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Contact Name
Abdillah Ubaidi
Contact Email
jihbiz@uniramalang.ac.id
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+62811379916
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jihbiz@uniramalang.ac.id
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Jalan Mojosari 02 Kepanjen - Malang, Universitas Islam Raden Rahmat
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Kota malang,
Jawa timur
INDONESIA
Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah
Published by Universitas Islam Raden Rahmat Malang
ISSN : 25490397     EISSN : 28076028     DOI : https://doi.org/10.33379/jihbiz.v6i1
Core Subject : Economy,
Economics, Econometrics & Finance
JIHBIZ: Journal of Islamic Economics, Finance, and Banking has a focus study on Islamic economics, Islamic finance, and Islamic banking. While the scope of studies in this journal includes: Islamic Economics: Islamic economics thought, national Islamic economy strategies, the ecosystem of shariah economy, and halal product Fiscal and monetary in Islamic perspective Islamic financial institutions and organizations Islamic social finance: zakat, infaq, sadaqah and waqf Islamic banking, finance and capital market: financial and non-financial performance Shariah compliance and corporate governance Islamic values driving lifestyle practice Islamic business ethics and entrepreneurship
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 7 No 1 (2023)" : 6 Documents clear
Pengaruh Pemahaman Tentang Sistem Bunga dan Bagi Hasil terhadap Minat Menabung pada Bank Syariah Dewi Maharani; Firdha Mulia
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 7 No 1 (2023)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v7i1.2137

Abstract

This research is to assess the extent to which students' understanding is related to bank interest and the profit sharing system at conventional and Islamic banks and financial institutions, so that they can measure students' interest in saving at sharia bank. The research was conducted with a sample of students at the Muhammadiyah University of Banjarmasin. The research was conducted quantitatively with primary data. Data processing was carried out using multiple linear regression using SPSS, by testing classical assumptions and testing hypotheses. From the results of the statistical tests carried out, it was obtained that the results of the hypothesis test with the t test on variable X1 had a t count of 2.904 greater than t table, namely (2.904 > 1.68488) with a significant value of 0.006 <0.05 which indicates that the variable understanding of bank interest is partially has a positive influence on the intention to save at conventional banks. Meanwhile, X2 has a t count of 1.924 which is greater than the t table (1.924 > 1.68488) with a significant value of 0.062 > 0.05) indicating that the variable understanding of profit sharing partially has no positive effect on students' interest in saving at Islamic banks. This means that students do not understand the profit sharing system at Islamic banks, so students are less interested in using Islamic banking services.
Peran Pesantren dalam Mengawal Rantai Pasok Halal di Indonesia Hajar Hajar
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 7 No 1 (2023)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v7i1.2183

Abstract

This study aims to describe the role of Islamic boarding schools in overseeing the halal supply chain in Indonesia. The research design uses a qualitative descriptive method with a phenomenological approach obtained from secondary data from the literature, journals, books and other relevant sources. The findings of this study indicate that pesantren has recently experienced significant developments, especially in terms of participating in economic empowerment and independence. This can be seen from the number of pesantren, both salaf, modern and semi-modern, which have begun to incorporate entrepreneurship curricula and carry out production activities and other types of business. This phenomenon proves that pesantren has a strategic role in overseeing the halal supply chain in Indonesia. There are two things that Islamic boarding schools can do in overseeing the halal supply chain: educate the public about the criteria for halal and haram ingredients. Second, conducting various business activities such as food and beverage production.
Efektivitas Pendistribusian Dana ZIS pada Program Beasiswa Santri di LAZISNU Kabupaten Kudus Lia Kusumaning; M. Nurul Qomar
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 7 No 1 (2023)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v7i1.2184

