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PENGARUH PDRB TERHADAP TINGKAT KEMISKINAN DI PROVINSI SULAWESI TENGAH (TAHUN 2013-2015) Nugroho, Moh Agus; Rhamadhani, Rika Febby
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (273.087 KB) | DOI: 10.29300/ba.v1i2.877

Abstract

This study examines the Influence of GDP on Level of Provery in Central Sulawesi in 2013 – 2015. The purpose of this research is to analyze how influence GDP on Level of Proverty in Central Sulawesi. The method of analysis used qualitative and quantitative. The type of quantitative research is used to describe of phenomena related to problems on this study. While type of qualiative research is used to analyze the information that can be measured. The result of this study indicate that GDP is not significant effect on Level of Proverty. This is due to the increase GDP that occurred in central sulawesi is not always followed by decrease on the level of proverty. It can be seen from data of GDP and level of provery in Central Sulawesi in 2013 – 2015.Key words : Level of Provery, GDP
Halal Certification Online to Drave Halal Value Chain (HVC) During the Covid-19 Pandemic Abdul Latif; Moh Agus Nugroho; Andi Mardiana; Aprianti Napu
International Journal of Islamic and Social Sciences (ISOS) Vol. 1 No. 2 (2021): ISOS : International Journal of Islamic and Social Sciences
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Halal Value Chains (HVC) have grown quite rapidly over the last five years. This is shown from the number of Indonesian halal food exports to global food exports ranging from 15 to 18% from 2015 to 2020. Thus, the halal label plays an important role in encouraging the increase in the value and transactions of HVC. (Lembaga Pengkajian Pangan Obat-obatan dan Kosmetika) LPPOM MUI, currently has provided (Online Halal Certification Service System) CEROL-SS23000, to speed up and make it easierfor producers to register their products so they can get halal certificates. This study uses a qualitative descriptive approach. The purpose of this study was to find out how the halal certification process carried out by LPPOM-MUI and the development of HVC survived the Covid-19 pandemic. Based on the results of the researcher's analysis, during the LPPOM MUI pandemic, three breakthroughs were made to simplify the halal certification process. First, making adjustments to the audit method known as Modified On Site Audit (MosA), secondly accelerating the halal certification audit process and thirdly extending the validity period of the halal certificate. Although the demand for halal certification has increased, HVC throughout 2020 decreased by a total of -1.72% but this is better than the national GDP level. The PRM (Muslim Friendly Tourism) sector and Muslim fashion were the worst sectors to experience contraction with a percentage decline of -12.53% and -9.87%, respectively. Meanwhile, halal food grew 1.58% and the halal agriculture sector grew 1.85%.
PENGARUH FDR, BAGI HASIL, PEMBIAYAAN JUAL BELI, SEWA MENYEWA DAN NPF TERHADAP PROFITABILITAS BANK UMUM SYARIAH 2016-2020 Hendra H. Dukalang; Moh Agus Nugroho
Account : Jurnal Akuntansi, Keuangan dan Perbankan Vol. 9 No. 1 (2022): EDISI JUNI 2022
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/acc.v9i1.4583

Abstract

This study is to determine whether Financing to Deposit Ratio (FDR), Sales and Purchase Financing (PJB), Profit Sharing Financing (PBH), Leasing Financing (PSM) and Non-Performing Financing (NPF) have a positive or negative effect on profitability or Return. On Assets (ROA) at Islamic Commercial Banks in Indonesia for the 2016-2020 period. The type of research used in this research is quantitative research. The data collection used in this research is secondary data collection, which is accessed from the internet, namely on the OJK website in the form of financial reports in the form of quarterly reports, namely Islamic Commercial Banks for 2016-2020. Data analysis that will be used in this research is descriptive statistical analysis method and panel data regression analysis which is calculated using Eviews 10 computer technology and Microsoft Excel where this research analyzes Profit Sharing Financing, Sales and Purchase Financing, Rental Financing, FDR and NPF on profitability (ROA). The results of this study show that Financing to Deposit Ratio (FDR) and Leasing Financing (PSM) have a negative effect on Return On Assets (ROA). Meanwhile, Sales and Purchase Financing (PJB), Profit Sharing Financing (PBH), Non- Performing Financing (NPF) have a positive effect on Return On Assets (ROA). Keywords: Profitability, Sharia Commercial Banks
UPAH DAN KONSUMSI UNTUK MENINGKATKAN KESEJAHTRAAN DALAM ISLAM MOHAMAD AGUS NUGROHO
J-EBI: Jurnal Ekonomi Bisnis Islam Vol 1, No 01 (2022): J-EBI: JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : J-EBI (Jurnal Ekonomi Bisnis Islam)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (266.958 KB) | DOI: 10.57210/j-ebi.v1i01.115

