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<![CDATA[Transformation of Microfinance Institutions into Rural Banks ]]>
<![CDATA[Fuadah, Vastigia Zahratul]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023) ]]>
Publisher : <![CDATA[UM Purwokerto Press ]]>
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DOI: 10.30595/pssh.v14i.1086
<![CDATA[As time progresses there is more and more growth in various kinds of economic activities in indonesia. one of them is in the banking sector. more and more microfinance institutions continue to grow in indonesia. microfinance institutions are the most crucial and important financial institutions for the people in indonesia. Microfinance institutions also have opportunity to transform into people's credit banks. microfinance institutions can be divided into 2 parts, namely conventional microfinance institutions and sharia microfinance institutions. likewise, people's credit banks are divided into 2, namely sharia people's credit banks and conventional people's credit banks. then regarding factors needed from the process of changing the transformation of Microfinance Institutions into People's Credit Banks, to the legal certainty of changing the transformation of Microfinance Institutions into People's Credit Banks. In accordance with the title and problems to be discussed in this study, in order to provide useful results, type of research used by the author is Empirical Juridical research. Juridical-empirical research is legal research on the enactment or implementation of normative legal provisions directly on each specific legal event that occurs in society. The Legal Basis of Microfinance Institutions in Indonesia is that the business activities and operations are regulated in official regulations contained in the Microfinance Institutions Law and Government Regulations. Furthermore, MFIs also receive supervision from the Financial Services Authority (OJK). It is expected to know and criticize what factors are needed in the process of changing the transformation of Microfinance Institutions into Rural Banks, as well as the legal certainty of these issues.]]>
<![CDATA[Juridical Review of Gambling Crimes ]]>
<![CDATA[Prastika, Prisca Herdian]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023) ]]>
Publisher : <![CDATA[UM Purwokerto Press ]]>
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DOI: 10.30595/pssh.v14i.1087
<![CDATA[The phenomenon of gambling is a form of game using bets that are fortuitous in nature. Gambling phenomenon is a form of game using bets that are fortuitous, to get a win it also requires playing skills are also required. Gambling in the historical process has not been easy to eradicated, although reality also shows that the gambling proceeds obtained by the government can be used for development efforts. Obtained by the government can be used for development efforts. But apart from that, the negative impact of gambling is greater than the positive impact. its positive impact. Criminal law is often used to solve social problems, especially in crime prevention. Especially the problem of gambling as a form of community disease. This research aims to examine the regulation of the prohibition of gambling in the Indonesian legal system and the application of the Indonesian legal system to gambling. The type of research that will be used by the author is normative juridical research. Normative juridical research is normative juridical research is research conducted using the library method and which bases its analysis on the applicable laws and regulations that are relevant to the legal issues that are the focus of the research. The focus of the research. By using normative juridical research, the author can find legal arrangements for gambling crimes in the Criminal Code regulated in Article 303 and Article 303 bis and further strengthened by Law No. 7 of 1974 concerning Gambling Control, which is conventional gambling. Meanwhile, unconventional gambling is a new type that has developed and is regulated by Law No. 11 of 2008 concerning Electronic Information and Transactions, namely in Article 27 paragraph (1) and Article 45 paragraph (1). The application of Articles 426 and 427 of the Criminal Code only covers gambling offenses that occur within the territory of the Republic of Indonesia.]]>
<![CDATA[Legal Protection for Consumers in Online Buying and Selling Transactions (E-Commerce) Reviewed Based on Law Number 8 of 1999 Concerning Consumer Protection ]]>
<![CDATA[Permatahati, Amalia Putri]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023) ]]>
Publisher : <![CDATA[UM Purwokerto Press ]]>
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DOI: 10.30595/pssh.v14i.1088
<![CDATA[Internet technology has a huge influence on the world economy. This rapid development of technology has brought many changes to the pattern of life of most Indonesians. The pattern of life occurs in almost all fields, such as social, cultural, trade, science, and other fields. In the field of trade, the internet has begun to be widely utilized as a medium for business activities. The most developed example of trading activities in cyberspace in relation to the use of the internet is electronic commerce. E-Commerce is divided into two segments, namely business to business e-commerce (trade between business actors) and business to consumer e-commerce (trade between business actors and consumers). From this problem, the formulation of the problem to be discussed is how the responsibility of business actors towards consumers in the event of a discrepancy in the goods sent and how consumer protection is reviewed based on Law Number 8 of 1999 concerning Consumer Protection. The purpose of this research is to find out and analyze the liability of business actors to consumers for goods that are not in accordance with orders based on Law Number 8 of 1999 concerning Consumer Protection and to find out the provisions for consumer protection in online buying and selling based on Law Number 8 of 1999 concerning Consumer Protection. This research uses normative juridical methods, namely legal research conducted by examining library and secondary materials. Normative legal research is conducted on laws and regulations relating to consumer protection. The result of this research is that consumers must be given special protection from various possibilities that will harm consumers and business actors who do not have good faith in conducting online buying and selling transactions.]]>
