cover
Contact Name
Luqmanul Hakiem Ajuna
Contact Email
luq.h.ajuna@iaingorontalo.ac.id
Phone
+6285256106862
Journal Mail Official
talaa.journal@iaingorontalo.ac.id
Editorial Address
Department of Sharia Financial Management 2nd Floor Faculty of Islamic Economic and Business IAIN Sultan Amai Gorontalo. Campus 2, Jl. Sultan Amai, No. 1, Ds. Pone, Kec. Limboto Barat, Kab. Gorontalo, Prov. Gorontalo, Indonesia 96215.
Location
Kota gorontalo,
Gorontalo
INDONESIA
Talaa : Journal of Islamic Finance
ISSN : 28073312     EISSN : 28073002     DOI : https://doi.org/10.54045/talaa
Core Subject : Economy,
Talaa : Journal of Islamic Finance is presented as an effort to globalization of Islamic finance. The goal is to become a reputable and internationally recognized scientific journal. Talaa journal focuses on Islamic Finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, Islamic Financial Management, Islamic Financial Technology, Zakah and Waqf, Islamic Philanthropy, Poverty Alleviation, Islamic Public Finance, Monetary Economics, Institutional Finances, Behavioural Economics and Finance, Financial Engineering, Securitization and Sukuk, Islamic Capital Markets. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Articles 5 Documents
Search results for , issue "Vol. 5 No. 2: December 2025" : 5 Documents clear
Influence Return on Asset and Return on Equity to Return Shares in Registered Companies From Indonesia Stock Exchange Setyagustina, Kurniasih; Putri, Dwi Cahyantari Sujono; Din, Zia Ud; Khotib, Wahyudil; Dhonal, Rama
Talaa : Journal of Islamic Finance Vol. 5 No. 2: December 2025
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v5i2.779

Abstract

The aim of this research is to determine the influence between ROA and ROE on Return Shares in companies listed on Idx in 2021-2023, either partially or simultaneously. This research uses an associative quantitative approach because it connects two or more variables. Based on the t test results Return on Asset positive influence on Return Shares, this is seen from the Sig value. for the influence of Return on Equity negative effect on Return Shares, this is seen from the Sig value. for the influence of Return on Asset And Return on Equity simultaneously influence Return Shares, this is seen from the Sig value. 0.008 ≤ 0.05, and calculated F value 5.238 ≥ F table 3.16. So it can be concluded that H0 is rejected and H1 is accepted.
Forex of India since 1991: A Study Based on Mann-Kendall Time Series Trends Vasagan, V. T.
Talaa : Journal of Islamic Finance Vol. 5 No. 2: December 2025
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v5i2.788

Abstract

India's has become the fourth largest country in the foreign exchange reserves. The Foreign Exchange Reserves (FX Reserves) of India refer to the total foreign currency assets held by the Reserve Bank of India (RBI). It includes Special Drawing Rights (SDRs), Physical Gold and Foreign Currency Assets. Foreign Exchange Reserve stabilizes the Indian economy, particularly in terms of foreign trade and payment systems. This study delves a dataset of 31 years from 1991 to 2022. The objective of the investigation is to analyze the long-term trends to gain insight into the dynamics of the Indian economy and explore it association with GDP growth. The Mann-Kendall test is used to analyze trends in time series data and regression to analysis its impact on the growth of GDP of India. The study reveals the Mann-Kendall test that the computed p-value is lower than the significance level 0.05 at 95% of confident level, the null hypothesis is rejected. Hence, the foreign exchange reserve of India increases further and has positive trend. But in respect of GDP it has no impact on the growth of GDP of India since the p-value is greater than the significance level of 0.05 at 95% of confident level. Thus, Government of India has to take new initiatives, policies and strategies to strengthen its Forex reserves. This will enhance macroeconomic stability, and improve its resilience to external shocks in the global economy.
Sharia-Based Financial Inclusion Strategies for the Economic Empowerment of the Poor: A Systematic Literature Review Ekawaty, Marlina; Nugroho, Moh Agus
Talaa : Journal of Islamic Finance Vol. 5 No. 2: December 2025
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v5i2.790