Abstract

Penelitian ini bertujuan untuk menganalisis efektivitas pendistribusian dana ZIS pada program beasiswa santri di LAZISNU Kabupaten Kudus. Tujuan dari penelitian ini yaitu (1) untuk mengetahui implementasi pendistribusian dana ZIS pada program beasiswa santri di LAZISNU Kabupaten Kudus, (2) untuk mengetahui efektivitas pendistribusian dana ZIS pada program beasiswa santri di LAZISNU Kabupaten Kudus, (3) untuk mengetahui faktor pendukung dan penghambat dalam pendistribusian dana ZIS pada program beasiswa santri di LAZISNU Kabupaten Kudus. Hasil penelitian ini menunjukkan bahwa: Pertama, LAZISNU Kabupaten Kudus dalam pendistribusian berbagai program salah satunya program beasiswa santri mengimplementasikan sejumlah fungsi manajemen yang terdiri dari: perencanaan, pengorganisasian, pelaksanaan, dan pendistribusian. Kedua, program beasiswa santri di LAZISNU Kabupaten Kudus sudah efektif, dilihat dari indikator efektivitas yaitu: 1) Tepat sasaran dalam melakukan pendistribusian dana ZIS kepada para mustahik yang berasal dari keluarga kurang mampu. 2) Memberikan dorongan semangat kepada para mustahik dalam bidang pendidikan. 3) Meningkatkan kualitas prestasi akademik maupun non akademik para mustahik. Ketiga, faktor pendukung kekompakan antar pengurus, adanya kerja sama dengan NU se-Kabupaten Kudus dan yayasan pondok pesantren. Faktor penghambat yaitu problem sumber daya manusia yang rendah, pengalokasian dana ZIS belum produktif, minimnya dana zakat, dan sebagian masyarakat enggan menyalurkan zakat ke LAZISNU.
Faktor-faktor yang Mempengaruhi Minat Membayar Zakat di BAZNAS Banjarnegara Pertiwi Dias Sumaningrum; Annisa Fithria
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 7 No 1 (2023)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v7i1.2233

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi minat membayar zakat, termasuk pengetahuan zakat, akuntabilitas, kualitas pelayanan dan religiositas di BAZNAS Banjarnegara. Penelitian kuantitatif ini menggunakan 98 muzaki sebagai sampel, yang dipilih menggunakan metode purposive sampling dengan cara menyebarkan kuesioner kepada para responden yang telah memenuhi kriteria. Uji hipotesis dilakukan dengan analisis regresi berganda. Hasil penelitian menunjukkan bahwa kualitas pelayanan dan religiositas berpengaruh positif terhadap minat muzaki membayar zakat, sedangkan pengetahuan zakat dan akuntabilitas tidak berpengaruh terhadap minat muzaki membayar zakat di BAZNAS Banjarnegara.
Analisis Penetapan Harga dalam Kontrak Murabahah di Bank Syariah Prayogi Restia Saputra; Helmi Muhammad
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 7 No 1 (2023)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v7i1.2257

Abstract

Murabahah merupakan salah satu kontrak dalam transaksi keuangan syariah yang memiliki proporsi paling besar dalam dari semua transaksi keuangan syariah di Indonesia. Malangnya, penetapan harga murabahah masih menjadi masalah terkait dengan kepatuhan syariah. Penelitian ini bertujuan membedah sistem penetapan harga kontrak murabahah di salah satu bank syariah di kota Malang. Penelitian ini menggunakan pendekatan kualitatif deskriptif yang melibatkan staf dan dokumen-dokumen pemasaran Bank dimaksud. Pada akhir penelitian, ditemukan bahwa sistem penetapan harga pada kontrak murabahah identik dengan sistem bunga pada operasi bank konvensional.  Sehingga, di akhir bagian  artikel  ini, direkomendasikan solusi alternatif untuk menghitung penetapan harga.
Pengembangan Ekonomi Kreatif Wisata Religi Makam Sunan Muria Kudus Aryanti Muhtar Kusuma; Alva Nailul Varokh
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 7 No 1 (2023)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v7i1.2264

Abstract

This study aims to analyse creative economy development of the religious tourism Makam Sunan Muria Kudus. This type of research is qualitative research with a field research approach. Methods of data collection by interviews, observation, use of documents, and triangulation. The subjects of this research are the government, intellectuals, and business actors in the area of Makam Sunan Muria Kudus. After the data is collected, the data is analysed by reducing data, presenting data, and verifying data. Based on the results of the research that has been carried out, it shows that the development of the creative economy that has been examined includes several activities such as crafts, fashion, and culinary. The efforts of business actors in developing the creative economy are to create jobs, increase income, and be consistent in running a business. The government's role in efforts to develop the creative economy is by improving the quality of human resources, holding socializations on the economy and employment, bringing in experts, assisting in product promotions, and providing capital loans. The role of intellectuals in efforts to develop the creative economy is to provide creative support and freedom to business actors, maintain infrastructure such as kiosks, and cooperate with BNI bank to provide capital loans.

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