<![CDATA[Legal Protection for Couriers Against Consumers Who Are Not Responsible for Cod Packages (Cash on Delivery) ]]>
<![CDATA[Rahmawati, Fita]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023) ]]>
Publisher : <![CDATA[UM Purwokerto Press ]]>
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DOI: 10.30595/pssh.v14i.1089
<![CDATA[Electronic transactions or e-commerce there is an online mall or marketplace, which is a platform that can directly become an intermediary for all transactions between sellers and buyers. One of the payment methods known to the public is the COD (Cash On Delivery) system, where payment is made when the courier delivers the ordered goods to the customer's home. This causes problems that are often experienced by couriers delivering ordered goods. Often there are several customers who commit irresponsible acts by not being willing to pay for the COD package that has been ordered. Actions such as those mentioned certainly violate the agreement between buyers and sellers who use the Cash On Delivery method, where payment must be made when the courier has delivered the order to the buyer's address. This study aims to determine the legal protection of couriers and liability for COD (Cash On Delivery) packages. This research is made with a normative juridical method through a legal approach supported by primary, secondary and tertiary legal materials. The result of this research is the legal protection of courier rights for consumers who are not responsible for the COD package they bought.]]>
<![CDATA[Juridical Review of Default in The Sale and Purchase Agreement Letter Land ]]>
<![CDATA[Tegar]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023) ]]>
Publisher : <![CDATA[UM Purwokerto Press ]]>
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DOI: 10.30595/pssh.v14i.1090
<![CDATA[This research was conducted on the court decision Number: 12 / Pdt.G / 2023 / PN Clp) regarding the dispute over the sale and purchase agreement of land rights with the aim of analyzing the validity of the sale and purchase agreement and analyzing the default committed by the seller (Defendant).This research uses a normative juridical approach method with prescriptive research specifications. The types and sources of legal materials contained in this research come from secondary data which includes primary, secondary, and tertiary legal materials using the literature study data collection method. Based on the results of the research conducted, it is found that the sale and purchase agreement of land rights between the debtor and the creditor that was not carried out in front of a Land Deed Official (PPAT) in this case is valid based on the results of the review according to Customary Law, the Civil Code and Law Number 5 of 1960 concerning Basic Regulations on Agrarian Principles (UUPA) which includes Government Regulation Number 24 of 1997 concerning Land Registration. However, because the sale and purchase was not carried out before a PPAT, the sale and purchase agreement basically only applies to the parties, so that the transfer of rights can be requested to be proven in court. The Panel of Judges in considering and deciding that the debtor made a default was considered appropriate and appropriate, because the wrong elements were found which included negligence of the debtor's actions and the debtor's actions included a form of non-achievement at all because the Seller did not carry out his obligation to take care of the process of baliknama at the Notary / PPAT office as well as to make a deed of sale and purchase.]]>
<![CDATA[Payment of Education Insurance Claims from the Insurer to the Insured ]]>
<![CDATA[Dewi, Sri Amanda]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023) ]]>
Publisher : <![CDATA[UM Purwokerto Press ]]>
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DOI: 10.30595/pssh.v14i.1091
<![CDATA[In everyday life humans do not escape from various kinds of threats and risks of danger. humans cannot know what will happen tomorrow, either in the form of a soul mate, sustenance and death ... Law enforcement is needed to provide rule certainty for parties who violate the rules against the insurer in claiming coverage fees that are not in accordance with the agreed agreement. in law enforcement it is also necessary to have legal protection, especially to protect the rights of the insured who are harmed. The research method in this paper uses a normative juridical approach because the author conducts an inventory of laws and regulations governing insurance problems. The imposition of administrative sanctions in the form of written warnings is carried out at most three (3) times in a row for each violation. The period when imposing administrative sanctions in the form of written warnings for insurance companies is a maximum of 30 (thirty) days from the imposition of the administrative sanctions. Protection of consumers harmed by OJK business actors means evidence of integrated supervision, regulation, and consumer protection of financial services institutions. Insurance companies will be subject to administrative penalties in the form of activity restriction if the insurance company cannot overcome the violation which means the cause of the issuance of the last written warning sanction until using the period that has been influenced.]]>
<![CDATA[Optimalisasi Pelayanan Publik dan Pemberantasan Korupsi Melalui Peningkatan Penerapan Sistem PTSP ]]>
