EKSYA: Jurnal Ekonomi Syariah
EKSYA adalah Jurnal yang diterbitkan oleh Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal dengan scope ekonomi, ekonomi syariah, Hukum Ekonomi Syariah, Perbankan Syariah, keuangan syariah, dan bisnis syariah, Hukum Ekonomi dan Akuntansi Syariah
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238 Documents
<![CDATA[INFLUENCE OF FINANCIAL RATIO ON PROFIT GROWTH (EMPIRICAL STUDY OF FOOD AND BEVERAGE MANUFACTURING COMPANIES LISTED IN THE INDONESIAN SHARIA STOCK INDEX (ISSI) 2014-2020) ]]>
<![CDATA[Hayatun Solihat]]>;
<![CDATA[Novi Mubyarto]]>;
<![CDATA[Mohammad Orinaldi]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i1.1153
<![CDATA[This study aims to determine the effect of financial ratios on profit growth in the manufacturing sub-sectors of food and beverages listed in the stock index Indonesian sharia (ISSI) in the period 2014-2020 partially and simultaneously. The population in this study is a manufacturing company in the food and beverage sub-sector obtained by purposive sampling technique. The data analysis method used is panel data regression analysis using software tools eviews 10. The results show that the variables Current Ratio (CR), Debt to Equity Ratio (DER), Total Asset Turnover (TAT), and Net Profit Margin (NPM) simultaneously affect profit growth. While the CR, DER, and NPM variables partially affect profit growth, the TAT variable does not affect the profit growth of food and beverage manufacturing companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2014-2020 period.]]>
<![CDATA[PENGARUH ARUS KAS, LIKUIDITAS, PROFITABILITAS DAN LEVERAGE TERHADAP KEBIJAKAN DEVIDEN PADA BANK UMUM SYARIAH INDONESIA TAHUN 2017-2021 ]]>
<![CDATA[Indah elfitriyanti]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i1.1154
<![CDATA[The financial performance of a sharia bank is a description of the financial condition of a sharia bank in a certain period, either monthly, quarterly or annually which includes the collection and distribution of the sharia bank's funds. The purpose of this study is to analyze the effect of cash flow, the effect of liquidity, the effect of profitability, and the effect of leverage on dividend policy on the financial statements of Indonesian Islamic Commercial Banks for 2017-2021 and the distribution of Islamic bank funds. The type of research used is quantitative with a descriptive approach. The results of the study show that 1) The cash flow ratio has no effect on dividend policy on the financial statements of Indonesian Islamic Commercial Banks for 2017-2021. 2) The liquidity ratio has no effect on dividend policy in the financial statements of Indonesian Islamic Commercial Banks for 2017-2021. 3) Profitability ratios have an effect on dividend policy in the financial statements of Indonesian Islamic Commercial Banks for 2017-2021. 4) Leverage ratio has no effect on dividend policy in the financial statements of Indonesian Islamic Commercial Banks for 2017-2021. 5) The ratio of cash flow, liquidity, profitability and leverage together affect the dividend policy on the financial statements of Indonesian Islamic Commercial Banks for 2017-2021]]>
<![CDATA[PENGARUH DEBT TO ASSET RATIO (DAR) DAN DEBT TO EQUITY RATIO (DER) TERHADAP RETURN ON ASSET (ROA) PADA PERUSAHAAN PERTAMBANGAN YANG TERDAFTAR DI INDEKS SAHAM SYARIAH INDONESIA PERIODE 2017-2021 ]]>
<![CDATA[Miftahul Jannah]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i1.1155
<![CDATA[This research is motivated by the growth of debt which makes return on assets up and down. The purposes of this study are (1) to determine whether or not there is a simultaneous and partial influence of the Debt To Asset Ratio and Debt To Equity Ratio on the return on assets. (2) To determine the unidirectional or opposite relationship of the Debt To Asset Ratio and Debt To Equity Ratio. (3) To find out the most influential variables on return on assets. The sample used in this study was 20 companies from 27 companies which were taken by purposive sampling method in 2017-2021. In this study using quantitative methods and descriptive approaches, by collecting documentation and library data where the data obtained from company documents through the company's official website then carried out various tests such as the classical assumption test to check the health of the data, partial (t) and simultaneous (F) in order to determine the effect or not of the variables used, multiple linear regression test to determine the direction of the influence of variables, determinant coefficients and dominant test in order to determine the dominant variables in influencing return on assets. The results in this study indicate that (1) Debt To Asset Ratio (DAR) and Debt To Equity Ratio (DER) simultaneously and partially have a significant effect on Return On Assets in mining companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2017-2017 period. 