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Pengaruh Kondisi Makroekonomi Terhadap Jumlah Penerimaan Zakat di BAZNAS Irawan, Anggi
Journal of Economics and Social Sciences (JESS) Vol. 1 No. 2 (2022): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

The purpose of this study was to examine the impact of macroeconomic factors, namely inflation, BI-Rate, profit sharing ratios, exchange rates and the amount of money in circulation (M2) on zakat receipts at the central national amil zakat institution (Baznas). This research is quantitative by using secondary data. The data used comes from BAZNAS, Bank Indonesia and the Financial Services Authority (OJK) from 2014-2018. As well as data were analyzed using multiple linear regression. The results of this study indicate that simultaneously, inflation, BI-Rate, profit sharing ratios, exchange rates and the amount of money in circulation (M2) affect the amount of zakat receipts in Indonesia. But partially, the profit sharing ratio does not affect the amount of zakat receipts in Indonesia. In contrast, inflation, the BI-Rate and the exchange rate have a negative and significant effect. Meanwhile, the amount of money in circulation has a positive and significant effect on zakat receipts at the central national amil zakat agency (BAZNAS) in 2014-2018. Tujuan dari penelitian ini adalah untuk menguji dampak faktor ekonomi makro yaitu inflasi, BI-Rate, nisbah bagi hasil, kurs dan jumlah uang yang beredar (M2) terhadap penerimaan zakat di lembaga amil zakat nasional (Baznas) pusat. Penelitian ini bersifat kuantitatif dengan menggunakan data sekunder. Data yang digunakan bersumber dari BAZNAS, Bank Indonesia dan Otoritas Jasa Keuangan (OJK) dari tahun 2014-2018. Serta data dianalisis menggunakan regresi linier berganda. Hasil penelitian ini menunjukkan bahwa secara simultan, inflasi, BI-Rate, nisbah bagi hasil, kurs dan jumlah uang yang beredar (M2) berpengaruh terhadap jumlah penerimaan zakat di Indonesia. Namun secara parsial, nisbah bagi hasil tidak berpengaruh terhadap jumlah penerimaan zakat di Indonesia. Sebaliknya inflasi, BI-Rate dan kurs memiliki pegaruh negatif dan signifikan. Sedangkan jumlah uang yang beredar berpengaruh positif dan signifikan terhadap penerimaan zakat di badan amil zakat nasional (BAZNAS) pusat tahun 2014-2018.

Tinjauan Hukum Ekonomi Syariah terhadap Akad Qardh Studi Kasus GoPay Later Khaira, Haba Qiestha; Irawan, Anggi
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 2 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i2.4931

Innovation in the financial sector has presented new financing models that integrate technology, including flexible and pay later financing services such as those offered by financial technology (fintech) companies such as GoPay Later. This research aims to conduct a sharia economic law review of the Qardh contract used in the GoPay Later service. The research method used is library research with a descriptive-analytical approach. Data were analysed using a sharia economic perspective and Islamic legal principles related to Qardh contracts. The findings of this research highlight several aspects that need to be considered from a sharia economic law perspective, such as the existence of hidden costs or risks for the parties involved in the transaction. Although the GoPay Later service offers several benefits to its customers, a deeper understanding of sharia economic principles in the context of fintech services is required to ensure compliance with the principles of Islamic law. It is hoped that this research can contribute to the development of regulations and business practices that are more in line with sharia economic principles.

Cryptocurrency in Islamic Economics: A Critical Analysis of Dogecoin’s Compliance with Sharia Principles Qiestha Khaira, Haba; Irawan, Anggi; Tamam, Munjir
Al-Risalah Vol 25 No 1 (2025): MAY (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-risalah.vi.55707

This study examines the characteristics of Dogecoin within the framework of Islamic economics, assessing its compliance with principles such as fairness, transparency, and the prohibition of gharar, maisir, and riba. The research aims to determine whether Dogecoin can function as a legitimate medium of exchange under Islamic financial ethics. A descriptive-analytical approach is employed, focusing on key aspects of Dogecoin, including its volatility, anonymity, and transactional utility. The analysis is grounded in Islamic economic principles, evaluating the extent to which Dogecoin aligns with or deviates from these ethical and legal standards. The findings indicate that while Dogecoin leverages blockchain technology to provide transparency and enhance financial inclusion, its high market volatility and speculative nature pose challenges to meeting Islamic economic principles. These factors contribute to uncertainty (gharar) and speculative risk (maisir), raising concerns about its permissibility in Islamic finance. This study contributes to the discourse on cryptocurrency in Islamic economics by offering a focused analysis of Dogecoin, a digital asset often overlooked in scholarly discussions. It provides a nuanced evaluation of how emerging financial technologies interact with Islamic financial ethics. The study underscores the need for Islamic-based regulatory frameworks and financial literacy initiatives to ensure responsible engagement with cryptocurrencies. Policymakers and scholars must work toward guidelines that balance innovation with ethical considerations, fostering a financial environment that aligns with Islamic values.

