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Jurnal Ekonomika dan Bisnis Islam
Published by Universitas Negeri Surabaya
ISSN : -     EISSN : 2686620X     DOI : https://doi.org/10.26740/jekobi
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 3 Documents
 1 
Search results for , issue "Vol 8 No 3 (2025): Desember On Process" : 3 Documents clear
Systematic Literature Review on the Role of Islamic Leadership in Managing Social Funds to Reduce Socio-Economic Inequality Reni Marlina, Chairani Firstia Rizal
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 3 (2025): Desember On Process
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n3.p48-65

Abstract

This study aims to analyze the role of Islamic leadership in managing social funds to reduce socio-economic inequality through a systematic literature review. Islamic social funds, such as zakat, infaq, sadaqah, and waqf, have significant potential to improve economic and social welfare, especially for the poor and marginalized groups. However, the effectiveness of their management largely depends on the quality of the leadership overseeing and managing these funds. Therefore, this research examines how various models of Islamic leadership, based on Sharia principles, can contribute to the management of social funds to reduce economic inequality in society. Based on the analysis of relevant studies, this research identifies several key factors in Islamic leadership, including transparency, accountability, and sustainability, that influence the success of social fund management. The results of this literature review indicate that leadership that is just and oriented towards the welfare of the community has a significant impact on wealth distribution and poverty reduction. This study also emphasizes the importance of a strategic approach in managing social funds to achieve more equitable social and economic justice.
Pengaruh Islamic Financial Literacy, Mental Accounting, dan Subjective Norm terhadap Perilaku Pengelolaan Keuangan Mahasiswa KIP Kuliah dengan Locus Of Control Sebagai Variabel Intervening Annisa, Zhella Annisa; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 3 (2025): Desember On Process
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n3.p24-47

Abstract

Financial management issues among university students often arise due to limited financial literacy, weak self-control, and a social environment that does not fully support healthy financial behavior. This becomes even more crucial for KIP-K scholarship recipients, who are required to manage their educational aid funds wisely and in accordance with Islamic principles. This study aims to examine the influence of Islamic financial literacy, mental accounting, and subjective norm on the financial management behavior of Muslim students receiving the KIP-K scholarship at the Faculty of Economics and Business, Universitas Negeri Surabaya, with Locus of control as a mediating variable. A quantitative approach was employed, involving 256 respondents and analyzed using the SEM-PLS method. The results indicate that all independent variables have a positive and significant effect on both financial management behavior and Locus of control. Furthermore, Locus of control significantly mediates the relationship between the three independent variables and financial behavior. These findings suggest that Muslim KIP-K scholarship recipients at FEB UNESA tend to demonstrate sound financial management behavior, characterized by careful financial planning, strong self-control, and adherence to Islamic financial principles.
PENGARUH HUMAN CAPITAL, ECONOMIC FREEDOM, DAN CAPITAL FORMATION TERHADAP PEMBANGUNAN EKONOMI ISLAM DI NEGARA-NEGARA OKI Indirwan, Syanisma; Susanto, Arva Athallah; Herianingrum, Sri; Widiastuti, Tika; Robani, Anidah Binti
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 3 (2025): Desember On Process
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n3.p1-23

Abstract

This study aims to analyze the influence of human capital, economic freedom, and capital formation on Islamic economic development in the member countries of the Organization of Islamic Cooperation (OIC). Using a quantitative approach with panel data from nine OIC countries over the period 2002–2023, the study employs a multi-method panel regression model, including Pooled OLS, Fixed Effect, Random Effect, PCSE, and System GMM. The Human Development Index (HDI) is used as a proxy for Islamic economic development, while the independent variables include dimensions of human capital (MYS and LE), economic freedom (LABF, MONF, TRAF, INVF, FINF), and capital formation (GCF). The analysis results show that variables such as Life expectancy, Gross capital formation, Monetary freedom, and Financial freedom consistently have a significant positive effect on HDI in most models, while variables such as Trade Freedom, Investment Freedom, and Mean Years of Schooling show inconsistent or insignificant effects. This study highlights the importance of synergy between human investment policies, macroeconomic stability, and the Islamic financial system in fostering sustainable and socially just economic growth in the Islamic world. The policy implications of these findings encourage strengthening the health sector, spiritually oriented education, and inclusive Islamic financial governance to accelerate the achievement of the Sustainable Development Goals (SDGs) in OIC countries.

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