<![CDATA[Destamara, Aster Sharon]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 17 (2024): Proceedings of Seminar International Legal Development in Twenty-First Century Era ]]>
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DOI: 10.30595/pssh.v17i.1094
<![CDATA[Public services from the government such as PTSP (Pelayanan Terpadu Satu Pintu) are expected to run effectively and be one way to improve the institution's good image for the community. The establishment of the PTSP institution, the regions can process service permits and non-licensing. This form of simplification is in the form of shorter procedures for applying for permits and more administration-based retribution rationalization. But on the other hand, the practice of corruption is very vulnerable to occur in the field of service licensing, due to the intensity of face-to-face meetings between business actors and government officials. In this case, state administrative law plays an important role as a deterrent and supervisor of state administration institutions from corrupt practices. The purpose of this study is to analyze the effectiveness of PTSP implementation as well as Corruption prevention efforts are viewed from the perspective of State Administrative Law The research method used is a normative legal methodology taken from various literature sources.]]>
<![CDATA[Analisis Yuridis Terhadap Penegakan Hukum dalam Kasus Pemerkosaan Anak dibawah Umur ]]>
<![CDATA[Prihatiningtyas, Adelia Putri]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 17 (2024): Proceedings of Seminar International Legal Development in Twenty-First Century Era ]]>
Publisher : <![CDATA[UM Purwokerto Press ]]>
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DOI: 10.30595/pssh.v17i.1095
<![CDATA[Rape is an act committed by a man to force a woman to have sexual intercourse outside of marriage. Rape is one of the most traumatic things for women, especially children who are victims of rape. Rape of minors is a very serious and detrimental form of crime, which has lasting psychological, physical and social impacts on the victim and society in general. In many countries, the rape of minors is often an undeniable problem in the realm of law and humanity. In the Indonesian context, cases of rape of minors are also an urgent issue that must be handled firmly by the legal system. However, law enforcement in cases like this often faces various obstacles, ranging from a lack of reports submitted by victims, to weaknesses in the investigation, prosecution and trial processes. This research aims to conduct a juridical analysis of law enforcement in cases of rape of minors in Indonesia. By taking a juridical approach, this research will explore legal aspects related to handling cases of rape of minors, including criminal provisions, court procedures, and legal protection for child victims.]]>
<![CDATA[Tinjauan Hukum Penggunaan Debt Collector dalam Penagihan Hutang ]]>
<![CDATA[Anggraeni, Amelia]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 17 (2024): Proceedings of Seminar International Legal Development in Twenty-First Century Era ]]>
Publisher : <![CDATA[UM Purwokerto Press ]]>
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DOI: 10.30595/pssh.v17i.1096
<![CDATA[Third party debt collectors provide collection services which are usually used by financial institutions to carry out credit collections. Large financial institutions such as banks have hundreds or even thousands of customers they must serve. The large number of customers makes it difficult for these financial institutions to serve customers internally. Of the many customers we have, there are quite a few customers who are disobedient or even default on the agreements they have made. Because of this inability, most large-scale financial institutions such as banks will ask for help from third parties to replace them in providing services to customers. One of the third parties whose services are used is a debt collector or what is usually called a debt collector. This third party moves to collect debts from debtors who are in default on the loans they have made. This research aims to analyze the legal view or juridical review of debt collectors who collect debts from debtors.]]>
<![CDATA[Upaya Perlindungan Hukum Terhadap Kekerasan Seksual atau Penganiayaan Anak Dibawah Umur ]]>
<![CDATA[Sagita, Anisa Nur]]>
<![CDATA[ Proceedings Series on Social Sciences & Humanities Vol. 17 (2024): Proceedings of Seminar International Legal Development in Twenty-First Century Era ]]>
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DOI: 10.30595/pssh.v17i.1097
<![CDATA[Cases of sexual violence in children are so alarming that making parents who have young children become more vigilant and fearful of the safety of their children. This article discusses the importance of interpersonal communication between parents and children, especially those aged early to give an understanding of self-protection. Good communication is essentially applied between parents and children in order to generate a positive relationship. The communication must be built starting from early childhood, it is intended that the creation of a good relationship between parents and children to create a harmonious relationship. Families who have problems with family characteristics that are not reasonable and have children who need care the family problems that must be fixed first. Children who do not have a father or mother becomes the main to be considered by the government. Families who have the ability to raise children well and have sufficient knowledge to equip and protect children from violence and child abuse then can the communication between parents and children is necessary, through sex education for children, expressing themselves honestly, communication Interpersonal Harmonious, an example by using good language and motivation to become independent.]]>