Pengaruh Product Quality dan Brand Experience terhadap Kepuasan Konsumen Refani, Irsya Dwi; Adityarini, Esthi; Irawan, Anggi
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 3 (September 2025): Accepted
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i3.1216

This research was grounded in the decline in sales experienced by the Innisfree brand in recent times. Multiple variables affect this phenomenon, such as product quality and brand experience. Therefore, this research aimed to examine the influence of product quality and brand experience on Innisfree consumer satisfaction. A quantitative approach was employed by distributing questionnaires and using multiple linear regression analysis on 101 respondents. The outcomes indicated that product quality and brand experience jointly influence consumer satisfaction, with a contribution of 69.9%. It is evident that product quality and brand experience are important factors in increasing consumer satisfaction, thereby helping the company address its declining sales.

Pengaruh Product Quality dan Brand Experience terhadap Kepuasan Konsumen Refani, Irsya Dwi; Adityarini, Esthi; Irawan, Anggi
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 3 (September 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i3.1216

This research was grounded in the decline in sales experienced by the Innisfree brand in recent times. Multiple variables affect this phenomenon, such as product quality and brand experience. Therefore, this research aimed to examine the influence of product quality and brand experience on Innisfree consumer satisfaction. A quantitative approach was employed by distributing questionnaires and using multiple linear regression analysis on 101 respondents. The outcomes indicated that product quality and brand experience jointly influence consumer satisfaction, with a contribution of 69.9%. It is evident that product quality and brand experience are important factors in increasing consumer satisfaction, thereby helping the company address its declining sales.

ANALISIS EFEKTIFITAS PERATURAN OJK TERHADAP PERLINDUNGAN KONSUMEN DALAM TRANSAKSI PINJAMAN ONLINE (PINJOL) Fauziah, Fauziah; Irawan, Anggi; Tamam, Munjir
Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan Vol. 16 No. 1 (2025): Surya Kencana Satu
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jdmhkdmhk.v16i1.48016

Kemajuan teknologi finansial, terutama dalam layanan pinjaman online, menghadirkan tantangan besar dalam hal perlindungan konsumen. Penelitian ini bertujuan untuk menilai sejauh mana efektivitas peraturan Otoritas Jasa Keuangan No. 77/POJK.01/2016 dalam mencegah praktik pinjaman yang merugikan konsumen. Metode yang digunakan dalam penelitian ini adalah pendekatan yuridis empiris dengan teknik pengumpulan data melalui studi literatur. Hasil penelitian menunjukkan bahwa penerapan peraturan tersebut masih belum sepenuhnya efektif dalam melindungi konsumen,Penelitian ini merekomendasikan agar Otoritas Jasa Keuangan memperkuat mekanisme pengawasannya. Hasil penelitian juga mengungkapkan bahwa masih terdapat banyak kasus pinjaman online, sistem pemantauan terhadap fintech ilegal yang belum maksimal, serta kurangnya efektivitas dalam penegakan sanksi terhadap pelanggar. Selain itu, peningkatan literasi digital konsumen dianggap penting sebagai bagian dari strategi perlindungan yang komprehensif. Meski demikian, penelitian kami menunjukkan bahwa upaya yang dilakukan Otoritas Jasa Keuangan sejauh ini belum cukup efektif, karena masih banyak masyarakat yang menjadi korban pinjaman online ilegal.

Pengaruh Segmentasi Pasar, Desain Kemasan dan Strategi Iklan terhadap Minat Beli Konsumen Aslam, Ahmad Suhail; Nurman, Muhamad; Irawan, Anggi
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 3 (September 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i3.1222

This study aims to analyze the influence of market segmentation, packaging design, and advertising strategies on consumers’ purchase intention of Joy Tea Green, a new product by PT Sinar Sosro Jakarta. The research background highlights the growing competition in the ready-to-drink tea industry, which demands appropriate marketing strategies. This study uses a quantitative approach with a survey method and multiple linear regression analysis. The data was collected from 96 purposively selected consumers who had known or seen the Joy Tea Green product. The findings show that market segmentation, packaging design, and advertising strategies positively and significantly affect purchase intention both simultaneously and partially. These results offer practical contributions for PT Sinar Sosro in formulating targeted and efficient marketing strategies and provide insights for other industries to understand consumer behavior in launching new products.

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