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Ach. Yasin
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Jurnal Ekonomika dan Bisnis Islam
Published by Universitas Negeri Surabaya
ISSN : -     EISSN : 2686620X     DOI : https://doi.org/10.26740/jekobi
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 20 Documents
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Search results for , issue "Vol 2 No 2 (2019): Agustus" : 20 Documents clear
Program Pembiayaan Usaha Syariah (Pusyar) PT BPR Syariah Kota Mojokerto untuk Inklusi Keuangan UMKM Wahyuningsari, Wahyuningsari; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

This study uses a descriptive qualitative approach. This purpose of this research is determine the achievement of financial inclusion indicators from the implementation Pusyar. Data collection techniques in this study were interviews, observation and documentation. The results is Pusyar as a public policy that successfully maximizes the achievement of three indicators of financial inclusion. Access, usage and quality. Although, welfare is the fourth indicator, it has not been maximally achieved from this program. Pusyar is an example of the realization of public policy in accordance with the concept of Socio-Economic and Financial Restructure. Which this policy optimizes Islamic philanthropy in Islamic financial products to develop SMEs. in the end the policy resulted in the achievement of financial inclusion proces.
Persepsi Konsumen Muslim Terhadap Produk Ms Glow yang Bersertifikat Halal di Surabaya Wulan Daru, Nadia; Anwar, Moch. Khoirul
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

Ms Glow is a beauty product that already gained halal certification on their products. As Muslim consumers, we must be selective in choosing beauty product that will be used in daily and proper with Islamic law. This research used qualitative descriptive method that aimed to find out Muslim consumers’ perception towards halal certification of Ms Glow beauty product. The findings of this research indicate that Muslim consumers have two perceptions, which are care and care less about halal certification. Muslim consumers who care about it are consumers who need all of Ms Glow products labelled with halal certification on the packaging even though they do not use it. Where as Muslim consumers who care less are consumers who does not concern about halal certification in all Ms Glow products, and they still use it.
Analisis Utang Piutang Emas di Desa Laban Menganti Gresik Isnaini, Dwi; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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This study aims to determine practice the gold debts in Laban Village in terms of Islamic law. The qualitative method was used in this study with descriptive approach. The subjects in this study were the giver and recipient of the gold debts. The analysis technique was used the field data analysis of the Miles and Hubberman models in this research. The result of the study was showed that the implementation of the gold debts in Laban village was still often carried out, this was due to the ease in filing debt. The gold debts in Laban village did not use any contract agreement in making initial agreements. The practice of gold debts in Laban village still contains elements of riba qardh which were come from an addition proportional to the value of the debt proposed, especially in taking additional items that were not accompanied by an agreement with the recipient of the debt. The solution to avoid gold debts from riba by relying debt with a formidable sale and purchase contract, therefore, that was allowed to take profits (margin).
Pengaruh Religiusitas dan Demografi Santri Pondok Pesantren Jagad „Alimussirry Terhadap Minat Membayar Zakat Melalui Lembaga Amil Zakat Arilia, Linawati; Anwar, Moch. Khoirul
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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This study aims to analyze the effect of the religious and demographic of the santri of 'Alimussirry Islamic Boarding School on the interest in paying zakat at the zakat institutions. The independent variables in this study consisted of two variables, namely the religiosity variables and demographic variables. Religiosity variables are measured using dimensions of worship, belief, religious knowledge, appreciation and practice. While demographic variables are measured using indicators of age, work experience and income. The analysis technique used is multiple linear regression analysis. The results of this study are the variables of religiosity santri of Islamic Boarding School affect the interest of paying zakat at the zakat institution. This is because santri have knowledge of religion more than people who are not educated in a boarding school environment. The demographic variable of the Islamic Boarding School 'Alimussirry affects the interest in paying zakat in the zakat institution, but the influence of this demographic variable is very low because santri does not have income and does not have more work experience. In addition, the young age also affect a person in donating his property.
Benarkah Pembiayaan Murabahah Berpengaruh Terhadap Profitabilitas Muji Lestari, Uun Tri; Cahyono, Hendry
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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This study aims to determine how much the influence of murabahah financing on profitability in KSPPS BMT Mandiri Sejahtera East Java. This study describes a quantitative research using a descriptive quantitative approach. The data used by the researcher are primary with interview methods and secondary in the form of balance sheets and profit and loss for the period 2009-2018, yearly. For the population and sample, the researcher uses secondary data in the form of balance sheets and income statements for the period 2009-2018 per year. The analysis technique which is used in this research is the simple linier regression. The result of this study state that partial test (t) present that murabahah financing does not significantly influence the profitability. The result of the determination coefficient test (R2) indicate that murabahah financing effects profitability of 0.7%, while the remaining 99.3% is influenced by other variables not examined.
Pengaruh Dana Zakat Terhadap Jumlah Penduduk Miskin Jawa Timur Firmansyah, Mochamad; Ajib Ridlwan, Ahmad
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

