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Contact Name
Abdillah Ubaidi
Contact Email
jihbiz@uniramalang.ac.id
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+62811379916
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jihbiz@uniramalang.ac.id
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Jalan Mojosari 02 Kepanjen - Malang, Universitas Islam Raden Rahmat
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Kota malang,
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Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah
Published by Universitas Islam Raden Rahmat Malang
ISSN : 25490397     EISSN : 28076028     DOI : https://doi.org/10.33379/jihbiz.v6i1
Core Subject : Economy,
Economics, Econometrics & Finance
JIHBIZ: Journal of Islamic Economics, Finance, and Banking has a focus study on Islamic economics, Islamic finance, and Islamic banking. While the scope of studies in this journal includes: Islamic Economics: Islamic economics thought, national Islamic economy strategies, the ecosystem of shariah economy, and halal product Fiscal and monetary in Islamic perspective Islamic financial institutions and organizations Islamic social finance: zakat, infaq, sadaqah and waqf Islamic banking, finance and capital market: financial and non-financial performance Shariah compliance and corporate governance Islamic values driving lifestyle practice Islamic business ethics and entrepreneurship
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 7 Documents
 1 
Search results for , issue "Vol 9 No 1 (2025)" : 7 Documents clear
Tasawuf Marketing: Merekonstruksi Brand Love Islami dengan Pendekatan Sufistik Anwar, Moh Muhlis
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 1 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i1.5197

Abstract

Write down your English language (United Kingdom) abstract here. This study explores the dimensions of Islamic brand love through a Sufi approach, aiming to understand how Sufi principles can deepen the relationship between consumers and Shariah-compliant brands. Within the Sufi framework, dimensions of love such as Hulla (friendship), Hawa (passion), Ma’rifa (knowledge), Dzikra (memory), and Ru’ya (vision) are adapted to build a deep emotional and spiritual attachment between consumers and the brand. By integrating Sufi principles into marketing, Shariah-compliant brands can create experiences that not only fulfill emotional needs but also resonate with the spiritual values of consumers. The findings of this study suggest that the Sufi approach can enhance consumer loyalty and satisfaction, offering new insights into brand love in the Islamic context. The study recommends the application of Sufi dimensions in marketing strategies to build more meaningful and sustainable relationships between brands and consumers.
Shopee PayLater dalam Perspektif Al-Quran (Fatwa Majelis Ulama Indonesia) Rifai, Ahmad; Hamidah, Tutik; Sofy, Malik
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 1 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i1.5279

Abstract

Today's technological advances require humans to always go hand in hand with technology. One of them is buying and selling activities using an online system. This is considered easier and more efficient than offline transactions. One of the popular shopping applications in Indonesia today is Shopee. In practice, Shopee offers a feature called paylater. This research uses a qualitative descriptive research method to describe the practice of using Shopee Paylater loans from the perspective of Islamic law, while what is used is some research that has been done before. This research was conducted using a normative approach to evaluate the strengths and weaknesses of the issues under consideration. In this case whether the practice of using Shopee Paylater loans is Halal or Haram. Actually, it has been fulfilled by Shopee Paylater from the qardh contract both in terms of akid because of the mutual agreement between the two parties, the main object being traded can be trusted, and also shigat in the paylater system there is already a form of transaction confirmation between the two parties which is in accordance with the qardh contract. However, from another aspect, there are instruments that contain usury, namely in the practice of Shopee Paylater there are additions.
Literasi dan Inklusi Keuangan Syariah Perempuan Muslim di Perumahan Elite the Argopuro Jember Mahfiyah, Mahfiyah
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 1 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i1.5871

Abstract

Financial literacy and inclusion are one of the government's programs. It has remained an important issue in recent years. Although there are many studies on Islamic financial literacy and inclusion, it is still rare to target Muslim women in Elite Residential. The purpose of this study is to find out how Islamic financial literacy and inclusion in Muslim Women in The Argopuro Jember Elite Residential. The method used in this study is qualitative. The primary data in this study is Muslim women in Argopuro tea Housing while the secondary data comes from journals or books. The results of this study show that Islamic financial literacy and inclusion in Muslim women in The Argopuro Residential in Jember is still low and needs to be improved. It is inversely proportional to conventional financial literacy and inclusion which is quite good. This research can be a consideration for policy makers in determining strategies to increase Islamic financial literacy and inclusion in Indonesia, especially for women from various social classes.
Analisis Perilaku Pedagang Pasar Pagu Ditinjau dari Etika Bisnis Islam Nurrokhim, Isma; Suherlina, Etik; Maghfirah, Izzatun; Khamidah, Yuni Astriana
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 1 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i1.6186