Abstract

Penelitian upah dan konsumsi untuk meningkatkan kesejahtraan dalam Islam adalah penelitian deskriptif berfokus pada penjelasan sistematis. Upah  dalam Islam tidak boleh ada unsur mendzolimi, perbedaan gender  dan perbuatan yang semena-mena.Dalam perilaku konsumsi, seorang Muslim harus memperhatikan prinsip moral konsumsi, yaitu: Keadilan, Kebersihan, Kesederhanaan, Kemurahan hati dan Moralitas. Islam memaknai kesejahteraan dengan istilah falah yang  berarti kesejahteraan holistik dan seimbang antara dimensi material dan spritual, individual-sosial dan kesejahteraan dikehidupan duniawi dan akhirat. Untuk itu upah yang diperoleh individu tentunya juga mempengaruhi pola konsumsi sehingga untu mencapai sejatrah secara islam seperti falah maka harus disesuaikan dengan pedoman Islam. Kata kunci: Upah, Konsumsi dan Kesejahtraan 
Impact of Productive Waqf Management in Indonesia and Malaysia: Systematic Literature Moh Agus Nugroho; Wahyudi Rusdi; Md Mahfujur Rahman
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 7, No 2 (2022): December 2022
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v7i2.4489

Abstract

In the management of productive waqf, Indonesia and Malaysia are countries that are quite serious in dealing with waqf issues. Both countries are also predominantly Muslim, so the impact of productive waqf management is certainly very helpful for the two countries' economies. Using the Systematic Literature Review (SLR) method to describe the impact of productive waqf management in Indonesia and Malaysia. There were 75 journals studied, filtered by timeline, type, language, country, topic and participant. Ten articles that meet the criteria. SLR identified that 90% of the population are Nazhir or waqf managers, which is a very important population for the success of productive waqf management. The agricultural management sector was the most widely used by Nazhir to maximize productive waqf with a percentage of 40%. The health sector, such as hospitals and clinics, became the productive waqf management sector which Nazhir often used to maximize income with a percentage of 30%. Then in the rental housing sector with a percentage of 20% and 10% in the minimarket or retail sector and others. The SLR method has identified a management system with a profit-sharing system, and investment allocation mapping is the method used by Nazhir.
Multigroup Analysis Eastern Indonesian Millenial Behavior in Using Digital Bank Moh Agus Nugroho; Wahyudi Rusdi
Journal of Applied Business Administration Vol 7 No 1 (2023): Journal of Applied Business Administration - Maret 2023
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.v7i1.5212

Abstract

Transaction value at digital banks grew by around 50.3 percent to 34.3 trillion rupiah when compared to April 2021, digital banks increased deposit interest rates to 7%. This figure is higher than commercial banks which are only 0-4%. This study examines more deeply whether East Indonesian millennials consider LPS Lebel in using and saving at digital banks. East Indonesia was chosen because the number of financial literacy is quite low. The data analysis method uses SEM-PLS and uses a gender and regional/domicile multigroup test, a use analysis of 125 respondents spread across 12 provinces in Eastern Indonesia. The results of the analysis explain that the LPS label variable (LL) and the deposit interest rate (TB) have a positive effect on the interest of Eastern Indonesian millennials in saving at digital banks. However, 88% of Eastern Indonesian millennials do not know exactly what percentage of interest is guaranteed by LPS. In addition, multigroup analysis explains that gender is not an influence on the interest of East Indonesian millennials in saving at digital banks. Meanwhile, the domicile or place of residence between respondents on the island of Sulawesi and outside the island of Sulawesi also does not have a difference
Customer Perception and Price Sensitivity: A Study of Muslim Consumers Behavior on Shopee Nurfitriani Nurfitriani; Moh Agus Nugroho
Jurnal Internasional Ekonomi Islam Vol 5 No 01 (2023): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v5i01.7620