The proverty is a problem that has not been resolved to date. This study aims to determine the effect of zakah on the poor people number in East Java. This research is quantitive research. Data analysis techniques using simple linear regression analysis. The results showed that the zakah collected and distributed by the East Java’s BAZNAS had an influence on the poor people number in East Java.
Bauran Pemasaran Pada BMT Mandiri Sejahtera Cabang Kedungpring Dalam Prespektif Etika Bisnis Islam Hidayat, Moch Amrizal; Anwar, Moch. Khoirul
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

The problem of economic development in the last two decades is the problem of financial institutions that have not applied Islamic business ethics. amidst the current tight competition of sharia institutions which are one of the sharia financial institutions that maintain existence in society through the attention of members and always provide excellent service to members are BMT (Baitul Maal Wat Tamwil), using the marketing mix in accordance with ethics Islamic business is one way that is used to attract members through marketing by using the whole system of marketing activities that are in accordance with Islamic Sharia. This research is a qualitative research that aims to determine the implementation of the marketing mix at the Kedungpring Branch of Mandiri Sejahtera BMT in the perspective of Islamic business ethics. From the results of the research that has been done, it can be concluded that in implementing the marketing mix in terms of products, prices, places, promotions, people, processes, physical evidence, promises, patience applied to the Mandiri BMT Kedungpring Branch is in accordance with Islamic Shari'a ie applying the rules Islamic business such as marketing good quality goods, prohibiting pledges, being kind, creating good ties with members.
Pengaruh RGEC Terhadap Financial Distress Pada Bank Muamalat Indonesia Alvidianita, Ayu; Rachmawati, Lucky
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

Financial distress is a condition in which a company cannot generate revenue because it is unable to meet or cannot pay its financial obligations. In order for the banking company can overcome the condition of financial distress is required the existence of a judgment against the bank's health level using RGEC. This research aims to know the influence of NPF (credit risk), FDR (liquidity risk), the size of the Board of Commissioners (GCG), ROA (earning ratios), and CAR (Capital) against financial distress was measured using a model of Altman Z-score modification at PT Bank Muamalat Indonesia 2012-2016 Period. Analysis techniques are used multiple linear regression analysis. The results showed that the NPF, the size of the Board of Commissioners and the CAR do not affect significantly to financial distress in Bank Muamalat Indonesia 2012-2016 period. While FDR and ROA effect significantly to financial distress in Bank Muamalat Indonesia 2012-2016 period.
Hubungan antara Product Knowledge dengan Kinerja Karyawan Divisi Perkembangan KSPPS TAM Nganjuk Arethusa, Zana Chobhita; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

The aim of this research is to test the relation between product knowledge and employee performance of development division Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) Tunas Artha Mandiri (TAM) Nganjuk. This research was conducted using quantitative method with associative approach. Number of population that taken are 35 respondents which employee of development division. Data collection techniques that used in this research is questionnaire that calculates with likert scale and Indikator Penilaian Kinerja (IPK) employee of development division document 2018 period which then processed and analyzed with application SPSS Statistics Version 23. The result of this research shows that product knowledge have a weak relation with employee performance of development division.
Hubungan Antara Pengelolaan Zakat Produktif Dengan Peningkatan Kesejahteraan Mustahiq Pada Laznas Yatim Mandiri Cabang Surabaya Fajri, Rochmawati; Ajib Ridlwan, Ahmad
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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This is a study aims to determine the mechanical picture of managing productive zakat in the Surabaya Branch of the Independent Amil Zakat Institution and the impact of improving the welfare of mustahiq under the guidance of the Orphaned National Amil Zakat Institution The management of productive zakat must be directed as an instrument in developing the welfare standard of mustahiq. This research method uses a quantitative approach. The data analyzing collection efforts were used by rank-spearsman correlation data. The results of the research that have been carried out with the variable management of productive zakat and improvement of mustahiq welfare with indicators of supervision, training, religion, soul, reason, descent and wealth, using simple random sampling technique with the distribution of questionnaires can be concluded that the management of productive zakat has a strong and significant relationship to increase in mustahiq welfare at the Surabaya branch of the Orphaned National Amil Zakat Institution

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