bisa diperoleh dari berbagai sumber seperti jurnal ilmiah, buku, dan internet. Berdasarkan hasil penelitian beberapa strategi yang dapat dilakukan koperasi dalam menghadapi era digital adalah dengan 1) Peningkatan sumber daya manusia yang harus dapat menguasai teknologi digital dan teknologi informasi melalui pelatihan atau bimbingan; 2) Pentingnya meningkatkan modal koperasi untuk terus berkembang seiring dengan kemajuan teknologi yang semakin pesat; 3) Melakukan pembenahan keterampilan manajerial untuk dapat mengelola koperasi dengan baik; 4) Melakukan perubahan strategi pemasaran dengan cara memanfaatkan teknologi digital.
Manfaat Penggunaan Aplikasi Berbasis Android Untuk Operasional Koperasi dalam Menghadapi Revolusi Industri 4.0 Akbar Ambarisan, Ronald Rizki; Rizaldi, Arjuna
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 1 No. 6 (2021): November 2021
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (131.734 KB) | DOI: 10.55047/transekonomika.v1i6.84

Abstract

Pada era industri 4.0 perubahan terjadi diberbagai bidang pekerjaan dan kegiatan organisasi seperti pada kegiatan teknologi dan ekonomi. Koperasi salah satu bidang yang terdampak kemajuan zaman ini, agar bisa berkembang koperasi pun harus mengikuti perkembangan ini dengan menghadirkan aplikasi yang bisa menaungi anggota dan pengurusnya. Masalah utama yang terjadi para koperasi saat ini adalah tidak efektifnya kegiatan pendaftaran , pendataan, dan pengelolaan anggota & pengurus koperasi. Maka koperasi diharuskan berkembang, hal ini dilakukan agar memberikan kemudahan kepada anggota dan pengurus dalam menjalakan kegiatan koperasi baik itu pendaftaran, pendataa, maupun transaksi yang terjadi. Metode yang dilakukan menggunakan metode kualitatif yang dimana Teknik pengumpulan data menggunakan tektik literatur yaitu dengan cara mengumpulkan data-data dari berbagai macam sumber. Bekerja sama dengan pemerintah dan perusahaan teknologi harus dilakukan agar peningkatan sumber daya koperasi bisa dilakukan secara maksimal. Harapan yang penulis inginkan setelah membaca artikel ini adalah tersadarnya para pelaku kegiatan koperasi akan pentingnya mengikui perkembangan zaman
Perkembangan Koperasi Di Indonesia Dalam Menghadapi Tantangan Revolusi Industri 4.0 di Era Globalisasi Edyliana Putri, Nabila; Rizaldi, Arjuna
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 1 No. 6 (2021): November 2021
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (165.571 KB) | DOI: 10.55047/transekonomika.v1i6.85

Abstract

Permasalahan dalam penelitian ini adalah dalam perkembangannya di era globalisasi koperasi semakin memiliki banyak tantangan. Hal tesebut terjadi karena perubahan gaya hidup generasi milenial yang begitu cepat dan tidak menentu (disruptif), akibat perkembangan teknologi informasi, robotic, artifical intelligence, transportasi, dan komunikasi yang sangat pesat. Metode penelitian ini menggunakan metode studi kepustakaan (library research). Data yang ada dan yang dianalisis ialah data sekunder yang berasal dari berbagai sumber seperti buku maupun artikel jurnal. Dan selama ini, menurut status koperasi dalam sistem perekonomian Indonesia, koperasi mendapat dukungan pemerintah. Hasil kajian menggambarkan bahwa Adanya perkembangan teknologi, informasi, komunikasi dan perubahan gaya serta pola pikir masyarakat seharusnya tidak menjadi sebuah ancaman bagi koperasi, justru koperasi harus menangkap dampak positif dari perkembangan tersebut sehingga dampak positif yang menjadi peluang koperasi untuk meningkatkan perannya dalam pembangunan ekonomi bangsa dalam revolusi industri 4.0 di era globalisasi.
Minimnya Budaya Disiplin dan Kerja Keras dalam Bekerja Khususnya dalam Ruang Lingkup Koperasi di Indonesia pada Era Industri 4.0 Zimly Assiddiq, Naufal
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 1 No. 6 (2021): November 2021
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (289.895 KB) | DOI: 10.55047/transekonomika.v1i6.93