Abstract

Trading behaviour in muamalah plays an important role in people's lives in transactions between each other to fulfil daily living needs. This research includes research that uses a qualitative approach, namely in the form of a research procedure that produces descriptive data or in the form of written speech and behaviour that can be observed from the subject himself. The results of this research show that the behaviour of Pagu Market traders in Kediri Regency is partly in accordance with procedures that are in accordance with Islamic teachings, namely prioritizing honesty, showing good behaviour and being careful in carrying out their trading routines. However, there are also things that are not in accordance with Islamic teachings, namely the behaviour of traders who praise the quality of goods unreasonably, the unfriendliness of traders, the dishonesty of traders, and the injustice of traders towards buyers. The trading behaviour of traders in the market is relatively balanced between that which is in accordance with Islamic teachings and trading behaviour that is not yet appropriate.
Meningkatkan Kinerja Berkelanjutan UMKM Melalui Manajemen Rantai Pasokan Halal Jannah, Syayyidah Maftuhatul; Wijayanti, Dwi Marlina
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 1 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i1.6287

Abstract

The purpose of this study is to examines the impact of implementing ten aspects related to halal supply chain management on its effectiveness, particularly in improving sustainability across economic, social, and environmental dimensions for MSMEs. The research adopts a quantitative research approach, collecting data through a self-administered survey conducted among MSMEs located in Yogyakarta, Indonesia. The results of the data analysis using SEM-PLS. The results indicate that six aspects of halal supply chain management significantly contribute to upholding halal integrity, enhancing customer satisfaction and branding, and improving process quality. Additionally, a higher implementation of these aspects is directly linked to an enhancement in the sustainable performance of MSMEs. This research provides insight that MSMEs still need to be fostered in implementing Halal Supply Chain Management.
Mengungkap Peran Strategis Sukuk dan Saham Syariah dalam Mendorong Pertumbuhan Keuangan Syariah di Era Modern Syarif, Dafiar; Wahyu, Wawan Devis; Sarmigi, Elex; Rahman, Paisal
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 1 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i1.6292

Abstract

This study examines the impact of sukuk and Islamic stocks on the development of Islamic finance in Indonesia during the period 2015–2023. The main focus of this research is to understand the strategic role of these two Islamic capital market instruments in driving the growth of the Islamic finance sector, which includes banking, insurance, and Islamic microfinance institutions. The methodology used is quantitative analysis with a Structural Equation Modelling - Partial Least Squares (SEM-PLS) approach. The results show that Islamic sukuk has a positive and significant impact on the performance of Islamic finance, with a path coefficient of 0.846 and a p-value < 0.05, while Islamic stocks show a weak and insignificant relationship with the performance of Islamic finance, with a path coefficient of 0.195 and a p-value > 0.05. These findings indicate that Islamic sukuk plays a more dominant role in supporting the growth of the Islamic finance sector in Indonesia, while Islamic stocks require further development, including increasing financial literacy and public interest in these instruments. This study contributes theoretically by expanding the literature on Islamic finance and practically by providing recommendations for regulators to strengthen the role of Islamic sukuk in supporting sustainable Islamic finance in Indonesia.
Mengestimasi Expected Default Probability dan Credit Risk Spread Menggunakan Model KMV Merton: Studi Kasus Bank Islam Malaysia Berhad Septiana, Nurul Izzati; Katri, Fatin Salwa Binti Haji; Ideris, Azlina Binti; Noryatim, Nadiana
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 1 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i1.6373

Abstract

The objective of the paper is to estimate the expected default probability and credit risk spread of Bank Islam Malaysia using the KMV Merton Model and analyse the strengths of the KMV model. The data used in this research are short term and long-term liabilities data of Bank Islam Malaysia Berhad that we obtained from the financial statements, stock prices and number of stocks traded of BIMB and Islamic Bank-relevant interest rates data that we obtained from the Overnight Policy Rate Decision (OPR) by Bank Negara Malaysia. The data is then prepared and interpolated to match weekly period before applying the KMV Model using Microsoft Excel to calculate the default probability and credit risk spread of BIMB. The result shows that the Probability of Default for BIMB is nearly 0.0001 for the first 3 years of its debt maturity period and nearly 0.0007 and 0.002 for the maturity period of 4 and 5 years respectively. Credit risk spread for BIMB is nearly null for the first 2 years maturity period then gradually increases each year to 0.01, 0.05 and 0.14. BIMB’s distance to default ranges between 9.17-10.01. The research indicates that the BIMB’s calculated PD is reliable and that the KMV Merton Model provides high accuracy and reliability of credit risk measurements. The KMV Model can be applied to different types of companies including Islamic Bank.

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