2021. (2) Debt To Asset Ratio (DAR) has a negative (opposite direction) effect on return on assets and Debt To Equity Ratio (DER) has a positive (unidirectional) effect on return on assets in mining companies listed on the Indonesian Sharia Stock Index (ISSI). period 2017-2021. (3) Debt to Asset Ratio (DAR) is the most influential of the Debt to Equity Ratio (DER) on Return On Assets in mining companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2017-2021 period. Therefore, the ratio of debt to assets and the ratio of debt to equity, must be considered in developing profitability. Future research is expected to add research variables, samples and increase the research period.]]>
<![CDATA[ANALISIS STRATEGI PENINGKATAN KUALITAS PELAYANAN DALAM MENINGKATKAN KEPUASAN MITRA BISNIS PADA PT.JAMINAN PEMBIAYAAN ASKRINDO SYARIAH CABANG MEDAN ]]>
<![CDATA[Nurmala Kumasari Pasaribu]]>;
<![CDATA[Tuti Anggraini]]>;
<![CDATA[Muhammad Lathief Ilhamy Nasution]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i2.1157
<![CDATA[Penelitian ini bertujuan untuk mengetahui strategi peningkatan kualitas pelayanan yang tepat pada PT. Jaminan Pembiayaan Askrindo Syariah Cabang Medan serta menemukan apa sajakah yang menjadi hambatan PT. Jaminan Pembiayaan Askirndo Syariah Cabang Medan dalam meningkatkan kepuasan Mitra Bisnis. Metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif dengan teknik analisis data dengan analsis SWOT. Hasil penelitian ini menjelaskan strategi peningkatan kualitas pelayanan yang dapat digunakan PT. Jaminan Pembiayaan Askrindo Syariah Cabang Medan adalah melakukan peningkatan kualitas pelayanan melalui peningkatan kuantitas dan kualitas sumber daya manusia dan memperbaiki sistem jaringan perusahaan serta selalu melakukan evaluasi terhadap sistem pelayanan agar sistem pelayanan pada PT. Jaminan Pembiayaan Askrindo Syariah dapat terus ditingkatkan sehingga dapat meningkatkan kepuasan Mitra Bisnis. Kata Kunci : Kualitas Pelayanan, Kepuasan Mitra Bisnis, Analisis SWOT]]>
<![CDATA[PENGARUH PENGUNGKAPAN ISLAMIC SOCIAL REPORTING (ISR) DAN UMUR PERUSAHAAN TERHADAP PROFITABILITAS PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) TAHUN 2016-2020 ]]>
<![CDATA[Rina Marya Ulfah]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i1.1158
<![CDATA[This study aims to determine whether there is an influence between Islamic Social Reporting and company age on the profitability of companies listed on the Jakarta Islamic Index 2016-2020. The population in this study were 30 companies and in this study used a purposive sampling technique so that the final sample in this study was 14 companies multiplied by 5 periods to 70 samples. This study uses data analysis consisting of descriptive analysis, classical assumption test and hypothesis testing assisted by the SPSS Statistic 21 application. The results show that partially Islamic Social Reporting has no effect on profitability while company age has an effect on profitability. This study also shows that simultaneously Islamic Social Reporting and company age have an effect on profitability.]]>
<![CDATA[PENGARUH KUALITAS PELAYANAN DAN PERSEPSI HARGA TERHADAP KEPUASAN PELANGGAN GO-JEK ]]>
<![CDATA[Melda Seprianti]]>;
<![CDATA[Abdul Malik]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i1.1160
<![CDATA[This study aims to analyze the influence of service quality and price perception on Go-Jek customer satisfaction simultaneously and partially. Data collection is done by distributing questionnaires and interviews.The research method uses quantitative research.The objects used are FEBI UIN Sulthan Thaha Saifuddin Jambi students with a population of all FEBI UIN Sulthan Thaha Saifuddin Jambi students who use the Go-Jek application more than twice with a sample of 40 respondents.The results showed that the F-test showed that the customer satisfaction variable (Y) could be influenced by the service quality variable (X1) and price perception (X2) together because the sig value was 0.000 <0.05.By t-test service quality (X1) has no effect on customer satisfaction (Y) because the value of sig 0.065> 0.05.Meanwhile, price perception (X2) has a significant effect on customer satisfaction (Y) because the sig value is 0.000 <0.05.]]>
<![CDATA[PERANAN PERBANKAN SYARIAH DALAM PEMBERDAYAAN USAHA MIKRO KECIL DAN MENENGAH MENURUT EKONOMI SYARIAH ]]>
<![CDATA[Novitri Ramadhani]]>;
<![CDATA[Diajeng Regita Nandani]]>;
<![CDATA[Dini Lestari]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i1.1161