Abstract

This study employs a Systematic Literature Review (SLR) approach to examine the role of Sharia-based financial inclusion in empowering the poor and fostering economic justice in Indonesia. The review analyzes eleven peer-reviewed studies published between 2020 and 2024, focusing on the implementation of Islamic financial instruments such as Sharia microfinance, zakat, Islamic cooperatives, and digital Islamic financial technology (fintech). The findings reveal that Sharia-based financial inclusion significantly contributes to poverty alleviation by increasing access to capital, promoting entrepreneurship, and improving financial literacy among marginalized groups. However, its effectiveness is often constrained by governance challenges, regulatory fragmentation, and inadequate digital infrastructure. The results underscore the importance of institutional collaboration, innovation in financial products, and inclusive regulatory frameworks. Integrating Islamic economic principles with national development strategies, along with enhanced financial literacy programs, is vital for achieving sustainable socio-economic outcomes. This study contributes to the literature by synthesizing recent findings on the strategic role of Sharia-compliant finance in promoting inclusive development and offers actionable insights for policymakers, practitioners, and Islamic financial institutions in designing more effective and ethical financial inclusion strategies.
The Analysis of Sharia Financial Literacy Levels Among Teachers in Islamic Boarding School in Bungo Regency Karimah, Lailatul Karimah; Zaki, Muhammad; Paradina, Novita Eka
Talaa : Journal of Islamic Finance Vol. 5 No. 2: December 2025
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v5i2.794

Abstract

This study aims to describe the level and forms of Islamic financial literacy among teachers at Pondok Pesantren Al-Kautsar Babeko.  Islamic financial literacy is important in the Islamic boarding school environment because teachers play a role not only as educators but also as role models in applying economic principles of Islam in daily life.  This research used a qualitative approach with a case study method.  Data were obtained through in-depth interviews, observations, and documentation of several teachers who became research informants. Data analysis was carried out through stages of data reduction, data presentation, and conclusion drawing.  The findings showed that the teachers generally understand the basic concepts of finance, especially those based on Islamic principles, particularly in avoiding usury, gharar, and risky transactions.  However, some teachers still faced difficulties in managing finances in accordance with Islamic principles due to various obstacles.  Supporting factors for Islamic financial literacy included educational background in religion and teaching experience, while inhibiting factors include limited access to information and a lack of specific training in the field of Islamic finance.  These findings are expected to serve as input for Islamic boarding school managers and related stakeholders to improve the capacity of Islamic financial literacy among teachers.
Empirical Analysis of Islamic Financing: PLS and Non-PLS Impacts on Real Sector Botutihe, Rifki; Landali, Aldiwanto
Talaa : Journal of Islamic Finance Vol. 5 No. 2: December 2025
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v5i2.798

Abstract

The main focus of this study is to understand why, despite PLS-based financing's advantages in terms of fair risk sharing and supporting long-term economic growth, its implementation is still limited compared to non-PLS schemes, which are considered simpler and less risky. Using an empirical approach based on data from Sharia financial institutions, this study assesses the relative contribution of the two financing models to real economic activity. The analysis was conducted through a comparison between PLS-based instruments, such as mudarabah and musharakah, with non-PLS instruments, such as murabahah, ijarah, and istishna. The result showed that PLS-based financing had a stronger positive influence on the real sector because it encouraged productive investment and fair risk sharing between funders and entrepreneurs. In contrast, non-PLS financing tended to be more dominant due to its lower risk and simpler operational mechanisms, but its link to real economic growth is relatively weaker. This study concludes that increasing the share of PLS-based financing can strengthen the sustainability and inclusiveness of the Islamic financial system. These findings offered important implications for policymakers, regulators, and practitioners in formulating strategies to strengthen the role of Islamic finance in sustainable real sector development.

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