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Syari'ah Economics
Published by Institut Agama Islam Darussalam Ciamis
ISSN : -     EISSN : 28078942     DOI : https://doi.org/10.36667/se
Core Subject : Economy,
Economics, Econometrics & Finance
Syariah Economics (e-ISSN 2807-8942) is a scientific journal published by the Faculty of Islamic Economics and Business, Institut Agama Islam Darussalam (IAID) Ciamis, West Java, INDONESIA. Journal of Syariah Economics is an online journal to disseminate field research and conceptual ideas in the field of Sharia economics (Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic human resource management, Islamic microfinance, Islamic capital market, other relevant Islamic economic and financial studies)
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 64 Documents
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Optimizing Liquidity Management in Islamic Banks: A Risk and Shariah Compliance Perspective Nikmah, Lailatun; Tri Wahyuni, Nelly Rizka; Kharisma, Weka Nur; Zunaidi, Arif
Syari'ah Economics Vol 9 No 1 (2025): Islamic Economic
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v9i1.2223

Abstract

This study aims to determine the concept and role of optimizing liquidity management in Islamic banks. Liquidity management is a very important aspect of Islamic bank operations. Adequate liquidity is needed to meet short-term obligations and support business growth. The purpose of optimizing liquidity management, analyzing the concept and role of optimizing liquidity management in Islamic banks in Indonesia, given the importance of liquidity management in Islamic banks lies in its ability to meet financial obligations without violating sharia principles, so strategic steps are needed to anticipate liquidity risk. The method used in this study is conceptual analysis through literature review on liquidity strategy and funding structure in Islamic banks. The main findings indicate that effective liquidity management does not only focus on short-term aspects, but also includes long-term strategies related to funding structure, which is important for the sustainability and stability of the bank. The conclusion of this study is that liquidity management is a crucial foundation for the operations of Islamic banks. The effectiveness of this management not only ensures the fulfillment of short-term obligations in accordance with sharia principles, but also maintains customer confidence, mitigates risk, optimizes funds, and complies with regulations.
Peran Hukum dalam Mengatasi Kejahatan Implementasi Digital dan Perlindungan Data Diri Dzikrillah, Medina Lailatul; Arddiansyah, Firmanda; Pranata, Boy Alen; Zunaidi, Arif
Syari'ah Economics Vol 9 No 1 (2025): Islamic Economic
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v9i1.2207

Abstract

The development of digital technology in Indonesia has brought a significant impact on various sectors, but it also raises serious challenges in the form of increasing digital crime, especially violations of personal data which is now a commodity that is vulnerable to misuse. As a response to these conditions, the government passed Law Number 27 of 2022 on Personal Data Protection (PDP Law) as an effort to provide a strong legal basis in protecting individual privacy rights. This journal aims to analyze the role of law in overcoming digital crime in Indonesia and evaluate the effectiveness of the implementation of the PDP Law in the context of personal data protection. This research uses a normative juridical approach to examine relevant regulations, as well as an empirical juridical approach through interviews and case studies to assess the application of the law in the field. The analysis is conducted qualitatively by focusing on three main aspects, namely the legal basis of personal data protection, the implementation of the law in practice, and the challenges and problems faced in its implementation.
Mediasi Mediasi Sebagai Alternatif Penyelesaian Sengketa Ekonomi Syariah di Indonesia Mumtahaen, Ikmal; Romli, Muhammad; Yasin, Muhammad Kaharuddin
Syari'ah Economics Vol 9 No 2 (2025): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v9i2.2272

Abstract

Penyelesaian sengketa di sektor ekonomi Islam membutuhkan mekanisme yang efisien dan efektif. Mediasi, sebagai alternatif penyelesaian sengketa (ADR), menawarkan solusi damai yang mengutamakan musyawarah, keadilan, dan menjaga hubungan baik antar para pihak. Dalam konteks ekonomi Islam, mediasi dianggap lebih tepat karena menghindari konflik, mempercepat proses penyelesaian, serta mengurangi biaya dan waktu dibandingkan dengan litigasi yang panjang di pengadilan. Biaya dan hasil persidangan identik dengan hasil menang atau kalah bagi masing-masing pihak. Penelitian ini bertujuan untuk membahas konsep, keunggulan, dan implementasi mediasi dalam menyelesaikan sengketa ekonomi Islam. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan studi hukum normatif. Hasil penelitian menunjukkan bahwa mediasi memiliki potensi yang signifikan untuk mendukung keadilan dalam penyelesaian sengketa ekonomi Islam berdasarkan nilai-nilai Islam. Optimalisasi peran mediator bersertifikat dan peningkatan kesadaran masyarakat merupakan kunci keberhasilan mediasi dalam sistem penyelesaian sengketa ekonomi Islam di Indonesia. Kata Kunci: Mediasi, Penyelesaian Sengketa, Ekonomi Islam
Peran Keuangan Syariah dalam Mendorong Inklusi Keuangan dan Pemberdayaan Ekonomi Umat di Era Digital Maulana, Deni; Sudrajat, Dede
Syari'ah Economics Vol 9 No 2 (2025): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v9i2.2298

Abstract

Artikel ini bertujuan untuk menganalisis peran keuangan syariah dalam mendorong inklusi keuangan dan pemberdayaan ekonomi umat di era digital. Digitalisasi sektor keuangan telah menciptakan peluang baru bagi lembaga keuangan syariah untuk memperluas akses layanan keuangan, khususnya bagi kelompok masyarakat yang selama ini belum terjangkau oleh sistem keuangan formal. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi kepustakaan, yang bersumber dari jurnal ilmiah, buku akademik, dan laporan lembaga resmi nasional maupun internasional. Hasil kajian menunjukkan bahwa keuangan syariah, melalui prinsip keadilan, transparansi, dan integrasi antara fungsi komersial dan sosial, memiliki potensi besar dalam meningkatkan inklusi keuangan. Digitalisasi perbankan syariah dan fintech syariah terbukti mampu menurunkan biaya transaksi, memperluas jangkauan layanan, serta mendukung pembiayaan UMKM dan pengelolaan keuangan sosial Islam secara lebih efektif. Meskipun demikian, pengembangan keuangan syariah digital masih menghadapi tantangan berupa rendahnya literasi keuangan, keterbatasan infrastruktur digital, serta kebutuhan akan regulasi yang adaptif. Artikel ini menyimpulkan bahwa penguatan ekosistem keuangan syariah digital yang inklusif memerlukan sinergi antara pemerintah, regulator, lembaga keuangan syariah, dan masyarakat untuk mewujudkan pemberdayaan ekonomi umat yang berkelanjutan.

Page 7 of 7 | Total Record : 64

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