<![CDATA[In the Indonesian economy, micro, small and medium enterprises are the business group that has the largest number of business actors. Not only that, this group has proven to be resilient to various shocks from the economic crisis. So it is really important to strengthen the MSME group which will certainly involve many parties because the MSME sector itself contributes greatly to employment, improves welfare, reduces the unemployment rate and later eradicates poverty. The characteristics of Islamic banking are far different from conventional banking which uses an interest system, because Islamic banking is based on profit sharing which is developed through both musyarakah and mudharabah financing products. With the presence of Islamic banking, it is hoped that it will have a positive impact on the growth of the real sector. One of the businesses that need to be developed is Micro, Small and Medium Enterprises.]]>
<![CDATA[ANALISIS PRILAKU KONSUMTIF MAHASISWA UNIVERSITAS ISLAM NEGERI SUMATERA UTARA DALAM PERSPEKTIF EKONOMI ISLAM ]]>
<![CDATA[Abdul Aziz Hakim]]>;
<![CDATA[Elya Rosa Maharani Sembiring]]>;
<![CDATA[Dini Lestari]]>;
<![CDATA[Muhammad Ikhsan Harahap]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i1.1166
<![CDATA[Consumptive behavior is the urge to follow trends and fashions that are developing, as well as the desire to be noticed by others. The purpose of this study seeks to measure the extent of consumerism among students at the State Islamic University of North Sumatra. The research method used is descriptive qualitative research, which seeks to describe, describe the data with words/explanation of a problem, and describe the data. People of various ages and status became research informants. The results of this study explain that consumptive behavior is not very good in everyday life. And in Islam consumptive behavior is strictly not allowed and Islam strictly prohibits excessive behavior. According to research, globalization is one of the key variables affecting consumption. Consumptive excesses have a detrimental effect on a country's economy, which is not ideal from an Islamic point of view.]]>
<![CDATA[PENGARUH BSI MOBILE DAN PELAYANAN TERHADAP KEPUASAN NASABAH (STUDI KASUS MAHASISWA/I PERBANKAN SYARIAH-UINSU) ]]>
<![CDATA[Fachri Arrizki]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i1.1167
<![CDATA[This study aims to find out and see how the influence and service of BSI Mobile has on customer satisfaction at UINSU Islamic Banking Students that are happening nowadays. BSI Mobile is a digital transaction tool from Bank Syariah Indonesia which aims to make it easier for customers to transact wherever and whenever. However, there are several customers who complain about the quality of BSI's mobile banking. whereas the best service should be provided to customers as an effort to improve customer satisfaction services in order to make customers comfortable in using the BSI Mobile. This study uses a qualitative method. Survey data in this study were obtained from 27 respondents. The results of this study are that more respondents are satisfied with the services provided by Bank BSI and make it easier for customers to access using BSI Mobile.]]>
<![CDATA[PENGARUH PEMBIAYAAN MURABAHAH DANPEMBIAYAAN MUSYARAKAHTERHADAP PROFITABILITAS DENGAN NON PERFORMING FINANCING SEBAGAI VARIABEL INTERVENING (PADA BANK UMUM SYARIAH PRIODE 2018-2021) ]]>
<![CDATA[Fitri Nurul Hidayah]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
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DOI: 10.56874/eksya.v4i2.1174
<![CDATA[This study aims to determine the effect of Murabahah financing and Musyarakah financing on profitability (ROA) with Non Performing Financing (NPF) as an intervening variable in Islamic Commercial Banks for the 2018-2021 period. The data used in this study is secondary data, namely in the form of quarterly reports of Islamic Commercial Banks for the 2018-2021 period. The population in this study is Islamic Commercial Banks in Indonesia, the sampling technique in this study was carried out using a purposive sampling method. This research is descriptive with quantitative research. The analytical method used in this study was multiple regression analysis and path analysis which were processed using an analytical tool, namely IBM SPSS Statistics 24 software. The results of this study indicate that Murabahah financing has an effect on the profitability of Islamic Commercial Banks, Musyarakah financing has an effect on the profitability of Islamic Commercial Banks, Non Performing Financing (NPF) has an effect on the profitability of Islamic Commercial Banks, Murabahah financing has an effect on Non Performing Financing (NPF) of Islamic Commercial Banks, Murabahah financing affects Non Performing Financing (NPF) of Islamic Commercial Banks, Non Performing Financing (NPF) can mediate between Murabahah financing and profitability (ROA) of Sharia Banks, and Non Performing Financing (NPF) can mediate between Musyarakah financing and profitability (ROA) Sharia Commercial Banks.]]>
