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Contact Name
Abdillah Ubaidi
Contact Email
jihbiz@uniramalang.ac.id
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+62811379916
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jihbiz@uniramalang.ac.id
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Jalan Mojosari 02 Kepanjen - Malang, Universitas Islam Raden Rahmat
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Kota malang,
Jawa timur
INDONESIA
Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah
Published by Universitas Islam Raden Rahmat Malang
ISSN : 25490397     EISSN : 28076028     DOI : https://doi.org/10.33379/jihbiz.v6i1
Core Subject : Economy,
Economics, Econometrics & Finance
JIHBIZ: Journal of Islamic Economics, Finance, and Banking has a focus study on Islamic economics, Islamic finance, and Islamic banking. While the scope of studies in this journal includes: Islamic Economics: Islamic economics thought, national Islamic economy strategies, the ecosystem of shariah economy, and halal product Fiscal and monetary in Islamic perspective Islamic financial institutions and organizations Islamic social finance: zakat, infaq, sadaqah and waqf Islamic banking, finance and capital market: financial and non-financial performance Shariah compliance and corporate governance Islamic values driving lifestyle practice Islamic business ethics and entrepreneurship
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 8 No 2 (2024)" : 6 Documents clear
Pemberdayaan Ekonomi Lokal Mustahiq Berbasis Filantropi Islam Melalui Zakat Pada Lembaga Amil Zakat di Indonesia Syarifuddin, Syarifuddin; Trimulato, Trimulato
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 2 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i2.4405

Abstract

The purpose of research on how to empower local economies based on Islamic philanthropy through zakat at amil zakat institutions in Indonesia. The research findings show that the empowerment of the mustahiq local economy based on Islamic philanthropy through zakat amounted to Rp 3.52 trillion or 30.59% of the total distribution and its absorption capacity of 92.77% is said to be very effective in empowering the local economy of mustahiq in Indonesia. Then some local economic empowerment mustahiq based on Islamic philanthropy through zakat, namely Fair Wealth Distribution, Increasing Access and Welfare, Economic Infrastructure Development, Entrepreneurship Empowerment. Then social solidarity, shared responsibility, and economic benefits. The program contributes to the development of a more just, sustainable, and inclusive society. By managing zakat funds wisely, running programs transparently, and involving active community participation, Local economic empowerment of mustahiq through zakat can help overcome economic and social disparities and improve the welfare of Muslims as a whole.
Religiosity and Consumer Acceptance of the Use of Islamic Digital Banking Services in Indonesia: An Extension of the UTAUT Model Muttaqin, Ibnu
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 2 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i2.4473

Abstract

The banking world responds to the concept of SDG's with the concept of Green Banking. The implementation of Green Banking is a demand of the current era, one of which is by implementing Digital Banking, both Digital Services and Digital Banks that have begun to exist in Indonesia. Measurement of digital service acceptance can refer to UTAUT theory, in Islamic banking it is suspected that religiosity contributes to the behaviour of digital service users. This research was conducted using quantitative descriptive techniques. Data was taken by distributing questionnaires obtained 186 respondents. The results show that performance expectations, business expectations, and facility conditions have no significant effect on interest in using, while social influence variables, interest in using, and religiosity are proven to have an effect with a positive coefficient direction. The results of the study recommend that companies focus on marketing strategies by utilizing social influence in the community and continue to increase public interest through promotions and other marketing activities. The religiosity side of customers also needs to be considered considering that it has a contribution to the behaviour of using digital services of Islamic banks in Indonesia.
Faktor Kunci dalam Mengembangkan Kewirausahaan Hijau Generasi Z Muslim Noor, Sufiana; Rahmawati, Fitri
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 2 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i2.4507

Abstract

This research aims to test and analyses the influence of Entrepreneurial Education, Entrepreneurial Self-Efficacy, and Entrepreneurial Attitude on Green Entrepreneurial Intention among Muslim Gen Z in Kudus Regency. The type of research used is field research with a quantitative approach. The sample for this research was 233 respondents using a purposive sampling. Analysis was carried out by SPSS 23. The result shows Entrepreneurial Education, Entrepreneurial Self-Efficacy, and Entrepreneurial Attitude have positive influences on the Green Entrepreneurial Intention of Muslim Gen Z. This study suggests that future research could explore how to further integrate Islamic values and mentorship programs to support Muslim Gen Z's green entrepreneurial aspirations.
Analisis Implementasi SAK Nomor 101 pada Laporan Keuangan di KSPPS BMT UGT Nusantara Capem Kepanjen Manan, Yuliyanti M.; Fatimah, Devi Sofiyatul
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 2 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i2.4761

Abstract

This study aims to determine the understanding of the management of KSPPS BMT UGT Nusantara Capem Kepanjen Malang about SAK number 101 in the presentation of Islamic financial statements and to determine the application of SAK No. 101 in the presentation of Islamic Financial Statements at KSPPS BMT UGT Nusantara Capem Kepanjen Malang. The type of research used is qualitative research with descriptive analysis. Data collection methods through observation, interviews, and documentation. The results showed that the board only understood the broad meaning of financial statements but did not understand the components contained in each item of financial statements by Sharia principles and SAK No. 101. As for applying SAK number 101 in the presentation of Islamic financial statements at KSPPS BMT UGT Nusantara Capem Kepanjen Malang, it has implemented SAK No. 101 in the presentation of its financial statements.
Pengaruh Fikih Muamalah, Kompensasi dan Religiositas terhadap Perilaku Curang Artika , Artika; Faisal, Yusuf
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 2 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i2.4921

Abstract

This research aims to obtain empirical evidence about the influence of muamalah fiqh, compensation and religiosity on fraudulent behaviour. This research uses a quantitative type of research. This research was conducted using a questionnaire distributed to lecturers and practitioners who are members of the Ikatan Ahli Ekonomi Islam (IAEI), Masyarakat Ekonomi Syariah (MES), Forum Dosen Ekonomi dan Bisnis Islam (FORDEBI) and Ikatan Sarjana Ekonomi Indonesia (ISEI). Each questionnaire distributed contains 114 statements for respondents to answer. From the distribution of the questionnaire, 207 respondents provided answers from 22 regions. To get the results of this research, researchers used PLS SEM Version 3.0. The results of this study found that muamalah fiqh has a significant negative effect on fraudulent behaviour, compensation has a significant negative effect on fraudulent behaviour and religiosity has a significant negative effect on fraudulent behaviour. This research focuses on fraudulent behaviour, where this research is new research in discussing the relationship between muamalah fiqh and religiosity which is the basis of the character of the Rasulullah PBUH.
Tinjauan Hukum Ekonomi Syariah terhadap Akad Qardh Studi Kasus GoPay Later Khaira, Haba Qiestha; Irawan, Anggi
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 2 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i2.4931

Abstract

Innovation in the financial sector has presented new financing models that integrate technology, including flexible and pay later financing services such as those offered by financial technology (fintech) companies such as GoPay Later. This research aims to conduct a sharia economic law review of the Qardh contract used in the GoPay Later service. The research method used is library research with a descriptive-analytical approach. Data were analysed using a sharia economic perspective and Islamic legal principles related to Qardh contracts. The findings of this research highlight several aspects that need to be considered from a sharia economic law perspective, such as the existence of hidden costs or risks for the parties involved in the transaction. Although the GoPay Later service offers several benefits to its customers, a deeper understanding of sharia economic principles in the context of fintech services is required to ensure compliance with the principles of Islamic law. It is hoped that this research can contribute to the development of regulations and business practices that are more in line with sharia economic principles.

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