Abstract

The surge in online shopping is on the rise, yet engaging in online selling comes with challenges. Vendors utilizing online platforms like Shopee must grasp the factors that sway buying choices. This becomes crucial as they strive to encourage consumers to purchase products they cannot physically interact with. While numerous investigations have been conducted, there exists an untouched area about Shopee consumers in Palu City. Previous research has revealed that both pricing and customer reviews have an impact on purchase decisions. Conversely, some studies negate their influence. Hence, the present study endeavors to elucidate the extent to which pricing and customer reviews shape the purchasing determinations of Shopee consumers, specifically in Palu City. This research sheds light on the subject by employing a questionnaire-based survey method and utilizing the SPSS software for analysis. Findings indicate that both factors, taken together or individually, wield a notable influence on the purchasing judgments made by Shopee consumers in Palu City. Given that purchasing choices stand as a metric for gauging marketing achievements, the insights from this study are anticipated to offer valuable guidance to digital marketplace sellers when devising their marketing strategies.
Realization and Contribution Sukuk Retail, Savings, and Retail's Waqf During The 2020 Covid-19 Pandemic Moh Agus Nugroho; Rika Febby Rhamadhani; Fathul Khair
Journal of Finance and Islamic Banking Vol. 4 No. 1 (2021)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v4i1.3509

Abstract

Covid-19 entered Indonesia around March 2020, having an impact on economic growth. Indonesia during 2020 minus 2.07 percent of its economy. This economic decline was caused by Covid-19 which had an impact on the economic activities of residents. Throughout 2020 the government issued 4 series of Sukuk, retail Sukuk SR0012 and SR013, savings Sukuk series ST007 and finally retail Sukuk waqf SWR001. The purchase realization of SR012 was IDR 12,142 trillion, and SR013 was IDR 25,667 trillion. Then ST007, the funds that were collected were Rp. 5.18 trillion and the retail Sukuk waqf series SWR001 as much as Rp. 14.91 billion. Despite the minus economy, the Sukuk is still in demand by the Indonesian people. For own contribution, retail Sukuk funds are used for infrastructure development such as bridges, Hajj boarding buildings, construction of railroads, and others. Meanwhile, savings Sukuk are allocated for economic recovery and eligible green projects. Finally, retail waqf Sukuk is used for financing social activities and empowering people, such as the construction of an eye hospital for the poor and others.
Impact Of Islamic Character, Information, And Innovation On Business Performance In The Tempe Industry Nugroho, Moh Agus
Journal of Principles Management and Business Vol. 1 No. 02 (2022): Journal of Principles Management and Bussines
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/jpmb.v1i02.78

Abstract

This study analyzes the influence of Islamic character, information, and innovation on business performance in the tempe industry. The research methodology used is quantitative research with a descriptive analysis approach. The results of the study explain that the Islamic character does not have a positive effect on the business performance of the tempe industry. Meanwhile, access to information and innovation on the business performance of the tempe industry has a significant positive effect. The access to information is the factor that has the biggest influence on business performance in the tempe industry. The implication of this research is to be able to develop micro, small and medium enterprises as well as efforts to support entrepreneurial progress, especially in empowering regional potential.
How Firm Characteristics Affect the Timeliness of Financial Disclosures in Nigerian Insurance Firms Olubukola Sarah, Oyewole; C.S.A. Okeke , Frankline; Okeke, Oluchukwu Gloria; Nugroho, Moh Agus; Beactrice Chinonye , Ezeilo
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 6 No. 1 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i1.259.1-16

Abstract

Increasing the relevance of corporate financial statements to decision-making processes necessitates rapid availability of financial information to users. This study delves into the timely reporting practices of Nigerian insurance companies over a twelve-year period, spanning from 2009 to 2021. Through an examination of firm characteristics such as size and age, alongside the timeliness of financial reports measured by audit report delay, this research sheds light on the intricate dynamics influencing financial reporting practices within the Nigerian insurance sector. Utilizing advanced statistical analysis techniques including fixed effect modeling and diagnostic tests for data normality and heteroskedasticity, the findings unearth compelling insights. Notably, while firm size exhibits a significant negative impact on financial reporting timeliness, the influence of firm age proves to be less straightforward, indicating nuanced factors at play. This study underscores the imperative for insurance companies to bolster their asset bases, thereby enhancing their capacity to mitigate delays in financial reporting. By elucidating the interplay between firm characteristics and reporting timeliness, this research offers actionable recommendations to fortify the integrity and efficiency of financial reporting practices within the Nigerian insurance industry.