Abstract

The culture of discipline and hard work is very important in the lives of all of us, especially in the world of work. Because the culture of discipline and hard work plays a very important role in advancing employee welfare and improving the quality of the company. In this case the cooperative as written and explained in Law number 25 of 1992 article 3, namely promoting the welfare of members. Currently, in Indonesia there are still many people who have not made a culture of discipline and hard work as a benchmark or benchmark in carrying out their work. Like going from home to office just to fill attendance, playing truant while at work and so on. Then in cooperatives such as lack of coordination and cooperation between members and administrators so that the results of the cooperatives that are run are less than optimal and not in accordance with the target. Therefore, the purpose of writing this article is to find solutions and suggestions for the lack of a culture of discipline and hard work of Indonesian cooperatives in the industrial era 4.0.
Pengaruh Usia Sumber Daya Manusia pada Efektivitas Kinerja Koperasi di Era Revolusi Industri 4.0 Nurul Maulina, Meisya; Rizaldi, Arjuna
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 1 No. 6 (2021): November 2021
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (303.381 KB) | DOI: 10.55047/transekonomika.v1i6.94

Abstract

The era of the Industrial Revolution 4.0 is dubbed the era of digitalization. All data will be interconnected by technology. This causes the age range of human resources to affect the effectiveness of cooperative work. Millennials have an innovative and creative mindset. Utilization of modern information technology must be supported by competent human resources. Competent human resources will create a good cooperative. The purpose of this study was to determine the effect of cooperative resource age in the era of the industrial revolution 4.0 and to determine the quality of cooperative human resources needed in the era of the industrial revolution 4.0. This research formulates the problem of why the age of cooperative resources has an effect on the era of the industrial revolution 4.0 and the quality of cooperative human resources needed in the era of the industrial revolution 4.0. Data collection techniques were obtained from electronic literature, books, journals, articles, and other sources. The results of the study show that the age of human resources has an influence on cooperatives in the industrial era 4.0 because the skills needed in this era are owned by the millennial generation. Keywords: Cooperatives, Human Resources, Technology, Age and Quality
Keuangan Syariah Dalam Literasi Modern Dewanata, Pandu; Anwar US, Kasful
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 1 No. 6 (2021): November 2021
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (440.301 KB) | DOI: 10.55047/transekonomika.v1i6.95

Abstract

This article contains an explanation of the management of Islamic finance in modern literacy in Indonesia, nowadays it is understood that Indonesia still has a literacy level which is considered quite low, so it needs to be reviewed. This journal only describes descriptively about the material and theories regarding financial literacy and financial management in a person which is an important science to be able to improve his financial well-being.
Penerapan Hybrid Contract sebagai Inovasi pada Produk Pembiayaan Multijasa di Lembaga Keuangan Syariah Hardiati, Neni; Prasetyo, Yoyok; Herdiana Abdurrahman, Nana
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 1 No. 6 (2021): November 2021
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (481.119 KB) | DOI: 10.55047/transekonomika.v1i6.96

Abstract

Rapid product development is carried out by Islamic Financial Institutions (LKS) in providing alternative services to the needs of the community which are carried out based on sharia principles. The development of these services is provided both in the form of banks and non-banks as well as in the form of storage or other types of services as well as in the form of financing. However, due to more complex customer needs, LKS requires innovation in order to get convenience in its operational activities. So, in innovating with hybrid contracts, it becomes an important thing. This research uses a literature study with a normative juridical approach, which is carried out by collecting, studying and reviewing books, scientific magazines and documents related to this research such as theses and scientific articles. The results of the study state that in the application of hybrid contracts in multi-service financing products at Islamic Financial Institutions (LKS) generally use ijarah contracts according to the DSN-MUI fatwa. In this case, if the LKS uses the ijarah contract, it must comply with the provisions of the fatwa as the service provider or the benefits obtained from the LKS. Meanwhile, if in a hybrid contract one or more contracts are added, in this case it is added with a wakalah contract, then the customer has the power to carry out his own costs. However, if there are customers who still have to pay ujrah for the ijarah contract, it is called usury. Because this is not justified in sharia principles and is not in accordance with the ijarah fatwa concerning the multiservice, the bank does not fulfill its service obligations as the fatwa regarding multiservice as well as the kafalah contract. Thus, there is an alternative in this multi-service financing, namely by using hawalah bil ujrah and wakalah contracts which are more flexible and their implementation as an innovation, namely combining these contracts with the aim of making banking operations easier, reaching wider and able to meet the needs of more customers.

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